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jaymeekae posted:In this case, he didn't even cosign, the car is fully in his name. God drat, if you can't set a good example, you can at least serve as a warning to others. 
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Jan 25, 2017 19:41
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https://www.reddit.com/r/personalfinance/comments/5q55yy/am_i_being_shortsighted_or_greedy_in_wanting_to/quote:My father passed two years ago and he left my now 14 year old son a 529 account which has grown about $1500 from 20500 to 22000. My father had only put money in for one or two years.
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Jan 25, 2017 20:19
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Dear Abby, how do I raid my son's college account for myself? Sincerely, Stupid in Seattle.
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Jan 25, 2017 20:30
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Droo posted:https://www.reddit.com/r/personalfinance/comments/5q55yy/am_i_being_shortsighted_or_greedy_in_wanting_to/ literally the worst r/pf post I've ever read. what a piece of poo poo
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Jan 25, 2017 20:30
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Droo posted:https://www.reddit.com/r/personalfinance/comments/5q55yy/am_i_being_shortsighted_or_greedy_in_wanting_to/ Nothing will better impart the Randian values of bootstraps and self reliance to my son than stealing his college fund and spending it on myself. Unless I could do that and also force him to pay me rent while he's attending college. That would be cool too.
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Jan 25, 2017 20:34
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Droo posted:I don't think my son will need it as much as I do now, being disabled, while he has as much potential as anyone to have a career and make good money. You know, I get that there are different disabilities and it's not always easy for an outsider to judge, but I find it hard to crank up much sympathy for a man who's planning to steal his son's $20K college fund and justify it because he's  disabled , yet made this (conveniently now-deleted) post earlier this month:quote:Or, like myself, you include your family in your outdoor activities. And invite them to invite their friends if you want, though I haven't done this. We go on weekly trips from two hour trail runs to half day mountain biking, to overnight backpacking trips, among other things including swimming, snowshoeing, and canoeing. As well as adding daily hiking, biking, swimming and other outdoor activities to every vacation.
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Jan 25, 2017 20:36
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Droo posted:https://www.reddit.com/r/personalfinance/comments/5q55yy/am_i_being_shortsighted_or_greedy_in_wanting_to/ 
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Jan 25, 2017 20:37
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Known Lecher posted:You know, I get that there are different disabilities and it's not always easy for an outsider to judge, but I find it hard to crank up much sympathy for a man who's planning to steal his son's $20K college fund and justify it because he's If you think about it, being a terrible human being is a kind of disability.
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Jan 25, 2017 20:39
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GamingHyena posted:If you think about it, being a terrible human being is a kind of disability. No way, you could be living human scum and become President of the United States some day!
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Jan 25, 2017 21:10
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I like that he says his sons will be fine because he will inherit everything he owns when he dies but is so broke he needs to raid his college fund. Maybe his plan is for his son to re-inherit his college fund 
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Jan 25, 2017 21:15
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If that post wasn't typed on a wheelchair keyboard with a mouth stick I hope something happens to him that puts him in one.
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Jan 25, 2017 21:20
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Droo posted:https://www.reddit.com/r/personalfinance/comments/5q55yy/am_i_being_shortsighted_or_greedy_in_wanting_to/ I read this as growing from $1500 to $20500 and I was kind of curious who that plan administrator was. But holy loving poo poo what a jackass that guy is. I'm trying to think what it'd take for me to raid my kids' 529 plans and I'm thinking I'd have to lose a limb or two. Even if I went bankrupt, I could at least give them a boost into adulthood.
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Jan 25, 2017 21:24
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"I don't believe in familial support or inheritance and want my son to work hard and pick himself up by the bootstraps, but by golly my daddy didn't leave me enough money when he died and I need that inheritance money!" What a piece of poo poo.
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Jan 25, 2017 21:33
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Looks like that's a burner account I want to know what the disability is 
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Jan 25, 2017 21:36
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Renegret posted:I want to know what the disability is Kleptomania.
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Jan 25, 2017 21:37
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Dwight Eisenhower posted:literally the worst r/pf post I've ever read. what a piece of poo poo Yeah something like this happened to me when I was 14. I remember my dad asking me to sign a thing so we could buy the house....15 years later I'm talking about student loan debt with my brother and he goes "...didn't you get grandpa's college fund?"
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Jan 25, 2017 21:41
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Dude's going to day trade it all to zero.
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Jan 25, 2017 21:46
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Dwight Eisenhower posted:literally the worst r/pf post I've ever read. what a piece of poo poo This is really, depressingly common. "I'm doing this for the kid's own good. They should be thankful I care about them enough to support them financially." *steals their own child's identity*
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Jan 25, 2017 21:47
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Chocolate Milk posted:https://www.reddit.com/r/personalfinance/comments/5i9wdi/my_5_month_old_house_is_killing_me_how_do_i_get/ It's really not that absurd if they're in a hot real estate market. A couple of years ago when Denver real estate was at it's hottest this kind of home value spiking happened a lot.
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Jan 25, 2017 21:48
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Renegret posted:Looks like that's a burner account
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Jan 25, 2017 21:50
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Wiggly Wayne DDS posted:i doubt that was a burner, there's at least one post from 10d ago that's wiped now reinforcing the never-earn-a-penny-due-to-disability excuse is extremely questionable or I'm just bad at using reddit then I'm not ashamed of this
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Jan 25, 2017 21:56
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Krispy Kareem posted:I'm trying to think what it'd take for me to raid my kids' 529 plans and I'm thinking I'd have to lose a limb or two. Even if I went bankrupt, I could at least give them a boost into adulthood. I was also trying to put myself in that mindset but I would probably just apply for a ton of disability aid saying "Boohoo I have $0! There is a 20k account but it's not mine so you can't consider it my asset!" Like, the 20k is in an aid-shelter so that I don't have to apply for aid for myself and my kid. This guy is so backwards.  With this and all of the parental identity theft and mortgage co-signing on r/pf I redact every single complaint I've ever made about my own parents, jesus.
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Jan 25, 2017 22:02
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The post got deleted now, so hopefully that idiot learned their lesson and won't raid their child's inherita-- oh who am I kidding. 
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Jan 25, 2017 22:03
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Renegret posted:Looks like that's a burner account There are disabilities that aren't physical. Learning disabilities are an example, someone with dyslexia or autism can still go on a hike. Still doesn't mean he gets to raid his kid's college fund.
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Jan 25, 2017 22:18
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Space Gopher posted:This is really, depressingly common. "So what if I stole your identity/ran up a bunch of credit cards in your name/cashed out your inheritance? I raised you." There is nothing more disgraceful than a parent that does this to their own child. The most heinous, damaging acts of identity theft and fraud that I've ever worked on a client with didn't involve a hacker, or a Nigerian Prince, or a shady guy who stole their wallet... but rather a family member. melon cat fucked around with this message at 22:30 on Jan 25, 2017 |
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Jan 25, 2017 22:26
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monster on a stick posted:There are disabilities that aren't physical. Learning disabilities are an example, someone with dyslexia or autism can still go on a hike. Still doesn't mean he gets to raid his kid's college fund. I know That doesn't answer any questions
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Jan 25, 2017 22:26
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monster on a stick posted:There are disabilities that aren't physical. Learning disabilities are an example, someone with dyslexia or autism can still go on a hike. Still doesn't mean he gets to raid his kid's college fund. Sure, but this guy was saying his disability means he'll never earn another penny in his life. I'm struggling to think of a mental disability he could have where he's intelligent enough to write that post but debilitated enough to not be capable of performing literally any job. Maybe his disability is being an utter piece of poo poo.
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Jan 25, 2017 22:28
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Noctone posted:
Yeah but I have a job
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Jan 25, 2017 22:30
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Here's a dumb dumb:Used my HSA as a debit card posted:My question is simple. I had an HSA through a previous employer in 2016. I contributed about 400$ to it. I also on account of absolute laziness started using it as debit, and transferring funds from my checking account to the HSA and using it for everyday transactions. To the tune of about 7,000$. Am I going to have to pay taxes again on all the money spent from HSA, even though I transferred it from an account that was taxed prior to deposit? Sorry, I'm poo poo at grammar. Thanks in advance!
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Jan 25, 2017 22:42
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Guinness posted:Here's a dumb dumb:  did he just not want to carry 2 cards around or something?
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Jan 25, 2017 22:47
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hahahaha how the gently caress do you even go down that path in your life. that's like, creatively dumb
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Jan 25, 2017 22:48
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I'm almost about to call troll on that, the HSA debit card should know the merchant codes for the businesses doing the transaction and block anything that isn't medical-related. This is literally how reward cards that pay you extra on gas/restaurants/travel work, except they don't block transactions on the code. EDIT: I mean it's possible the HSA doesn't do anything based on the merchant code but they're going to have a fun time when the compliance guys come in and ask why they are letting people buy gas with their debit cards.
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Jan 25, 2017 22:50
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monster on a stick posted:EDIT: I mean it's possible the HSA doesn't do anything based on the merchant code but Yeah, I'd like to know how that's even possible. I had to send in documentation three times over just to prove that my charges from St. Elizabeth Hospital were actually medically related.
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Jan 26, 2017 00:18
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At my old firm our HSA card would work for anything and they'd just mail you something if you spent money on something you shouldn't have to give you a chance to pay it back (I bought deodorant along with my prescriptions once). I guess if theirs worked the same way and you just ignored everything from your HSA it could happen.
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Jan 26, 2017 00:30
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Pryor on Fire posted:Getting a *new* RV out of a guy is impressive. I don't know if that's her first time or if she's an old pro at this sort of thing but mad respect either way. Devian666 posted:Buying an RV so she can drive around the country while she fucks guys in it while he pays for it. Hmm, BWM for him. GWM and Good With Cock for her. Droo posted:Of course, months later, we broke up. So now she lives in this RV full time across the country that's in my name and my registration. She has been making payments every month on both insurance and loan. I know there are lots of dangers to this such as what about accidents or warranty or whatever.
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Jan 26, 2017 00:34
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Yeah when I used mine a couple months ago for an eye exam, glasses and contacts and I never had to submit any paperwork. I'm assuming they either just saw that the charge was from an optician or they contacted the optician directly for an invoice.
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Jan 26, 2017 00:35
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She's making payments for now while he carries risk. It's still GWC for her.
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Jan 26, 2017 01:08
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Noctone posted:Yeah when I used mine a couple months ago for an eye exam, glasses and contacts and I never had to submit any paperwork. I'm assuming they either just saw that the charge was from an optician or they contacted the optician directly for an invoice. Mine is dumb because they never question charges from CVS, but always need receipts and details for doctors and hospitals. I assume they just trust cvs to properly filter purchases or something
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Jan 26, 2017 01:19
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melon cat posted:"So what if I stole your identity/ran up a bunch of credit cards in your name/cashed out your inheritance? I raised you." Yeah my brothers ex girlfriend had this problem, her mom stole her identity and defaulted on a bunch of credit cards. Try getting that expunged from your credit report without pressing charges, sysiphus had an easier time with the boulder up a hill thing.
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Jan 26, 2017 01:20
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Enos Cabell posted:Yeah, I'd like to know how that's even possible. I had to send in documentation three times over just to prove that my charges from St. Elizabeth Hospital were actually medically related. There's something called a Merchant Category Code that businesses get when you sign up to accept credit cards. It's not just used for this but also on whether the transaction needs to be reported to the IRS or not. Visa has their list here: https://usa.visa.com/content/dam/VCOM/download/merchants/visa-merchant-data-standards-manual.pdf Horseback riding has an MCC code of 7999 (but this is shared with a bunch of other stuff like miniature golf, aircraft rentals, shooting ranges, etc.) On the other hand, video game arcades get their own MCC code.
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Jan 26, 2017 01:33
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