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cowofwar posted:Horses: BWL, Canada so not as BWM and didn't cause a medical bankruptcy. So not only are dogs cheaper to maintain, they will save your life after your horse fails to kill you. I wouldn't call a dog an investment, but they're clearly the superior hedge.
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Jun 1, 2017 16:49
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Barry posted:We should probably just move this thread to D&D and be done with it. Why can't we just post hilarious BWM schadenfreude to laugh at? 'It's hard to eat at home or get to the store!' *manage to spend $1500 on groceries anyway*
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Jun 1, 2017 17:04
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Barry posted:We should probably just move this thread to D&D and be done with it. Why can't we just post hilarious BWM schadenfreude to laugh at? Lol "here's my budget, minus the $2500+ a month that we spend outside of the budget. Where's all my money going???" "Some combination of gifts, kids activities, clothes" combined with $2500/month on food, I am willing to bet there is a big stay at home shopping problem that hasn't been revealed yet BEHOLD: MY CAPE fucked around with this message at 17:18 on Jun 1, 2017 |
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Jun 1, 2017 17:16
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Barry posted:Paying for lawn service when you have 4 children, lol That's only an expense you can cut when they're old enough to do it. If the kids aren't spaced far apart, that might be a while.
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Jun 1, 2017 17:17
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Volmarias posted:That's only an expense you can cut when they're old enough to do it. If the kids aren't spaced far apart, that might be a while. Also it's really small beans in the grand scheme of their approximately $5000/mo money wasting problem
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Jun 1, 2017 17:19
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Barry posted:We should probably just move this thread to D&D and be done with it. Why can't we just post hilarious BWM schadenfreude to laugh at? Ahaha, what gym is $250/month in the same geographic area where people would be paying $170 for an HOA? Probably some crossfit thing that's going to break their spines
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Jun 1, 2017 17:22
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Volmarias posted:That's only an expense you can cut when they're old enough to do it. If the kids aren't spaced far apart, that might be a while. They're paying for 4 phone lines, so I am going to guess that at least one or two of the kids old enough to do some yard work. But yea, that $100 isn't really important when there is literally $2500 simply not included in the line items at all.
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Jun 1, 2017 17:25
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Academician Nomad posted:Educations are (and have always been) at least partially public goods, even if they are not purely so. [positive externality talk] Educations are also non-rivalrous, in that you being better educated doesn't take anything away from me being better educated
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Jun 1, 2017 17:28
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14$ a loving day per head on food.
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Jun 1, 2017 17:28
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I have a coworker that said she spends 700/mo on groceries and another 3-500 on restaurants a month for just her and her husband, no kids. She also told me she was joining the local yachet club (a few minutes walk from her house) just so she could go to the club's restaurant and bar as there apparently are no other restaurants near their house.
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Jun 1, 2017 17:33
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canyoneer posted:Ahaha, what gym is $250/month in the same geographic area where people would be paying $170 for an HOA? Probably some crossfit thing that's going to break their spines There are some really fancy gyms out that can cost this much, complete with valet parking. It's not a gym as much as it is a place to socialize and be seen, kind of like Starbucks but with treadmills.
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Jun 1, 2017 17:33
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John Smith posted:Man, considering your nickname, you are very poorly educated. Unless you didn't actually attended economics, then fair enough. I am slightly lol at your apparent complete confidence, when combined with your grasp of the subject material. If he (?) is so far off-base, surely you are able to counter his arguments without relying solely on childish name-calling.
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Jun 1, 2017 17:38
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Eldred posted:If he (?) is so far off-base, surely you are able to counter his arguments without relying solely on childish name-calling. Just to clarify things, we are not discussing some high-end theoretical poo poo that takes an advanced economics degree to debate. We are discussing level 1000 material, at best level 2000 material. And he is reallllly poo poo.
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Jun 1, 2017 17:46
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I eat out for lunch at work every day and for dinner a couple nights a week and almost never spend more than $9 a day on food. $5 for a giant chicken gyro from a Turkish food cart is usually my most expensive meal. A crossfit membership (one of the more expensive gym memberships) with at least 1 class per week is $170 a month. The gym and food costs for that family are crazy and they are "trying" to be cheap and not actively splurging (by their standards). I don't know how that is even possible. I could see it if he was of the "we have bad habits and like to splurge" mindset, but he says they literally can't figure out how to find a cheaper gym or lower food costs - even with a stay at home parent!
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Jun 1, 2017 17:48
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John Smith posted:Agreed. But what he said is so far out there, I want to see his reply first. Basically, his post was the rough (economics) equivalent of denying climate change. Between this thread and the Corporate one I'm getting the feeling that you forgot to take your meds today.
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Jun 1, 2017 17:49
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quote:Matkea was about 460 metres from home when her horse spooked and reared back violently, without warning.
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Jun 1, 2017 17:49
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Motronic posted:Between this thread and the Corporate one I'm getting the feeling that you forgot to take your meds today. But I disagree for this thread. We are discussing basic college material here. People should know their poo poo before mouthing off online.
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Jun 1, 2017 17:59
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John Smith posted:Fair point on the Corporate thread. I have already acknowledged that my initial response was way too aggressive. 
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Jun 1, 2017 18:09
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John Smith posted:But I disagree for this thread. We are discussing basic college material here. People should know their poo poo before mouthing off online. It's not the content, it's your tone. You are acting like a flaming rear end in a top hat for no good reason. Do you want to discuss this, or just put someone who you feel is beneath your intelligence and expertise on the defensive so you can start yet another internet slap fight? You seem to be going for the latter.
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Jun 1, 2017 18:11
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John Smith posted:We are discussing basic college material here. 
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Jun 1, 2017 18:16
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I know I even participated in this one but uhh, I'm supposed to be a mod here this week so shut up!!!!
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Jun 1, 2017 18:22
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quote:In February I took a loan for $500, it was supposed to be for a gift for my wife. I Took the loan out because I didn't want my wife to see what I got her or what I was planning for her birthday, I have a side business where I can earn money that doesn't get deposited directly into my bank account. They took one payment auto drafted after I had made it clear I'm going to come in and pay in person cash in hand.
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Jun 1, 2017 18:39
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What to do after my mom sends all our savings to a stranger in africa.quote:Hello pf , I am in need of some help. After a recent divorce my mom was a bit lonely I guess and decided that finding a love interest was top priority. Unfortunately this love interest needed $20k. I never expected that anyone in their right mind would do this and especially not my own family but is there anything at all I can do? I live in the US and don't really expect any agency to be jumping to give away thousands of dollars.
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Jun 1, 2017 18:42
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Possible SSN theft due to autofillquote:Approximately three years ago, I signed up for an account through an acquaintance's computer, who I barely met about a week before. I recall that he had auto-fill turned on and when the application required SSN, I saw other SSNs. From there, I assumed that everything I put down was saved onto his computer. Unfortunately, I did not stop myself from filling out the application and continued to put all the information asked.
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Jun 1, 2017 18:46
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Good Parmesan posted:In February I took a loan for $500 It turns out that payday loan places are not good places to go for money.
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Jun 1, 2017 18:56
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Good Parmesan posted:Possible SSN theft due to autofill At least that's an easy solution. Which reminds me I need to renew my fraud alerts. Inept posted:It turns out that payday loan places are not good places to go for money. People have gotten so used to promo no-interest periods that they forget a lender kind of has to make a profit or they won't loan money. Although it almost sounds like he knows that, he just doesn't think it should happen to him. This time. Krispy Wafer fucked around with this message at 19:04 on Jun 1, 2017 |
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Jun 1, 2017 19:02
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John Smith posted:Fair point on the Corporate thread. I have already acknowledged that my initial response was way too aggressive. Your entire post history in this thread is low rent D&D poo poo. Maybe post BWM content or post elsewhere?
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Jun 1, 2017 19:45
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The payday loan guys seems to have neglected to mention if tjere was a prwpatment penalty provision in the contract and also how it wound up in collections. I will say refusing to accept payments and claiming you can't find the account are bullshit and probably fall under the deceptive, unfair and abusive practices regulations. They should have jist given him a number as to how much he needs to pay to terminate the contract early.
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Jun 1, 2017 19:52
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Jesus some weird poo poo in here: https://www.nytimes.com/2017/06/01/fashion/parents-wont-pay-for-gap-year.html?smprod=nytcore-iphone&smid=nytcore-iphone-share
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Jun 1, 2017 21:02
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cowofwar posted:Jesus some weird poo poo in here Oh yeah? http://nypost.com/2017/06/01/doctors-warns-women-against-putting-wasp-nests-in-their-vaginas/
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Jun 1, 2017 21:52
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H110Hawk posted:Oh yeah? Ok now that just sounds like an F-Plus episode waiting to happen e: quote:“Here’s a pro-tip, if something burns when you apply it to the vagina it is generally bad for the vagina.” Thanks professional gynecologist Jen Gunter 
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Jun 1, 2017 23:12
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OctaviusBeaver posted:The way I see it, if they get into a top tier school like Harvard or MIT then the savings don't matter too much, because those schools have tons of financial aid and the kid is going to make way more than I ever will anyway so some debt won't hurt. If you don't get into a school like that then you may as well go to a state school where the costs are manageable and scholarships are common. If they insist on going to a private college then that's on them and I wouldn't blame any parent for not contributing to that boondoggle. I got accepted to MIT but they didn't immediately offer me any scholarships, so I decided to go to a state university for my engineering degree. I eventually graduated with more money than I started with. GWM, BWL?
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Jun 1, 2017 23:22
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BEHOLD: MY CAPE posted:Lol "here's my budget, minus the $2500+ a month that we spend outside of the budget. Where's all my money going???" "Some combination of gifts, kids activities, clothes" combined with $2500/month on food, I am willing to bet there is a big stay at home shopping problem that hasn't been revealed yet I'm always amused by the reddit comments that go off on a tangent. Someone was saying his mortgage is a bit high at 30% of his income and that it shouldn't be more than 28%. I don't think you're going to cope well with a smaller house and such a sizable family, especially when the mortgage is reasonable. Someone also went off about the car payment. They only spend 5 times as much on food as the car payment so clearly the car payment must be the problem. DarkHorse posted:I got accepted to MIT but they didn't immediately offer me any scholarships, so I decided to go to a state university for my engineering degree. I eventually graduated with more money than I started with. GWM, BWL? GWM and GWL. While going to MIT would be great engineering is all about being able to do engineering design. Prestige doesn't mean anything in this context. Devian666 fucked around with this message at 23:31 on Jun 1, 2017 |
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Jun 1, 2017 23:28
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DarkHorse posted:I got accepted to MIT but they didn't immediately offer me any scholarships, so I decided to go to a state university for my engineering degree. I eventually graduated with more money than I started with. GWM, BWL? If you're smart enough to get into MIT you're probably going to do pretty well no matter what school you go to. tbh anyone born in a first world country with a marketable skill has already won the lottery in life, just don't gently caress it up by buying a horse
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Jun 2, 2017 02:14
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DarkHorse posted:I got accepted to MIT but they didn't immediately offer me any scholarships, so I decided to go to a state university for my engineering degree. I eventually graduated with more money than I started with. GWM, BWL? I'm not sure if there's a good answer there. Even if going to MIT would have given you a 10% boost (totally making up numbers here) in starting salary, that could potentially more than make up for debt coming out of school. There's some interesting data about how people entering the job market during economic downturns - and have to accept lower salaries as a result - end up with significantly lower lifetime incomes.
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Jun 2, 2017 02:59
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edit: whoops
Residency Evil fucked around with this message at 03:53 on Jun 2, 2017 |
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Jun 2, 2017 03:25
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Residency Evil posted:TBH getting in to/going to MIT changed my life. A+, would do it again. How is this thread so hard for people
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Jun 2, 2017 03:47
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Senor Dog posted:How is this thread so hard for people
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Jun 2, 2017 03:49
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Senor Dog posted:How is this thread so hard for people Yeah please stop. Gotta admit I had a half typed contribution to this one before I thought better of it!!!
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Jun 2, 2017 03:49
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http://www.latimes.com/politics/ess...-htmlstory.htmlquote:“If we cut every single program and expense from the state budget and redirected that money to this bill, SB 562, we wouldn’t even cover half of the $400-billion price tag.”
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Jun 2, 2017 04:39
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