Canada Housing/Debt: Trust me, I'm a landlord.

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Powershift: Nov 23, 2009

Throatwarbler posted:

I had this ice cream in the UAE where they take room temperature cream, mix it up with toppings, and then flash freeze it with liquid nitrogen in front of you. Something about the flash freezing process not generating any ice crystals or something but it was pretty drat good. There's also a brand in the US called blue bunny that I also find pretty tasty.

https://www.bluebunny.com/

I don't check this thread as often as I did in the past but is Calgary really so bad that PT6A has completely changed course in his opinion? Like I haven't really kept track because I don't live there any more and have no desire to but even with the oil price reductions housing cannot have fallen that far that quickly?

There were a ton of people moving to calgary so developers scrambled to start as many condo and office building projects as they possibly could, and then people stopped moving to Calgary and most were too close to done to stop, so now there are a pile of brand new condos and offices just sitting there.

Prices came down a little, but everybody's really just sitting there looking at each other wondering who's going to blink first. Like when supply finally meets demand, the market should adjust but developers can afford to sit on units and hope the growth will come back, for now at least.

Another problem is a lot of the units are "luxury" condos, and are 25km away from downtown Because of the way the Tsuu T'ina reservation to the east and industrial areas to the west forced all the sprawl north and south and nobody is gonna pay $500k to be an hour out of downtown calgary at rush hour.

# ? Jun 23, 2017 21:02

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# ? May 24, 2024 07:06

Icemakor: Sep 11, 2000

ChickenWing posted:

Actually sweet jesus is loving delicious and i will fight you if you disagree

It is but I saw more people taking photos of their ice cream than eating it.*

* I totally took a photo of my ice cream

# ? Jun 23, 2017 22:22

leftist heap: Feb 28, 2013; Fun Shoe

Don't forget that in Clark's Rent-to-Own scheme the operative part was in conjunction with the private sector. Clark wants the government to massively subsidize a brand new, bespoke EasyHome esque lease to own industry but for ~*Middle Class Housing*~

# ? Jun 23, 2017 22:24

namaste friends: Sep 18, 2004; by Smythe

anyone that suggests that increasing supply is going to alleviate a problem caused by low interest rates and easy credit is a fuckin moron

i'm looking at femtosupply here

# ? Jun 23, 2017 22:28

cowofwar: Jul 30, 2002; by Athanatos

leftist heap posted:

Don't forget that in Clark's Rent-to-Own scheme the operative part was in conjunction with the private sector. Clark wants the government to massively subsidize a brand new, bespoke EasyHome esque lease to own industry but for ~*Middle Class Housing*~

Sweet, we could have a federal and provincial level CHMC where all the risk is borne by government and all the profits borne by the private sector. Sounds like a Liberal slam dunk piece of policy to me.

# ? Jun 23, 2017 22:46

namaste friends: Sep 18, 2004; by Smythe

http://www.nsnews.com/news/west-vancouver-council-threatens-to-raze-renegade-house-1.20724984

quote:

West Vancouver council threatens to raze renegade house
Owners of $2.6M home on market blasted for flouting bylaws and building codes

After years of walking softly, West Vancouver may swing a big wrecking ball at a mansion on 20th Street.

The home at 733 20th St. was built over the objections of West Vancouver�s bylaws department, who issued a series of stop work orders when the house didn�t conform to agreed-upon plans. The new house appeared occupied despite not being granted an occupancy permit and replaced an abode that was demolished without a demolition permit.

Council voted unanimously to put a notice on title to alert �future gullible purchasers� of the home�s condition, but a few on council advocated drastic measures.

�If we knock down a $5-million house, it might get people�s attention,� suggested Coun. Mary Ann Booth.
Mayor Michael Smith agreed.

�The best option, I think, would be to take the house down,� he said.

The district pays a monetary penalty by allocating staff time to chasing a resident with no sense of civic duty who flouts West Vancouver�s bylaws, Smith said.

�We need to stand up and say: �Enough is enough,�� the mayor said. �Maybe public hanging might be a bit severe � although I might not personally have an issue with it � but the bottom line is we have to make sure that people respect our bylaws.�

The saga began four years ago when West Vancouver resident Philip Garrow applied to add an addition and a garage to the one-storey home.

A little more than three months later staff were reviewing his application when they discovered the house was being demolished, prompting the first stop work order.

Staff eventually approved permits for the addition and garage, but those permits did not allow �the removal of the original dwelling from its concrete foundations,� noted a report penned by district manager of permits and inspections Kevin Spooner.

The process was complicated by the home�s setbacks. While district rules require a buffer space of 7.6 metres in the front and 9.1 metres in the back, the house had relatively minimal setbacks of 1.86 metres in the front and 0.2 metres in the back. However, since it was built before that bylaw was passed the home was essentially grandfathered and considered �legally non-conforming.�

Because of that status, staff specified no work could be done on the home�s structure.

However, approximately one month after the stop work order was issued the house was �almost completely demolished� and the foundations were removed, according to a staff report.

Remnants of the house were left on the boulevard, according to staff.

A second stop work order was issued and removed �by an unknown person.� Two more orders were also taken down.

After the house�s legal status was stripped, the home�s owner, Raven Flello, filed a petition in B.C. Supreme Court but ultimately opted not to pursue the matter in court.

Flello submitted several plans for a new home, each of which depicted a home that tramped on district-mandated setbacks.

Following several rejections, Flello put forward a plan titled The Pretend House.

After a few tweaks, staff issued a building permit on April 10, 2014.

Those plans didn�t include a heated patio but less than one month later staff observed a heated patio that fell short of B.C. Building Code standards.

Approximately five months later Garrow, Flello�s husband, told district staff they planned to apply for a variance.

No application for a variance was made, according to staff.

Once complete, the new house encroached farther beyond district setback limits than the previous house.

Staff also noted a pool full of stagnant, dirty water built without any drainage.

While the pool was eventually drained, at least one neighbour remained dissatisfied with the way that was done.

�At one point he pumped his swimming pool over the fence into our properties, which sort of compounded the problem,� said neighbour Phil Dobson.

Besides the �gong show� of permits, there are also significant groundwater problems, according to Dobson.

�Our sumps have been running flat out, dealing with the water in the area.�

Staff also noted an �electrocution hazard� created by leaking water flowing across an electrical outlet and wiring.

In a final inspection, district staff found electrical problems including cables not properly terminated, lights in shower stalls not waterproofed, no certification for heating installation, missing pressure valves, and what appeared to be green mould or algae in the basement.

The list of deficiencies is not complete, according to staff.

�The new dwelling may have additional latent structural or other deficiencies which cannot be identified without substantial deconstruction of or damage to the new dwelling,� Spooner wrote.

The report is a �litany of horrors,� noted Coun. Craig Cameron.

�The owners have apparently staged the house and are trying to flog it to somebody,� he said.

An online post lists the �modern contemporary home� for $2.598 million.

Due to numerous safety issues, Cameron argued that if the house can�t be brought up to standard, it should be knocked down.

The homeowners did not speak at Monday�s meeting.

look how can we have enough supply for affordable housing if govenrment keeps erecting RED TAPE to prevent developers from BUILDING MORE HOUSES?

# ? Jun 23, 2017 22:59

Baronjutter: Dec 31, 2007; "Tiny Trains"

I dream of vast numbers of poorly built vancouver condos collapsing in demolition after demolition after being condemned for code or permit violations.

# ? Jun 23, 2017 23:00

cowofwar: Jul 30, 2002; by Athanatos

City needs to tear it down. If they establish a precedent that ignoring bylaws is no problem then poo poo will go crazy.

Also wasn't west van where that other house was where the owner had some unlicensed driller pierce the aquifer and flood/condemn the neighborhood?

# ? Jun 23, 2017 23:39

mashed: Jul 27, 2004

namaste faggots posted:

http://www.nsnews.com/news/west-vancouver-council-threatens-to-raze-renegade-house-1.20724984

look how can we have enough supply for affordable housing if govenrment keeps erecting RED TAPE to prevent developers from BUILDING MORE HOUSES?

The best part is when he pumped his swimming pool over the fence into the neighbors yard. Though the article is unclear if it actually was a swimming pool or just a large pool of dirty water.

# ? Jun 23, 2017 23:40

Juul-Whip: Mar 10, 2008

leftist heap posted:

Don't forget that in Clark's Rent-to-Own scheme the operative part was in conjunction with the private sector. Clark wants the government to massively subsidize a brand new, bespoke EasyHome esque lease to own industry but for ~*Middle Class Housing*~

It really is the worst thing she could have possibly proposed. Not saying anything about housing would have been better.

# ? Jun 24, 2017 00:28

RealityWarCriminal: Aug 10, 2016

"What's the difference between rent-to-own and a mortgage?" -- most idiots in BC, probably

# ? Jun 24, 2017 00:44

HookShot: Dec 26, 2005

quote:

�We need to stand up and say: �Enough is enough,�� the mayor said. �Maybe public hanging might be a bit severe � although I might not personally have an issue with it � but the bottom line is we have to make sure that people respect our bylaws.�

This is the best sentence in that article.

# ? Jun 24, 2017 01:23

namaste friends: Sep 18, 2004; by Smythe

In the UK they'll bulldoze whatever the gently caress you build without council approval, and then send you the bill

# ? Jun 24, 2017 01:51

cowofwar: Jul 30, 2002; by Athanatos

namaste faggots posted:

In the UK they'll bulldoze whatever the gently caress you build without council approval, and then send you the bill

but profits

# ? Jun 24, 2017 02:05

namaste friends: Sep 18, 2004; by Smythe

cowofwar posted:

but profits

http://archive.is/4BEer

mmm the schadenfreude is delicious

# ? Jun 24, 2017 02:11

Postess with the Mostest: Apr 4, 2007; Arabian nights
'neath Arabian moons
A fool off his guard
could fall and fall hard
out there on the dunes

namaste faggots posted:

http://archive.is/4BEer

mmm the schadenfreude is delicious

When I become prime minister, I will make it so that whenever somebody utters the phrase "better to ask for forgiveness than permission", it will be fully legal to slap the poo poo out of them.

# ? Jun 24, 2017 02:17

cowofwar: Jul 30, 2002; by Athanatos

Developers literally own municipal politicians so good luck with there ever being repercussions in Canada.

Did Onni or whoever bought that property zoned for waterfront pier poo poo ever manage to strong arm the municipality in to letting them build condos after buying it for nothing?

# ? Jun 24, 2017 02:24

Lexicon: Jul 29, 2003; I had a beer with Stephen Harper once and now I like him.

namaste faggots posted:

http://archive.is/4BEer

mmm the schadenfreude is delicious

No way that would ever happen in Canada.

# ? Jun 24, 2017 03:06

namaste friends: Sep 18, 2004; by Smythe

cowofwar posted:

Developers literally own municipal politicians so good luck with there ever being repercussions in Canada.

Did Onni or whoever bought that property zoned for waterfront pier poo poo ever manage to strong arm the municipality in to letting them build condos after buying it for nothing?

nope

And Bob ransford master shill is still but hurt

# ? Jun 24, 2017 04:01

namaste friends: Sep 18, 2004; by Smythe

Lexicon posted:

No way that would ever happen in Canada.

Well we'll see with this rear end in a top hat in West Van won't we

# ? Jun 24, 2017 04:02

namaste friends: Sep 18, 2004; by Smythe

Wait didn't someone post about that rich rear end in a top hat who built a movie screen in his yard

# ? Jun 24, 2017 04:02

mashed: Jul 27, 2004

You mean the parkland next to his yard.

# ? Jun 24, 2017 04:03

Lexicon: Jul 29, 2003; I had a beer with Stephen Harper once and now I like him.

namaste faggots posted:

Well we'll see with this rear end in a top hat in West Van won't we

at the suggestion it'll play out any other way than him making some token concession (max 4-digits in financial terms), a stern but toothless statement from the WV council and one or two follow-up CBC puff pieces, and it's all forgotten about thereafter.

# ? Jun 24, 2017 04:07

namaste friends: Sep 18, 2004; by Smythe

Lexicon posted:

at the suggestion it'll play out any other way than him making some token concession (max 4-digits in financial terms), a stern but toothless statement from the WV council and one or two follow-up CBC puff pieces, and it's all forgotten about thereafter.

Look at your pride of ownership shining through

# ? Jun 24, 2017 04:12

Cold on a Cob: Feb 6, 2006; i've seen so much, i'm going blind
and i'm brain dead virtually; College Slice

Knock that house over and force them to sell the land to me for $1. I will build a tiny bungalow there and respect the setback rules, scout's honour.

# ? Jun 24, 2017 11:48

namaste friends: Sep 18, 2004; by Smythe

http://vanmag.com/city/month-month-ubc-administrators-live-8700-month-vancouver/

jfc why even bother. just loving leave.

# ? Jun 24, 2017 16:24

RBC: Nov 23, 2007; IM STILL SPENDING MONEY FROM 1888

lol at someone making 8000 a month contributing 100 dollars a month to their rrsp

loving idiots

# ? Jun 24, 2017 16:29

James Baud: May 24, 2015; by LITERALLY AN ADMIN

RBC posted:

lol at someone making 8000 a month contributing 100 dollars a month to their rrsp

loving idiots

That is likely all the room they have left beyond their pension.

# ? Jun 24, 2017 16:36

PT6A: Jan 5, 2006; Public school teachers are callous dictators who won't lift a finger to stop children from peeing in my plane

How do you even spend that much on groceries if you're eating out twice a week as well what the gently caress are they even eating?

# ? Jun 24, 2017 16:39

ductonius: Apr 9, 2007; I heard there's a cream for that...

James Baud posted:

That is likely all the room they have left beyond their pension.

So where's the combined $900/mo they should be putting int their TFSAs?

# ? Jun 24, 2017 16:51

mastershakeman: Oct 28, 2008; by vyelkin

I love how subsidized housing and daycare is the only way they're breaking even.

# ? Jun 24, 2017 16:54

namaste friends: Sep 18, 2004; by Smythe

mastershakeman posted:

I love how subsidized housing and daycare is the only way they're breaking even.

What's even more amazing than that is I'm paying the same amount for housing and daycare and I'm not being subsidized.

# ? Jun 24, 2017 17:09

etalian: Mar 20, 2006

PT6A posted:

How do you even spend that much on groceries if you're eating out twice a week as well what the gently caress are they even eating?

Also $220 a month on coffee

# ? Jun 24, 2017 18:23

Risky Bisquick: Jan 18, 2008; PLEASE LET ME WRITE YOUR VICTIM IMPACT STATEMENT SO I CAN FURTHER DEMONSTRATE THE CALAMITY THAT IS OUR JUSTICE SYSTEM.; Buglord

PT6A posted:

How do you even spend that much on groceries if you're eating out twice a week as well what the gently caress are they even eating?

Organic gluten free living, buying local produce baskets to display in their home or Instagram to their ecofriends and afterwards tossing it. The ol living art piece

# ? Jun 24, 2017 19:18

Icemakor: Sep 11, 2000

How much do they love the loving aquarium?

# ? Jun 24, 2017 19:49

RBC: Nov 23, 2007; IM STILL SPENDING MONEY FROM 1888

James Baud posted:

That is likely all the room they have left beyond their pension.

not even close

# ? Jun 24, 2017 20:33

HookShot: Dec 26, 2005

Icemakor posted:

How much do they love the loving aquarium?

That one's actually the yearly cost for a pass, they aren't actually spending $3k a year there. Just a gently caress-up by the article writer.

# ? Jun 24, 2017 20:57

Mr Luxury Yacht: Apr 16, 2012

The phone bill part is lol insane, even for a Canadian phone plan.

$381 AFTER the $120 subsidy from UBC. So a $500 phone bill.

Even if that's including an extra bill for one of them for the previous month that's still like $167 per month per person :psyduck:

. What the hell do they have on there?

"But I have insurance and that's driving up the cost" is bullshit. I'm clumsy as poo poo and added that option to my plan when I bought my last new phone because it was only like $3 per month.

Mr Luxury Yacht fucked around with this message at 21:26 on Jun 24, 2017

# ? Jun 24, 2017 21:12

Subjunctive: Sep 12, 2006; ✨sparkle and shine✨

Mr Luxury Yacht posted:

Even if that's including an extra bill for one of them for the previous month that's still like $167 per month per person . What the hell do they have on there?

Mine isn't much short of that, because I need a stupid amount of data (20 hrs/mo of video conferencing, etc). Back when roaming data was bad and I was traveling a lot I had a some $500 months.

Expense that poo poo though, obviously.

# ? Jun 24, 2017 22:03

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# ? May 24, 2024 07:06

quaint bucket: Nov 29, 2007

My favourite part is how they said the coffee bill is what keeping from contributing to their downpayment.

# ? Jun 24, 2017 22:03

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