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Dick Nipples posted:Tell us the story of you were BWM re: American Girl Dolls. My mother-in-law craves manufactured tradition and decided American Girl was a good thing to obsess over and my wife enthusiastically joined along with our daughters. I'm not going to call it totally BWM because my kids got a lot of enjoyment out of them and my youngest slept with her American Girl doll for like 4 years like something out of Toy Story. But still, did we really have to buy so many?
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Jun 9, 2017 18:09
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Leon Trotsky 2012 posted:- These people were statistically the most likely to be bored/not challenged by the job or have much better opportunities available elsewhere. Hmm, our most qualified people keep on leaving quickly. We could try to improve conditions, but hiring under qualified dummies seems easier. - Every company
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Jun 9, 2017 18:30
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Krispy Kareem posted:I have an attic full of American Girl dolls and accessories because gently caress all we're not buying this poo poo again for our eventual granddaughters/sensitive grandsons. Why not sell it on eBay? Dolls don't survive 20 years in the attic very well, and they go out of style. My mum largely failed to interest my kid in her & my old toys that she's kept in the attic.
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Jun 9, 2017 18:46
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The decision to save the dolls for future generations was not mine to make. I'd rather just give them all to Goodwill and clear $500 on my taxes.
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Jun 9, 2017 18:47
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Krispy Kareem posted:My mother-in-law craves manufactured tradition and decided American Girl was a good thing to obsess over and my wife enthusiastically joined along with our daughters. You needed an American Girl doll harem. Clearly.
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Jun 9, 2017 18:49
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Dick Nipples posted:You needed an American Girl doll harem. Clearly. This is the creepiest mental image. I am wondering if there is a similarly sized male doll to complete the diorama. Maybe Chucky.
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Jun 9, 2017 19:19
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therobit posted:This is the creepiest mental image. They make American girl boy dolls.
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Jun 9, 2017 19:25
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Not strictly BWM, but I absolutely love that someone on /r/churning asked if paying a speeding fine with their rewards credit card codes as "travel"
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Jun 9, 2017 20:15
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BarbarianElephant posted:They make American girl boy dolls. I know what you mean... but now I'm parsing the many meanings of that sentence.
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Jun 9, 2017 20:29
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They're called Amaleican Girl Dolls.
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Jun 9, 2017 20:29
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gregday posted:Not strictly BWM, but I absolutely love that someone on /r/churning asked if paying a speeding fine with their rewards credit card codes as "travel" r/sovereigncitizens would say yes
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Jun 9, 2017 20:34
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gregday posted:Not strictly BWM, but I absolutely love that someone on /r/churning asked if paying a speeding fine with their rewards credit card codes as "travel" Plastiq at one time coded rent/mortgage payments as "travel" so... maybe?
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Jun 9, 2017 20:41
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Inept posted:Hmm, our most qualified people keep on leaving quickly. We could try to improve conditions, but hiring under qualified dummies seems easier. Police departments face the unique challenge of salaries strictly set by city councils etc and citizen backlash when they are grossly inflated by overtime. It's really a no win when there isn't much room for career advancement and retention of able and educated employees is an expensive problem.
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Jun 9, 2017 20:53
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Krispy Kareem posted:My mother-in-law craves manufactured tradition I fundamentally do not understand people like this. I mean I kinda get wanting a family tradition but "consume specific product" just seems like such a loving hollow way to get there. Plus it's much more expensive than the far better tradition of "every christmas season we gather around the kitchen and bake dong-shaped cookies" BarbarianElephant posted:They make American girl boy dolls. Please, the non-bigoted term is "transgender"  Sorry that was a terrible joke 
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Jun 9, 2017 21:55
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ate all the Oreos posted:
We were all thinking it.
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Jun 9, 2017 22:06
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ate all the Oreos posted:I fundamentally do not understand people like this. I mean I kinda get wanting a family tradition but "consume specific product" just seems like such a loving hollow way to get there. Plus it's much more expensive than the far better tradition of "every christmas season we gather around the kitchen and bake dong-shaped cookies" A lot of people are really boring and have no skills or abilities so their lives revolve entirely around consumption of fads.
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Jun 9, 2017 22:07
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See: memes.
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Jun 9, 2017 22:13
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In my mother-in-law's case, her father abandoned them early on and it was pretty much survival mode from there. There wasn't time or money for nice things and when she started having granddaughters, there was nothing to share from her childhood. So here's a toy line with a faux semblance of history and a healthy dose of Good Old Days. There's probably a sociological term for the privilege better-off families have in regards to family histories and things of value to pass on to subsequent generations. All I know is going to her house is like living in a Cracker Barrel gift shop.
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Jun 9, 2017 22:23
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https://www.reddit.com/r/personalfinance/comments/6g981n/question_about_a_leased_car/quote:I leased a car through the Uber leasing program (bad idea I know) and was barely able to afford it and not be a full time driving slave. Managed to get into two different wrecks ( one that was not my fault and in the rear and one that was my fault in the front). The insurance company issued me two different checks for the repairs of the vehicle. I took the vehicle to a local repair shop, while simultaneously being weeks behind on my lease payment ( to the point where would they come repo it) as I had been unable to work with it in that condition. I then used the checks the insurance company sent me to go and purchase a decent used vehicle so I could continue to work and not get screwed with a 950 monthly lease payment. I knew the repo people would try to go get the car so I called Uber and told them where the car was. The shop just called me asking where the checks are because the cars been ready for a week. Everyone wants money for it or the car it self. My question is: how screwed am I? And who is most likely coming to screw me? And is there any way out of this?
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Jun 9, 2017 22:51
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"I tried to steal some money but got caught by the multiple parties involved. Am I in trouble?"
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Jun 9, 2017 22:54
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That's impressive.
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Jun 9, 2017 23:03
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That's one hell of a business model Uber has going It's like taking out a Payday loan in order to work your job
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Jun 9, 2017 23:07
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Uber's business model is "keep lowering payments for drivers and hope autonomous cars are usable before they all quit." Squeezing extra money out of the drivers with leases & loans is just the cherry on top.
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Jun 9, 2017 23:12
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I like how purchasing the (first, legally obtained) car is highlighted as the bad idea.
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Jun 9, 2017 23:17
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I (21/F) am not sure if I should help this man (70+/M) sell his handmade collectible doll-houses on eBayquote:(USA)
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Jun 9, 2017 23:51
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Haifisch posted:I (21/F) am not sure if I should help this man (70+/M) sell his handmade collectible doll-houses on eBay I don't see the scam. Horribly convoluted identity theft? Potential kidnapping and rape? It just sounds like a weird old man she probably shouldn't work with because it won't be worth her time.
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Jun 10, 2017 00:06
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https://www.reddit.com/r/personalfinance/comments/6g9w5f/help_constantly_coming_up_short_and_need_help/?st=j3qgszpz&sh=59c967dequote:Throwaway account for personal reasons. Hoping someone can guide me: I'm married and work in IT. I make $72,000/year, been in my job for just shy of 1 year. 2% discretionary bonus yearly. My wife works in the medical industry as a practice manager making $58,000 plus bonus. Averages at $65k. I also work as a remote support System Admin for a company out of state making $40/hr. averagin 10 hours a week when there is work (dry spell right now). I also operate my own business charging hourly for work (only have gained one job so far) hoping to branch out if it takes off. I also sell products on ebay for extra money when possible and can make about $100/sale. Here's where it gets tough, my expenses are insane. I pay almost $2k/month for rent. I have two at home nannies (long story) one ft and one pt. The ft get $415/week after tax, the pt get $204/week. I pay $200 month for my phone bill. My power is around $230/month. My cable is around $140/month (half of it covered in my rent). I then have 2 high interest auto loans (around $600 each). I get by but it's a struggle. I'm trying to see where I should cut but my wife and I are losing our minds. I've started Financial Peace University for my 2nd time and I'm hoping to straighten this out. Can anybody offer some insight? I'm really at a loss here and trying to decrease expenses and get my stuff together. I'm hoping to buy a house before my lease runs up but I don't know how quickly I can save up. Help!
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Jun 10, 2017 00:13
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April posted:https://www.reddit.com/r/personalfinance/comments/6g9w5f/help_constantly_coming_up_short_and_need_help/?st=j3qgszpz&sh=59c967de Calling it, the nannies are for animals.
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Jun 10, 2017 00:25
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pathetic little tramp posted:Calling it, the nannies are for animals. As of right now, there is very little conversation in the thread. And at least one person has said "seems reasonable" with regard to the multiple nannies. I was thinking some kind of special needs child(ren), but he never mentions kids, or any other expenses for them, so you could be right.
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Jun 10, 2017 00:36
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Yeah he goes over all his costs but nowhere in there is like 'food for kids' or 'college fund for kids'. It's gonna be like "My wife insists her 146 year old mother stay with us, all she can do is poo and scream." or "We have a very special shih tzu that has very severe separation anxiety"
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Jun 10, 2017 00:40
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https://www.reddit.com/r/personalfinance/comments/6g6bgs/planningcan12k_in_debt_no_skillpoor_education/?st=j3qhtsmv&sh=c42decbaquote:Hello, I need escape from poverty. Looking to discuss all my options. I have schizo effective disorder, and I take medication, which make me dumb because it slows down my thinking. I tried going to university, but because I withdraw 2 years in a row they cut my funding the student loan. I had to go on disability, because my medicine is like $500 dollars for a month supply. Right now I am doing much better. I am working at a factory 2 times a week. Sometimes I feel like I am going to faint because I don't know, my mind just feels like zoning out and constant brain fog. The disability cut money from my cheque because I am working. The more I work the more they cut. I can't even save money, because if I get more then $5000 they kick me out of the program. I.... wow.
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Jun 10, 2017 00:42
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April posted:https://www.reddit.com/r/personalfinance/comments/6g6bgs/planningcan12k_in_debt_no_skillpoor_education/?st=j3qhtsmv&sh=c42decba Poverty trap + mental illness + society. Rough.
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Jun 10, 2017 00:43
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that's not bwm that's just incredibly sad
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Jun 10, 2017 00:49
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April posted:https://www.reddit.com/r/personalfinance/comments/6g6bgs/planningcan12k_in_debt_no_skillpoor_education/?st=j3qhtsmv&sh=c42decba At least they had the courage to delete all their World of Warcraft characters.
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Jun 10, 2017 00:50
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April posted:https://www.reddit.com/r/personalfinance/comments/6g6bgs/planningcan12k_in_debt_no_skillpoor_education/?st=j3qhtsmv&sh=c42decba A lot of mental health drugs have weight gain as a side effect, and it can get pretty extreme. This person needs a case worker and a better safety net  Edit: Jeez, this is in Canada? I thought you were better than us, Canada. Tiny Brontosaurus fucked around with this message at 00:56 on Jun 10, 2017 |
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Jun 10, 2017 00:51
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April posted:https://www.reddit.com/r/personalfinance/comments/6g6bgs/planningcan12k_in_debt_no_skillpoor_education/?st=j3qhtsmv&sh=c42decba
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Jun 10, 2017 00:55
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April posted:https://www.reddit.com/r/personalfinance/comments/6g6bgs/planningcan12k_in_debt_no_skillpoor_education/?st=j3qhtsmv&sh=c42decba I was reading this and thinking "why not try a different antipsychotic if that one's making you so dopey, there's a bunch of different newer ones that are better about that" and then realized the answer is "because that costs money even with insurance" and made myself real sad
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Jun 10, 2017 00:59
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Tiny Brontosaurus posted:A lot of mental health drugs have weight gain as a side effect, and it can get pretty extreme. This person needs a case worker and a better safety net If you're comparing us to the usa that's a low loving bar to be "better than". Her doctors are free but drugs are not automatically free. In Ontario if you're on disability you get free drug coverage for certain approved drugs but working will interfere with your benefits. In any case, it's a super sad situation.
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Jun 10, 2017 01:37
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April posted:https://www.reddit.com/r/personalfinance/comments/6g6bgs/planningcan12k_in_debt_no_skillpoor_education/?st=j3qhtsmv&sh=c42decba Could she withdraw the money from her bank account and stuff the cash in a pillow, or does she have to account for every nickle and dime (loon and....whatever other Canadian coin name) she spends so the government can keep people from squirreling money away and staying on disability? Honestly, I don't even know where to begin with this one. Think TB has it right with a good case worker being the first big step. This poor woman.
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Jun 10, 2017 01:44
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I'm going to guess Zyptexa/Olanzapine. That fits weight gain and dulled mind, even at low doses. I hate to think what it's like at higher doses. Serious question, I thought Canada had "free" health care. How does one medication cost $500/mo there?
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Jun 10, 2017 03:24
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