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RheaConfused posted:That sucks. I actually love mine, but it's working with a helicopter air ambulance unit, and about as far from a traditional government job as you can get. In fact, we are one of the only publicly owned units in the country. Plus, yay helicopters! Do you get a pension and other sweet fat government bennies? That sounds like the coolest best most awesome job in the world
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Oct 6, 2016 23:27
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Yeah Rhea that is awesome. I also am lucky and totally love my government job and am well compensated for what I do. But I'm really, really looking forward to that PSLF kicking in. I'm a third of the way there.
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Oct 6, 2016 23:30
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ate all the Oreos posted:Do you get a pension and other sweet fat government bennies? That sounds like the coolest best most awesome job in the world Oh yes. I came from working in a private sector hospital and was like "what is a paid holiday what is happening to me" and now a great pension, 14 paid holidays, sick time, vacation, 100% covered insurance, it's basically insane. And I make a lot more money. I'm one of two office staff, so I don't get to ride out every day, but every once in a while is good enough for me. You couldn't find better people to work with than those who risk their lives every day to pull people out of floods and such. Also, it is 1.1 miles from my house, so we only need to own one car. I'm keeping my government job (where I can have as many tattoos as I want, including hand tattoos) till I die.
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Oct 6, 2016 23:39
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Mocking Bird posted:My public government social work job is the best paying one in my field and qualified me for PSLF, but is also soul crushingly depressing and I may be a husk of a human 7 years from now.
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Oct 7, 2016 01:48
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Bhodi posted:Don't you work for CPS or a CPS-like agency? And foster teenagers? You save kids! ... Do I? I do work for CPS, but the saving kids thing is questionable. At the moment mostly I'm telling moms that I have too many concerns about their sobriety to leave their infant in their care and the baby needs to come with me and the nice officer, or picking up traumatized kids from foster homes who can't handle them and gave up and taking them to emergency shelters. It's been a soul crushing month or two. My kid is an rear end in a top hat but admittedly I do love her to pieces. Her senior trip is $600, and her graduation, yearbook, and portrait stuff is another $350. I've also spent $160 so far on college applications. Teens are BWM.
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Oct 7, 2016 02:33
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Mocking Bird posted:I've also spent $160 so far on college applications. She's only applied to one college?
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Oct 7, 2016 02:38
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Guinness posted:She's only applied to one college? California state universities are $55 a pop and she got fees waived for four of them.
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Oct 7, 2016 02:40
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Mocking Bird posted:California state universities are $55 a pop and she got fees waived for four of them. Universities will waive application fees?!?
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Oct 7, 2016 02:41
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WampaLord posted:Universities will waive application fees?!?
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Oct 7, 2016 02:45
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Mocking Bird posted:California state universities are $55 a pop and she got fees waived for four of them. A good parent. Keep it up, that's awesome.
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Oct 7, 2016 02:47
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Star War Sex Parrot posted:Yes. It's need-based. Yes. Foster children are independent students with a FAFSA calculated EFC of 0.
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Oct 7, 2016 02:48
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Where is the derail bird now? Oh, there it is
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Oct 7, 2016 03:35
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Borrows $90k and ends up owing finance company $650k in 6 years. Finance company goes after house. There's the usual 29% interest and 39% penalty interest, along with rolling over loans when she had no income. http://www.stuff.co.nz/business/85081930/womans-home-at-risk-as-90000-loan-rolls-over-to-650000
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Oct 7, 2016 03:55
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Devian666 posted:Borrows $90k and ends up owing finance company $650k in 6 years. Finance company goes after house. There's the usual 29% interest and 39% penalty interest, along with rolling over loans when she had no income. quote:The finance company would not lend Maharak's business but was happy to give the money to his wife, who later took another $40,000 to help pay off her husband's debts. I wonder how much she actually borrowed because it sure isn't $90k.
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Oct 7, 2016 04:59
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Devian666 posted:Borrows $90k and ends up owing finance company $650k in 6 years. Finance company goes after house. There's the usual 29% interest and 39% penalty interest, along with rolling over loans when she had no income. God I was going to link this too. I hate that the headline is 'unfair loan' - it's not unfair it's just staggeringly retarded. Yes, lets all use a lovely payday loan company as a bank when we have no income.
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Oct 7, 2016 05:41
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I hadn't looked at this thread in ~10 days and there's too much to quote from the past 10 pages so instead thanks just thanks to everyone who posted the derail bird
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Oct 7, 2016 06:34
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RheaConfused posted:pension are you working in a fairytale, surely these things no longer exist
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Oct 7, 2016 07:46
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I worked for a non-profit government funded community healthcare center and it sucked--total toxic work environment that ruined my life--just chiming in. I don't have poo poo from it.
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Oct 7, 2016 08:54
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Tamarillo posted:God I was going to link this too. I hate that the headline is 'unfair loan' - it's not unfair it's just staggeringly retarded. Yes, lets all use a lovely payday loan company as a bank when we have no income. There's some irresponsible lending but they're still going to make a good profit from this. It really is about loving over people and the court will temper the payout but going to a payday loan outfit is the worst idea. It's going to still cost them a lot.
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Oct 7, 2016 23:22
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Devian666 posted:Borrows $90k and ends up owing finance company $650k in 6 years. Finance company goes after house. There's the usual 29% interest and 39% penalty interest, along with rolling over loans when she had no income. Is this the Kiwi version of a pay day loan where the interest rate is 700%?
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Oct 7, 2016 23:43
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Reddit "What could go wrong?" of the day:https://www.reddit.com/r/personalfinance/comments/56e7o1/can_me_19_and_bf_20_along_with_bfs_mom_47_qualify/ posted:Brief financial backstory for each of us: I'm 19, recently opened a secured credit card, and will have my first credit report in a couple months. I own and have a paid off car and make monthly car insurance payments ($140) along with phone bill ($32) I make $12.25/hr and work around 25 hrs a week generally bringing home about $1200/month. I also pay for my own college but that's what I used my savings account for (I inherited a sum of money when my grandparents passed away). I also have about $1500 stored in a lockbox at home for getting a home, furniture, surprise expenses, etc whatever.  .
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Oct 8, 2016 01:05
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The "going to buy a house with my college boyfriend and his mother" part is what gets me, Jesus Christ abort
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Oct 8, 2016 01:26
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NancyPants posted:The "going to buy a house with my college boyfriend and his mother" part is what gets me, Jesus Christ abort But surely they will be together ~forever~! You just don't understand their love.
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Oct 8, 2016 01:36
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ChickenOfTomorrow posted:are you working in a fairytale, surely these things no longer exist They still officially exist, although who knows whether they'll actually be honored 30 years from now.
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Oct 8, 2016 01:47
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Haifisch posted:Reddit "What could go wrong?" of the day: She seems like she has her head screwed on pretty straight financially for a 19yr old. Buying a house at 19 with your boyfriend and his mother is like horribly naive though. That said, when the total mortgage cost for a a house is only slightly more than I paid to split a house five ways ten years ago then it's almost understandable that a 19yr old would want to buy.
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Oct 8, 2016 02:53
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Person keeps horse at a boarder. Person wants to move horse, surprise! No horse! General consensus is it was sold a long time ago.quote:https://www.reddit.com/r/legaladvice/comments/56cwro/equine_boarder_euthenizes_my_horse_face_books_me/
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Oct 8, 2016 10:39
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"Oh, you want your horse back? It, uh, ate wood and died. Also it got kicked in the stomach. And my human doctor brother euth'd it. And there's no body to show you. And we're only telling you now, via facebook, because we're a legitimate operation." There are commenters who think the boarder might be doing this to multiple horses, but if they're that bad of a liar, how have they avoided trouble this long?
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Oct 8, 2016 16:47
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I like how she just apparently kept the horse in storage and never went to visit it at all ever
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Oct 8, 2016 16:53
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Horses, unless you're doing it professionally, are pretty capital A-1 BWM.
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Oct 8, 2016 17:01
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ate all the Oreos posted:I like how she just apparently kept the horse in storage and never went to visit it at all ever I was thinking the same thing. I guess it's like a gym membership or a timeshare.
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Oct 8, 2016 17:11
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H110Hawk posted:Person keeps horse at a boarder. Person wants to move horse, surprise! No horse! General consensus is it was sold a long time ago. This plan could work, if the boarder had gotten a horse from someone else to give to the person who wanted to withdraw. It's only a problem if everyone needs to withdraw all their horses at once. But it's better to just leave your horse in the market and let the boarder take care of it.
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Oct 8, 2016 17:47
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Factor Mystic posted:This plan could work, if the boarder had gotten a horse from someone else to give to the person who wanted to withdraw. It's only a problem if everyone needs to withdraw all their horses at once. But it's better to just leave your horse in the market and let the boarder take care of it. hahahaha
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Oct 8, 2016 18:11
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Factor Mystic posted:This plan could work, if the boarder had gotten a horse from someone else to give to the person who wanted to withdraw. It's only a problem if everyone needs to withdraw all their horses at once. But it's better to just leave your horse in the market and let the boarder take care of it. Ponzy Scheme
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Oct 8, 2016 18:37
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The Z is silent 
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Oct 8, 2016 19:15
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Factor Mystic posted:This plan could work, if the boarder had gotten a horse from someone else to give to the person who wanted to withdraw. It's only a problem if everyone needs to withdraw all their horses at once. But it's better to just leave your horse in the market and let the boarder take care of it. Fractional reserve horse.
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Oct 8, 2016 19:58
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H110Hawk posted:Person keeps horse at a boarder. Person wants to move horse, surprise! No horse! General consensus is it was sold a long time ago. quote:Eeeeh, horses are notorious for dying in dumb unpredictable ways. Some horses do a thing called cribbing where they bite the wood of their stall and sort of breathe in weird cause it causes some kinds of pleasurable sensation. It's not out of the realm of possibility that a horse could eat wood (my friend just lost a goat and during the necropsy there was a metric fuckton of fence in its stomach) but this guys is doing the classic "Give too many details" of a bad lie. quote:People give sheep a bad rap but every one of my farmer friends has had goats die in a SPECTACULARLY stupid way. My one friend just lost her favorite goat because it got its head stuck in a fence and freaked out, snapping its neck. Last year she had a kid drown in a tub of water she didn't think it could reach and the next day it's twin almost drowned in the same tub even though she put a grate over it so only the top inch or two off water was accessible. Another friend had one goat get tangled in some baling twine (even though she scours her farm for any loose strings). The twine got tangled around another goat. Both those goats ended up fine but not the goat that tried to walk between them while they were freaking out!!!!! Meanwhile the sheep get caught in something and go 'well, time to die I guess' and while they lay there calmly for the sweet touch of death you can come up when you find them hours later and just cut them loose.
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Oct 8, 2016 21:20
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Switchback posted:Jeez do goats do that often? To be fair if I were constantly covered in massive amounts of wool regardless of the weather I'd probably pray for the sweet release of death too.
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Oct 8, 2016 22:58
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EAT FASTER!!!!!! posted:Horses, unless you're doing it professionally, are pretty capital A-1 BWM. In and of themselves, they're no more BWM than any other hobby involving things that cost money. They just tend to attract people who think that following one's passions (whether in terms of careers or hobbies) means not bothering to do any research beforehand.
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Oct 8, 2016 23:21
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Cockmaster posted:In and of themselves, they're no more BWM than any other hobby involving things that cost money. They just tend to attract people who think that following one's passions (whether in terms of careers or hobbies) means not bothering to do any research beforehand. I don't know, there's very few hobbies that cost that much money. Like I guess people with project cars are the closest equivalent cost? You generally don't see people taking out massive loans to pay for their beading or model plane passion. Knowing this thread someone's now going to find a person who took out a second mortgage to pay for their model plane addiction though 
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Oct 9, 2016 00:00
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ate all the Oreos posted:I don't know, there's very few hobbies that cost that much money. Like I guess people with project cars are the closest equivalent cost? You generally don't see people taking out massive loans to pay for their beading or model plane passion. Along those lines, there's a company in Canada specialising in gun loans. I don't have any specific stories, but some people spend a lot of money on guns. *Note: I'm not calling out IR35 for being BWM by owning all those guns. I'm sure at least some of them are for professional face shooting purposes.*
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Oct 9, 2016 01:01
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