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That said, they still take food donations because that's the only way to make a lot of people donate anything at all. (Even if what they're donating is mostly cheap garbage or ancient cans of soup/vegetables)
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Mar 8, 2017 01:57
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pig slut lisa posted:- Credit card appicants who don't realize you have to pay it back
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Mar 8, 2017 02:06
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Suspicious Lump posted:I still don't loving get this one. For the rest, I can come up with some reason that's not logical but still humanly understandable. But this one... WHAT the gently caress do you think it is? Magic money? Yes. They think that they've got... whatever, $4,000, in free money, and you only have to pay $50 a month for the privilege.
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Mar 8, 2017 02:10
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Tiny Brontosaurus posted:Our wedding was beautiful and thrifty! We saved money by making the horses' tuxedos out of burlap. Haifisch posted:Thriftiness tip: Recycle your old horses into the wedding dinner, and turn their hides into the tux and dress. lol
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Mar 8, 2017 02:19
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My wife and I just went to the courthouse, but we held a traditional ceremony for our horses since human law doesn't apply to them.
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Mar 8, 2017 02:26
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Suspicious Lump posted:I still don't loving get this one. For the rest, I can come up with some reason that's not logical but still humanly understandable. But this one... WHAT the gently caress do you think it is? Magic money? That's how most of them view it. "Hey free money time to spend it all." You can have it all so long as you can make the payments. The only exception is the occasional person that wins $500 free credit at Best Buy and is misled into believing that it's a $500 gift card.
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Mar 8, 2017 03:42
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Doc Hawkins posted:My wife and I just went to the courthouse, but we held a traditional ceremony for our horses since human law doesn't apply to them. "You see, bird law in this country..."
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Mar 8, 2017 03:51
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Motronic posted:I wasn't suggesting that I was "playing hardball" or thought I had to "negotiate" for them to follow the fair credit reporting act. This was an illustration of how not horrible the process can be, and has been in my experience. Multiple times. In response to a post saying how fairness and transparency couldn't be a component of a successful dealership model. How is a 2004 Porsche Cayenne Turbo a four year old car? Does your inability to calculate the age a car cross over to the rest of your income/financial claims? Gonna go ahead and just call bullshit on the rest of the poo poo you just posted.
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Mar 8, 2017 04:17
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Eldred posted:Why? You can get below 3 APR on auto loans (in the US at least) and invest that cash instead as long as you can handle the risk. I wonder what % of people that claim they do this actually have the cost of the car sitting in an account invested? I'm gonna go with something like 0-2% This is just bullshit people say that want to buy a car they can't really pay cash for.
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Mar 8, 2017 04:20
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Buying cars is just a bizarre experience. I wanted to buy my Subaru straight cash, but they lowered the price $500 to finance at 0% through some credit union they're surely in bed with.
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Mar 8, 2017 04:23
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n8r posted:How is a 2004 Porsche Cayenne Turbo a four year old car? Does your inability to calculate the age a car cross over to the rest of your income/financial claims? Gonna go ahead and just call bullshit on the rest of the poo poo you just posted. Who mentioned a 2004 Porsche Cayenne Turbo?
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Mar 8, 2017 04:44
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Mr. Fix It posted:Who mentioned a 2004 Porsche Cayenne Turbo? His post history from a week ago. https://forums.somethingawful.com/showthread.php?threadid=3703897&userid=157586#post469754636
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Mar 8, 2017 04:46
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Buying a Turbo if you can afford is pretty much GWM by definition.
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Mar 8, 2017 04:52
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Turn left thread noooooo
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Mar 8, 2017 05:02
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Too late, it's time for
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Mar 8, 2017 05:07
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I'm not trying to start car talk. I'm just wondering how a 2004 Porsche is a 4 year old car.
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Mar 8, 2017 05:11
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How much should I budget for my car and horse's wedding
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Mar 8, 2017 05:20
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GoGoGadgetChris posted:How much should I budget for my car and horse's wedding
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Mar 8, 2017 05:22
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Krispy Kareem posted:Are you having a stroke? I don't think I understand. Your previous post seemed to be saying thay public education was the same as having a free daycare profram for your kids, however it does not and is not intended to meet the needs that working parents have to pay hundreds of dollars per month to cover so they can go to work.
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Mar 8, 2017 05:32
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therobit posted:Your previous post seemed to be saying thay public education was the same as having a free daycare profram for your kids, however it does not and is not intended to meet the needs that working parents have to pay hundreds of dollars per month to cover so they can go to work. Krispy Kareem posted:Don't they already? Schools all have reduced or free lunch programs. Although I'm not sure if that's even your property taxes in action, since I think federal funds are related to Title 1 schools.
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Mar 8, 2017 05:39
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n8r posted:I'm not trying to start car talk. I'm just wondering how a 2004 Porsche is a 4 year old car. I dunno, maybe he's talking about a different car in this thread, you crazy forum stalker.
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Mar 8, 2017 06:11
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just lol if you don't extensively research posting history every time you read a thread
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Mar 8, 2017 06:18
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I got distracted and skipped a bunch of posts, Krispy Kareem. Sorry, my bad. I thought you were responding to a post about offering childcare for single parents.
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Mar 8, 2017 06:30
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n8r posted:I wonder what % of people that claim they do this actually have the cost of the car sitting in an account invested? I'm gonna go with something like 0-2% Just pay cash. Oh god I lost 2% of my car over a couple years!!!
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Mar 8, 2017 06:37
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Mr. Fix It posted:I dunno, maybe he's talking about a different car in this thread, you crazy forum stalker. Thesaurus posted:just lol if you don't extensively research posting history every time you read a thread Eh, I feel like both of them are AI regulars. That's why car chat gets derailed so quick in this thread. There are a lot of goons in BFC that have money and like cars. AI is a gold mine of BWM; awesome machines do weird things to peoples brains sometimes, myself included.
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Mar 8, 2017 07:24
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Barry posted:http://livingwage.mit.edu/ You mean it puts those stories into perspective by pointing out they're as stupid as everyone thought, right? Santa Clara, CA Required annual income before taxes for a single adult is $30,194, and yes some of the typical annual salaries listed on that page are less, but it's not saying you'd struggle on $750K. San Francisco is much the same. Am I missing something? The site does neglect to say what the average cost of living is for having most of your meals delivered to your apartment 
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Mar 8, 2017 09:29
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Twerk from Home posted:This is soul crushing. No one should have to be this squeezed in a first world country. It looks like they're a single bad break away from homelessness. And for the US, it's totally normal. 
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Mar 8, 2017 10:03
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Dustoph posted:Eh, I feel like both of them are AI regulars. That's why car chat gets derailed so quick in this thread. There are a lot of goons in BFC that have money and like cars. AI is a gold mine of BWM; awesome machines do weird things to peoples brains sometimes, myself included. You're correct, they both are. As am I. *drives off in leaky subaru*
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Mar 8, 2017 13:25
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Have we really not talked about this guy?quote:(CNN)Mark Barnett had what he thought was a great get-rich-quick scheme involving homemade bombs, Target superstores, and well-timed trades on the stock market. http://edition.cnn.com/2017/02/17/us/target-bomb-arrest/
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Mar 8, 2017 14:10
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Switchback posted:Have we really not talked about this guy? Economic terrorism is Bernstein's little known Fifth Pillar of Investing
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Mar 8, 2017 14:31
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Buttcoin purse posted:You mean it puts those stories into perspective by pointing out they're as stupid as everyone thought, right? Santa Clara, CA Required annual income before taxes for a single adult is $30,194, and yes some of the typical annual salaries listed on that page are less, but it's not saying you'd struggle on $750K. San Francisco is much the same. Am I missing something? The numbers seem to be off in urban areas. It seems like they're averaging some places which perhaps shouldn't be averaged. Here's the numbers for New York - Jersey City - Newark, which is a pretty strange set of 3 cities to lump together. Here's what you'll find on Craigslist for apartments in NYC. You're not finding a 1br apartment in the NYC metro area for $1000. You're just not. Start at $1600 for the bare minimum of an 'apartment' and rapidly work your way up in price. The childcare costs are hilariously low too; You're not getting a good daycare in NYC $800/mo. I'm paying more than that for each of my kids and they're not particularly close to NYC either. Basically, if you're OK with living over an hour away from NYC, these prices start to approach reality, but I can tell you from experience that this is seriously lowballing things.
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Mar 8, 2017 15:06
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Dustoph posted:Eh, I feel like both of them are AI regulars. That's why car chat gets derailed so quick in this thread. There are a lot of goons in BFC that have money and like cars. AI is a gold mine of BWM; awesome machines do weird things to peoples brains sometimes, myself included. Me too. I am kind of GWM mostly, just don't look in my garage. At least I own my toys outright, I guess?
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Mar 8, 2017 15:12
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CannonFodder posted:My local supermarket will do a thing where paper bags with a variety of stuff (canned tuna, can veggies, fruit cups, pasta and sauce) by the register so I can grab one and feel like I helped somebody. The bags go to the food bank. Is this not optimal? Literally the only reason that food banks accept canned goods donations is because of people with weird puritanical hangups about handing cash over to a charity. Compared to cash, canned goods: - Are likely less fresh than the stuff they would buy in bulk. - Are more expensive to transport than cash. - Is a less efficient use of the donator's money than if they had just donated cash. - Has more wasteful packaging than food bought in bulk. Of course, any place that has the "prepackaged" donations ready to go is perfectly happy to reinforce the puritanical awkwardness and facilitate the sub-optimal donation. This is because when you give the food bank cash and they buy in bulk, the local grocers don't get a cut. When you buy groceries and donate them, that's another sale for the grocer. Of course they'll help you donate "non-perishable food items". Give cash. It'll help more people, it's more environmentally sound, and it is the optimal way to help people who are getting economically hosed to the point where they can't put food on the table. :tmyk:
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Mar 8, 2017 15:30
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Volmarias posted:The numbers seem to be off in urban areas. It seems like they're averaging some places which perhaps shouldn't be averaged. Here's the numbers for New York - Jersey City - Newark, which is a pretty strange set of 3 cities to lump together. New York-Jersey City-Newark is the NYC metro area as defined by the OMB. I gather from your post that you're using "NYC metro area" to refer to a much smaller geographic area. There are plenty of areas within the metro area, and even NYC itself (think Melrose, Morris Heights, Hunts Point) where the median 1BR rent is $300-$400 below the $1,600 bate minimum you assert. These probably aren't apartments you're gonna ever see on Craigslist though.
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Mar 8, 2017 15:39
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Volmarias posted:The numbers seem to be off in urban areas. It seems like they're averaging some places which perhaps shouldn't be averaged. Here's the numbers for New York - Jersey City - Newark, which is a pretty strange set of 3 cities to lump together. Yeah, even in my area of WI it says childcare runs $680 a month which seems ridiculous to me so I'd be interested to see their dataset. But to be honest, I've seen people around here offering to watch kids for $3 an hour on Facebook. They are not people you should leave your children with, but someone must be desperate enough to have to do it. I think rather than the data being wrong, we're probably just privileged enough that we don't even hear about Barbara's sister's cousin who watches kids for $100 a week. And I would guess they are not using an average cost, but something closer to a minimum cost.
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Mar 8, 2017 15:43
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Dwight Eisenhower posted:Give cash. It'll help more people, it's more environmentally sound, and it is the optimal way to help people who are getting economically hosed to the point where they can't put food on the table. :tmyk: And much like any time you hand over cash, be sure to research what you are getting for your money. BWM: Donating to my local Goodwill http://dataomaha.com/media/news/2016/goodwill/
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Mar 8, 2017 15:45
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Enos Cabell posted:And much like any time you hand over cash, be sure to research what you are getting for your money. BWM: Donating to my local Goodwill http://dataomaha.com/media/news/2016/goodwill/ I like when for-profits ask people to "volunteer" for them, like Color Run. They advertise the hell out of their races, charge a lot of money per head, and then get a bunch of people to do most of the actual legwork for free. GWM!
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Mar 8, 2017 15:50
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Those look like the areas the BLS uses for data. The generally run on counties and aggregate metro areas. Its probably that way because it's how the source data is.
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Mar 8, 2017 15:50
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Switchback posted:Have we really not talked about this guy? Idiot didn't even think to short before setting the bombs off Tomfoolery posted:I like when for-profits ask people to "volunteer" for them, like Color Run. They advertise the hell out of their races, charge a lot of money per head, and then get a bunch of people to do most of the actual legwork for free. GWM! An ex of mine dragged me to one of these. She paid for me ahead of time and my jaw hit the floor when I learned that I'd be spending $50 to run a 5k Not a Children fucked around with this message at 16:11 on Mar 8, 2017 |
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Mar 8, 2017 16:06
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Buttcoin purse posted:You mean it puts those stories into perspective by pointing out they're as stupid as everyone thought, right? Santa Clara, CA Required annual income before taxes for a single adult is $30,194, and yes some of the typical annual salaries listed on that page are less, but it's not saying you'd struggle on $750K. San Francisco is much the same. Am I missing something? Yes, that's exactly what I meant.
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Mar 8, 2017 16:17
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