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Moneyball posted:I'm on cheapskate's side. Yeah, I'm astonished that opinion in the thread seems to be coming down against her. Covering the half-price meal in exchange for her friend's covering the drinks is a pretty generous quid pro quo (next to nothing if they both order soda), and it's not exactly like she's whipping out coupons at Per Se--you're going to Olive Garden, so get over yourself.
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Oct 2, 2016 16:41
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Switchback posted:It's not about whether it's good or bad to use a coupon or not buy someone else's alcohol. This puts me under the impression that their friendship was going down the shitter anyway.
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Oct 2, 2016 16:45
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This sounds like some sort of strange American thing I'm not aware of where coupon = grave insult? Then again, where I live you can buy a book of coupons for various local restaurants and attractions with part of the proceeds going toward charity, so there less of a negative connotation? Alternatively... What if I'm a horrifying goony goon and my partner has been silently cringing all this time, too polite to say anything?!
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Oct 2, 2016 16:49
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She's leaving things out of that story. If I had to hazard a guess she probably never hangs out unless it's at her house and the rare times she goes out she does nothing but complain about the prices all night. That poo poo gets annoying. It's like hanging out with George Costanza all the time. Now ending a friendship over something easily fixed like that is pretty childish, but as everyone has said the relationship has probably been on the outs for awhile and this "miserly" invite may have just been the last straw.
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Oct 2, 2016 17:06
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froglet posted:This sounds like some sort of strange American thing I'm not aware of where coupon = grave insult? We have those too, and people go to restaurants all the time using Groupons and other huge discounts. Some people don't using coupons because they don't like to look cheap, but I think Solice has it right. I have a friend who would come to restaurants and not eat anything, then go to McDonald's on the way home. We drew the line at him bringing outside food to the restaurants, but other than that it was fine.
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Oct 2, 2016 17:49
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It's an American thing for the randomest poo poo to set people off Actually that's probably world-wide but yes people and their pride are funny. Source: A childhood friend and I shattered a friendship because he was told I said some "mean stuff" (while in the presence of his gf's friends, we were all in the same tiny, cramped living room) and I was too proud to sort it out because what a little bitch, i don't have time for insecure people And that's my daily contribution to the BWM thread
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Oct 2, 2016 18:06
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Solice Kirsk posted:She's leaving things out of that story. If I had to hazard a guess she probably never hangs out unless it's at her house and the rare times she goes out she does nothing but complain about the prices all night. That poo poo gets annoying. It's like hanging out with George Costanza all the time. Now ending a friendship over something easily fixed like that is pretty childish, but as everyone has said the relationship has probably been on the outs for awhile and this "miserly" invite may have just been the last straw. Bingo. Like Switchback said earlier, it has more to do with their friendship than the bill. If they weren't both terrible shits, they could navigate it easily and a coupon would barely be a blip on the radar. Thrifty is great. Thrifty is reasonable. Playing within your budget can be difficult but is a necessary thing to do. I doubt that's what's happening here. I had a friend in high school who was a total miser and it became too much to deal with. She was always willing to "share" as long as it was one direction. She wasn't a mooch, she had a compulsion problem. She'd tell you how much money she'd hoarded from skipping lunch and pocketing her lunch money while sharing your lunch. She'd begrudgingly go out to eat with you (you couldn't eat at her house unless her mom was home to feed you because she hoarded food, had no prob eating at my house) and order the cheapest thing with water and expect to share your drink at minimum, she'd go to the mall and shoplift, she'd brag about her straight A's while trying to cheat off my tests, she texted my husband the night of my wedding because she was mad he broke up with her months before we started dating What I'm saying is, there's more to the story.
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Oct 2, 2016 18:20
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Leon Trotsky 2012 posted:He's probably not an actual billionaire or is a billionaire by virtue of non-liquid assets and the "value" of his brand, which is imaginary money. Do you think all people with wealth have a secret vault full of gold coins they swim around in?
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Oct 2, 2016 18:34
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Factor Mystic posted:Do you think all people with wealth have a secret vault full of gold coins they swim around in? No, but saying you're worth $11 billion dollars based on $1 billion in non-liquid assets and a $10 billion estimated valuation of your name, means that he definitely doesn't have as much money or assets as he claimed to have earned in the last 20 years.
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Oct 2, 2016 18:50
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"Billionaire on the basis of non-liquid assets" is most of the people in the Forbes list I think. Has he really said that his brand is worth a billion dollars?
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Oct 2, 2016 18:52
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Doesn't have to be liquid, I'd settle for tangible asset valuation instead
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Oct 2, 2016 18:57
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canyoneer posted:Doesn't have to be liquid, I'd settle for tangible asset valuation instead Doesn't that exclude many liquid securities?
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Oct 2, 2016 19:00
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Subjunctive posted:"Billionaire on the basis of non-liquid assets" is most of the people in the Forbes list I think. Has he really said that his brand is worth a billion dollars? On his financial disclosure forms to the FEC he reported that his total worth in just over $11 billion, that his name was worth $3.5 billion, and that many of his hotels and properties were using a higher valuation estimate than they would normally be assessed, because a "Trump Hotel" is worth much more than a regular hotel. So, it is all self-reported and very vague.
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Oct 2, 2016 19:02
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Solice Kirsk posted:She's leaving things out of that story. If I had to hazard a guess she probably never hangs out unless it's at her house and the rare times she goes out she does nothing but complain about the prices all night. That poo poo gets annoying. It's like hanging out with George Costanza all the time. Now ending a friendship over something easily fixed like that is pretty childish, but as everyone has said the relationship has probably been on the outs for awhile and this "miserly" invite may have just been the last straw. On a lighter note, this comment was pretty great: quote:I'll never forget my grandfather taking us to Arby's because he had a coupon... it was my grandmother's birthday, and she refused to even get out of the car as she felt she deserved something a little nicer. I remember feeling uncomfortable as I thought she was right, but as a child I just wanted some food.
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Oct 2, 2016 19:26
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Haifisch posted:On a lighter note, this comment was pretty great: I just got very sad all of a sudden
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Oct 2, 2016 19:31
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Good on Gran for not even getting out of the car.
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Oct 2, 2016 19:34
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NancyPants posted:Good on Gran for not even getting out of the car. If it was winter her body heat would have warmed the car and saved on time the heater had to be on thus saving on battery life/gas. GWM.
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Oct 2, 2016 19:50
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Leon Trotsky 2012 posted:On his financial disclosure forms to the FEC he reported that his total worth in just over $11 billion, that his name was worth $3.5 billion, and that many of his hotels and properties were using a higher valuation estimate than they would normally be assessed, because a "Trump Hotel" is worth much more than a regular hotel. Amazing. I wonder if he'll claim a name-value loss based on this campaign revealing him to be a moron.
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Oct 2, 2016 20:20
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Subjunctive posted:Amazing. He already had great name recognition, but the guy will probably do even better after (god willing) he loses this election. There's all the rumors that he'll start a conservative news network, and end of the day he created a super loyal following. Depressing, but Trump will do fine win or lose on election night.
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Oct 3, 2016 03:26
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Powerlurker posted:Found another gem on Reddit: Holy poo poo look at the OP's posts in that thread. Dude is a straight up rear end in a top hat. quote:I didn't get her pregnant. It takes two people and I just trusted her to not lie about BC. I get it. I am dumb and messed up. quote:It is not my fault she is poor. She didn't have to have the baby, she didn't have to get pregnant. It is what it is, I am trying to find a way for it to be fair to all parties. Hey look, I know we had sex and everything but it's not MY fault she got pregnant.
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Oct 3, 2016 05:27
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Hey you're the one that took my sperm and went and made a baby out of it all on your own 
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Oct 3, 2016 05:33
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some reddit bwm:quote:https://www.reddit.com/r/bayarea/comments/55lx3v/i_dont_like_cities_but_i_have_to_work_in_them_help/
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Oct 3, 2016 07:04
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My favorite part is the $741 a month student loan payment about to hit!
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Oct 3, 2016 11:56
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That dude is about to enter a world of financial hurt. The main effect of BWM for me is to make me feel marginally better about my dire financial straits, so thanks for this.
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Oct 3, 2016 15:16
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EAT FASTER!!!!!! posted:That dude is about to enter a world of financial hurt. The main effect of BWM for me is to make me feel marginally better about my dire financial straits, so thanks for this. Same, also: learning from others' mistakes.
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Oct 3, 2016 15:28
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Duckman2008 posted:He already had great name recognition, but the guy will probably do even better after (god willing) he loses this election. There's all the rumors that he'll start a conservative news network, and end of the day he created a super loyal following. Yeah about that... http://www.cnbc.com/2016/08/04/trum...commentary.html quote:It turns out the data is fairly clear: Since Donald Trump announced his candidacy in June 2015, foot traffic to Trump-branded hotels, casinos and golf courses in the U.S. has been down. Since spring, it's fallen more. In July, Trump properties' share of visits fell 14% year over year, for instance.
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Oct 3, 2016 15:40
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Dr. Eldarion posted:Yeah about that... Not that it's not probably accurate but that data isn't from any kind of actual study but from Foursquare, something I didn't even realize still existed at all let alone anyone used in the first place.
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Oct 3, 2016 15:43
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Visits to trump hotels are down 14% among...foursquare employees and their immediate families. EDIT: Sorry I talked about trump here I ain't gonna talk about presidential candidates in the BWM thread Jeffrey of YOSPOS fucked around with this message at 15:50 on Oct 3, 2016 |
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Oct 3, 2016 15:44
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Haha yeah Trump is half way to the poor house already!
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Oct 3, 2016 15:49
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Zo posted:Haha yeah Trump is half way to the poor house already! Good, he's almost out of deductions. People who don't pay taxes REALLY don't want to pay taxes, even when they can. I wouldn't be surprised if his accountants are trying to find a way to classify all the money he's spent on his campaign as a big loss on his 2016 returns.
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Oct 3, 2016 15:53
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There's a whole forum for talking about Trump if you really hate yourself that much, but there's only one thread to talk about a guy who wants to live in his car in a place where he can't even get out of it to cook and lacks access to water and electricity, but ha decided this is for the best because of his crushing CC and loan debt.
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Oct 3, 2016 17:49
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Enfys posted:There's a whole forum for talking about Trump if you really hate yourself that much, but there's only one thread to talk about a guy who wants to live in his car in a place where he can't even get out of it to cook and lacks access to water and electricity, but ha decided this is for the best because of his crushing CC and loan debt. This guy is screwed but I honestly feel bad for him. He's gotten himself a job, he's got a plan (a dumb one, but a plan anyhow), and it doesn't rely on some kind of magical "investment" coming out of nowhere or a get-rich scheme or exploiting anyone else. His plan isn't going to work, but maybe he can roomie-up with another airport worker, or get to park his vehicle at their place, or something. He was smart/educated enough to get a job. Good for him, I wish him the best despite his foolish plan.
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Oct 3, 2016 17:59
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https://www.reddit.com/r/personalfinance/comments/55mrmf/im_planning_to_buy_my_first_new_car_next_year_and/ posted:I'm 26 and since I started driving I've been driving clunkers. My current car is a '92 Buick LeSabre. I've put 4 times it's worth (assuming it was in good condition--it's not) into repairs over the last 4 years, easily. It's got no horn, it's held together with duct tape, and it's ugly. But it runs well enough. I've been looking at the upcoming Tesla Model 3. It's 35k and it comes out at the end of next year. No more gas, better for the environment, autopilot mode, high quality and a working horn. I want it, and I'm determined to make it happen.
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Oct 3, 2016 19:53
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I love people that throw out their expected income in x many years as if it has any meaning. Well sure i owe $300k and blow $50k a year on top of that but I'm in med school and in seven years I'll be making $70k as a resident! There are well compensated professionals that will die poor having to start their adult career with a mountain of debt between their cars, houses and student debt.
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Oct 3, 2016 20:10
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Almost a quarter of his income goes to a phone, movies, and pets. Oh wonderful, his family is subsidizing it.
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Oct 3, 2016 20:19
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cowofwar posted:I love people that throw out their expected income in x many years as if it has any meaning. Well sure i owe $300k and blow $50k a year on top of that but I'm in med school and in seven years I'll be making $70k as a resident! My dumbass brother did that when he went back to school for mortuary services. "Oh yeah, I'll make 70k/year!" [stupid] completely ignores the whole interning thing [/stupid] 3 years later he still hasn't found a job and I'm pretty sure has not paid anything on his student loans.
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Oct 3, 2016 20:24
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quote:~$100 in subscription fees (Netflix, Hulu, audible, spotify) How? Each of these is like $10ish, so either he has more that he's not listing or he's got some form of super-premium subscriptions for these. Why does he need audible AND spotify?
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Oct 3, 2016 20:27
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WampaLord posted:How? Each of these is like $10ish, so either he has more that he's not listing or he's got some form of super-premium subscriptions for these. Audible is audiobooks. Spotify is music. And Audible can cost as much as $25/month for a subscription. So there's 25% of his $100 a month.
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Oct 3, 2016 20:30
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Krispy Kareem posted:My dumbass brother did that when he went back to school for mortuary services. It's near impossible to break into the mortuary business unless you know someone/are related. My friend went through that after college and it took her 4 years to find a job in the field and it started out paying less than what she was making at the time to boot because they wanted to "try her out" for 6 months before they started really paying her. It finally worked out just fine, but that is some poo poo.
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Oct 3, 2016 20:33
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Krispy Kareem posted:My dumbass brother did that when he went back to school for mortuary services. You can get a degree in burying corpses? ... what's the homework involve 
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Oct 3, 2016 20:56
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