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Rondette posted:What about using inheritance money to buy another house because your wife has a penchant for buying crap and has filled the old one? I wonder if he can divorce her and give her the house with all the crap in it as "her part." It would be completely worth it.
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Feb 20, 2017 16:31
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GoutPatrol posted:It took me 5 minutes today to get my 7th graders to calm down after I needed to explain what a sextant was. Sextant gives grown ups studying for their Master Mariners exams a chuckle so...
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Feb 20, 2017 17:02
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Nail Rat posted:My parents have PMI on their house they bought for $180k 13 years ago and my dad makes somewhere around $150k counting his bonus...my mom probably makes around $50k. Talk about BWM. There won't be an inheritance. My parents are the same way. Just wait until they start blaming you and asking you for money "from paying for your childhood" and how you were their 401k investment. BWM still talking to my parents.
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Feb 20, 2017 17:04
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Rondette posted:What about using inheritance money to buy another house because your wife has a penchant for buying crap and has filled the old one? You didn't quote one of their "creative solutions." The kids had different locks on their bedroom doors with keys Mom didn't have, so she couldn't get in and start hoarding in their rooms, too. Mom can't be trusted not to make your rooms unlivable, kiddos! That's not psychologically damaging to young children, right?
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Feb 20, 2017 18:15
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But she's fine in every other way. She's pleasant, and she's not a dirty hoarder.
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Feb 20, 2017 18:28
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Nail Rat posted:But she's fine in every other way. She's pleasant, and she's not a dirty hoarder. People can be surprisingly good at normalizing mental illness in people they're close to.
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Feb 20, 2017 18:43
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pr0zac posted:People can be surprisingly good at normalizing mental illness in people they're close to. And I appreciate it, buddy.
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Feb 20, 2017 18:44
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pr0zac posted:People can be surprisingly good at normalizing mental illness in people they're close to.  *Technically true that he can't, but that doesn't mean he should be giving her an entire loving other house to hoard in. She'll have zero incentive to fix her poo poo as long as he keeps playing along with it. And  says the situation is loving up his kids, even if they manage to avoid hoarding tendencies themselves.)
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Feb 20, 2017 18:50
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Nail Rat posted:My parents have PMI on their house they bought for $180k 13 years ago and my dad makes somewhere around $150k counting his bonus...my mom probably makes around $50k. Talk about BWM. There won't be an inheritance. This poo poo's hitting close to home. My parents drew $13,000 from my Dad's 401k to pay the property taxes on their house. I keep insisting they downsize and put money aside every month for taxes, but suprise! It's property tax day, same as last year. If only there was a way to have predicted that happening. They're looking at building a cabin in Wyoming now, because there's no income tax in WY.  The property tax is 9.5% in WY, according to the internets.
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Feb 20, 2017 18:57
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BloodBag posted:They're looking at building a cabin in Wyoming now, because there's no income tax in WY. I love how people come up with these ideas. Move to FL/TX/NV and buy a nice but cheap small house in a suburban area? No we are going to build a cabin in Wyoming!
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Feb 20, 2017 18:59
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What are utilities like for a remote cabin? And nearest hospital?
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Feb 20, 2017 19:15
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Accretionist posted:What are utilities like for a remote cabin? And nearest hospital? Usually a well and a sceptic tank, most places where there's a road there's power and phone if you're willing to pay to have the line installed, but if we're talking really deep rural, you're looking at generators and satcom. In any case, it ain't cheap.
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Feb 20, 2017 19:21
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Accretionist posted:What are utilities like for a remote cabin? And nearest hospital? We don't need that, we're just not going to get sick or old! You think people who can't plan for something that literally rolls around every year can plan for something unpredictable? I can say these things because my family are crazy hoarders and the PMI/hoarding/401(k) loans gave me the shakes.
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Feb 20, 2017 19:24
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Nail Rat posted:My parents have PMI on their house they bought for $180k 13 years ago and my dad makes somewhere around $150k counting his bonus...my mom probably makes around $50k. Talk about BWM. There won't be an inheritance. Are they paying PMI because they still don't have 20% equity? Jeez, find a crooked inspector who will give you an inflated appraisal already. Speaking of people who paid a crooked inspector to get an inflated appraisal, one of my sister-in-law creditors called my wife looking for her (we live 1200 miles away). Maybe it's an old debt, but this is the family that FINALLY got steady work and proceeded to buy a boat, huge rear end truck, and the run-down house next to them as an investment. To make matters worse they now making/spending more money than ever at the precise same time their son needs financial aid for college. He's looking at student loans to study...marine archeology. They live in a landlocked state and I'm not certain he's ever been to a beach.
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Feb 20, 2017 19:33
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Krispy Kareem posted:Are they paying PMI because they still don't have 20% equity? Jeez, find a crooked inspector who will give you an inflated appraisal already. I would assume so, I don't pry too much because it infuriates me too much to see how they waste money. With their income and kids who have been living out of the house for nearly a decade (and I paid rent to them after college) there's absolutely no way that house shouldn't be paid off. My dad also wants to cash out his 401k and take his pension in a lump sum when he retires to open a trail supply store in a strip mall that's probably a good quarter mile from an actual trail head. And there's a grocery store in the strip mall. They're not getting a cent from me. Nail Rat fucked around with this message at 19:40 on Feb 20, 2017 |
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Feb 20, 2017 19:37
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Krispy Kareem posted:He's looking at student loans to study...marine archeology. They live in a landlocked state and I'm not certain he's ever been to a beach. That's not a good idea.
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Feb 20, 2017 19:43
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Accretionist posted:That's not a good idea. I'm hoping he's just grasping for majors like most 18 year olds. We're rooting for him to go to my wife's alma mater so he can get away from home and maybe veer into our sphere of influence. He's already looking at 40k in student loans at a minimum. I'm going to go out on a limb and assume any job in marine archeology that can pay back 40k in loans requires at least a Masters.
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Feb 20, 2017 20:04
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Krispy Kareem posted:I'm hoping he's just grasping for majors like most 18 year olds. I think it requires a minor in bank robbery.
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Feb 20, 2017 20:08
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Krispy Kareem posted:job in marine archeology I think you misspelled bank teller
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Feb 20, 2017 20:11
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Krispy Kareem posted:He's looking at student loans to study...marine archeology. They live in a landlocked state and I'm not certain he's ever been to a beach. He only needs to find one sunken ship full of gold and/or Atlantis. 
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Feb 20, 2017 20:14
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Apparently there are some professor spots in marine archaeology that pay $90k, but I think that's probably the marine archaeology equivalent of being drafted by an NBA team.
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Feb 20, 2017 20:22
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Some pretty hot takes in this thread.
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Feb 20, 2017 20:25
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Krispy Kareem posted:I'm hoping he's just grasping for majors like most 18 year olds. As far as I know the only outlets for marine archaeologists is academia. I work in marine operations, I talk to ports, to the people who maintain navigation channels, shipping companies, all those folks. Never once have I heard the phrase "Oh we need to get a marine archaeologist involved". And I've had to sit through afternoon-long presentations on the mating habits of cetaceans.
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Feb 20, 2017 20:25
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Krispy Kareem posted:Speaking of people who paid a crooked inspector to get an inflated appraisal, one of my sister-in-law creditors called my wife looking for her (we live 1200 miles away). Maybe it's an old debt, but this is the family that FINALLY got steady work and proceeded to buy a boat, huge rear end truck, and the run-down house next to them as an investment. To make matters worse they now making/spending more money than ever at the precise same time their son needs financial aid for college. He's looking at student loans to study...marine archeology. They live in a landlocked state and I'm not certain he's ever been to a beach. Hmm... Leviathan Song posted:It is actually the house right next door to mine and I wanted it fixed up right and rented out to someone not lovely. I was pretty worried that we'd get a meth lab or drug dealers or the like for neighbors since it was in bad enough shape not to even attract flippers. Worst case scenario, my dog has a really big yard now and I have a weight room/storage shed/endless project.
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Feb 20, 2017 20:35
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Krispy Kareem posted:He's looking at student loans to study...marine archeology. They live in a landlocked state and I'm not certain he's ever been to a beach. Has he read a lot of Clive Cussler books?
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Feb 20, 2017 20:44
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baquerd posted:He only needs to find one sunken ship full of gold and/or Atlantis. You joke, but I knew a recent University of Phoenix graduate who kept bragging about a secret gig he was going on in Alaska. We later found out it was a sketchy plan to search for sunken treasure. They did not find any. Whoa, someone else did successfully recover an actual treasure chest full of gold recently: https://www.adn.com/alaska-news/article/after-more-100-years-gold-ship-sunk-alaska-waters-sale/2016/03/11/ quote:Two Washington companies, Ocean Mar and MK Salvage Venture, worked together to resurrect the materials in a months-long effort that involved a massive claw pulling the 85-pound treasure chest -- among other items -- up out of the water.
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Feb 20, 2017 20:51
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I wonder how many kids think archaeology is like Indiana Jones. I mean if that's true then marine archaeology must be that but you fight mermaid nazis instead right
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Feb 20, 2017 21:08
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ate all the Oreos posted:I wonder how many kids think archaeology is like Indiana Jones. http://news.nationalgeographic.com/2015/05/150514-indiana-jones-archaeology-exhibit-national-geographic-museum/ quote:“These films introduced so many people to archaeology,” says Hiebert. “We can document their impact statistically, based on the number of archaeology students before and after the first film. Some of the best archaeologists in the world today say Indiana Jones was what sparked their initial interest."
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Feb 20, 2017 21:12
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I have a friend who was in his fourth year of his archeology degree when we saw Contact in the theatre. He walked out white as a ghost, convinced he had wastes four years of his life because he should have been a radio astronomer. A few weeks later we saw The Mummy and he wanted to be an archeologist again. Today he works in banking.
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Feb 20, 2017 21:18
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Dillbag posted:I have a friend who was in his fourth year of his archeology degree when we saw Contact in the theatre. He walked out white as a ghost, convinced he had wastes four years of his life because he should have been a radio astronomer. Did he just watch The Big Short?
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Feb 20, 2017 21:28
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FrozenVent posted:Did he just watch The Big Short? Na he just got tired of being a poor.
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Feb 20, 2017 21:30
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pr0zac posted:People can be surprisingly good at normalizing mental illness in people they're close to. Other people are crazy, my wife just has trouble with some things. Other people are racist, my father is just cantankerous.
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Feb 20, 2017 21:40
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Dillbag posted:Na he just got tired of being a poor. This got a decent laugh out of me, thanks.
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Feb 20, 2017 22:08
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ate all the Oreos posted:I wonder how many kids think archaeology is like Indiana Jones. I work with a lot of Grade 7-8 students, and let me tell you- there seems to be this weird, persistent interest in Marine Biology (is that at all similar to marine Archeology? Maybe. I don't know). In every class I've ever taught in, there's always a good handful of students who say that they want to become a Marine Biologist. And whenever they say it, they always say it with a smirk like it's the mightiest of career decisions. So they don't just say, "And when I start college, I'll be studying Marine Biology." They say: "And when I start college, I'll be studying Marine Biology.  "Who planted this idea into generations of young teenagers heads? And whenever I prod them for details on it, they can never tell me what the field actually involves. At this point, I'm convinced that they say it because it's a smart-sounding thing to study (and cool to brag about, I guess?). It's like all of their parents were George Costanza and told them that Marine Biology is life.
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Feb 20, 2017 22:33
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melon cat posted:I work with a lot of Grade 7-8 students, and let me tell you- there seems to be this weird, persistent interest in Marine Biology... Is there a class aquarium field trip near that age? A select few marine biologists get to play with dolphins and seals and crap, which seems really cool at that age.
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Feb 20, 2017 22:42
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Nail Rat posted:Apparently there are some professor spots in marine archaeology that pay $90k, but I think that's probably the marine archaeology equivalent of being drafted by an NBA team. Yeah but studying underwater dinosaurs sounds really fun
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Feb 20, 2017 22:42
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blugu64 posted:Yeah but studying underwater dinosaurs sounds really fun You're confusing archaeology and paleontology.
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Feb 20, 2017 22:43
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blugu64 posted:Yeah but studying underwater dinosaurs sounds really fun you fool, you study underwater cities like atlantis. gosh.
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Feb 20, 2017 22:47
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Ornamented Death posted:You're confusing archaeology and paleontology. You mean archaeology and praxeology.
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Feb 20, 2017 23:35
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Ornamented Death posted:http://news.nationalgeographic.com/2015/05/150514-indiana-jones-archaeology-exhibit-national-geographic-museum/ I'm not surprised at this at all. When I was 5 I wanted to be a palentologist because of dinosaurs and Indiana Jones. It was only later that I realized I wanted to be the field worker digging up the dirt and not actually learning about biology.
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Feb 20, 2017 23:39
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