|
It came from reddit:quote:Hey guys, I know this is stupid and I should have been paying better attention but I really need some advice.
|
#
?
Dec 10, 2016 04:51
|
|
|
|
| # ? Jun 4, 2024 05:09 |
|
|
Nocheez posted:It came from reddit: I just read a thread in personal finance about a guy who thought he set up auto pay for his card but didn't notice it wasn't drawing from his checking account from sept-nov until he looked at his credit karma report and realized it was getting trashed. He also trashed his dad's credit because he was a cosigner. don't gently caress up your auto pay dudes. Or stay on top of your checking account to make sure it's not way out of whack.
|
|
#
?
Dec 10, 2016 05:33
|
|
|
ate all the Oreos posted:I'm pretty sure that was the first DLC ever released, or at least it was super early on the trend. PC Gamer did a whole article about it and how it was just a ridiculous glimpse of things to come. Before companies had released little things for free, such as EA putting out extra cars Need for Speed or Morrowind having mini quests for special items. I think the Sims possibly were an early adopter with stuff packs, but they were kinda mini expansion packs. Granted that series is one BWM when you add up all the expansions and packs.
|
|
#
?
Dec 10, 2016 06:32
|
|
|
Teeter posted:If you're going to gamble on some purely random bullshit then at least do something rad like Sigma Derby. Now there's a game that would do well for some high stakes excitement. It's too bad that I think the only still-existing tables run on just a few quarters. At Mohegan Sun, I've seen a modern remake called Royal Derby: https://www.youtube.com/watch?v=2p6UGdrJHjQ Nocheez posted:It came from reddit: And wouldn't lenders normally send a number of "past due" notices before repossessing a car?
|
|
#
?
Dec 10, 2016 15:47
|
|
|
Another day, another "I thought it was free money but I also didn't think about it too hard"quote:The short version of the story is that I genuinely misunderstood the way my corporate credit card was to be used. I have been using it over the last few years regularly for personal reasons, including medical, car payments (a car is required for my job, but not covered under expenses), and general personal shopping. My girlfriend did not have income for two years, and I used the card to cover expenses beyond my paycheck. There's more after someone asks "how could this possibly have gotten so bad, what did you think the corp card was for?", and out comes a cartoon journey about how he had to get a car for work and was juuuuust about to pay it off but then his car got smashed or broke and so he had to get another car: quote:The orginal plan was to use the money for a deposit on a car, and once the car was paid off, I would then have the car as an asset, which I could use as security on a loan, which I could use to pay off the card. All was going to plan, but the car got written off due to the engine totally breaking down after a month, so I then had to get another deposit on a second car. That was also ok until one day while at a red light a semi-truck smashed it up , and that second car was nearly paid off but then it got writen off as well. Luckily, for the second car I did have insurance, but the insurance company only agreed to pay out the remaining balance on that car loan and so I was again carless. Third car deposit, and four years later I am feeling trapped in this cycle where I am getting about $600 in PayPal fees every month. Bhodi fucked around with this message at 16:06 on Dec 10, 2016 |
|
#
?
Dec 10, 2016 16:00
|
|
|
hoooly poo poo. That guy is hosed. No way the company is going to work with him. His boss told him to buy a car or gently caress off when they lost a client. It's obvious the company views him as expendable. VVVV Edit: glad to hear it for that guys sake. I'm surprised. BAE OF PIGS fucked around with this message at 16:50 on Dec 10, 2016 |
|
#
?
Dec 10, 2016 16:47
|
|
|
Hate to disappoint but there was an update post where they had a meeting and didn't instafire the guy, and were evidently working on some kind of payment plan.
|
|
#
?
Dec 10, 2016 16:49
|
|
|
BEHOLD: MY CAPE posted:Hate to disappoint but there was an update post where they had a meeting and didn't instafire the guy, and were evidently working on some kind of payment plan. The working classes: Fired for eating a hamburger patty due to being hungry on a double shift. The middle classes: You stole $20,000 from us? No biggie. It happens. Just pay it back when you have some cash spare.
|
|
#
?
Dec 10, 2016 16:55
|
|
|
He'll get fired as soon as he pays it off.
|
|
#
?
Dec 10, 2016 17:10
|
|
|
Working with him = trying to get as much of that 20k before firing him. Edit: they're probably buying time while they deal with HR and figure out their legal options. Unless he got something in writing, he's totally getting fired and could get sued. No happy endings here. Krispy Wafer fucked around with this message at 17:28 on Dec 10, 2016 |
|
#
?
Dec 10, 2016 17:18
|
|
|
BarbarianElephant posted:The working classes: Fired for eating a hamburger patty due to being hungry on a double shift. You forgot the best one: Upper class: Crash the economy/your company/shareholder value? Here is a 7 figure check to leave, potentially from the government.
|
|
#
?
Dec 10, 2016 17:29
|
|
|
That guy is now an indentured servant and his company knows it. They'll get every penny out of him.
|
|
#
?
Dec 10, 2016 17:40
|
|
|
I still don't get how he managed to do that without anyone crying foul. Last time I had a corporate card I had to justify every line item at the end of the month... my boss got chewed out for buying Starbucks with a supplier and not keeping the receipt once (although that had more to do with accounting not like her than anything)
|
|
#
?
Dec 10, 2016 17:45
|
|
|
FrozenVent posted:I still don't get how he managed to do that without anyone crying foul. Last time I had a corporate card I had to justify every line item at the end of the month... my boss got chewed out for buying Starbucks with a supplier and not keeping the receipt once (although that had more to do with accounting not like her than anything) I got a call recently from HR - due to an error in our expense system, they reimbursed me directly for a flight I'd put on my corporate card rather than paying off the card. This happened 3 years ago and they just noticed that I owed them $500. Apparently a whole lot of people had this issue and lots of them had left by the time HR found out (the company had to eat the loss for those people).
|
|
#
?
Dec 10, 2016 18:35
|
|
|
Did you not notice the extra $500 showing up in your account?
|
|
#
?
Dec 10, 2016 18:47
|
|
|
BEHOLD: MY CAPE posted:Hate to disappoint but there was an update post where they had a meeting and didn't instafire the guy, and were evidently working on some kind of payment plan. There was actually a second update just yesterday "update posted:Hi all, just thought I’d give you an update a year later… so it looks like the story had a happy ending somehow.
|
|
#
?
Dec 10, 2016 19:44
|
|
|
FrozenVent posted:Did you not notice the extra $500 showing up in your account? Pretty easy to miss if you do a lot of variable expenses for work monthly, especially since they get rounded out to +15-60 days past incurring the expense.
|
|
#
?
Dec 10, 2016 20:11
|
|
|
Teeter posted:If you're going to gamble on some purely random bullshit then at least do something rad like Sigma Derby. Now there's a game that would do well for some high stakes excitement. It's too bad that I think the only still-existing tables run on just a few quarters. I played that for like 4 hours getting free drinks and only spent $5 since the minimum bet was a quarter. I think its the only non-BWM gambling possible.
|
|
#
?
Dec 10, 2016 20:31
|
|
|
flappin fish posted:There was actually a second update just yesterday You stole $20k, here have a promotion and raise 
|
|
#
?
Dec 11, 2016 04:13
|
|
|
He showed initiative.
|
|
#
?
Dec 11, 2016 04:15
|
|
|
He got a second chance and apparently made good use of it so yay for him.
|
|
#
?
Dec 11, 2016 04:21
|
|
|
One of my coworkers has a kid and wanted me to help her set up her 457(b) account. I told her the difference between the Roth and Traditional and said that Roth might be better, because she will have a pension, but she might want to do Traditional if she is close to any tax credit requirements. We looked it up and if she gets her income down about $730 dollars for the year, she could qualify for the EITC with one qualifying child. This would mean a refundable credit of about $1,600 according to the calculator we used. I told her that she since we have two paychecks left for the year, she should set up contributions for $390 per paycheck to the 457(b) traditional and get the credit. You can change the amount next month to whatever you actually want to do. She decided against it because Christmas is coming up. I kind of understand, because she has a kid and doesn't make a ton of money, but then she told me that she already got the kid's presents and she was getting herself a coat for Christmas. I tried to tell her to just wait a week and get one in January, so she could get the extra $1,600 when she files her taxes, but then it would be after Christmas and not a Christmas present for herself anymore. 
|
|
#
?
Dec 11, 2016 04:43
|
|
|
ate all the Oreos posted:You stole $20k, here have a promotion and raise The situation is screwed up enough that it isn't necessary to hyperbolize. Theft requires intent.
|
|
#
?
Dec 11, 2016 05:44
|
|
|
In a courtroom yeah but I wouldn't expect an employer to give him the benefit of the doubt.
|
|
#
?
Dec 11, 2016 05:52
|
|
|
The employer had known him for years. I certainly wouldn't have blamed them for firing him, but based on what they knew of him, they apparently were willing to accept it as an innocent mistake and move on once it had been fixed. Which is a happier ending for everyone concerned, once you get past the idea that he needs to be punished for his evil deeds.
|
|
#
?
Dec 11, 2016 06:14
|
|
|
silvergoose posted:And holy poo poo do people spend money on that. My cousin who is an international student here in the US was handed 10 grand in cash by her parents as spending money. Since she was a minor I helped her open a joint bank account, this is what she did with it:  There's currently less than $700 in the account and it has only been less than three months. This is with all her living expenses paid for, and her having access to a parental credit card for big purchases. Gamesguy fucked around with this message at 12:11 on Dec 11, 2016 |
|
#
?
Dec 11, 2016 12:06
|
|
|
Did you just post the records of a joint account with a minor in order to shame them?
|
|
#
?
Dec 11, 2016 13:14
|
|
|
Subjunctive posted:Did you just post the records of a joint account with a minor in order to shame them? It appears they did and it's probably simultaneously the saddest and most hilarious thing I've seen all day
|
|
#
?
Dec 11, 2016 13:59
|
|
|
Gamesguy posted:My cousin who is an international student here in the US was handed 10 grand in cash by her parents as spending money. Since she was a minor I helped her open a joint bank account, this is what she did with it: Those itunes charges... mostly in-app purchases at 49.99 and 99.99?
|
|
#
?
Dec 11, 2016 15:01
|
|
|
Y'all remember that kid who, using a balance transfer credit card to the tune of $9,000 to buy AMD stock and then used leverage to round it out into about $13,000? Well, according to his post history, the first time he mentions "selling at a small profit" to the tune of a whole $87.50 was in September. Whoops. Doesn't look like September was an up month... Looks a lot more like he got scared and pulled out. Reading his post history was awful, it's full of garbage like "boiii". I do remember betting against him, so I'm quite surprised to find that had his bet been held through December, he'd be up to 18 grand rather than just sitting at 13. Guess individual stocks aren't for me. He has however learned a good lesson from this mess! He apparently doesn't go all in on individual stocks anymore, only on ETFs...
|
|
#
?
Dec 11, 2016 15:04
|
|
|
baquerd posted:Those itunes charges... mostly in-app purchases at 49.99 and 99.99? That's the best value 
|
|
#
?
Dec 11, 2016 15:56
|
|
|
Subjunctive posted:Did you just post the records of a joint account with a minor in order to shame them? it's really funny
|
|
#
?
Dec 11, 2016 16:09
|
|
|
What game is she playing? It must be really fun to blow that much money on and I need something to do while I'm on lunch.
|
|
#
?
Dec 11, 2016 16:16
|
|
|
baquerd posted:Those itunes charges... mostly in-app purchases at 49.99 and 99.99? I was wondering if it was scheme to get iTunes gift cards and then convert them to cash or something, but this is a checking account they could just pull cash from. What can you possibly spend a hundred dollars on so often from the iTunes store?
|
|
#
?
Dec 11, 2016 16:44
|
|
|
Switchback posted:I was wondering if it was scheme to get iTunes gift cards and then convert them to cash or something, but this is a checking account they could just pull cash from. What can you possibly spend a hundred dollars on so often from the iTunes store? 
|
|
#
?
Dec 11, 2016 16:46
|
|
|
So most of that $10k is blown of in-app purchases. This is just the start of an app/gambling addiction that will ruin the life of that student.
|
|
#
?
Dec 11, 2016 19:18
|
|
|
flappin fish posted:so it looks like the story had a happy ending somehow. I don't believe it. Everything worked out far too well. He's actually posting from the dumpster on the side of the Taco Bell that gets the best WiFi on a cracked Galaxy S2 he looted from a dead junkie. In the waning glow of his smartphone's dying battery, ignoring the dozens of pleading notifications for the phone's prior owner, he eats someone's leftover churro and imagines a life of paid off credit cards, promotions, and warm beds.
|
|
#
?
Dec 11, 2016 19:38
|
|
|
Devian666 posted:So most of that $10k is blown of in-app purchases. This is just the start of an app/gambling addiction that will ruin the life of that student. Or this becomes a wonderful Teachable Moment that will set them straight.
|
|
#
?
Dec 11, 2016 20:37
|
|
|
Dr. Eldarion posted:Or this becomes a wonderful Teachable Moment that will set them straight. Maybe in app purchases of virtual currency or items should be capped or regulated in some way, especially those with any kind of chance or gambling-like aspect to them.
|
|
#
?
Dec 11, 2016 21:22
|
|
|
|
| # ? Jun 4, 2024 05:09 |
|
|
Subjunctive posted:Did you just post the records of a joint account with a minor in order to shame them? Yes, shaming your relative's kids is a proud Asian tradition.  Leon Trotsky 2012 posted:What game is she playing? It must be really fun to blow that much money on and I need something to do while I'm on lunch. Some kind of card game popular in China. BEHOLD: MY CAPE posted:Maybe in app purchases of virtual currency or items should be capped or regulated in some way, especially those with any kind of chance or gambling-like aspect to them. http://www.pcgamer.com/chinese-law-will-force-game-makers-to-reveal-loot-box-drop-rates/
|
|
#
?
Dec 11, 2016 21:27
|
|