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Dick Nipples posted:Pretty common in the "Financial Independence/Retire Early" (FIRE) community. I've got a friend that is part of that community that's a former techie. He gets so pissed when he hears people refer to their expenses as "burn rate". I think it may be a side effect of a lot of the FIRE people before former techies. FIRE is also the BLS category for Finance, Insurance and Real Estate in the SIC codes.
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Mar 9, 2017 05:15
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therobit posted:I thought retention bonuses were due out on Valentine's Day? When are you conducting anual reviews that they are coming out this late? If you can get away with one bonus per year, you definitely came out the winner in that contact.
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Mar 9, 2017 05:38
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Volmarias posted:If you can get away with one bonus per year, you definitely came out the winner in that contact. It really depends on how you structure regular compensation and if you have a good recognition program. Big bonuses are nice, but if people feel unappreciated on a regular basis and feel like things are one sided, they will leave the moment a headhunter comes along and offers them the moon and a flashy company car.
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Mar 9, 2017 05:57
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SweetSassyMolassy posted:https://www.bogleheads.org/forum/viewtopic.php?f=2&t=213033 "Can't you get a mortgage?" "Nah, bank won't give me one. I need a private loan because our DTI ratios wouldn't support conventional financing. Bury the lede all day erry day
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Mar 9, 2017 07:04
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CannonFodder posted:"Can't you get a mortgage?" Not saying this person isn't BWM, but dti matters a lot less for high income people who have illiquid assets. Imagine having 60% of your net income going to housing, but your net income is 800k/year and have a $3MM stock portfolio to fall back on. You can still probably get by just fine if you don't have a bunch of other large debts. I have seen 100% dti loans that performed just fine.
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Mar 9, 2017 07:55
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You guys are joking but I'm not sure everybody has seen the article about wife bonuses in Manhattan: https://mobile.nytimes.com/2015/05/17/opinion/sunday/poor-little-rich-women.html
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Mar 9, 2017 09:15
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golden bubble posted:I've found it's more of a "millennials don't carry enough small bills to split the bill properly" problem. I've had a lot of fun "can anyone make change for a $20 in mostly $1?" problems. Literally why I went to the bank and got a bunch of half dollars and $2s for the office. Yes I can break your $20, and no, it won't work in the vending machine.
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Mar 9, 2017 14:52
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blugu64 posted:Literally why I went to the bank and got a bunch of half dollars and $2s for the office. Yes I can break your $20, and no, it won't work in the vending machine. Wait are you American? Because those are the weird coins and the weird bills and you're weird
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Mar 9, 2017 14:56
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ate all the Oreos posted:Wait are you American? Because those are the weird coins and the weird bills and you're weird You mean awesome and fun money.
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Mar 9, 2017 14:59
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Oh wait your point is specifically so it won't work in the vending machine I read that wrong and am dum yeah ok that's funny 
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Mar 9, 2017 15:01
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I suspect in a few years it'll turn out that everyone was snickering when the reporter left the room, like Coming of Age in Samoa. E: that's re. wife bonuses
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Mar 9, 2017 15:08
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blugu64 posted:Literally why I went to the bank and got a bunch of half dollars and $2s for the office. Yes I can break your $20, and no, it won't work in the vending machine. Can you still get $2 bills at the bank? I might have to do some calling this morning.
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Mar 9, 2017 15:59
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Why?quote:$140K in student loans at age 53.
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Mar 9, 2017 16:16
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https://www.reddit.com/r/personalfinance/comments/2qmo8s/140k_in_student_loans_at_age_53/ by the by
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Mar 9, 2017 16:27
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quote:If I can't do that, the 2nd solution involves a gun. I mean, I don't want to kill myself now, but I'll have to work until I'm over 80 before I retire or pay back these loans, so a bullet would be my "retirement" This is just depressing. I hope the guy can get some professional help.
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Mar 9, 2017 16:32
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greazeball posted:You guys are joking but I'm not sure everybody has seen the article about wife bonuses in Manhattan: https://mobile.nytimes.com/2015/05/17/opinion/sunday/poor-little-rich-women.html I remember reading this. Not sure if it qualifies as bwm, but probably more something d&d could get up in arms about.
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Mar 9, 2017 16:33
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RisqueBarber posted:This is just depressing. I hope the guy can get some professional help. He got a job as an administrative assistant and decided that he is going to mentally break it up into small payment chunks and use that to measure progress. He says he is no longer depressed, but is still financially boned and is going to tell his partner who has no idea. No updates about what happened afterwards.
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Mar 9, 2017 16:34
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Enos Cabell posted:Can you still get $2 bills at the bank? I might have to do some calling this morning. Yes. You can even have them order you a band or brick of them if you want to take out a few hundred/grand. Make sure they understand you want them still wrapped from the treasury.
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Mar 9, 2017 17:02
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H110Hawk posted:Yes. You can even have them order you a band or brick of them if you want to take out a few hundred/grand. Make sure they understand you want them still wrapped from the treasury. http://archive.woz.org/letters/general/78.html Woz buys sheets of $2 bills and turns them into perforated gum pads that he carries around for tips.
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Mar 9, 2017 17:11
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blugu64 posted:Literally why I went to the bank and got a bunch of half dollars and $2s for the office. Yes I can break your $20, and no, it won't work in the vending machine. My friend paid my fantasy football winnings in $2's one year, and I couldn't be bothered to change them over. It was actually fun to spend them, I swear every purchase brightened the recipients day. Some people even kept them and remembered me for it later.
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Mar 9, 2017 17:12
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Mantle posted:http://archive.woz.org/letters/general/78.html Woz is a treasure
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Mar 9, 2017 17:16
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I worked in retail and $2s were a huge bitch because my cash tray has slots for 1, 5, 10, 20, and 100s so where the hell am I supposed to put this monopoly money you big grinning weirdo nerd
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Mar 9, 2017 18:14
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GoGoGadgetChris posted:I worked in retail and $2s were a huge bitch because my cash tray has slots for 1, 5, 10, 20, and 100s so where the hell am I supposed to put this monopoly money you big grinning weirdo nerd Under the tray or under the hundreds, this is a solved problem
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Mar 9, 2017 18:24
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The only place I've ever gotten $2 bills from was a fancy restaurant where they gave us our change in $2 bills because that was their *thing*
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Mar 9, 2017 18:26
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Paying with $2 bills is what you do when you've officially reached Quirky Old Man status. A bunch of my pharmacy regulars did it, my FIL does it, my husband is on track to do it (loves $1 coins). It just comes with age like hair in your ears or saggy balls.
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Mar 9, 2017 18:27
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Portland's premiere vegan strip club (Casa Diablo) only uses $2 bills, so it's sort of a running joke in the city that if you've got a $2 on you, it's change from the Casa D
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Mar 9, 2017 18:29
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NancyPants posted:Paying with $2 bills is what you do when you've officially reached Quirky Old Man status. A bunch of my pharmacy regulars did it, my FIL does it, my husband is on track to do it (loves $1 coins). $1 coins kick rear end, I'd love to see $5 and $10 coins instead of this stupid paper money. $20 would be a good smallest paper denomination.
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Mar 9, 2017 18:29
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And the only place that ever gave me $1 coins in change was the New York City subway system which was pretty novel I guess
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Mar 9, 2017 18:29
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ate all the Oreos posted:And the only place that ever gave me $1 coins in change was the New York City subway system which was pretty novel I guess The Denver Light Rail gives outs $1 coins, as well/
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Mar 9, 2017 18:34
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Twerk from Home posted:$1 coins kick rear end, I'd love to see $5 and $10 coins instead of this stupid paper money. $20 would be a good smallest paper denomination. Agreed, one of many things I prefer about the euro system (well they do have 5s and 10s but they have the 1 and 2 euro coins which owns).
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Mar 9, 2017 18:37
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The Baroness posted:The Denver Light Rail gives outs $1 coins, as well/ The way I understand it switching mass transit systems to using them was part of the push to try to get the public to adopt them entirely so we could get rid of $1 bills but it didn't really work so now they're just an awkward relic
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Mar 9, 2017 18:37
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Mantle posted:http://archive.woz.org/letters/general/78.html As I recall he will sell them to you (per sheet) below face value for the comedy of it. This doesn't even account for all the money he spends having that shop convert the uncut sheets into pads. It is technically bad with money but it's not like he's ever going to run out.
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Mar 9, 2017 18:39
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ate all the Oreos posted:And the only place that ever gave me $1 coins in change was the New York City subway system which was pretty novel I guess I got them in change at a Ren Faire. Their jousting event was awesome.
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Mar 9, 2017 18:49
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ate all the Oreos posted:The way I understand it switching mass transit systems to using them was part of the push to try to get the public to adopt them entirely so we could get rid of $1 bills but it didn't really work so now they're just an awkward relic Post office too. I like the Euro $1 and $2 coin system as well. Much more durable, saves a lot of money in the long run. Of course I'm one of those evil people who thinks we should just get rid of pennies already.
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Mar 9, 2017 18:52
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Mantle posted:http://archive.woz.org/letters/general/78.html Haha the best part: quote:We went into a room and the door was closed. This young Secret Service agent opened a chrome brief case on the table and pulled out a card. He said that he was going to read my my Miranda rights.
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Mar 9, 2017 18:57
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Leon Trotsky 2012 posted:He got a job as an administrative assistant and decided that he is going to mentally break it up into small payment chunks and use that to measure progress. He says he is no longer depressed, but is still financially boned and is going to tell his partner who has no idea. Holy gently caress, I can't believe his partner doesn't know. Jesus.
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Mar 9, 2017 19:09
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That also means the partner doesn't know why they will never get married or maybe even the fact that they will never get married.
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Mar 9, 2017 19:13
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GoGoGadgetChris posted:That also means the partner doesn't know why they will never get married or maybe even the fact that they will never get married. It's also a dumb reason because AFAIK the student debt stays with the person, his spouse wouldn't inherit the debt if they got married. NancyPants posted:I like the Euro $1 and $2 coin system as well. Much more durable, saves a lot of money in the long run. The problem is that the US $1 coin is very close in size to the quarter (2mm difference), this was a problem with the Susan B Anthony coin and it's still a problem with the new dollar coins because they are the same size. Speaking of which, there are dollar coins with Presidents on them. How did that go, might you ask? https://en.wikipedia.org/wiki/Presidential_$1_Coin_Program posted:By 2011, 1.4 billion uncirculated $1 coins were stockpiled, which, if stacked flat, could reach from Los Angeles to Chicago. By 2016, this number might have reached two billion. BWM: minting 2 billion coins that nobody wants.
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Mar 9, 2017 19:24
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monster on a stick posted:We meet at the horse spa. I'm no horse whisperer, but isn't 'trapped in an enclosed noisy space with rising water' one of those universal   mammal hindbrain things?
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Mar 9, 2017 19:43
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so I could say that I finally figured out what this god damned cube is doing. Get well Lowtax.
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monster on a stick posted:
Didn't they let you buy huge amounts of these coins with free shipping a few years ago? People bought as much as their credit card would let them, then just deposited the coins in the bank, paid off the credit card, and collected 5% cash back or whatever they had.
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Mar 9, 2017 19:58
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