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Krispy Kareem posted:Except that Chick-Fil-A discontinued the spicy chicken biscuit. You can't just say that and not source it.
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Mar 19, 2017 03:20
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Virigoth posted:You can't just say that and not source it. It's true. Haven't been back since.
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Mar 19, 2017 04:25
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Virigoth posted:You can't just say that and not source it. http://www.bizjournals.com/atlanta/news/2016/07/28/why-did-chick-fil-a-kill-the-spicy-chicken-biscuit.html
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Mar 19, 2017 05:09
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CannonFodder posted:Lots of weddings and receptions are on Saturday, and Chick Fil A is closed on Sundays. And planning ahead just means microwaving a biscuit on Sunday morning and that's just not right. Guys in their 30s with beards and tattoo sleeves? Not everyone who parties is a straight man, that's all I'm sayin  BigDave posted:Fruit punch Powerade, Denny's Grand Slam with deluxe hash browns and carbonite-black coffee. And ibuprofen. All of this before bed.
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Mar 19, 2017 08:22
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NancyPants posted:Guys in their 30s with beards and tattoo sleeves? Not everyone who parties is a straight man, that's all I'm sayin Dunno about other nations, but in Australian cities (Melbourne), you can't spit on the street without hitting a beardy, rail-thin hipster with stock standard tattoos.
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Mar 19, 2017 08:27
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Sic Semper Goon posted:Dunno about other nations, but in Australian cities (Melbourne), you can't spit on the street without hitting a beardy, rail-thin hipster with stock standard tattoos. Male nurses and EMTs tend to be well-muscled and if they have facial hair it is always well-groomed. I stand by my statement 
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Mar 19, 2017 09:04
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Getting in on hangover chat: 2 salt sticks and a pint of water before drinking, 2 salt sticks and a pint of water before bed BWM: eating salt sticks like they're candy
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Mar 19, 2017 09:33
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Senf posted:Getting in on hangover chat: 2 salt sticks and a pint of water before drinking, 2 salt sticks and a pint of water before bed I read that as salt lick. The horse posting is coming from inside the thread 
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Mar 19, 2017 11:52
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pig slut lisa posted:Here's a super dumb recommendation by Dave Ramsey for Nick in Cleveland to attack his credit card debt (rate never specified, but figure ~20% APR) by foregoing the instant 100% return he's currently getting through his 401(k) match. That's one thing I don't like about Dave Ramsay, he's very dogmatic (and not even right). For example, I'm 100% sure that he'd tell me to pay off my student loans (that are currently at 0,34% and will have a <1% interest) instead of investing my money because DEBT IS BAD! Another one of his rules is to pretty much always tell people to sell their house and move into cheap rentals until all debt is paid off. That's just insane. Moving is expensive and there are tons of other people can do to reduce spending and keep their house.
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Mar 19, 2017 12:28
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https://www.reddit.com/r/buildapc/comments/60276a/just_spent_3500_on_a_new_rig_after_exwife_through/Just spent $3,500 on a new rig after ex-wife through my other rig away! posted:
There's a couple edits there today that weren't there yesterday that make a half-assed attempt at explaining this but choose one of the following: a) GAME OVER MAN, GAME OVER b) Wilhelm scream c) Price is Right loser tuba d) all of the above
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Mar 19, 2017 13:32
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Proposition Castle posted:https://www.reddit.com/r/buildapc/comments/60276a/just_spent_3500_on_a_new_rig_after_exwife_through/ What the gently caress does this sentence mean in his edited OP  quote:Also, as far as the student loan comment goes, guys, it was a half-hearted joke. Yea I'm a college student, but I'm also technically retired and a draw a pension every month and go to school for free, trust me, I do not need you telling me how stupid I am for paying for a computer using student loans.
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Mar 19, 2017 15:46
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pig slut lisa posted:What the gently caress does this sentence mean in his edited OP It probably means he's going to school after completing military service on the GI bill. Likely just enough service to qualify, so he's getting little to nothing, or thinks that his GI bill payments are a "pension". Edit: replace "retired" with "retarded" or "discharged" and it makes more sense. Motronic fucked around with this message at 16:00 on Mar 19, 2017 |
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Mar 19, 2017 15:55
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Some people go back to school after they retire.
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Mar 19, 2017 15:58
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Motronic posted:It probably means he's going to school after completing military service on the GI bill. Likely just enough service to qualify, so he's getting little to nothing, or thinks that his GI bill payments are a "pension". It's also entirely possible he was medically retired, and draws a disability pension. I work with someone who was medically retired from the Marines, he gets ~$2k a month for having permanent damage to his back after breaking it in Afghanistan.
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Mar 19, 2017 16:00
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BigDave posted:http://www.bizjournals.com/atlanta/news/2016/07/28/why-did-chick-fil-a-kill-the-spicy-chicken-biscuit.html Well poo poo. Guess I haven't been to chick fil a in a year. It's usually last on my list because it's expensive but that was the only thing I ate there.
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Mar 19, 2017 16:13
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Subjunctive posted:Some people go back to school after they retire. True. And some schools will let senior citizens take (or audit) classes at reduced cost or free if there are empty seats.
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Mar 19, 2017 16:52
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Don't intentionally say things like "I bought a computer with my student loans  " to a bunch of strangers on the internet if you don't want them to call you an idiot.
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Mar 19, 2017 17:00
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Motronic posted:It probably means he's going to school after completing military service on the GI bill. Likely just enough service to qualify, so he's getting little to nothing, or thinks that his GI bill payments are a "pension". From my lurking of GIP, wouldn't that make him eligible for a free computer from the VA's vocational rehab program? God drat I need a life.
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Mar 19, 2017 17:06
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FrozenVent posted:From my lurking of GIP, wouldn't that make him eligible for a free computer from the VA's vocational rehab program? Not with the latest graphic card probably. Also, that guy is an rear end in a top hat for buying a graphics card with the intent to return it in 2 weeks when the next big thing drops. Just use the onboard graphics for 2 weeks, rear end in a top hat.
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Mar 19, 2017 17:30
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I like how he is pissed off enough about the tax to mention it but doesn't say anything about the origination fee on the loans.
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Mar 19, 2017 21:04
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Proposition Castle posted:I like how he is pissed off enough about the tax to mention it but doesn't say anything about the origination fee on the loans. "The what?  "Facebook Aunt posted:True. And some schools will let senior citizens take (or audit) classes at reduced cost or free if there are empty seats. I don't know many senior citizens who would describe themselves as "technically retired" and are into dank gaming rigz
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Mar 19, 2017 22:07
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ate all the Oreos posted:"The what? LoL I actually used to sell pills to a sweet old guy who would sit in the waiting room and talk about overclocking whatever it was he had linux installed on. I loved that guy :3
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Mar 19, 2017 22:25
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I had a spicy chicken biscuit from chick fil a like last week. WTF. Wait, the spicy chicken sandwich is available. So it's not an on menu item, but it shouldn't be an issue to get a spicy chicken biscuit.
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Mar 20, 2017 00:58
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Old School BWM: Check kiting New School BWM: ACH kiting Wall Street BWM: ACH kiting $18 million dollars from your employer, Merrill Lynch, to allow you to trade $88 million on margin when you actually have less than $700 to your name quote:Respondent Matthew David Rubin, a registered representative with Merrill The full docs are here: http://disciplinaryactions.finra.org/CaseDetailRecords.aspx?CaseNB=2012033832501 Zero One fucked around with this message at 02:14 on Mar 20, 2017 |
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Mar 20, 2017 02:02
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No Butt Stuff posted:I had a spicy chicken biscuit from chick fil a like last week. Yeah, I had one a week or so ago too. Love those things.
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Mar 20, 2017 07:00
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https://www.reddit.com/r/personalfinance/comments/5zrsi2/graduating_this_year_540k_student_loan_debt/ -540k in Student Loans - Has been to 3 different Dental schools. - Wants to "buy a practice" when he graduates because he can't stand the idea of working for someone else - Wants to look into "cheap mortgage" options when he graduates - Interest only on debt + Basic living expenses are 5k per month. quote:Graduating this year 540k student loan debt! Stressed!!! quote:You don't need down payments for a business loan to buy a dental practice. Leon Trotsky 2012 fucked around with this message at 14:52 on Mar 20, 2017 |
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Mar 20, 2017 14:49
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IllegallySober posted:Yeah, I had one a week or so ago too. Love those things. You guys are lucky then. Because in the city Chick-Fil-A built they're off the menu. Maybe they're on a secret menu in which case I will order all of them.
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Mar 20, 2017 15:14
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MrOnBicycle posted:That's one thing I don't like about Dave Ramsay, he's very dogmatic (and not even right). For example, I'm 100% sure that he'd tell me to pay off my student loans (that are currently at 0,34% and will have a <1% interest) instead of investing my money because DEBT IS BAD! What's right and wrong isn't the same for everyone. However when dealing with the mass obviously he has to grind his program down to what fits with most. And he has helped so many people go from failure to success (including myself) that it's very hard to argue against him.
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Mar 20, 2017 15:23
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rotaryfun posted:What's right and wrong isn't the same for everyone. However when dealing with the mass obviously he has to grind his program down to what fits with most. And he has helped so many people go from failure to success (including myself) that it's very hard to argue against him. I'm not convinced he'd tell someone with sub-1% student loan debt to pay down their loans over other things anyway.
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Mar 20, 2017 15:34
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KYOON GRIFFEY JR posted:I'm not convinced he'd tell someone with sub-1% student loan debt to pay down their loans over other things anyway. Isn't that outright less than inflation, to the point where you could just invest the money you'd otherwise use to pay it off on some very safe investment and come out ahead?
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Mar 20, 2017 16:18
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rotaryfun posted:What's right and wrong isn't the same for everyone. However when dealing with the mass obviously he has to grind his program down to what fits with most. And he has helped so many people go from failure to success (including myself) that it's very hard to argue against him. He still encourages tithing, which is flat out terrible advice for most of his target audience.
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Mar 20, 2017 16:21
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Chin Strap posted:He still encourages tithing, which is flat out terrible advice for most of his target audience. As part of 3 things to do with money yes. Spend, give, save. You realize his target audience is the religious? He is very up front about that. Good financial advice is good financial advice. Religious or not. Donating to charity or giving to those in need can be swapped for tithing if you aren't about that. But like I said, he doesn't hide it.
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Mar 20, 2017 16:30
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rotaryfun posted:As part of 3 things to do with money yes. Spend, give, save. You realize his target audience is the religious? He is very up front about that. Dave Ramsey (and now his daughter) have built their business off the health & wealth wave that people like Joel Osteen are riding. He basically used MLM tactics to get people to host their talks or whatever in their church and then invite others to do so at other churches or at a different time in the same church. loving brilliant business plan.
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Mar 20, 2017 16:33
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Well, MLM tactics or not, all I can do is speak to my own experience. In the almost year since I began doing the things he suggests, I've paid off almost all of my debt, including student loans, totaling $53k. Have another $4k to go but should have that done in a month or two. It's laid out simply. It's easy to follow. It's basic. It worked for me. OBVIOUSLY it's anecdotal and only my experience. But, I have nothing bad to say about his method.
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Mar 20, 2017 17:08
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Honestly, it's just good that he's advocating some amount of financial responsibility. I don't care if you're the FIRE crowd or what, but just having some degree of responsibility about money is so foreign to most Americans that it's absolutely wild.
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Mar 20, 2017 17:22
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Dave Ramsey has effective advice for getting out of debt, treating it like a behavioral problem rather than a math problem. Be suspicious of general budgeting stuff, and run far away from his tax and investment advice.
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Mar 20, 2017 17:29
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Youtuber Mike J Evans finally got around to reviewing our favorite "As Seen on TV" gadget as part of his "Infomercialism" series: https://www.youtube.com/watch?v=yMBYnQ7pqAs It actually works(!), so while buying a set of them for everyone you have a slight relation to might be BWM buying them for yourself might actually not be.
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Mar 20, 2017 18:12
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Zero One posted:Old School BWM: Check kiting
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Mar 20, 2017 18:46
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canyoneer posted:Dave Ramsey has effective advice for getting out of debt, treating it like a behavioral problem rather than a math problem.
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Mar 20, 2017 19:45
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I get it. Look at everyone who says, "I'm taking this 2nd mortgage or 401k loan to pay off my credit cards" and see what happens two years later when their cards are maxed out again plus now there's this line of credit. Treating debt as a disease and refusing to carry it means you're less likely to get in trouble again - even if you are forgoing some GWM investments.
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Mar 20, 2017 21:03
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