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baka kaba posted:Look on my Works, ye Mighty, and despair! They could get a mortgage, which would still involve a surveyor being sent round by the bank.
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May 19, 2017 14:24
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Lord of the Llamas posted:I foresee an embarrassing u-turn on the Dementia Tax next week. Yes that should distract nicely from the rest of it.
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May 19, 2017 14:27
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If Labour manage to beat 35.2% (what they got in 2005) then the PLP are going to have a really hard time ousting Corbs.
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May 19, 2017 14:28
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Miftan posted:http://www.independent.co.uk/life-s...d=facebook-post I had to check this was the independent and not a parody site twice while reading this article. loving hell.
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May 19, 2017 14:28
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Lord of the Llamas posted:They could get a mortgage, which would still involve a surveyor being sent round by the bank. I'd count that as 'producing the money from somewhere', there are still gonna be people who can't afford to take on that debt and have to sell up Breath Ray posted:How do you see this sinister collaboration model working in practice? I reckon either a cheeky jingle with whistling or one of those serious 'on your side... you want justice... to ensure this never happens to anyone again' types
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May 19, 2017 14:31
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At least this confirms Danny DeVito and Danny Baker aren't the same person.
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May 19, 2017 14:32
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I can't get enough of are Dan
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Lord of the Llamas posted:If Labour manage to beat 35.2% (what they got in 2005) then the PLP are going to have a really hard time ousting Corbs. Even if they do beat 32.5% they're going to lose a *lot* of seats because of the UKIP vote collapse.
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May 19, 2017 14:34
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Lord of the Llamas posted:If Labour manage to beat 35.2% (what they got in 2005) then the PLP are going to have a really hard time ousting Corbs. Whatever happens its looking like Corbyn supporters will be pointing to vote share and his opponents will be pointing to seats. I doubt either side is going to give up, although at the moment I think his supporters are winning if only because some of his more vocal critics have quit as MPs and some new blood will be coming in. I'm still paranoid that Watson and Co. will do something to try and damage the party just before the polls to drive down the Labour vote. It would be insane and suicidal but they've already shown no problem with that.
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May 19, 2017 14:39
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I should really start paying for a VPN again, get it going on all my devices. You know, until May decides to ban VPNs.
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May 19, 2017 14:45
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look look he's a terrorism it's him look!!! I bet he's muslamic and all!!!!!
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May 19, 2017 14:47
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LemonDrizzle posted:That is more or less what we have today. It doesn't raise very much money at all. That's hardly a great mystery though, or some fundamental flaw with IHT. It doesn't raise much money because the system is set up to ensure that the asset rich can avoid it. The widespread use of trusts, gifting to relatives before the 7 year death curtain and the 100% exemption for trading business assets (aka unlisted shares), all leap to mind as things that the rich can afford specialist advice to take full advantage of. It would be very easy to massively increase the tax take of IHT without making GBS threads on the asset poor who own just a house. Prince John fucked around with this message at 15:02 on May 19, 2017 |
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May 19, 2017 14:56
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HJB posted:At least this confirms Danny DeVito and Danny Baker aren't the same person. https://twitter.com/prodnose/status/865324197408636928
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May 19, 2017 15:09
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goddamnedtwisto posted:Even if they do beat 32.5% they're going to lose a *lot* of seats because of the UKIP vote collapse. UKIP got 2.2% in 2005. It's the collapse of the Lib Dem vote from 22% to gently caress all%
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May 19, 2017 15:14
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Breath Ray posted:How do you see this sinister collaboration model working in practice? This triggers dementia tax protocol and the house enters the pool of properties to divvy up minus 100k. Presumably companies bid to get a hold of these properties or are assigned them based on market share at the time the legislation is created? Problematic legislation already. Home then moves into some Select Properties Division. Bank's pet surveyors who have been told to mark up the price on the home to ensure a bigger mortgage is needed do an above-market valuation. Bank then sends out an extremely optimistic letter to the family. It turns out Doris' house was worth about 30k more than you might have thought! Keep in mind that every pound and pence they can get in interest over the £100k baseline is pure profit for a bank if they can make you pay it. Knackered, potentially skint family then has the choice to either accept the valuation and take out an unnecessarily large mortgage on top of what they've already got going on in their lives, or get into a surveyor battle with a bank at great expense which may well result in the house being undervalued, at which point the bank can probably lean on them to sell it for that below-market price. Now keep in mind that if a bank "only" gets an average profit of 10k profit per person with dementia affected by this (keeping in mind 87% of homes are above 100k at the moment), there is a constant rolling stock of people with dementia that's about one million people at the moment and set to be closer to two by 2050. That's ten and soon twenty billion quid of potential profit. A huge incentive to do this exists.
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May 19, 2017 15:14
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MrL_JaKiri posted:UKIP got 2.2% in 2005. It's the collapse of the Lib Dem vote from 22% to gently caress all% #libdemfightback
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May 19, 2017 15:15
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This election is going to be proving that Labour can still attract a decent proportion of voters while having a left wing leader and policy. The next step is winning back seats by sorting out Scotland and/or going after the vacuum left by the Lib Dems if they continue to collapse. I'm sure there's time in there for a damaging and farcical leadership contest though
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May 19, 2017 15:21
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MikeCrotch posted:This election is going to be proving that Labour can still attract a decent proportion of voters while having a left wing leader and policy. The next step is winning back seats by sorting out Scotland and/or going after the vacuum left by the Lib Dems if they continue to collapse. and i'm sure those opposing corbyn have used the intervening time to put together a strong and convincing plan for the future of the labour party and locate somebody who can give a speech without sending half the room to sleep, instead of just making a really big banner saying "NOT CORBYN"
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May 19, 2017 15:27
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goddamnedtwisto posted:Even if they do beat 32.5% they're going to lose a *lot* of seats because of the UKIP vote collapse. Yep. Assuming Labour roughly holds its share across the country up to 66 seats are at risk, but at the moment it looks like the Conservatives gain about 50-60% net of the UKIP vote which would put 30-35 seats at serious risk. This is the 529 seats in England/Wales that Con/Lab/UKIP all contested in 2015:
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May 19, 2017 15:29
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jBrereton posted:I do technically mean surveyors, yes, you're right. baka kaba posted:If granny's family inherits her £150K house and £50,000 of that needs to pay off her care bills, they either need to produce that money from somewhere or sell the house. So for the people who'll struggle to meet that expense, that means an estate agent is getting involved no? Also, the median property wealth of all households is only £50k, and that of households where the head is above retirement age is below £100k, so if granny owns outright a property worth £150k, she is pretty deep into the top half of the property wealth range.
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May 19, 2017 15:38
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You have yet to actually answer why care should ever be coming out of that money instead of being provided by the state
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May 19, 2017 15:48
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My bad I accidentally excluded seats UKIP hadn't contested in 2010 also. It's actually 572 seats and 69 seats at risk:
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May 19, 2017 15:51
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Lord of the Llamas posted:Yep. Assuming Labour roughly holds its share across the country up to 66 seats are at risk, but at the moment it looks like the Conservatives gain about 50-60% net of the UKIP vote which would put 30-35 seats at serious risk. Labour will lose more than 35 seats to the Tories.
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May 19, 2017 16:13
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Pissflaps posted:Labour will lose more than 35 seats to the Tories. Will you Toxx on that?
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May 19, 2017 16:17
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Conservative manifesto: Lack of costings leave blanks to be filled in "It is not unusual not to produce detailed breakdowns of every policy cost in manifestos. They are broad contracts with the electorate, and no politician wants to set themselves too many tests that are impossible to pass later." gently caress offfffff Laura. She is such a waste of a journalist.
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May 19, 2017 16:18
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Pissflaps posted:Labour will lose more than 35 seats to the Tories. The last four YouGov polls give the Tories a net 0.41, 0.62, 0.49 and 0.5 of the UKIP vote respectively. This is roughly in line with what happened in Copeland, and Labour are polling nationally much better than when that by-election occurred. I'd set the odds of Labour losing more than 35 seats to the Tories at about 50% right now, and who knows if this Dementia Tax stuff is going to stick that might change.
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May 19, 2017 16:20
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mehall posted:Will you Toxx on that? I've been registered for 15 years and I've never once took part in a 'toxx'.
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May 19, 2017 16:23
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MikeCrotch posted:Conservative manifesto: Lack of costings leave blanks to be filled in Being a lovely biased hack is her thing now. She's basically a character, a US style pundit.
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May 19, 2017 16:24
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Rolf Harris got released today
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May 19, 2017 16:24
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Pissflaps posted:I've been registered for 15 years and I've never once took part in a 'toxx'. That's not what I asked.
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May 19, 2017 16:28
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mehall posted:That's not what I asked. pissflaps.txt
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May 19, 2017 16:29
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Jose posted:You have yet to actually answer why care should ever be coming out of that money instead of being provided by the state So that the costs don't fall on the young and virile through increased NI contributions?
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May 19, 2017 16:30
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LemonDrizzle posted:An estate agent may be involved if the house is sold on the open market, but that comment wasn't about sales on the open market ("there is no reason whatsoever for an estate agent to be involved in the transaction if the 'buyer' is the inheritor"), it was about the inheritor being given the house in the will of the deceased and raising funds privately to cover the excess care home fees so they could acquire the house directly rather than selling it and inheriting some of the cash from the proceeds. The point I'm making is "if the 'buyer' is the inheritor" isn't going to be true in a lot of cases, and those people who can't afford to 'buy' the house are going to need to get an estate agent involved. It's the people who can't afford to raise cash to cover the medical bills who are getting hit by this Here's a map of median house prices 3 years ago from the ONS for your perusal 
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May 19, 2017 16:31
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JFairfax posted:Rolf Harris got released today Isn't he still on trial for some other noncing he did? So presumably he'll be back in the pokey in a week or two.
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May 19, 2017 16:34
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mehall posted:That's not what I asked. It answers your question. Lord of the Llamas posted:The last four YouGov polls give the Tories a net 0.41, 0.62, 0.49 and 0.5 of the UKIP vote respectively. This is roughly in line with what happened in Copeland, and Labour are polling nationally much better than when that by-election occurred. I'd set the odds of Labour losing more than 35 seats to the Tories at about 50% right now, and who knows if this Dementia Tax stuff is going to stick that might change. Make that 95%.
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May 19, 2017 16:35
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baka kaba posted:The point I'm making is "if the 'buyer' is the inheritor" isn't going to be true in a lot of cases, and those people who can't afford to 'buy' the house are going to need to get an estate agent involved. It's the people who can't afford to raise cash to cover the medical bills who are getting hit by this Is it going to be true in a lot of cases that the heirs would be homeless if they couldnt live in their deceased parents' house?
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May 19, 2017 16:37
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So both my partner and I registered to vote within a day or two of each other — I got my polling card a week or two ago and she's still waiting on hers. I know you don't need the card to vote and all that but she's getting a bit worried; is there any harm in registering again or is there a way to ensure the registration has gone through? She's an Irish citizen if that impacts how long the process is likely to take.
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May 19, 2017 16:38
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Pissflaps posted:It answers your question. Jeremy Corbyn hasn't lost an election in his life, yet you're sure that's happening.
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May 19, 2017 16:40
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mehall posted:Jeremy Corbyn hasn't lost an election in his life, yet you're sure that's happening. Yes I'm 100% sure that Jeremy Corbyn will lose the general election. Aren't you?
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May 19, 2017 16:43
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Pissflaps posted:Yes I'm 100% sure that Jeremy Corbyn will lose the general election. Aren't you? "I'll take things that haven't happened before, but could happen in the next few weeks for 500 please, Alex" Will you Toxx on Labour losing more than 35 seats to the Tories? e; I did the Jeopardy thing wrong, didn't I? Never watch the show. You all get my point.
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May 19, 2017 16:46
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TACD posted:So both my partner and I registered to vote within a day or two of each other — I got my polling card a week or two ago and she's still waiting on hers. I know you don't need the card to vote and all that but she's getting a bit worried; is there any harm in registering again or is there a way to ensure the registration has gone through?
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May 19, 2017 16:46
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