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Except the landlord depositing 20+ checks (which I'm assuming are around a thousand or two) means that it could be considered structuring and now the bank has to report it as suspicious activity, which means our "my income is Bitcoin-based" friend is going to land on someone's radar.
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Aug 2, 2017 20:36
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 quote:My fiance [31 F] has gotten into horses and its getting out of hand with our finances. She's asked me [30 M] to buy a new car to help her.
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Aug 2, 2017 21:11
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quote:I'm not trying to tell her that it's irresponsible to spend her money how she wishes, Maybe try doing that then.
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Aug 2, 2017 21:17
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Okay, you want to ride horses, sure whatever, you want to get lessons on how to ride horses, fine go wild, you want to buy a horse, i wouldn't recommend it but at least i understand the sentiment ...But why would you need the second horse 
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Aug 2, 2017 21:23
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Between "boy I'm sure glad I had 80k sitting in my chequing account" and "I am independently wealthy from buying/selling bitcoin", I'm gonna go out on a limb here and assume that post is a fake story to subtly get the down-and-out people in r/legaladvice to buy into the bitcoin bagholding as their one weird trick to solve all their money woes. ( What bank would even process a stack of 20 post-dated cheques?? )
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Aug 2, 2017 21:24
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Leon Trotsky 2012 posted:I have saved a pretty good chunk of change for when I start my own business and money is tough, but she hardly has any savings and she doesn't really have any urgency towards savings or responsibility.
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Aug 2, 2017 21:25
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ate all the Oreos posted:Okay, you want to ride horses, sure whatever, you want to get lessons on how to ride horses, fine go wild, you want to buy a horse, i wouldn't recommend it but at least i understand the sentiment Backup horse. In case your first horse breaks.
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Aug 2, 2017 21:26
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Tipps posted:( What bank would even process a stack of 20 post-dated cheques?? ) They're certainly allowed to.
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Aug 2, 2017 21:28
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A working professional really doesn't have time for two horses, so it will become an increasing practical and mental burden to keep them both exercised. She should sell the one she likes least and enjoy her new hobby with less pressure.
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Aug 2, 2017 21:30
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Tipps posted:Between "boy I'm sure glad I had 80k sitting in my chequing account" and "I am independently wealthy from buying/selling bitcoin", I'm gonna go out on a limb here and assume that post is a fake story to subtly get the down-and-out people in r/legaladvice to buy into the bitcoin bagholding as their one weird trick to solve all their money woes. The bank probably just filled out an unusual activity report and deposited them if they were endorsed correctly. It's up to the paying bank to decline them for date.
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Aug 2, 2017 21:34
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Tipps posted:Between "boy I'm sure glad I had 80k sitting in my chequing account" and "I am independently wealthy from buying/selling bitcoin", I'm gonna go out on a limb here and assume that post is a fake story to subtly get the down-and-out people in r/legaladvice to buy into the bitcoin bagholding as their one weird trick to solve all their money woes. The date on a check is more of a suggestion then anything else. As soon as it's signed and endorsed, it's ready for deposit or cashing.
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Aug 2, 2017 21:38
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Shows how much I know about the non-disruptive modes of payment all you non-bitcoin fiatailures use. 
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Aug 2, 2017 21:50
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ate all the Oreos posted:Okay, you want to ride horses, sure whatever, you want to get lessons on how to ride horses, fine go wild, you want to buy a horse, i wouldn't recommend it but at least i understand the sentiment To run one you have to be able to afford two.
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Aug 2, 2017 22:07
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Why buy one horse when you can have two for twice the price?
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Aug 2, 2017 22:21
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Perhaps she is planning to open an old timey messenger service?
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Aug 2, 2017 22:23
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Enfys posted:A working professional really doesn't have time for two horses, so it will become an increasing practical and mental burden to keep them both exercised. She should sell the one she likes least and enjoy her new hobby with less pressure. Or just treat them like cats. The two will entertain and exercise each other! They'll be best buds... You really can't have just one horse, ya know.
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Aug 2, 2017 22:44
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Teeter posted:Or just treat them like cats. The two will entertain and exercise each other! They'll be best buds... You really can't have just one horse, ya know. I've heard this argument stated sincerely. I've also heard a more "financially responsible" horse person rebut that you can use a goat as companion animals for a horse. You know, a pet for your pet.
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Aug 2, 2017 23:05
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BigDave posted:The date on a check is more of a suggestion then anything else. As soon as it's signed and endorsed, it's ready for deposit or cashing. This is one thing I like about Canada. The dates on cheques actually have legal effect on the validity.
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Aug 2, 2017 23:45
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Folly posted:I've heard this argument stated sincerely. I've also heard a more "financially responsible" horse person rebut that you can use a goat as companion animals for a horse. You know, a pet for your pet. Surely goats must be cheap to own, they eat anything and you can use them to clear out brush. You could even rent them out and put people out of work: https://www.google.com/amp/abcnews.go.com/amp/Weird/wireStory/grievance-filed-mowing-goats-university-michigan-48620607
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Aug 3, 2017 00:21
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[quote="“Mantle”" post="“474979089”"] This is one thing I like about Canada. The dates on cheques actually have legal effect on the validity. [/quote] They do here too. You have one year to cash a personal check. Dates matter. How much it matters is up for debate, but we rejected checks all the time that were post dated. The bank isn’t going to help him here, but he might have a civil suit. If you give someone a year’s worth of rent checks the expectation is they don’t deposit it all at once. The ‘damages’ are too much for small claims, but he’d probably have a case if he wanted to pursue it. It all depends on his lease and whether or not he wants a court to know he deals drugs.
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Aug 3, 2017 00:27
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Put out of work by goat scabs
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Aug 3, 2017 00:29
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You can rent goats on Amazon along with the hottest new releases
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Aug 3, 2017 01:05
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A few goats can cut a bunch off your property taxes in a lot of jurisdictions.
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Aug 3, 2017 01:18
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monster on a stick posted:Surely goats must be cheap to own, they eat anything and you can use them to clear out brush. my brother has a goat he got as a gag gift for his wedding (he and his now wife lived on a farm at the time). they sold the farm and moved into the suburbs and kept the goat. it's a good conversation piece at parties
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Aug 3, 2017 02:26
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the talent deficit posted:my brother has a goat he got as a gag gift for his wedding (he and his now wife lived on a farm at the time). they sold the farm and moved into the suburbs and kept the goat. it's a good conversation piece at parties GWM would be using it instead of a lawnmower.
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Aug 3, 2017 03:05
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ate all the Oreos posted:Okay, you want to ride horses, sure whatever, you want to get lessons on how to ride horses, fine go wild, you want to buy a horse, i wouldn't recommend it but at least i understand the sentiment So they can make infinitely more, for free!
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Aug 3, 2017 03:18
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the talent deficit posted:my brother has a goat he got as a gag gift for his wedding (he and his now wife lived on a farm at the time). they sold the farm and moved into the suburbs and kept the goat. it's a good conversation piece at parties The goat can talk? Awesome!
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Aug 3, 2017 03:22
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ate all the Oreos posted:Okay, you want to ride horses, sure whatever, you want to get lessons on how to ride horses, fine go wild, you want to buy a horse, i wouldn't recommend it but at least i understand the sentiment If you have one horse you will need a second horse to keep it company. And if you have two horses and ride one you will need a third horse to keep company with the one left behind...
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Aug 3, 2017 03:52
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http://money.cnn.com/2017/08/02/pf/early-retirement/index.html If you graduate from Harvard debt-free and work in finance while living in the smallest available walk-up in NYC for 7 years, you, too, can retire before 30!
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Aug 3, 2017 04:17
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ate all the Oreos posted:Okay, you want to ride horses, sure whatever, you want to get lessons on how to ride horses, fine go wild, you want to buy a horse, i wouldn't recommend it but at least i understand the sentiment Carry the amount of horses you think a rich person would carry
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Aug 3, 2017 04:22
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Not a Children posted:http://money.cnn.com/2017/08/02/pf/early-retirement/index.html Her whole story is GWM. Maybe not the maid service, if you are retired and living in 325 sq ft place it seems like you can clean it yourself unless she is really pregnant, but she can afford it and managed to get out of the rat race early in life. monster on a stick fucked around with this message at 04:43 on Aug 3, 2017 |
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Aug 3, 2017 04:41
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Not a Children posted:http://money.cnn.com/2017/08/02/pf/early-retirement/index.html Lmao I love her frugal budget that includes a spartan $869/mo spent on eating out and $212/mo maid service
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Aug 3, 2017 04:41
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monster on a stick posted:Her whole story is GWM. Yeah its really good to see someone finally make it unlike those other suckers with the millstone of going to the best college in the world for free around their necks
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Aug 3, 2017 04:42
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Not a Children posted:http://money.cnn.com/2017/08/02/pf/early-retirement/index.html i think you have the wrong thread
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Aug 3, 2017 04:43
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BEHOLD: MY CAPE posted:Yeah its really good to see someone finally make it unlike those other suckers with the millstone of going to the best college in the world for free around their necks quote:"I was very aware of how expensive Harvard was," said Livingston. "I decided I should just get out early." She paid for school through scholarships and her family's savings. Graduating early allowed her to avoid paying additional expenses and move directly into earning an income. So she gets scholarships which may have even been need based because she describes herself as growing up poor. Then she worked to graduate early which probably meant taking extra classes each semester or quarter or whatever Harvard uses. I'm trying to get the "BWM" part of this. She doesn't seem to be saying everyone should go to Harvard and live on a mattress for their first year out of school. It certainly worked for her though. I mean this: quote:"Incremental improvements that you build into your routine will pay out not just once, but it will pay off multifold," says Livingston. Lowering your rent by adding another roommate, saying you'll only meet friends for brunch, coffee or drinks (as opposed to more expensive dinners), "that will keep paying off for you year after year." is not exactly "spend less on caviar and limit yourself to an E-class Mercedes" advice, that's pretty solid for most people. Yeah if you are unemployed and homeless her advice won't help but then you aren't thinking about retiring early anyway.
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Aug 3, 2017 04:53
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it's because nowadays, all forms of success are considered to be purely luck, and any kind of self improvement in any aspect of your life is considered to be bootstrapping
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Aug 3, 2017 04:57
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Should have agreed to pay his rent through an Ethereum smart contract.
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Aug 3, 2017 06:22
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You obviously get a goat to go with your horse so they can be an odd couple going on hilarious adventures when you aren't looking. I'm actually reminded of how apparently zoos and sanctuaries get dogs to live with the cheetahs as companion animals, since cheetahs are so high-strung. It's probably not the worst idea to get a pair of any pet, given how most social animals go nuts if left isolated, and you're already getting all the necessary supplies for one and can just buy in bulk.
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Aug 3, 2017 07:19
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Just finished reading the thread and been really enjoying it, a bit late to a few of the recent discussions. HECS, Australian student debt, thing. Government tried to change the law so that if you died and still owe HECS they could take it out of your estate. The public threw a hysterical tantrum. >.<
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Aug 3, 2017 11:25
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Are debts not usually applied to the estate?
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Aug 3, 2017 11:34
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