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large hands posted:I've built condos where the kitchen cupboards weren't wide enough from back to front to lay a dinner plate flat, you'd have to stand them on edge on a rack or something. My new kitchen only has one drawer sized for utensils. Spatulas and other cooking implements? Nope! Also, we hope you like storing your plastic wrap, etc. in a useless loving cabinet because we're retarded and afraid of drawers! I want to find who designed my kitchen and administer a thrashing.
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May 21, 2017 18:48
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RBC posted:the typical goon buys flour from amazon because theyre too lazy to go to a store When I can buy something from amazon for cheaper than a store, it ships for free and arrives the same day why *should* I go to a store?
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May 21, 2017 18:48
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ductonius posted:When I can buy something from amazon for cheaper than a store, it ships for free and arrives the same day why *should* I go to a store? lmao
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May 21, 2017 18:49
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PT6A posted:My new kitchen only has one drawer sized for utensils. Spatulas and other cooking implements? Nope! Also, we hope you like storing your plastic wrap, etc. in a useless loving cabinet because we're retarded and afraid of drawers! Dude your place sounds lovely. Sell before the market tanks completely. Even a modest four figure loss at this point sounds like the least worst option.
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May 21, 2017 18:50
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RBC posted:If you buy 2 $4 lattes 365 days a year (which is completely absurd) that amounts to $2920 / year in order to afford a 5% downpayment ONLY on the average home in Canada (559,317 * .05 = 27965.85) It would take TEN YEARS of saving that ridiculous coffee money to afford. Of course the downpayment needed for this average home isn't going to grow at all in those ten years of no Lattes. large hands posted:I've built condos where the kitchen cupboards weren't wide enough from back to front to lay a dinner plate flat, you'd have to stand them on edge on a rack or something. Well obviously they don't need to actually use kitchen because they are constantly brunching on avacado toast. It all makes sense now. I would never argue that people don't need to look at adjusting their lifestyle to try and save for a downpayment. But the idea that the boomer generation just bootstrapped themselves in equally difficult circumstances just isn't true. This whole boomer vs millennial thing I think comes from it being much easier to make jokes about entitled millennials with avo toast and lattes vs hard working bootstrapping boomers than it is to actually look at the massive unaffordability problems there are for young people. My wife and I saved for a downpayent 10 years ago around when we were starting our careers and it took us around 3 years to save the downpayment for the condo we bought in Vancouver. That place would cost more than double that now and the equivalent wages are sure as hell not double that for entry level positions today.
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May 21, 2017 18:56
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PT6A posted:My new kitchen only has one drawer sized for utensils. Spatulas and other cooking implements? Nope! Also, we hope you like storing your plastic wrap, etc. in a useless loving cabinet because we're retarded and afraid of drawers! Thank you for the hourly reminder that you can afford property. I'm starting to think you have a gimmick persona for canada related threads because your posts everywhere else are usually reasoned and not dumb 
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May 21, 2017 18:58
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PT6A is the Canadian threads avocado that the millennial posters cannot help but spread on toast by quoting his opinions constantly. Imagine how great these threads would be if people stopped doing just that one simple thing.
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May 21, 2017 19:02
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ocrumsprug posted:PT6A is the Canadian threads avocado that the millennial posters cannot help but spread on toast by quoting his opinions constantly. I would take 10 PT6As if it meant smoke sumthin bitch being banned from all Canada related threads until the heat death of the universe.  They now measure Barrie's housing cost increases by month instead of annually because of how fast its going up. Also the city is now up to the 5th most expensive place to rent in Canada. 
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May 21, 2017 19:07
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My boomer parents could afford basically anything they wanted, whenever they wanted it without thinking twice about it on a single income from a union job that my father quite literally walked into with nothing but a high school education. He worked that job for almost 30 years, then retired early with a pension in order to gently caress off and putter around the (enormous) second house he had built in his home town. When I look at what they had vs. what I have (despite going to university and having a really good job) the difference is insane. Ever individual piece of my Dad's life is utterly unfathomable to me (union job, same job his whole life, pension, job with a high school education, etc.). Taking it as a whole is like reading about someone from another goddamn planet. My point is get the goddamn gently caress outta here if you wanna peddle bullshit "Buuuhhh if only millenials X" horse poo poo. 
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May 21, 2017 19:07
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Guest2553 posted:Thank you for the hourly reminder that you can afford property. Yeah god forbid we discuss owning property and why it's a terrible idea and I regret this deeply, in the Canada debt thread.
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May 21, 2017 19:09
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leftist heap posted:My boomer parents could afford basically anything they wanted, whenever they wanted it without thinking twice about it on a single income from a union job that my father quite literally walked into with nothing but a high school education. He worked that job for almost 30 years, then retired early with a pension in order to gently caress off and putter around the (enormous) second house he had built in his home town. When I look at what they had vs. what I have (despite going to university and having a really good job) the difference is insane. Ever individual piece of my Dad's life is utterly unfathomable to me (union job, same job his whole life, pension, job with a high school education, etc.). Taking it as a whole is like reading about someone from another goddamn planet. We've been looking at similar houses in the same area and they are not affordable to us as a couple with a household income of $400k. cowofwar fucked around with this message at 19:20 on May 21, 2017 |
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May 21, 2017 19:17
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The fact that there are actually a few people that post in this thread that aren't just scraping by who are also freaking out about how overpriced housing is in much of Canada is a net good imo, but I'm biased b/c I'm one of them. In a sane market making more than 90% of Canadians and (generally) being pretty frugal should put me firmly in "can afford a SFH in Mississauga" range but it doesn't and if this doesn't terrify you then I don't know what to say. Cold on a Cob fucked around with this message at 19:21 on May 21, 2017 |
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May 21, 2017 19:19
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It's okay to rent. You don't have to buy a house or a condo.
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May 21, 2017 19:22
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PhilippAchtel posted:It's okay to rent. You don't have to buy a house or a condo. ... Yeah! It *is* a bubble that's (on the west coast) a solid 3-4+ years past sanity. Rent is dead cheap for high earners. Sure, it's a bit higher than fifteen years ago but so what?
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May 21, 2017 19:27
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PhilippAchtel posted:It's okay to rent. You don't have to buy a house or a condo. Utter heresy. You must be not be Canadian. How can you have any pride of ownership?
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May 21, 2017 19:29
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PhilippAchtel posted:It's okay to rent. You don't have to buy a house or a condo. It's not just ok, it's probably the smart move right now, at least in the GTA. For all my grousing I could buy a condo (again), but the numbers don't make it appealing.
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May 21, 2017 19:31
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Right, so maybe we can nip in the bud the discussions of "My (humble brag) multiple times over six figure income can't afford the home I want." It's reminding me of that wall street journal article of the family making $450k sad because their taxes were going up. Off to the guillotine with you! At the same time, it's okay to admit millenials are looking at a worse standard of living than their parents and grandparents, which is pretty sad.
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May 21, 2017 19:38
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EvilJoven posted:Haha like the average millennial has space in their micro suite for Costco sized purchases. There's no point for them to make the two transfer bus trip and twenty minute walk from the bus stop when a single jar of peanut butter would fill their pantry. How much money could I make creating a Costco membership-sharing app? Pay me a 10% markup and I'll split the cost of any purchases I make at Costco. Disruption!
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May 21, 2017 19:46
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Remember when Rime was unemployed and armed revolution was the only answer Now it's stop eating out and save your money like ol Rimeybags, lazy entitled kids
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May 21, 2017 19:54
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I hope when the revolution happens my history of donating money to causes that alleviate poverty in Canada at least earn me a quick and painless execution. 
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May 21, 2017 19:58
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PhilippAchtel posted:It's okay to rent. You don't have to buy a house or a condo. Unfortunately here actually renting something is becoming impossible as well if you don't want to spend 3k a month renting a two bedroom place. And the most ludicrous part of it is that 3k is STILL less than the mortgage payment on that place would be.
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May 21, 2017 20:09
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I've been enjoying what disposable income I have with my well paying new job before it all gets vacuumed up by the monthly $900 student loan payments that I'll be starting next week 
sitchensis fucked around with this message at 20:20 on May 21, 2017 |
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May 21, 2017 20:15
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My rent is 1800. If I bought the same unit in my building with 100k down the mortgage alone would still be 1900 per month. Taxes and maintenance fees add another $600 or so per month, and this does not include utilities so I'm paying those either way. The numbers are better if you look at smaller units than mine but it's still not worth it.
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May 21, 2017 20:18
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Education Retirement Children Cappuccinos gently caress, now I see where I went wrong in not saving up for a house. All my money was going towards coffee!
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May 21, 2017 20:22
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Millennials should stop drinking avocado lattes so they'll be able to afford bigger guillotines.
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May 21, 2017 20:43
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Seriously, though, what should a well-off late gen Xer do to make things better? I vote NDP and endow (small) scholarships, but that's not going to move the needle. Is there individual action by a member of the problematic class that can make a real difference? (Nielsen thinks I'm a millennial, adorably.)
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May 21, 2017 20:47
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seize the means of production, comrade
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May 21, 2017 21:03
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Subjunctive posted:Seriously, though, what should a well-off late gen Xer do to make things better? I vote NDP and endow (small) scholarships, but that's not going to move the needle. Is there individual action by a member of the problematic class that can make a real difference? Kill the rich? Oh, wait....
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May 21, 2017 21:10
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Rime posted:Kill the rich? Oh, wait.... If I die then my daughter and ex-wife get it, so I'm not sure that would help even if it were palatable.
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May 21, 2017 21:13
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Subjunctive posted:Seriously, though, what should a well-off late gen Xer do to make things better? I vote NDP and endow (small) scholarships, but that's not going to move the needle. Is there individual action by a member of the problematic class that can make a real difference? I at least would like to thank you for the thought, even though I'm totally at a loss for what any one individual could reasonably do.
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May 21, 2017 21:20
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HookShot posted:Unfortunately here actually renting something is becoming impossible as well if you don't want to spend 3k a month renting a two bedroom place. Yeah, why rent a place for 3k to a couple when you can put people 4 to a room and make 6k+.
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May 21, 2017 21:57
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"Ok, the ending to that movie was weird, right?" "Yeah, I don't get what the good guy was thinking." "I know! He's about to die and then he tells the bad guy 'if you kill me you'll have to kill my whole family, too' and it's like uhh, maybe just give the dude your money instead of sending them after your kid." Subjunctive posted:If I die then my daughter and ex-wife get it, so I'm not sure that would help even if it were palatable.
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May 21, 2017 22:11
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Rime posted:Yeah, actually. Say for the past ten years I'd taken my excess monthly income and, instead of blowing it on frivolous bullshit, put it in a savings account, I'd be able to buy a house almost anywhere in BC right now. That's true. Cutting down on consumer spending has always been traditionally great for economies. Ballooning costs of shelter, transport, and other basic non-negotiable requirements in life causing people to cut expenditure elsewhere isn't a loving drain on an economy at all! Watch this, and stop thinking of everything in terms of individual morality tales instead of aggregate outcomes: https://www.youtube.com/watch?v=B6vV8_uQmxs&t=2542s (at 42:22, he's talking reduced salaries but the same principle applies re: cutting expenditure) People want to own their own property because rent is pissing money into the ether and most jobs are in the big cities. What are you even talking about dude? mila kunis fucked around with this message at 23:55 on May 21, 2017 |
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May 21, 2017 23:49
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Lobok posted:"Ok, the ending to that movie was weird, right?" Ya I doubt if things get so bad that people are literally killing the rich your ex wife and kid are going to be waiting around for the estate to be settled. They'll be running for their lives. When the heads were rolling in France nobody was sticking around to see if they'd be the one to ascend to the throne once the dust settled.
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May 22, 2017 00:17
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EvilJoven posted:Ya I doubt if things get so bad that people are literally killing the rich your ex wife and kid are going to be waiting around for the estate to be settled. They'll be running for their lives. When the heads were rolling in France nobody was sticking around to see if they'd be the one to ascend to the throne once the dust settled. The 16,000 people killed during the Reign of Terror would like to disagree.
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May 22, 2017 00:25
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Subjunctive posted:If I die then my daughter and ex-wife get it, so I'm not sure that would help even if it were palatable. Jesus man, I meant you aren't the type to be a class traitor. No need to get dark. 
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May 22, 2017 01:23
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Rime posted:Jesus man, I meant you aren't the type to be a class traitor. No need to get dark. I think it's probably time to get a bit dark, societally. EvilJoven posted:Ya I doubt if things get so bad that people are literally killing the rich your ex wife and kid are going to be waiting around for the estate to be settled. They'll be running for their lives. When the heads were rolling in France nobody was sticking around to see if they'd be the one to ascend to the throne once the dust settled. I dunno, they're a lot cuter and more unassuming than me. I think they could make it.
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May 22, 2017 01:28
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Am I the only one that doesn't think there is going to be some sort of violent uprising in Canada any time soon?
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May 22, 2017 02:08
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no
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May 22, 2017 02:15
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mashed_penguin posted:Am I the only one that doesn't think there is going to be some sort of violent uprising in Canada any time soon? i don't think we are heading for a violent uprising because i think most canadians will go to their (mass) graves insisting it's not politically viable to protect labour from capital so of course we should support the corporate waste elimination squads
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May 22, 2017 02:22
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