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# ? Aug 14, 2017 22:10 |
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# ? May 14, 2024 10:27 |
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Doesn't foreclosure and eviction take a couple months? That's pretty cheap rent if you put $3k down then never pay.
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# ? Aug 14, 2017 22:22 |
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Pocket Billiards posted:Talked to someone today with $20,000 in a basic savings account. Not a bad thing per se, but also has 4 or 5 credit cards maxed out being charged interest at probably 3x the rate at least. BWM scavenger hunt: Someone please find me "IVF on a credit card" style stories. We had predatory tires and puppy leases before, do we have predatory IVF lending? This old Slate article just isn't cutting it.
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# ? Aug 15, 2017 00:23 |
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I just found out a coworker bought a BMW i9, a $150k supercar. Guy probably is pulling down around $70k annually. Don't worry, he bought it used and got a deal on it, because it was declared a lemon in Florida. He bought a BMW supercar with legally actionable mechanical defects.
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# ? Aug 15, 2017 05:49 |
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canyoneer posted:I just found out a coworker bought a BMW i9, a $150k supercar. Guy probably is pulling down around $70k annually.
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# ? Aug 15, 2017 06:06 |
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canyoneer posted:I just found out a coworker bought a BMW i9, a $150k supercar. Guy probably is pulling down around $70k annually. Now imagine what the insurance cost would be?
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# ? Aug 15, 2017 06:14 |
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canyoneer posted:https://np.reddit.com/r/legaladvice/comments/6tmeq3/my_friends_tax_avoidance_probably_evasion_scheme/ Love 2 sovcit
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# ? Aug 15, 2017 06:52 |
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Rudager posted:Now imagine what the insurance cost would be? Lol this guy ain't buying insurance.
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# ? Aug 15, 2017 07:39 |
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Virtue posted:Lol this guy ain't buying insurance. That which is already dead cannot die.
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# ? Aug 15, 2017 08:05 |
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You pay $3000 and it's "yours".
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# ? Aug 15, 2017 08:08 |
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Pompous Rhombus posted:You pay $3000 and it's "yours". I'm struggling to work out why anyone wouldn't buy a house for a hundredth of it's valued cost.
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# ? Aug 15, 2017 08:57 |
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Virtue posted:Lol this guy ain't buying insurance. Like this lady who couldn't pay her six figure repair bill after driving her Aston into a tree with basic coverage. http://jalopnik.com/aston-martin-owner-crashes-car-reportedly-refuses-to-p-1791087152
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# ? Aug 15, 2017 09:14 |
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brugroffil posted:Like this lady who couldn't pay her six figure repair bill after driving her Aston into a tree with basic coverage. I don't get it. I thought the Chinese in the US/Canada were rolling in dough.
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# ? Aug 15, 2017 09:29 |
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Fil5000 posted:I'm struggling to work out why anyone wouldn't buy a house for a hundredth of it's valued cost. Why not pay 0% of its cost and go the no money down route? And then you own* that home for free**, baby!
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# ? Aug 15, 2017 13:24 |
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Oh, he's talking deposit? He should look into the 110% mortgages we used to have in the UK. That ended really well.
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# ? Aug 15, 2017 13:27 |
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I don't know which would be more satisfying: if the sovcit person got nailed with a ton of back taxes and penalties, or if the employer overwithheld so that the sovcit person would actually receive a refund if they filed taxes.
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# ? Aug 15, 2017 14:19 |
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BWL/BWM: Going to a white supremacist rally, being ID'd in photos, getting fired from your job https://www.washingtonpost.com/news/food/wp/2017/08/14/charlottesville-white-nationalist-demonstrator-fired-from-libertarian-hot-dog-shop/ Charlottesville white nationalist demonstrator loses job at libertarian hot dog shop everything about this headline is fantastic
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# ? Aug 15, 2017 14:22 |
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brugroffil posted:BWL/BWM: Going to a white supremacist rally, being ID'd in photos, getting fired from your job Of all the places that would be ok with you being a nazi I'd think "libertarian hot-dog shop" would be at the top of the list but I guess not??? Also how the hell is a hot-dog shop libertarian, are the funds distributed internally as a free market rather than the command economy of most businesses?
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# ? Aug 15, 2017 14:26 |
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ate all the Oreos posted:Of all the places that would be ok with you being a nazi I'd think "libertarian hot-dog shop" would be at the top of the list but I guess not??? From the article. quote:Top Dog, a Berkeley campus fixture, isn’t shy about its libertarian values. “The walls … are covered with libertarian bumper stickers, yellowed newspaper articles urging the privatization of the postal service, and hand-lettered signs with statements like, ‘Beware the leader’ and ‘There’s no government like no government,'” wrote SF Weekly in 1996.
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# ? Aug 15, 2017 14:35 |
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brugroffil posted:BWL/BWM: Going to a white supremacist rally, being ID'd in photos, getting fired from your job BWM: working for a hot dog vendor in California, but flying across an entire continent to raise a lit tiki torch at a white supremacist rally in Virginia.
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# ? Aug 15, 2017 14:35 |
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Nail Rat posted:From the article. Yeah I read the article I just like my idea better e: Also I didn't want to say anything but since it's now quoted, christ how dumb do you have to be to think "progressives" did Jim Crowe. Like at least use the word "democrats" so you're technically correct Shame Boy fucked around with this message at 14:39 on Aug 15, 2017 |
# ? Aug 15, 2017 14:37 |
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canyoneer posted:I just found out a coworker bought a BMW i9, a $150k supercar. Guy probably is pulling down around $70k annually. Hey, when did Leon Trotsky get bac...oh, it isn't him. Sounds like him though. Sounds a lot like his co-workers.
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# ? Aug 15, 2017 14:40 |
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brugroffil posted:BWL/BWM: Going to a white supremacist rally, being ID'd in photos, getting fired from your job People keep comparing this guy to Doobie, but in Doobie's defence, his incompetence got him waaay before his racism did.
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# ? Aug 15, 2017 15:10 |
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ate all the Oreos posted:Yeah I read the article I just like my idea better
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# ? Aug 15, 2017 15:59 |
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canyoneer posted:https://np.reddit.com/r/legaladvice/comments/6tmeq3/my_friends_tax_avoidance_probably_evasion_scheme/ I think most Sovcit stuff falls under Poe's law these days. I can't tell if this is a troll or not, and even if this particular Redditor is, the story is almost certainly true for someone else. It is baffling to me how many people fall for this.
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# ? Aug 15, 2017 16:12 |
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canyoneer posted:I just found out a coworker bought a BMW i9, a $150k supercar. Guy probably is pulling down around $70k annually. You better post updates.
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# ? Aug 15, 2017 16:12 |
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Krispy Kareem posted:Hey, when did Leon Trotsky get bac...oh, it isn't him. got a real life lol out of me
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# ? Aug 15, 2017 16:32 |
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Ixian posted:I think most Sovcit stuff falls under Poe's law these days. I can't tell if this is a troll or not, and even if this particular Redditor is, the story is almost certainly true for someone else. A Canadian judge turned a sovcit ruling into a treatise on all of their bullshit for future reference in case anyone's interested. Since the US is the world's exporter for this insanity to other countries with legal systems based on British law (mainly Canada and the UK), much of it applies here too. https://www.canlii.org/en/ab/abqb/doc/2012/2012abqb571/2012abqb571.html
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# ? Aug 15, 2017 16:35 |
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Hoodwinker posted:I don't think they think "progressives" did Jim Crowe. They're laughing at the delicious "irony" that now "progressives" are "responsible" for it. Eh I just interpreted it as the usual DEMOCRATS ARE THE PARTY OF THE KKK ignoring the southern strategy thing the right loves to do with "democrat" replaced with "progressive" for extra impact (since that's basically a slur to a lot of people these days) but I guess it could be that
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# ? Aug 15, 2017 18:01 |
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brugroffil posted:A Canadian judge turned a sovcit ruling into a treatise on all of their bullshit for future reference in case anyone's interested. Since the US is the world's exporter for this insanity to other countries with legal systems based on British law (mainly Canada and the UK), much of it applies here too. I read the whole of this a while back, it's just amazing in the breadth and depth this went into.
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# ? Aug 15, 2017 18:59 |
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Volmarias posted:I read the whole of this a while back, it's just amazing in the breadth and depth this went into. I just read this now, it's a pro-click but very involved. I had a Nietzchean-abyss moment at one point reading some of the documents referenced
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# ? Aug 15, 2017 19:37 |
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My favorite part is when he's like some of this poo poo is so fuckin stupid that knowing it's part of a wider thing is the only evidence the person isn't a dang idiot
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# ? Aug 15, 2017 20:19 |
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You guys, this tax protestor FAQ is a goldmine.quote:There is no requirement to apply for (or use) a Social Security number. quote:I have revoked my consent to be a taxpayer. quote:Wages are not income. BonerGhost fucked around with this message at 21:58 on Aug 15, 2017 |
# ? Aug 15, 2017 21:49 |
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https://www.reddit.com/r/personalfinance/comments/6tx8rc/im_broke_all_my_credit_cards_are_maxed_and_i_have/quote:Okay lets get straight to it. Im a veteran (23/m) so I go to school full time using the Post 9/11 GI bill. This bill makes it so that not only is my school paid for, but the VA will actually pay me a basic housing allowance (roughly $1900/month) while im going to school full time. This is a great deal but I should have probably planned a little better. You see, since I am at starting my 3rd year of college this fall the classes available to me are starting to dwindle. This summer in particular I wasn't able to get any classes since there were none available for me to take. I do have a part time job but they only give me about 20 hours a week (they are over employed). I had $1000 saved up for a situation like this and that almost immediately vanished on the first. $700 went to rent and $300 went to my car last month (I literally have one car payment left before I'm done paying it off). I should probably mention that my girlfriend (20) and my baby (4months) live with me. We dont really have a babysitter to depend on so one of us has to be at home with the baby at all times, this makes our working schedules very tight (basically when she's at work I'm home with the baby and vis versa). She's bringing about $120 a week (she also work part time) but she made the genius decision of getting a 2017 model car that runs her $485/month so all her money goes to that. Basically I'm broke right now, we've been living off credit cards the whole summer and now our credit cards are maxed out. I got denied for another credit card and rent is due on the first and we have no savings. On top of that, i had to pay another $300 this month for my car of which I didnt have, my dad said they wouldnt take the money out if there was nothing there but they did, so now not only are my credit cards maxed out with nothing in my savings, but im negative $300 in debit account. This means I wont have any money until that debt is paid off. Oh and to put a nice cherry on top of it all I got a flat tire after work last night, which I cannot afford to replace. Please, someone, anyone, i need some financial advise, what should I do at this point??? Nice
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# ? Aug 15, 2017 23:05 |
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BENGHAZI 2 posted:My favorite part is when he's like some of this poo poo is so fuckin stupid that knowing it's part of a wider thing is the only evidence the person isn't a dang idiot Not only a dang idiot, but literally mentally ill. Apparently it's common to cut and paste from several different strategies, resulting in something not unlike a schizophrenic ransom note.
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# ? Aug 15, 2017 23:07 |
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Barry posted:https://www.reddit.com/r/personalfinance/comments/6tx8rc/im_broke_all_my_credit_cards_are_maxed_and_i_have/ As someone who has a Bachelor's degree due to the G.I. Bill/Army College Fund this post makes me want to repeatedly ram my head in a brick wall. I don't even...how do you gently caress *that* up? It is the best education related deal you can possibly get and all you have to do is go to school - and getting in to accredited schools is loving easy as a vet, even if you were a complete idiot in high school - and not flat-out fail. That's it! You can maintain a 2.0 average and smoke weed in your spare time and you are covered. I mean what the gently caress. Edit: "Couldn't get classes" are you loving kidding me.
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# ? Aug 15, 2017 23:16 |
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Barry posted:https://www.reddit.com/r/personalfinance/comments/6tx8rc/im_broke_all_my_credit_cards_are_maxed_and_i_have/ My jaw dropped at the bolded part. How were they even approved?
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# ? Aug 15, 2017 23:17 |
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Ixian posted:Edit: "Couldn't get classes" are you loving kidding me. I bet it's tough to get classes when you wait until the last day of registration or later.
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# ? Aug 15, 2017 23:20 |
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What does couldn't get classes mean? Like he doesn't qualify for 300 level classes? Don't universities have offices that specifically help you chart out your path?
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# ? Aug 15, 2017 23:31 |
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# ? May 14, 2024 10:27 |
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baquerd posted:I bet it's tough to get classes when you wait until the last day of registration or later. Here's some fun GI Bill facts: You have to maintain a passing average - which according to the VA is a "D" or higher, depending on the grading system and no I am not kidding - and full time is considered 12 credit hours a semester. 12. That is for full time benefits (you can also get half time benefits...if you are a moron). The post-911 bill, which this clown has, also gives you a housing allowance. And book allowance. It is not financial aid/loan. You don't repay poo poo. Post-911 the bill allows direct payments to many accredited public schools, so you don't even have to go through the charade of setting up a payment plan with the school that you then fund with the payments the VA makes to you (like I did). Many good, public state schools will allow a GI Bill to pay the entire cost of a 4 year degree, plus housing allowance, at in-state tuition rates. Pick the right University and you are probably better off than 95% of the other people attending - you don't have to do poo poo but go to class. You can start and stop any time in a 10-15 year period, depending on your separation date, and they don't give a gently caress if you get a degree at the end of it. In the world of funding education, at least in the US there is nothing better. Yes, you have to slog through several years of enlisted servitude, boo-loving hoo, the problem with this clown is he already *did* that part and he's still finding a way to gently caress it up. I shouldn't be surprised...I'm not surprised, really...given the general moron factor at play but goddamn, talk about throwing your life away/BWM. Lowness 72 posted:What does couldn't get classes mean? Like he doesn't qualify for 300 level classes? Don't universities have offices that specifically help you chart out your path? No idea what it means for this idiot but yes, many schools (particularly public/state Uni) have departments specifically for vets and they absolutely will help guide you, often better than what regular students get....if you bother. The last part being the root of the problem here I bet.
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# ? Aug 15, 2017 23:34 |