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Tiny Brontosaurus posted:Aw poor baby. What you pricks never realize is that sexism ruins the whole world. To be fair, it only ruins the world for like half the people though.
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# ? Jun 7, 2017 01:09 |
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# ? May 30, 2024 12:07 |
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Oh god here have a bitcoin story from 4 years ago just make it stop: Redditor takes out $30,000 on a credit card in order to "invest" (read:speculate) it all in Bitcoin. quote:Link to post: http://www.reddit.com/r/Bitcoin/comments/18f3pd/i_have_my_entire_retirement_and_savings_invested/ The original post was deleted, but the comments are still around. You know it's bad when the bitcoiners are telling you you hosed up: quote:dude, diversify. Although considering this was the Mt Gox era, dude would've been lucky if he got any real money back out of this.
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# ? Jun 7, 2017 01:09 |
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April posted:I'm doing my best to stick to the post/topic and not the poster. It doesn't matter who started it, who is more right or wrong, etc. It's an argument that can not possibly be resolved because we don't have enough information about the situation, so it's pointless to argue it. Part of me wants to explain what internet trolling is to you, but part of me thinks it's adorable that someone on this site in TYOL 2017 looks at an internet troll gleefully throwing punches at all comers (including a bunch of other internet trolls) and goes "My word, surely all involved see that this discussion cannot logically be concluded! Why ever are you people fighting?"
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# ? Jun 7, 2017 01:15 |
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Heads up $30,000 in Bitcoin 5 years ago would have seen a 10-25 fold return on your money to between $300,000 and $750,000.
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# ? Jun 7, 2017 01:16 |
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Ohthehugemanatee posted:Part of me wants to explain what internet trolling is to you, but part of me thinks it's adorable that someone on this site in TYOL 2017 looks at an internet troll gleefully throwing punches at all comers (including a bunch of other internet trolls) and goes "My word, surely all involved see that this discussion cannot logically be concluded! Why ever are you people fighting?" In TYOOL 2017, you think "don't be sexist" is trolling.
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# ? Jun 7, 2017 01:17 |
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Buying bitcoin with credit cards is the naked short put on margin version of "nerd investing."
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# ? Jun 7, 2017 01:17 |
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Ohthehugemanatee posted:Part of me wants to explain what internet trolling is to you, but part of me thinks it's adorable that someone on this site in TYOL 2017 looks at an internet troll gleefully throwing punches at all comers (including a bunch of other internet trolls) and goes "My word, surely all involved see that this discussion cannot logically be concluded! Why ever are you people fighting?" What can I say? I saw all the people pointing out that such-and-so is a lovely poster and this-and-that needs to go away and so on, and that approach didn't seem to be terribly effective, so I went a different direction.
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# ? Jun 7, 2017 01:19 |
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Tiny Brontosaurus posted:In TYOOL 2017, you think "don't be sexist" is trolling. I love you TB. Now go look for prey elsewhere so that we can hear stories about people bad with money.
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# ? Jun 7, 2017 01:20 |
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Discuss.
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# ? Jun 7, 2017 01:38 |
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Tiny Brontosaurus posted:In TYOOL 2017, you think "don't be sexist" is trolling. When in doubt, I love turning to DoD industrial security clearance adjudication stuff for good BWM quips, nothing too deep, just some good old fashioned bad with money. http://ogc.osd.mil/doha/industrial/2017.html quote:Applicant is alleged to be delinquent on 12 debts, in a total exceeding $137,000. quote:Applicant was alleged to be delinquent on nine debts in the total amount of $99,535. He failed to resolve any of them. He did not meet his burden to establish mitigation. edit: this one is kinda but some very basic steps could have saved her clearance and her job: quote:Applicant's husband's illness and associated employment problems, along with his eventual demise, created a financial situation from which Applicant failed to recover. She received $10,000 from his life insurance policy. Nevertheless, accounts became delinquent and were placed for collection, charged off, or went to judgment. For the vast majority of her delinquent non-SOR and SOR accounts, Applicant offered no documentary evidence of a good-faith effort to resolve them. She contended she paid a number of non-SOR accounts, but failed to submit any documentation such as receipts, cancelled checks, account records, etc., to support her contentions. As far as the SOR accounts, Applicant failed to take any positive action to resolve the vast majority of such accounts until February 2016, nearly 30 months after she was interviewed by an investigator and 5 months after the SOR was issued. In February 2016, she paid various collection agents a total of $192.99. She offered no documentation to support the existence of subsequent payments to any creditors, debt purchasers, or collection agents. Over the years, at least until February 2016, she failed to pay or resolve accounts with balances as low as $84, $110, $220, and $244. There are clear indications that Applicant's financial problems are no closer to becoming under control. Her actions under the circumstances cast substantial doubt on her current reliability, trustworthiness, or good judgment. Eligibility is denied. Higgy fucked around with this message at 01:46 on Jun 7, 2017 |
# ? Jun 7, 2017 01:43 |
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EAT FASTER!!!!!! posted:Heads up $30,000 in Bitcoin 5 years ago would have seen a 10-25 fold return on your money to between $300,000 and $750,000. Heads up you would have lost it all already through "hacks", exchanges being "hacked" or simply shutting down and disappearing, or having your bank account frozen for suspected money laundering. If the point of your post was "lol you laughed at me but now I could be a millionaire", then there's a thread in yospos that you should go and educate
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# ? Jun 7, 2017 01:43 |
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Also something stupid doesn't stop being stupid just because it turned out well once. (And there's no guarantee that it turned out well here - see my comment about the guy being lucky if he got any money back out of this) Going to the casino and betting your life savings on black is idiotic even if you happen to win.
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# ? Jun 7, 2017 01:47 |
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Solice Kirsk posted:Discuss. This guys work is amazing.
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# ? Jun 7, 2017 01:51 |
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Solice Kirsk posted:Discuss. The horse represents consumer confidence, and the bride is the national debt level.
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# ? Jun 7, 2017 01:54 |
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EAT FASTER!!!!!! posted:Heads up $30,000 in Bitcoin 5 years ago would have seen a 10-25 fold return on your money to between $300,000 and $750,000. There's no way to liquidate that much bitcoin to a usable currency at this time, nor has there even been... Well maybe in the heydays of Magic: The Gathering: Online Exchange.
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# ? Jun 7, 2017 01:56 |
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looking back, there was no logical reason that bitcoins would suddenly become worthless, since it would require everybody involved to suddenly agree they're worthless, which is about as likely as everybody suddenly agreeing that crazy expensive art is worthless. unlike tulips you can't scale production to demand with bitcoins or rare art pieces. for the record i think both bitcoins and expensive art are dumb since both their values are 99.99% scarcity and 0.01% utility (if that), but that's the market for you.
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# ? Jun 7, 2017 01:58 |
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FrozenVent posted:There's no way to liquidate that much bitcoin to a usable currency at this time, nor has there even been... Well maybe in the heydays of Magic: The Gathering: Online Exchange. BTC are in an incredible bubble right now, and the price shooting up means people are buying with other currencies. We're talking more than 4x returns over the last year. It's crazy gambling, but over the last year it paid off.
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# ? Jun 7, 2017 02:07 |
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I am prepared for the guillotine but I make >5x my wife (total >$100,001/year including a schedule C) and we split expenses 50:50. She sends me half the bills including the stable fees in BTC each month.
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# ? Jun 7, 2017 02:18 |
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BEHOLD: MY CAPE posted:I am prepared for the guillotine but I make >5x my wife (total >$100,001/year including a schedule C) and we split expenses 50:50. She sends me half the bills including the stable fees in BTC each month.
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# ? Jun 7, 2017 02:24 |
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Now the guillotine... Is that a one time thing? If I make it past the nationwide axing, and then I make over 100k in a year, does that mean I get a pass?
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# ? Jun 7, 2017 02:27 |
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I'd like to think it was a random thing, just to keep people on their toes. Maybe you can make a bunch of money and get out before the next guillotining, maybe it happens twice in a month. Kind of a press your luck kinda thing.
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# ? Jun 7, 2017 02:31 |
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The guillotine will be mounted on a drone so that the moment your salary for the year passes $100k, one is dispatched to dispatch you.
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# ? Jun 7, 2017 02:34 |
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Apologies if this made its way over already, but here's some BWM mixed with schadenfreude: quote:Sat down on my friend's macbook and broke it Offered sticker price on a 3-year-old laptop -- with estimated repair costs of $300 -- and then turning up the greed and asking for even more? Nope: quote:[Super Awesome Update]
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# ? Jun 7, 2017 02:35 |
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That's all 3 of the Fs in one picture, much better off renting
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# ? Jun 7, 2017 02:36 |
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Zamujasa posted:Apologies if this made its way over already, but here's some BWM mixed with schadenfreude: that's a great story but poor, naive girl who the hell offers to pay up to 2k just like that without trying to hash it out/repair it/tell them to gently caress right off and go straight to the courts, especially to a friend of a friend you don't know and could very well be some dirtbag loser trying to con you? probably un-jaded, un-cynical people that are better than me but hey I guess that's why they say no good deed goes unpunished
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# ? Jun 7, 2017 02:51 |
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Haifisch posted:Oh god here have a bitcoin story from 4 years ago just make it stop: if he actually did this and managed to keep the interest down with balance transfers and stuff he might have made somewhere in the ballpark of $250k or even $500k, assuming he had the wherewithal to actually sell in the recent spike
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# ? Jun 7, 2017 04:38 |
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Tiny Brontosaurus posted:This makes me sad. They're 30. A normal middle-class lifestyle with a home and the occasional vacation isn't supposed to be unattainable, certainly not such a ludicrous thing that we're scolding someone for even thinking of it. BWL Now I'm sad too.
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# ? Jun 7, 2017 04:47 |
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I don't understand the derail birds. Isn't unravelling all of the biased judgements we're making about other people's BWM choices part of the fun for this thread?ohgodwhat posted:Today I learned it's BWL to imply that a woman has any culpability for anything How clever of you and exciting for me that you feel safe enough to post that piece of unhelpful passive aggressive tripe.
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# ? Jun 7, 2017 05:11 |
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CmdrRiker posted:I don't understand the derail birds. Isn't unravelling all of the biased judgements we're making about other people's BWM choices part of the fun for this thread?
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# ? Jun 7, 2017 05:16 |
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Jesus one more post about this and I'm probating you for a month!!!!
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# ? Jun 7, 2017 06:18 |
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EAT FASTER!!!!!! posted:Heads up $30,000 in Bitcoin 5 years ago would have seen a 10-25 fold """return""" on your """money""" to between """"$300,000"""" and """"$750,000"""". Fixed that for you TheLastManStanding posted:Horse, Wedding, Medical Bills. It's a BWM hat trick. Okay I realize that probably costs a stupid amount of money but come on, you know you want a fuckin' jetpack hover platform wedding. That is a wedding video that will actually be watched
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# ? Jun 7, 2017 06:19 |
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baquerd posted:BTC are in an incredible bubble right now, and the price shooting up means people are buying with other currencies. We're talking more than 4x returns over the last year. It's crazy gambling, but over the last year it paid off. Unless your bits coin is in one of the several chinese exchanges that halted all USD withdrawals because banks won't touch them with a ten foot pole. Oh also if anyone doesn't know it turns out that exchanges have been allowing you to buy bitcoin on leverage and then use the bitcoin as collateral for more leverage, which is a big reason the price is going up so much, meaning the rapidly-approaching crash is going to be hilarious.
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# ? Jun 7, 2017 06:24 |
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EAT FASTER!!!!!! posted:Heads up $30,000 in Bitcoin 5 years ago would have seen a 10-25 fold return on your money to between $300,000 and $750,000. nah, if you bought it on credit it was almost certainly on gox and you lost it all if by some miracle you dodged that the only ways to turn bitcoins into cash right now are a single shady bank in taiwan and circle/coinbase where you're limited to hundreds of dollars in cash withdrawals a week or i guess you can meet someone at starbucks and get paid in gift cards the talent deficit fucked around with this message at 11:29 on Jun 7, 2017 |
# ? Jun 7, 2017 11:22 |
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the talent deficit posted:nah, if you bought it on credit it was almost certainly on gox and you lost it all I'm not sure how most people do it, but I see bitcoin wallet xfers in a few accounts from time to time at my job. Only once has it ever lead to a restriction on the account and that was because of the amount that he transferred in (~800k). It may be extremely hard to sell because it's essentially a closed market, but there are some people that are cashing out.
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# ? Jun 7, 2017 12:49 |
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# ? Jun 7, 2017 13:32 |
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BWM, but good with paint choice. I love that shifting color paint. Reminds me of the 90's.
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# ? Jun 7, 2017 13:42 |
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Solice Kirsk posted:BWM, but good with paint choice. I love that shifting color paint. Reminds me of the 90's. Iridescence is great and I don't care how gaudy it makes everything look
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# ? Jun 7, 2017 13:57 |
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# ? Jun 7, 2017 14:03 |
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22 Eargesplitten posted:Yeah. The front range includes places like Denver and Boulder. He is in one of the cheapest parts of it, but I still wouldn't call it low CoL. Add the fact that his wife will probably have to quit working for a while, he's not going to be doing all that great. It might be one of the cheapest parts, but it also has a pretty bad job market unless you want to drive an hour to Denver every day. If he did, I guess within a few years he could be up to 70k+ which would be great for the area, but he would also never see his kid. And I am sure his wife can provide all the love his children needs. Higgy posted:Take out a Horse Equinty Line of Credit and call the horse tow truck duh.
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# ? Jun 7, 2017 15:00 |
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# ? May 30, 2024 12:07 |
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Remember when we started this new thread, all young and full of life, with the expectation that it would be a BWM only posting utopia? Moderation would be judicious, people wouldn't be dumbasses, life would be good. I miss those days. https://www.reddit.com/r/personalfinance/comments/6ftcgb/36_on_my_own_finally_not_sure_how_to_fix_my_own/ quote:Pretty sure the only solution to my problem is: "go find a second job and work two until everything is paid off and you have savings" but I'm going to ask anyway. I want to eventually stop renting, and have money to save for emergencies and retirement. AT this point I don't see it happening ever. OP bought a car that was 100%+ of their annual income. quote:The dumbest part, is we bought this car a year prior to me leaving him, so I'm literally just starting it AND my other car was paid off. I could have had a car right now with no car payment if I hadn't found my dream car for a good price and purchased it.
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# ? Jun 7, 2017 16:20 |