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i have read six pages of the first zaurg thread and i want to strangle the world. what the gently caress
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Jul 15, 2017 18:09
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How do you spend 8.3k a month in living expenses? Inb4 someone says renting a bay area trashcan
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Jul 15, 2017 19:42
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Virtue posted:How do you spend 8.3k a month in living expenses? Inb4 someone says renting a bay area trashcan 7 figure house, two kids in private school, golf club membership, two $50k cars, etc.
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Jul 15, 2017 20:21
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Virtue posted:How do you spend 8.3k a month in living expenses? Inb4 someone says renting a bay area trashcan Having your guillotine custom made
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Jul 15, 2017 20:33
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Blinkman987 posted:Like anything, you really have to know the market. Shoes can be very GWM but: Hello I work at a comic shop, comics are my favorite BWM thing because every employee boggles at the guy who buys ten copies of walking dead every month without fail. When people ask how to speculate we start giggling uncontrollably. If you invest in comics I hope you go bankrupt because you deserve it. See also: MtG cards
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Jul 15, 2017 21:35
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Back when you could only find things at trade shows or the one store in town you thought all those baseball cards and comics were rare. Once ebay came around you found out that literally thousands and thousands of them are out there and there's always someone that will sell it for less than the other guy. If you're looking at your ow worthless comic collection from 1992, blame the internet.
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Jul 15, 2017 22:28
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Solice Kirsk posted:Back when you could only find things at trade shows or the one store in town you thought all those baseball cards and comics were rare. Once ebay came around you found out that literally thousands and thousands of them are out there and there's always someone that will sell it for less than the other guy. If you're looking at your ow worthless comic collection from 1992, blame the internet. Wrong What happened was in the 90s there was a spate of stories about people selling old comics for what seem like insane amounts of money until you realize that a) it was something like the first appearance of Batman and b) there's maybe a hundred copies in decent shape, anywhere. But people in the 90s didn't think about the whole scarcity thing, so they started buying up multiple copies of things and trying to flip them and the industry itself right up to the publishers encouraged it. Wizards entire hook was it's price guides, and Marvel/Dc published a million SPECIAL COLLECTORS ISSUE things Then everyone tried to flip all this poo poo at once to cash in and that whole scarcity thing kicked in and it turns out that when a million people own something in fantastic condition it's not worth as much as something a thousand people own that is much more likely to be trashed from age It's like tulips or beanie babies, except there was an actual thing to kick it off that made sense and then everyone almost died at the end Also there ARE newer comics that are still worth money. Walking Dead is a prime example, because until five or six years ago it had fairly small print runs, and the first ten or twenty had incredibly tiny ones. Those sorts of things are the exception to the rule and trying to spot them coming is a fools game BENGHAZI 2 fucked around with this message at 22:57 on Jul 15, 2017 |
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Jul 15, 2017 22:54
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Fun fact if you brinf me a copy of X-Men #1 or Death of Superman from the 90s and ask what it's worth I will not get in trouble with my boss for just cackling hysterically and calling other employees out and asking you to repeat it for them
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Jul 15, 2017 22:55
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So it was caused by the industry itself? Huh.
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Jul 15, 2017 22:58
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BENGHAZI 2 posted:Wizards entire hook was it's price guides, and Marvel/Dc published a million SPECIAL COLLECTORS ISSUE things I think I sold the ~$700 worth of Alpha/Beta M:TG cards that my dad bought in the 90's for at least $20,000.
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Jul 15, 2017 23:03
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Solice Kirsk posted:So it was caused by the industry itself? Huh. It's fifty fifty split between the industry and the people who bought in initially but yeah. The 90s we're also a weird period in a couple other ways. It was the era of the superstar artist, with guys like Todd MacFarlane and Rob Liefeld selling original art for more than they got paid for their actual books and the companies (mostly marvel) hyping and selling books based just on their names being attached, which also helped drive the bubble put of control. Then those artists split off and formed Image, which set off another bubble but for indie comics and oh God it was just a mess The 90s were such a poo poo show that the industry still hasn't recovered from it, in basically any sense
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Jul 15, 2017 23:07
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Droo posted:I think I sold the ~$700 worth of Alpha/Beta M:TG cards that my dad bought in the 90's for at least $20,000. That's a little different? Theres a very finite amount of A/B in existence (they were actually limited release sets) and the rarer cards in those sets are made even rarer by that. Add to it that those are generally the most broken (Power 9) or widely used (dual lands) in those sets, and A/B selling for money isn't absurd For context I'm pretty sure there's less Alpha cards in existence than copies of X-Men #1 from the 90s Fake edit this also doesn't get into the whole secondary market being influenced by the meta game and supply and demand of newer sets being almost entirely dicorved from older stuff but yeah Magic as investment is dumb but it's not a 1:1 comparison between that and 90s comics Source: my shop also sells magic and the history of it and the economic side of it fascinates me Actual edit there are exactly 2.6 million cards printed as part of Alpha, and then you have to break that down by 300 cards at differing rarities. There are exactly 1100 of each of the rares in existence. BENGHAZI 2 fucked around with this message at 23:18 on Jul 15, 2017 |
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Jul 15, 2017 23:13
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TIME magazine has a list of the average cost of the 3 biggest (non-medical) purchases Americans made in 2016. 1) House - $332,700 2) Car - $37,560 3) Wedding - $34,522 Americans are bad with cars and weddings. Houses too, but less so depending on the area.
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Jul 15, 2017 23:56
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Hey, at least an education wasn't on the list. Or a horse.
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Jul 16, 2017 00:26
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can you really put a price on a horse
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Jul 16, 2017 00:27
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Krispy Kareem posted:Hey, at least an education wasn't on the list. Education isn't on the list because most people didn't "buy" it, they borrowed all the money from a group of institutions that spread the payments to the point where you can spend your entire life making them in exchange for an intangible return and are exempt from every debt collection law in the land. They are a Very Special kind of debt. It's a huge bullet that I didn't realize I had dodged when I was younger. Thankful for that at least.
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Jul 16, 2017 01:07
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Crippling medical bills are totally a thing, so we probably shouldn't make fun of --quote:Hi Reddit, https://www.reddit.com/r/personalfinance/comments/6nhi6k/pretty_much_screwed_everything_uplooking_for/?st=j55yh79c&sh=15683103
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Jul 16, 2017 01:13
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If his girlfriend was a horse I'd recommend a glue factory.
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Jul 16, 2017 01:14
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hailthefish posted:If his girlfriend was a horse I'd recommend a glue factory. If there's any bright spot in that giant mess, it's that he seems to think that the girlfriend isn't going to be around much longer. Hopefully he can unfuck himself once they break up.
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Jul 16, 2017 01:21
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April posted:If there's any bright spot in that giant mess, it's that he seems to think that the girlfriend isn't going to be around much longer. Hopefully he can unfuck himself once they break up. He will as soon as he realizes his girlfriend is costing him more than rent.
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Jul 16, 2017 01:23
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His biggest problem is that he put a bunch of poo poo for her on his credit cards and that won't magically go away once they break up but at least it won't keep getting worse.
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Jul 16, 2017 01:25
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At least fence guy could probably find a way to legally rip that sumbitch out of the ground.
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Jul 16, 2017 04:15
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Droo posted:I think I sold the ~$700 worth of Alpha/Beta M:TG cards that my dad bought in the 90's for at least $20,000. I was watching storage wars idly a while ago and one of the things they "found" in the storage unit was that one magic card that's supposedly worth like $2 million and then the "expert" that valued it said he'd give them something like a whole $5000 for it!! I mean I know that show's been completely staged since like season 2 with one unit having "the good items" added to it ahead of time by the TV crew but I still thought it was pretty funny 
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Jul 16, 2017 05:32
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Also I'm not saying there's a bad derail happening or anything but here's what a toucan looks like when it's asleep: 
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Jul 16, 2017 05:33
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ate all the Oreos posted:I was watching storage wars idly a while ago and one of the things they "found" in the storage unit was that one magic card that's supposedly worth like $2 million and then the "expert" that valued it said he'd give them something like a whole $5000 for it!! Uh excuse me sir five grand is a perfectly reasonable price for an Unlimited Black Lotus -- an actual thought my brain had as soon as I read this
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Jul 16, 2017 16:26
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http://www.businessinsider.com/millennials-home-buying-crowdfunding-fundrise-efund-2017-7quote:According to a recent survey by Apartment List, 80% of millennials defined as those born between 1980 and 1995 say they want to buy a home, but most have less than $1,000 saved a for a down payment. quote:It's sort of like crowdfunding for homes: Prospective homebuyers purchase shares (a minimum investment is 100 shares, currently $10 each), the sum of which funds housing renovations and new developments in their city. These investors then get notified through the "eFund Pool" about finished homes, which are offered at up to a 10% lower price than it would be if they were going through a broker pay upfront for a chance to win a home at a slight discount. Who buys into this?
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Jul 16, 2017 18:22
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Foma posted:http://www.businessinsider.com/millennials-home-buying-crowdfunding-fundrise-efund-2017-7 quote:For many American millennials, buying a new home in a city like Los Angeles or Washington DC can seem like a pipe dream. (Or buying a condo in a dense development, but that's pretty damned expensive too) Haifisch fucked around with this message at 18:38 on Jul 16, 2017 |
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Jul 16, 2017 18:31
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The stigma associated with condos/townhomes is really loving stupid, you can raise a family in an apartment it doesn't mean you're a loser. There are some indications that people are coming around on this (or literally just nothing else is available) and condos are starting to see some atypically large appreciation in prices in certain areas.
Pryor on Fire fucked around with this message at 19:35 on Jul 16, 2017 |
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Jul 16, 2017 19:32
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Hmmmmm [Ogden, UT] I found out my boyfriend has several suitcases and travel bags filled with bundles of money, is this really suspicious? quote:Background Maybe he also read the advice in the title?
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Jul 16, 2017 19:48
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L:ol my parents are worried about moving to Ogden Utah because of all the blacks.
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Jul 16, 2017 19:49
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To be fair to her parents, she moved and started dating a drug dealer.
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Jul 16, 2017 19:52
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omnibobb posted:To be fair to her parents, she moved and started dating a drug dealer. It's true, I have a lot of friends in politics, but they wouldn't be friendly very long if they knew my business was antiques instead of gambling, which they regard as a a harmless vice. But antiques is a dirty business. It makes, it doesn't make any difference to me what a man does for a living, understand. But your business is, uh, a little dangerous.
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Jul 16, 2017 20:25
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Considering it's Utah I would put even odds on illegal activity or survivalist.
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Jul 16, 2017 20:41
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Sister wife Underground Railroad is my guess. Hes the Harriet Tubman of his generation.
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Jul 16, 2017 20:44
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GamingHyena posted:Not her husband. 
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Jul 16, 2017 21:40
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You guys know very little of the mountain west, drug dealer for sure.
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Jul 16, 2017 22:49
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quote:Is everyone (and their husbands) who attends DeVry a retard who ends up with a boatload of debt and nothing to benefit from it? Zaurg thread one delivers Edit quote:I better mention this now. I have a ticket to this week's football game and was considering renting a car and going with a friend. We'd come back home after the game instead of getting a hotel. Cost for car, gas, and food would run in the $60-80 range. The problem is I'm already at $59 for October in my "Personal" budget. BENGHAZI 2 fucked around with this message at 01:32 on Jul 17, 2017 |
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Jul 17, 2017 01:23
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Haifisch posted:People dumb enough that they have to buy single family housing in the middle of a big city, instead of renting or moving out to the burbs like normal people. LA doesn't have a "the burbs" anymore. Houses don't get cheap enough to buy on a normal middle-class double-income budget until you're a three-hour commute away. Pryor on Fire posted:The stigma associated with condos/townhomes is really loving stupid, you can raise a family in an apartment it doesn't mean you're a loser. There are some indications that people are coming around on this (or literally just nothing else is available) and condos are starting to see some atypically large appreciation in prices in certain areas. I think it's less a stigma thing and more that apartments designed for a family with kids to live in are vanishingly rare in large cities. Pretty much all apartments in LA at any price range have horribly cramped kitchens and bathrooms, and the rent on anything with more than two bedrooms is enough to buy a mansion in other parts of the country. Condos are absolutely not designed to be family-friendly - they're usually "open plan" and therefore a really loud place to have kids playing, and the kitchens are all showy fixtures and terrible workflow, because they assume no one will do more than microwave takeout leftovers in there.
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Jul 17, 2017 03:03
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Tiny Brontosaurus posted:I think it's less a stigma thing and more that apartments designed for a family with kids to live in are vanishingly rare in large cities. Pretty much all apartments in LA at any price range have horribly cramped kitchens and bathrooms, and the rent on anything with more than two bedrooms is enough to buy a mansion in other parts of the country. Condos are absolutely not designed to be family-friendly - they're usually "open plan" and therefore a really loud place to have kids playing, and the kitchens are all showy fixtures and terrible workflow, because they assume no one will do more than microwave takeout leftovers in there.
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Jul 17, 2017 03:16
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Tiny Brontosaurus posted:I think it's less a stigma thing and more that apartments designed for a family with kids to live in are vanishingly rare in large cities. Apartments are designed to appeal to single young people which means a bunch of them move in and create a stigma against older people with families which means less older people with families get apartments meaning the market research says to design apartments for single young people which creates a stigma... etc.
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Jul 17, 2017 03:46
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