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Lain Iwakura posted:If you work at Sears or Nortel or stelco, you don't have a pension anymore!
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Jul 6, 2017 17:48
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Risky Bisquick posted:In this thread full of academics and students, I would argue it's pretty high Uh. A lot of posters in this thread almost certainly make well above the broader Canadian median income. I see you all posting in the BFC thread.
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Jul 6, 2017 17:48
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I make six digits and I have a pension. I am definitely ahead of the curve especially for my age demographic.
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Jul 6, 2017 17:50
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Rip Peter Julian
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Jul 6, 2017 17:50
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sorry, yes, I'm stupid (In my meagre defense, I haven't done it in 5 years, and even then it was an accountant dealing with it all.)
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Jul 6, 2017 17:51
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This thread is dominated by posters making well above the median income in this country to the point where when someone like me talks about living on the median income the responses are basically 'holy gently caress how do you make so little' and 'jesus christ you need to find a better job'. This thread is the out of touch overprivilidged left wing.
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Jul 6, 2017 17:52
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Jordan7hm posted:Uh. A lot of posters in this thread almost certainly make well above the broader Canadian median income. I see you all posting in the BFC thread. I mean the guys in tech or whatever make 80+, but the bicycle enthusiasts, ndp party hacks, renters? I'm not convinced EvilJoven posted:This thread is dominated by posters making well above the median income in this country to the point where when someone like me talks about living on the median income the responses are basically 'holy gently caress how do you make so little' and 'jesus christ you need to find a better job'. This is a pretty fair analysis
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Jul 6, 2017 17:53
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CLAM DOWN posted:Rip Peter Julian He was never going to be leader. EvilJoven posted:This thread is the out of touch overprivilidged left wing. Says the man from Winnipeg who doesn't know how un-privileged and out of touch they are.
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Jul 6, 2017 17:55
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what the gently caress are you retards butt hurt about can someone please summarize in 140 characters
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Jul 6, 2017 17:56
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DariusLikewise posted:I wish the Government would release some actual hard numbers on what salary ranges take advantage of their full TFSA and RRSP space per year because I would bet it's mainly 80k+ range which is clearly not helping working/lower class people. Without that kind of data we are just arguing scenarios. Here, we can guess that a very small percentage of people are maxing their RRSP/TFSAs and most that do are probably in the high income range. gently caress, you think they'd give me a commendation for accidentally overcontributing instead of a penalty, canadians are the worst.   EvilJoven posted:overprivilidged Even with the middle class spelling
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Jul 6, 2017 17:56
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EvilJoven posted:This thread is dominated by posters making well above the median income in this country to the point where when someone like me talks about living on the median income the responses are basically 'holy gently caress how do you make so little' and 'jesus christ you need to find a better job'. If you leave the Paris of the Prairies then you too, can be overprivilidged
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Jul 6, 2017 17:57
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Subjunctive posted:
what the gently caress is wrong with you it's free money
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Jul 6, 2017 17:57
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The Overton window of this thread has shifted right a fair bit since Helsing and Vyelkin stoped posting as much. We're not the overprivileged left any more, we're prime Liberal voters.
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Jul 6, 2017 18:00
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Femtosecond posted:2500 is so low that Canadians with much lower salaries are more easily able to max it out, but then there's no reward for people to go out of their way to save if they want to make the effort. If the goal of these programs is to encourage Canadians to save for retirement, it would make more sense if typical Canadians with typical income could easily contribute much of the total possible, but there's extra room to incentivize and reward Canadians that put the effort into saving. Here's your problem, you're assuming that the goal of the program is to incentivize Canadians to save for retirement, rather than the goal of the program being a way for rich people to avoid paying taxes. Once you realize that, like most tax policy enacted by the Conservative Party of Canada, the TFSA was primarily intended, introduced, and structured as a way to give rich people additional ways to avoid paying tax to the state, you become much more open to drastically reducing the cap or eliminating the TFSA altogether.
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Jul 6, 2017 18:01
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namaste faggots posted:what the gently caress is wrong with you it's free money not if you're not filing Canadian taxes it's not
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Jul 6, 2017 18:01
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Jordan7hm posted:80k is still closer to poor than rich. Why do we have such low expectations. Uh what? That's twice what I make and I can get by okay with a little left over. Think in terms of marginal utility, not raw numbers.
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Jul 6, 2017 18:02
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Skippy Granola posted:Uh what? That's twice what I make and I can get by okay with a little left over. Think in terms of marginal utility, not raw numbers. What happens if you lose your job and can't work anymore. To me rich means that doesn't significantly impact your quality of life. For the rest of us, we're one or two streaks of bad luck away from being poor.
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Jul 6, 2017 18:03
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Jordan7hm posted:The Overton window of this thread has shifted right a fair bit since Helsing and Vyelkin stoped posting as much. You're just figuring this out now? I'd be willing to bet that this thread would start boosting for the CPC if the choice were that or voting for a left wing party that actually had the stones to actually implement left wing policies that would better the lives of the floundering lower classes in this country.
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Jul 6, 2017 18:03
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If you are living with a SO in household and combined you make 80k/year you are in the top 20% for Canadian Income lol you loving idiots
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Jul 6, 2017 18:04
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Is this the part where the thread turns into BFC and we start calling each other out of the financial consequences of housing decisions?
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Jul 6, 2017 18:05
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vyelkin posted:Here's your problem, you're assuming that the goal of the program is to incentivize Canadians to save for retirement, rather than the goal of the program being a way for rich people to avoid paying taxes. Yeah there's no way in hell that most people are using the TFSA for retirement savings (except for weirdos like me who's living with his parents while making more than the median) considering the vast, vast majority of advertising I see on TFSA's is as an otherwise regular savings account that just happens to be tax-free.
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Jul 6, 2017 18:05
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DariusLikewise posted:If you are living with a SO in household and combined you make 80k/year you are in the top 20% for Canadian Income lol you loving idiots A) that's not true B) even if it were true it would be poo poo and should make you incredibly mad.
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Jul 6, 2017 18:05
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Jordan7hm posted:What happens if you lose your job and can't work anymore. I'll self-immolate on the steps of parliament as protest against the liberals just like I always dreamed. I don't know, what's your point? If you make 80k and are pissed about a smaller TFSA limit then you have my deepest sympathy 
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Jul 6, 2017 18:06
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Jordan7hm posted:A) that's not true From what I can find (an OECD thing) it's true. What is the real number?
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Jul 6, 2017 18:10
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DariusLikewise posted:If you are living with a SO in household and combined you make 80k/year you are in the top 20% for Canadian Income lol you loving idiots 70-100K is median as of 2014, depending on where you live. http://www.statcan.gc.ca/tables-tableaux/sum-som/l01/cst01/famil107a-eng.htm http://www.statcan.gc.ca/tables-tableaux/sum-som/l01/cst01/famil108a-eng.htm
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Jul 6, 2017 18:11
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Jordan7hm posted:A) that's not true http://business.financialpost.com/p...d8-0316a70d1738 $75,000 is 27th percentile in 2013 http://www.macleans.ca/economy/economicanalysis/rank-your-income-where-do-you-stand-compared-to-the-rest-of-canada/ $75,000 is top 14.05% in 2009 http://www.statcan.gc.ca/daily-quotidien/170526/dq170526a-eng.htm Median income in 2015 for all people was $33,100
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Jul 6, 2017 18:12
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EvilJoven posted:70-100K is median as of 2014, depending on where you live. That doesn't count single people, for whom the numbers are much less encouraging. http://www.statcan.gc.ca/tables-tableaux/sum-som/l01/cst01/famil107d-eng.htm
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Jul 6, 2017 18:13
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"I'm not that rich you guys! I still eat KD and worry about gas prices and max out my RRSP contri- ha ha whoops!'
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Jul 6, 2017 18:14
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"WHY ISN'T THIS COUNTRY SAVING FOR RETIREMENT AND GOING IN TO SO MUCH DEBT HOW loving STUPID IS EVERYONE WHY AREN'T THEY DONATING TO THE NDP AND THE ARTS AND MAXING OUT THEIR RRSP AND THEIR TFSA WHY ARE THEY NOT JUST GOING BACK TO SCHOOL AND GETTING A STEM DEGREE WHY DONT THEY WANT TO BE A WOKE PROGRESSIVE WHY IS EVERYONE SO DUMB!?!?!"  *makes four times the median income* *Is the average CanPol poster*
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Jul 6, 2017 18:18
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Remember when you guys went all  when I said I make less than 60K a year?LOL.
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Jul 6, 2017 18:19
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*buys a house*
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Jul 6, 2017 18:21
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namaste faggots posted:*buys a house* Yeah I hope Chinese expats price you out of the secondary residence market you bourgeois prick
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Jul 6, 2017 18:23
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EvilJoven posted:Remember when you guys went all poo poo I make way less than that. Household is def below 80k too.
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Jul 6, 2017 18:24
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Skippy Granola posted:Yeah I hope Chinese expats price you out of the secondary residence market you bourgeois prick CI rents just like the poors do 
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Jul 6, 2017 18:25
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Subjunctive posted:That doesn't count single people, for whom the numbers are much less encouraging. If you want some really depressing numbers. https://www.alberta.ca/min-wage-earners.aspx Of the people in alberta making less than $15 an hour, 41,600 are over 55, 50,200 have been at their job more than 5 years, 46,900 have a university degree. 21,000 are married single earner homes with children.
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Jul 6, 2017 18:25
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EvilJoven posted:Remember when you guys went all Really the true currency is happiness.
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Jul 6, 2017 18:26
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JawKnee posted:CI rents just like the poors do I know, I was just playing along with the fun game of millennial entitlement while I eat this lunch of probably expired no-name peanut butter
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Jul 6, 2017 18:27
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EvilJoven posted:Remember when you guys went all Yeah. You also told us how you're exploited for your pickup truck.
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Jul 6, 2017 18:28
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Skippy Granola posted:I know, I was just playing along with the fun game of millennial entitlement while I eat this lunch of probably expired no-name peanut butter uh excuse me I have a cell phone and a refrigerator and the freedom to join the gig economy
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Jul 6, 2017 18:32
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gently caress, I think I make the least of all the thread posters right now..... Even if I don't post that much.
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Jul 6, 2017 18:35
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