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C.H.O.M.E posted:We live in a world where you can LEASE TIRES FOR YOUR CAR. What do they even do with the old used up tires when the lease is over
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Oct 31, 2016 23:24
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C.H.O.M.E posted:If repo'ing electronics were not worth it, Aaron's and other Renton to own bottom feeders wouldn't exist. Wait so, you're expected to return them at the end of the lease? Fees for too much wear?
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Oct 31, 2016 23:25
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http://mobile.rentawheel.com/how-it-worksquote:
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Oct 31, 2016 23:27
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Breetai posted:Following the link on my Android device led me to a massive browser hijack and fake virus warning. Problem discovered. Tested this on iOS and the site loaded as it should. Your device may be infected.
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Oct 31, 2016 23:52
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C.H.O.M.E posted:If repo'ing electronics were not worth it, Aaron's and other Renton to own bottom feeders wouldn't exist. I thought those places could just turn around and rent-to-own repo'd electronics/furniture/whatever to some other sucker.
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Oct 31, 2016 23:55
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I sleepily looked at this thread title and thought it had been changed to "We're all just doomed!"
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Nov 1, 2016 00:04
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Well that's not incorrect.
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Nov 1, 2016 00:17
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Killstick posted:Wait so, you're expected to return them at the end of the lease? Fees for too much wear? No, you're expected to shop on payment, and sign up thinking it's a normal payment plan so you can keep your car on the road. Then, when you hit the end of the lease, you can't afford not to pay the buyout charge. There's a company that specializes in this. They'll let you lease pets, car repairs, and even medical devices. Notice that they're not interested in anything people would be willing to give up at the end of a lease term. Of course, they're not responsible for customers who fail to read the fine print, and if any unscrupulous salespeople push the plan without explaining how it differs from ordinary credit, it would be unfair to hold them responsible. They're just a humble cutting edge fintech startup, specializing in helping people afford the things they need! No matter how bad the "alternative lending" market seems, they'll find a new way to be even worse than you thought.
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Nov 1, 2016 01:38
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Space Gopher posted:There's a company that specializes in this. They'll let you lease pets, car repairs, and even medical devices. Notice that they're not interested in anything people would be willing to give up at the end of a lease term. God drat, I forgot about these guys. I remember them being linked in this thread a long time ago. That this is even legal is amazing, but even more amazing (and sad) is that enough people are so desperate and naive that they get suckered into it.
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Nov 1, 2016 01:57
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C.H.O.M.E posted:If repo'ing electronics were not worth it, Aaron's and other Renton to own bottom feeders wouldn't exist. Rent-to-own customers are very price insensitive. They'll overpay even for used items. So Aaron's can rent a $700 TV for one year, pocket $900, repo it, and then lease it out again for the same price. Do they sell mattresses? Because that sounds horrible.
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Nov 1, 2016 02:44
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Krispy Kareem posted:Rent-to-own customers are very price insensitive. They'll overpay even for used items. So Aaron's can rent a $700 TV for one year, pocket $900, repo it, and then lease it out again for the same price. That reminds me of the SA classic, Stories from Rent-to-Own.
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Nov 1, 2016 02:58
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Krispy Kareem posted:Rent-to-own customers are very price insensitive. They'll overpay even for used items. So Aaron's can rent a $700 TV for one year, pocket $900, repo it, and then lease it out again for the same price. It's the same logic that sets the price point on services like Spotify or Netflix - Everyone can afford $10/month. It amazes me how many subscription services people are on these days. (Myself included.)
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Nov 1, 2016 04:09
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So what you're saying is that Lowtax needs to turn SA membership into a $10 monthly subscription. Someone get him on this.
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Nov 1, 2016 06:01
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$2 monthly. It's a steal!
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Nov 1, 2016 06:17
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The whole point of rent-to-own tire/wheel shops is to snag suckers that want to put the latest popular size rimz (20's, 22's, 24's on the truck DAS NASTY!) on their clapped out '98 buick LeSabre so they can get pussy at the club. The people that go for that poo poo are why you see older domestics with the 22" and DUB stickers on the side of an otherwise stock car. Because their rims got repo'd. And then the car got towed back to the buy here pay here lot because the owner lost their job at popeye's or spent all their check on the latest iPhone over at cricket. Source: Live in one of the ghettos of Houston. You see Aaron's trucks driving around here all the time too.
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Nov 1, 2016 13:03
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Weird, the minute I opened this page my dog started going nuts. What is it boy?
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Nov 1, 2016 23:35
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Tiny Brontosaurus posted:Weird, the minute I opened this page my dog started going nuts. What is it boy? Accurate Good dog Bad racist
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Nov 1, 2016 23:37
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Tiny Brontosaurus posted:Weird, the minute I opened this page my dog started going nuts. What is it boy? No see he lives there so it's OK
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Nov 1, 2016 23:44
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Don't donk and slab shame.
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Nov 1, 2016 23:51
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Do they have refrigerators too? e: beaten, should have  'd harder
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Nov 2, 2016 00:52
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Dogs can smell really abstract stuff like when a stroke is about to happen so no reason why they can't smell racism.
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Nov 2, 2016 01:11
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Repo won't work out that well for Best Buy because their customers want to buy new poo poo at normal retail prices and a TV is not one of those things that you skip the light bill to pay like with a car. Aarons' customers are there because they don't qualify for normal credit and don't habe many other choices to get financing. I have looked at a lot of credit applications for payday loan customers who apply for normal credit to see if they can get it, and Aaron's accounts are a common thing to see. A lot of tese people have credit so crappy that you start to understand the triple digit interest rates; with the default rates they are up against you have to have high rates to compensate and turn a profit. A lot of these people also have a cashflow problem. Car loans are a little easier since they want to keep the car so they can work.
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Nov 2, 2016 01:39
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Zo posted:Dogs can smell really abstract stuff like when a stroke is about to happen so no reason why they can't smell racism. "Dog whistle"
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Nov 2, 2016 02:08
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NancyPants posted:"Dog whistle" My second-favorite reddit gimmick account was racism_sniffing_dog, who communicated entirely in barks, whines, and growls, but still drove racists nuts. (My first-favorite was treats_men_like_women .)
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Nov 2, 2016 03:03
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Tiny Brontosaurus posted:Weird, the minute I opened this page my dog started going nuts. What is it boy? lol
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Nov 2, 2016 03:34
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Colin Mockery posted:My second-favorite reddit gimmick account was racism_sniffing_dog, who communicated entirely in barks, whines, and growls, but still drove racists nuts. I love this.
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Nov 2, 2016 04:20
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quote:I know this sounds crazy. It is crazy, but it is real. My uncle has owned multiple exotic animals in his time (a lion and a bear) and has a permit to own those animals in another state. A friend of his in this exotic animal world has had a litter of lion cubs and "owes [my uncle] a favor" and he wants to GIVE ME A LION. I don't want a lion. I can't have a lion. I'm pretty sure it's illegal to have one in Kentucky. He may have already paid for this lion, and he is serious and adamant I need to have this lion cub. I thought he was joking. He was not.
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Nov 2, 2016 09:15
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This whole thread is pretty funny:quote:Let's talk Kentucky Lion Laws. ("Did you say 'lemon laws?'" "No, I did not.") OP posted:Ha, I'm actually in graduate school getting a doctorate in Psychology, and one of my cohorts suggested training it to be a "therapy lion." This bestoflegaladvice thread has some good stories like this: quote:My grandma once gave me a monkey, Nastiest little poo poo ever. We donated it, cage and all, to a local nature center when the weather got cold. These days, I don't even understand people keeping raccoons or ferrets or sugargliders. THEY ARE WILD ANIMALS!
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Nov 2, 2016 09:51
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I would seriously love to see someone try to use the "therapy/emotional support animal" thing to challenge laws regarding exotic pets. Though preferably not with a lion - the glaring safety issues would probably get that case tossed out quickly. The ideal candidate would be something like a skunk or prairie dog - something that would trigger the "wild animals shouldn't be peta" reaction from a lot of people, but capable of being socialized to where it could legitimately serve as a therapy animal.
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Nov 2, 2016 14:18
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Cockmaster posted:I would seriously love to see someone try to use the "therapy/emotional support animal" thing to challenge laws regarding exotic pets. Though preferably not with a lion - the glaring safety issues would probably get that case tossed out quickly. The ideal candidate would be something like a skunk or prairie dog - something that would trigger the "wild animals shouldn't be peta" reaction from a lot of people, but capable of being socialized to where it could legitimately serve as a therapy animal. As it turns out the law is actually pretty crisp and any establishment open to the public who knows the law will tell you to get your loving stupid lion out and call the cops on you. ADA requires allowing service animals where members of the public are allowed, and explicitly draws a distinction between a "service animal" and "therapy/emotional support animals". While HIPAA does mean people don't have to tell you why they have a service animal, they do have to identify it as a service animal, and be able to tell you what service the animal is providing. The animal has to remain leashed at all times while being permitted as a service animal. I had to find all this poo poo out because I used to run event security at an event where dogs were banned but people tried to use this loophole to get them in anyway because people are poo poo. Basically the whole therapy/emotional support loophole only works because people don't know the law and don't want to get on the wrong side of it. According to the ADA, the only animals that can be service animals are dogs and miniature horses
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Nov 2, 2016 15:55
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Foxes are practically begging to be domesticated. This is the perfect time to start a therapy fox business.
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Nov 2, 2016 15:56
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Dwight Eisenhower posted:According to the ADA, the only animals that can be service animals are dogs and miniature horses  Li'l Sebastian.He may have been li'l, but his heart was anything but li'l.
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Nov 2, 2016 15:58
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Someone made the good point that owning an illegal lion could cause issues with the OP getting his psych license, among other problems...quote:"Mrs. Jones, i have good news and bad for you. The good first. little Johnny no longer suffers from fear of large mammals and will no longer wet the bad. The bad news, regrettably, is that our therapy lion unfortunately..." Edit - haha found this one buried at the bottom quote:I have a legitimate, crippling fear of antelopes, buffaloes, and zebras. My emotional support Lion protects me from these creatures. Tiny Brontosaurus fucked around with this message at 16:29 on Nov 2, 2016 |
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Nov 2, 2016 16:27
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Dwight Eisenhower posted:miniature horses Apparently they're really good at it too from what I hear, and who doesn't want an adorable lil' clip clop with them all the time  I mean I don't but at least it's not a lion
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Nov 2, 2016 17:02
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Tiny Brontosaurus posted:Someone made the good point that owning an illegal lion could cause issues with the OP getting his psych license, among other problems... There's a big cat rescue near where I grew up and people would just like, take pet lions there that got too big when they realized "oh wait owning a lion is a really loving stupid idea" and they'd accept the lion no questions asked, seems like you'd be able to just drop it off at a place like that or a zoo or something in a little basket, knock on the door and speed away. e: Like I hope there's a path to give up the lion "properly" that results in you getting amnesty from the no lion laws because otherwise people would just shoot the drat things if they thought they couldn't get rid of them without getting arrested 
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Nov 2, 2016 17:03
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There was a Netflix documentary on this weird dude who owned lions, and the owners of exotic pets. The answer is always mental illness. There's no way that guy would shoot his lion.
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Nov 2, 2016 17:09
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ate all the Oreos posted:There's a big cat rescue near where I grew up and people would just like, take pet lions there that got too big when they realized "oh wait owning a lion is a really loving stupid idea" and they'd accept the lion no questions asked, seems like you'd be able to just drop it off at a place like that or a zoo or something in a little basket, knock on the door and speed away. It seems like there is, one of the top comments advises contacting the state fish & wildlife board (doing an end run around the municipal wildlife authorities, who might be hungry for an arrest) and arranging for the lion cub to be surrendered directly to them, the OP never taking legal possession. Another good piece of advice was siccing the authorities on the breeders, since lion breeding is almost certainly illegal and handing off lion cubs without investigating how they'll be cared for definitely is.
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Nov 2, 2016 17:10
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Enos Cabell posted:Foxes are practically begging to be domesticated. This is the perfect time to start a therapy fox business. The Soviets beat you to it.
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Nov 2, 2016 17:11
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canyoneer posted:There was a Netflix documentary on this weird dude who owned lions, and the owners of exotic pets. The answer is always mental illness. Is it Joe Exotic, because he's running for president and needs your vote: https://www.youtube.com/watch?v=sc-_7RCFArM
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Nov 2, 2016 17:32
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Dwight Eisenhower posted:ADA requires allowing service animals where members of the public are allowed, and explicitly draws a distinction between a "service animal" and "therapy/emotional support animals". While HIPAA does mean people don't have to tell you why they have a service animal, they do have to identify it as a service animal, and be able to tell you what service the animal is providing. The animal has to remain leashed at all times while being permitted as a service animal. I had to find all this poo poo out because I used to run event security at an event where dogs were banned but people tried to use this loophole to get them in anyway because people are poo poo. I wasn't talking about bringing an animal out in public, but simply living with one where the state/county/city normally doesn't allow people to posses that particular species for pet purposes. My understanding is that "therapy/emotional support animals" still must be exempt from apartment/HOA rules which would forbid them, as well as laws prohibiting so-called "dangerous" dog breeds - I was merely wondering if a similar principle might apply with exotic pets (at least the ones that couldn't easily kill someone). That actually would be a loophole I'd be tempted to exploit - I've been trying to get into a field (robotics) where an awful lot of the cool jobs are in California, yet there are several critters on my list of pets to seriously consider having in my lifetime (things like flying squirrels and prairie dogs - NOT lions or monkeys, mind you) that are forbidden there. Though I'd also have to contend with Silicon Valley housing prices, so gently caress it. For what it's worth, I remember reading about a family which had gotten a kangaroo as a therapy animal for a girl with Down's syndrome, and successfully fought their HOA in court to keep it. Except that as far as I can tell, that case had nothing to do with the ADA. The HOA had never bothered to enact any rule expressly prohibiting kangaroos, instead assuming that they have the authority to sue anyone doing anything they don't approve of, regardless of what actual rules are in place. Even if you're not into kangaroos, that should serve as a strong argument that HOAs for single-family houses (at least, anything more than the most light-handed HOA presence) are BWM. In previous threads, I've heard stories of them outlawing nearly anything that might serve as a logical reason for wanting a single-family house - working on cars, keeping outdoor pets, even barbecuing. ate all the Oreos posted:Apparently they're really good at it too from what I hear, and who doesn't want an adorable lil' clip clop with them all the time The big advantage there is they have a longer lifespan than dogs - which translates into big-time GWM when you consider that training any sort of service animal requires tens of thousands of dollars worth of labor. The down side is that they need a good size backyard to live in when they're not on duty - not an easy thing to come by in most parts of the US where public transportation doesn't suck.
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Nov 2, 2016 21:19
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