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Thinking about basement IRA guy, it probably makes sense for his mom to take it since she is closer to being able to take non-penalty distributions if it inherits as an IRA and not converting to taxable.
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May 30, 2017 19:17
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That is just a bathroom with a loft bed in it.
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May 30, 2017 19:17
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The question is are you sharing the bathroom? Because to be honest, that's not bad for the area. Easy clean-up, lots of privacy. WiFi usually sucks in the bathroom though.
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May 30, 2017 19:21
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ate all the Oreos posted:Okay but if I move out of the basement mommy won't make me easy mac anymore He's one of the few people who may be in a situation to actually benefit from taking on some credit card debt.
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May 30, 2017 19:22
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Droo posted:That guy is 25 and apparently both he and his girlfriend live with the mom, have no intention of moving out, and don't pay for their own car / cell phone / etc. I kind of think the mom has a point about the money. An acquaintance of mine is in this situation despite having a decent job because he can't afford to move out to a "safe neighborhood." Plot twist: had lunch with him recently and found out he makes way more then I thought (think ~100k vs ~50k). He just stuffs massive amounts of money into index funds / retirement accounts and lives like a pauper. BWM? I feel bad for the parents in either case but I remember them being helicoptery so maybe they prefer it that way.
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May 30, 2017 19:25
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Virtue posted:An acquaintance of mine is in this situation despite having a decent job because he can't afford to move out to a "safe neighborhood." Based on what I've observed of helicopter parents' children the first time they're away for any length of time and from older relatives who never cut the umbilical cord even through a decade of their parents' dementia, your acquaintance is going to be in for a rude awakening and serious trouble when his parents eventually kick it.
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May 30, 2017 19:42
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Virtue posted:An acquaintance of mine is in this situation despite having a decent job because he can't afford to move out to a "safe neighborhood." If his primary criteria is if the neighborhood is sufficiently
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May 30, 2017 20:32
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Droo posted:That guy is 25 and apparently both he and his girlfriend live with the mom, have no intention of moving out, and don't pay for their own car / cell phone / etc. I kind of think the mom has a point about the money. I wonder if she wanted him to move out, and hoped that the ultimatum would force him to move out and get an apartment.
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May 30, 2017 20:34
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canyoneer posted:
I'm not even mad about this. I just worry about steam damage on the underside of the bed.
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May 30, 2017 20:41
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Ghostnuke posted:I'm not even mad about this. I just worry about steam damage on the underside of the bed. Oh god now I'm thinking about how moist everything would be after a bath 
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May 30, 2017 20:46
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ate all the Oreos posted:Oh god now I'm thinking about how moist everything would be after a bath Sleep nice and cozy in your big pile of mildew
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May 30, 2017 20:51
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That Toronto crack house family is the purest BWM gold, and must be treasured. I loved all of it, especially their decision to bribe a squatter, let a lunatic ram their porch with a Bobcat, and the deus ex machine of a rich Englishman bailing out their idiocy. Too much gold to quote all of it, but their decisions were so awful I initially thought the first part of this line was serious: quote:Desperate, we pimped out our newborn daughter for some modelling gigs... Light googling reveals the family has begun eating trash: "How to make a family meal out of garbage" http://www.cbc.ca/radio/dnto/puttin...rbage-1.3462830 quote:Shocked by the statistics, Jheon and her partner decided to make a family dinner made entirely out of food destined for the trash bin.
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May 30, 2017 20:52
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This family certainly seems to want attention, that's for sure.
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May 30, 2017 20:57
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The Inherited IRA guy is painfully dumb and is getting taken advantage of because he is a man-baby. He is turning 27, is starting his first job (24 hours a week), and is signing the money over to him mom because: - She will take away his credit card and he doesn't want to apply for one in his name. - She will let him move with her to the house she bought and charge him $600 a month for rent. He could get his own apartment and pay $600 in rent, but that would require finding one and getting a lease. That could be hard because he just started his job. He could also move in with a friend, but then he would have to figure out a way to get to work after his mom took the car away. It's much easier to just keep doing what he's doing because if he loses his job, then he can fallback to doing what he has been doing for the past 5 years. He's literally giving up 60k, that his father specifically left for him, for the privilege of being able to pay rent to his abusive mom because he is completely helpless.
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May 30, 2017 21:05
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Leon Trotsky 2012 posted:He's literally giving up 60k, that his father specifically left for him, for the privilege of being able to pay rent to his abusive mom because he is completely helpless. Yeah it's almost like abuse fucks with people or something
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May 30, 2017 21:06
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Inept posted:Yeah it's almost like abuse fucks with people or something Agreed on that, but he says that she was not like this until he moved his girlfriend in (7 months ago) and it escalated once the money came into his possession (a month ago). He was still a helpless man-baby before. Like, even if you hadn't worked for the last 5-years you should at least have your own debit card at 27.
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May 30, 2017 21:17
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Leon Trotsky 2012 posted:Agreed on that, but he says that she was not like this until he moved his girlfriend in (7 months ago) and it escalated once the money came into his possession (a month ago). Financial illiterate young adults are normally that way as a result of worthless parenting who never talk about money or instill financial literacy from an early age. I wouldn't hang all of this on the kid.
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May 30, 2017 21:26
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Hargrimm posted:Sleep nice and cozy in your big pile of mildew Almost as bad as basement pool:  Inept posted:Yeah it's almost like abuse fucks with people or something In all fairness it's not clear whether the mother is taking advantage of her child or merely offsetting the cost of supporting a shiftless, MMO-addicted manchild.
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May 30, 2017 21:27
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LLCoolJD posted:In all fairness it's not clear whether the mother is taking advantage of her child or merely offsetting the cost of supporting a shiftless, MMO-addicted manchild. If she was a sensible person she could say "Right, with this inheritance you don't need my spare room, so I'm renting it out. You want to stay here, it's $800 every 5th of the month, but you need to fill out an application form like everyone else."
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May 30, 2017 21:33
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BarbarianElephant posted:If she was a sensible person she could say "Right, with this inheritance you don't need my spare room, so I'm renting it out. You want to stay here, it's $800 every 5th of the month, but you need to fill out an application form like everyone else." no? under the table as the land owner with family is GWM. You don't want legal protections for your tenant or you can't strongarm in this exact scenario.
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May 30, 2017 21:52
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BarbarianElephant posted:If she was a sensible person she could say "Right, with this inheritance you don't need my spare room, so I'm renting it out. You want to stay here, it's $800 every 5th of the month, but you need to fill out an application form like everyone else." She's moving out at lease expiry in 16 days. Presumably she'd need to give 30 days notice to evict him legally. Chances are that just staying where he is will cost her a boatload of money with the current landlord, which should be enough to leverage himself into a room in the new place (that he can once again claim tenant's rights on) or at least a favorable negotiating position for the terms of his leaving.
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May 30, 2017 21:54
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Nail Rat posted:This family certainly seems to want attention, that's for sure. Yeah they're definitely trying real hard for attention but I gotta love "yuppie family discovers little-known secret that you can actually eat food that's about to expire?!?" being presented as news
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May 30, 2017 22:14
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If a parent never offsets more and more responsibility on to their child from the moment the child is capable then you end up with an incompetent manchild who shuts down and retreats as a BWM reddit incel when society expects them to conform because they are 25 and don't have a bank account and have never done their own laundry.
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May 30, 2017 22:22
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On twitter crackhouse lady mentions they've been getting hate mail.
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May 30, 2017 22:23
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I don't think the guy with the live in girlfriend is an incel...
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May 30, 2017 23:08
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Did the change to private student loan lenders open up a loophole?quote:In California, there is a statute of limitations of 4 years for debt collection. I have 200k in student loans. If I stop paying for 4 years, what happens? Guy thinks that if he doesn't pay his student loans for 4 years they will be forgiven... I hope he's not a doctor or a lawyer...
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May 31, 2017 00:30
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Scudworth posted:Unbelievable But True Tales of the Toronto Housing Bubble Bad With Money 2.0: We pimped out our newborn daughter for some modelling gigs
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May 31, 2017 01:13
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canyoneer posted:
That's not even much of an exaggeration: http://www.sfgate.com/realestate/article/Box-man-living-San-Francisco-400-rent-Berkowitz-7215269.php
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May 31, 2017 01:51
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Cockmaster posted:That's not even much of an exaggeration: quote:The people who are in really extreme situations are living on couches or in partitions.
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May 31, 2017 01:55
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My mom has enabled my dumbass brother for about 36 years so yeah, it's a pretty stupid thing to do. Probably as bad as kicking your child out the moment they turn 18. At least in the latter they have a chance to sink or swim. Submarine Sandpaper posted:no? under the table as the land owner with family is GWM. You don't want legal protections for your tenant or you can't strongarm in this exact scenario. The tenant already has legal protections as it's been their home for X number of years. She'd still have to formally evict him whether or not he has been paying rent.
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May 31, 2017 02:01
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ate all the Oreos posted:Yeah they're definitely trying real hard for attention but I gotta love "yuppie family discovers little-known secret that you can actually eat food that's about to expire?!?" being presented as news The good people of the city have taken pity on them - https://www.gofundme.com/help-this-brave-gentrifier-family
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May 31, 2017 06:17
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Scudworth posted:The good people of the city have taken pity on them - https://www.gofundme.com/help-this-brave-gentrifier-family quote:If successful, I will personally have my chauffeur drive me to their Parkdale home and turn the money over in the form of a giant novelty cheque.
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May 31, 2017 07:39
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Suspicious Lump posted:preeetty sure that's satire. I don't think anybody says "the good people of" unironically anymore. Pretty sure Scudworth's on the trolley
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May 31, 2017 07:43
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Tiny Brontosaurus posted:I don't think anybody says "the good people of" unironically anymore. Pretty sure Scudworth's on the trolley
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May 31, 2017 07:53
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Interview with a guy who spent $125k NZD in 10 months on a lovely freemium app. http://www.therock.net.nz/home/shows/the-morning-rumble/2017/05/this-dude-spent--125k-on-a-lovely-gaming-app.html
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May 31, 2017 08:36
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Devian666 posted:Interview with a guy who spent $125k NZD in 10 months on a lovely freemium app. I thought "on a freemium app" meant, "creating the app" no, this guy spent $125k on the inapp purchases on clash of kings
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May 31, 2017 10:31
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curufinor posted:I thought "on a freemium app" meant, "creating the app" Is he at least the king now?
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May 31, 2017 13:35
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I like this version better, because the guy at least gets a physical trophyy as a reward: http://newsfeed.time.com/2013/05/01/man-loses-life-savings-playing-carnival-game-wins-giant-banana/ quote:Man Loses Life Savings Playing Carnival Game, Wins Giant Banana
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May 31, 2017 13:44
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Really though zero isn't much worse than 2600 do may as well have a giant banana I guess
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May 31, 2017 14:10
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Zo posted:lol you're mildly retarded as well looks like Dick Nipples posted:Ah yes - a long and drawn out court case that will incite a huge amount of family drama, *especially* for my grandmother. Just what we need. If it was indeed properly structured, then seems to me that your dad simply couldn't be bothered despite his promise to his dead brother. If you are not willing to eat a lot of poo poo, then you shouldn't promise to eat a lot of poo poo. His brother would at least then have the option of trying to find an alternative. Hoodwinker posted:His post history on reddit leads to several different MMO subreddits so take from that what you will.
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May 31, 2017 14:13
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