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Leon Trotsky 2012 posted:If well-done with ketchup is good enough for the President of the United States to take his steak, then it's good enough for me. Please let this be sarcasm. Normalizing war crimes against steak cannot happen.
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Apr 27, 2017 05:22
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Bad w/ Money: Your apology won't bring back the meat
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Apr 27, 2017 05:24
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potee posted:Why would anyone put 6 grand into a car that cost 4 It's a truck, if I don't have a truck i might as well just cut my loving dick off now
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Apr 27, 2017 07:15
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Meat crimes an excellent post.
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Apr 27, 2017 12:52
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"It's hard to draw the line for things in the fridge." Yeah I'm upset right now why did you have to go and do this <  >
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Apr 27, 2017 13:36
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Hoodwinker posted:"It's hard to draw the line for things in the fridge." yeah that's loving bullshit when i had roommates condiments, coffee cream, cheap veggies (that might otherwise go bad like lettuce) and mayyyyybe milk were fair game. cheese, meat, packaged stuff - you loving ask before you eat if you didn't buy it yourself.
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Apr 27, 2017 13:39
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I use Mint because i'm too lazy to aggregate that information myself and they just sent me some fun spamquote:Who says you can't be a real estate mogul? Learn more. https://www.youtube.com/watch?v=cd4-UnU8lWY
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Apr 27, 2017 13:55
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Being in the industry, I always look at real estate crowdfunding funny. There are cases where it can help projects with insufficient visibility, but you also get adverse selection where projects go there to avoid having sophisticated investors/it was turned down by sophisticated investors. At the same time, it's an opaque industry, so there is definitely something to be said for a more efficient marketplace.
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Apr 27, 2017 14:12
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It takes a short course and an easy exam to become a realtor I'm always so confused as to why like half the population doesn't have a realtors license
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Apr 27, 2017 14:23
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Continuing education?
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Apr 27, 2017 14:32
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https://twitter.com/karengeier/status/857419265569411072
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Apr 27, 2017 14:40
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ate all the Oreos posted:I use Mint because i'm too lazy to aggregate that information myself and they just sent me some fun spam It's a crappy REIT that advertises an annualized return a couple points higher than some exchange traded REITs, but does not trade on exchanges, and apparently has "sold out" of shares on their nationally diversified portfolios and now only will accept investment in specific markets. And apparently has a few goons enjoying the public's financial illiteracy and no employees: http://www.investopedia.com/articles/investing/123115/fundrises-new-ereit-right-you.asp With a brokerage account you could buy up some AI and more than double their advertised return with a significantly longer track record in the same space.
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Apr 27, 2017 15:21
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That show is just begging for a curb your enthusiasm's style "Do you respect meat?"
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Apr 27, 2017 15:27
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Not a Children posted:It takes a short course and an easy exam to become a realtor For the same reason that I don't take a short course on a zillion useful things: lack of time and interest. I COULD take classes to become an electrician, plumber, etc so that I could do all home repairs myself, but I'd rather just pay someone to do it and have my nights and weekends.
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Apr 27, 2017 15:33
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I have a friend going through the process to become a realtor. It's not exactly super challenging but it's not just a single course and exam. I think he's written four exams so far?
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Apr 27, 2017 15:34
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crazypeltast52 posted:Please let this be sarcasm. Normalizing war crimes against steak cannot happen. http://www.eater.com/2017/2/27/14748346/donald-trump-ketchup-steak quote:President Donald Trump’s penchant for well-done steak is well-documented, and yet somehow the Commander in Chief managed to commit yet-another offense against the beef industry of America. Leon Trotsky 2012 fucked around with this message at 15:45 on Apr 27, 2017 |
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Apr 27, 2017 15:40
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EAT FASTER!!!!!! posted:Meat crimes an excellent post. Operation: Meatcrime
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Apr 27, 2017 15:45
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He's a known germaphobe and senile child.
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Apr 27, 2017 15:54
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ate all the Oreos posted:I use Mint because i'm too lazy to aggregate that information myself and they just sent me some fun spam I use mint but with the recent new and improved "offers" tab added to the app to bombard me with credit cards and now with unsolicited marketing emails showing up in my inbox I'm close to deleting it
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Apr 27, 2017 16:12
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"HAVE YOU STOPPED CONTRIBUTING TO YOUR 401K????" -Mint, which can literally see the $850 going in there twice a month 
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Apr 27, 2017 16:15
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#humblebrag
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Apr 27, 2017 16:19
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Maybe I guess, but I think it's context for the fact that their recommendations have no basis in reality whatsoever.
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Apr 27, 2017 16:21
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Nail Rat posted:"HAVE YOU STOPPED CONTRIBUTING TO YOUR 401K????" Somebody's going to blow right past the 401k annual contribution limit and get bothered by the IRS. BWM.
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Apr 27, 2017 16:27
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I stopped using Mint because it kept asking me if I was saving too much with messages like, "Are you sure you want to deduct 12.5k from each paycheck to your brokerage account?" and I just scream "Of course! That is less than 10% of my net! Mint, you idiot!" What an idiot. I get paid weekly too, so that throws off Mint as well. Why even bother at that point?
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Apr 27, 2017 16:32
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Twerk from Home posted:Somebody's going to blow right past the 401k annual contribution limit and get bothered by the IRS. BWM. Part of that is employer match. Also I contributed way less the first few months of the year for reasons, which is definitely BWM quote:I stopped using Mint because it kept asking me if I was saving too much with messages like, "Are you sure you want to deduct 12.5k from each paycheck to your brokerage account?" and I just scream "Of course! That is less than 10% of my net! Mint, you idiot!" I don't really see the analogy here, it seems to me if the recommendations were actually recommendations at all, you wouldn't ask someone who contributes to their 401k every paycheck whether they've stopped contributing to their 401k. It's not even targeted marketing, it's just plain spam. BWM content: going out of your way to make sure your heirs will need to pay capital gains. https://www.reddit.com/r/personalfinance/comments/67vxkn/mother_wants_to_put_my_name_on_a_condo_she_is/ posted:Hello. I'm new to reddit. A friend said I should post my question on here. Nail Rat fucked around with this message at 16:38 on Apr 27, 2017 |
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Apr 27, 2017 16:33
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KingSlime posted:Is that why life feels like it's on easy mode at times? Because the difficulty curve is scaled to account for idiot humans who overpay for dumb stuff? Devian666 posted:A lot of work and psychology goes into farming the consumer population for money. There's a huge difference when you pay attention to prices at the supermarket rather than blindly select products. This is old now, but can you elaborate a little bit more on your explanation? I understand the point that if you go into a grocery store and buy products based upon psychology, rather than price, then you can potentially end up with a completely different set of products. Are you saying that if you recognize the psychology of consumerism, then you already won the battle?
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Apr 27, 2017 16:38
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Leon Trotsky 2012 posted:I stopped using Mint because it kept asking me if I was saving too much with messages like, "Are you sure you want to deduct 12.5k from each paycheck to your brokerage account?" and I just scream "Of course! That is less than 10% of my net! Mint, you idiot!" Are you trying to drop hints that you make more than 6.5 million dollars a year?
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Apr 27, 2017 16:41
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Tiny Brontosaurus posted:Are you trying to drop hints that you make more than 6.5 million dollars a year? I interpreted it as a poorly executed joke about humblebragging but admittedly "12.5k" has no actual currency associated with it so maybe it's weird foreigny money
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Apr 27, 2017 16:41
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I stopped (well, never really started) using Mint because it's technically a violation of my agreement with my bank and if my account got hacked they could theoretically use it as an excuse to not cover my losses. Not that I want my bank credentials out of my control in any way anyway.
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Apr 27, 2017 16:45
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Cold on a Cob posted:I stopped (well, never really started) using Mint because it's technically a violation of my agreement with my bank and if my account got hacked they could theoretically use it as an excuse to not cover my losses. Not that I want my bank credentials out of my control in any way anyway. Yeah I looked that up a while ago and I can't find any record of any bank actually using that against someone but it's kinda worrying regardless e: That being Mint, banks use "oh you gave your password to your husband better luck next time" or whatever as a reason all the time
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Apr 27, 2017 16:52
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That's why I didn't sign up with them years ago. Are you saying they still don't have some federation auth where you sign in to an iframe like PayPal checkout and get a token or whatever? That's hosed up. Why do they have any customers at all?
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Apr 27, 2017 16:59
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Leon Trotsky 2012 posted:I stopped using Mint because it kept asking me if I was saving too much with messages like, "Are you sure you want to deduct 12.5k from each paycheck to your brokerage account?" and I just scream "Of course! That is less than 10% of my net! Mint, you idiot!" That was so haughty that I was waiting to read that slashdotty "you insensitive clod!" term somewhere in that quote, too. Still have my internet crush on you, though.
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Apr 27, 2017 17:01
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ate all the Oreos posted:Yeah I looked that up a while ago and I can't find any record of any bank actually using that against someone but it's kinda worrying regardless That isn't strictly true. If you give a card and pin to someone else and they misuse it, then yes you are liable, likewise if you give your online banking password to someone who misuses it, you ahould be liable for that as well. You don't see people getting an unrelated claim denied because thier spouse logged onto their online banking once. Using mint is a grey area because you are potentially leaving your credentials unsecure and exposed and the bank has no control over that.
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Apr 27, 2017 17:07
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The Trotsky post is just a poorly framed bit about how obnoxious all the humblebragging can be in here, except that we are one of the only places where there shouldn't be taboos in talking about earnings and wealth.
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Apr 27, 2017 17:10
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If Canadian banks would let me provide a read only access of my financial data to verified third parties that could be revoked anytime I would consider something like Mint again. For now I'll stick to doing things with ynab (old version, because new version is basically Mint but you pay for it).quote:“By requiring bank customers to divulge their confidential access codes and passwords, Mint.com is inducing breach of contract between Scotiabank and its banking customers,” said Scotia’s Joe Konecny. CIBC’s Rob McLeod was equally blunt. “You are responsible for any losses from any use by a third party that provides an online account aggregation service.”
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Apr 27, 2017 17:18
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My newest piece of unjustified advice on retirement that I learned is, "By 30, you should generally have about one year's salary tucked away into a retirement account." I am turning 30 at the end of the year and I only have about 33% of what I need to match that questionable statistic. Here is a random lovely article that supports the idea: http://www.cnbc.com/2017/02/22/heres-how-much-money-you-should-have-saved-at-every-age.html There is no way I could have ever met that goal. During my early to mid twenties I worked at startups that didn't offer me any retirement benefits so I eventually started my own ROTH IRA contributions. Also, up until recently I quit my lovely misogynistic company and got a more appropriate 30% raise at another place. BWM: be a minority in your chosen field. CmdrRiker fucked around with this message at 17:25 on Apr 27, 2017 |
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Apr 27, 2017 17:19
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I wasn't even able to find a decent job until I was nearly 30. Conventional wisdom might as well be magic to me.
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Apr 27, 2017 17:22
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Cold on a Cob posted:I stopped (well, never really started) using Mint because it's technically a violation of my agreement with my bank and if my account got hacked they could theoretically use it as an excuse to not cover my losses. Not that I want my bank credentials out of my control in any way anyway. Did you want some ketchup with your bank?
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Apr 27, 2017 17:23
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EAT FASTER!!!!!! posted:The Trotsky post is just a poorly framed bit about how obnoxious all the humblebragging can be in here, except that we are one of the only places where there shouldn't be taboos in talking about earnings and wealth. Oh, then they pulled it off very well. I am completely open to talking about various ways of punishment in order to rectify the damage done by my slanderous words.
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Apr 27, 2017 17:24
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Fitzy Fitz posted:I wasn't even able to find a decent job until I was nearly 30. Conventional wisdom might as well be magic to me. Oh good, we can both try to live off of the undigested kernels of corn from the elites when retirement age rolls around.
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Apr 27, 2017 17:28
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