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Woman finds long-lost diamond ring on carrot in garden
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Aug 20, 2017 03:50
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cowofwar posted:Normally insurance for a bike or ring or whatever is just a rider on your home insurance. Correct. Get a personal articles floater on your homeowner's or renter's policy. They're pretty drat cheap. You do have to get the ring appraised, which costs money. However, in California (can't speak to other states), your homeowner's policy covers $1,500 standard for jewelry loss. If your ring costs less than that, then don't bother getting a rider. But like if you sink three months' worth of salary into the ring, it's probably worth it to get insurance just so you don't get totally pissed if the ring is lost or stolen.
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Aug 20, 2017 04:06
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at first glance this looked like a diamond cock ring
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Aug 20, 2017 05:01
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E: eh don't want to post about self.
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Aug 20, 2017 05:07
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I give it about even odds that she actually lost the ring and that she was extremely under occupied and spent several years trying to get a carrot to grow through it just for something to do.
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Aug 20, 2017 05:47
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Not worth a whole lot, though. Probably just a one carrot ring. 
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Aug 21, 2017 19:17
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BWM Favorites: Houses, Cars, Rings, Education, Horses... Pine Straw? https://www.reddit.com/r/personalfinance/comments/6v3jwc/homeowners_beware_the_pine_straw_scam/ quote:Had a knock on the door yesterday. Appeared to be a guy in the middle of a hard days work and wanted to know if I wanted some pine straw in my flower beds. We negotiated price @ $6/bail and he estimated it would take 40-50 bails. At my hardware store they sell pinestraw for $4.75/bail so seemed fair enough to pay that for the transport and spreading. They get to work and I get called outside about 30 minutes later. Guy said they put down 110 bails (nope) and the price went to $7/bail because he said they included "weed control". Here's where I knew it was a scam. I didn't sit there and count it so they had me. He said they could settle for $500 cash which I awkwardly paid to get these guys off my property.
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Aug 21, 2017 21:18
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Barry posted:BWM Favorites: Houses, Cars, Rings, Education, Horses... Pine Straw? Lol my dad fell for that same scam except it was fill dirt instead and he wound up paying $3000. He also fell for the suspicious door to door meat salesman and bought a water softener in a similar manner. My dad's kinda gullible.
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Aug 21, 2017 21:41
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Barry posted:BWM Favorites: Houses, Cars, Rings, Education, Horses... Pine Straw? Yeah, there's another old one where the guys roll up with a Bobcat and a truck full of hot asphalt, and will repave your driveway for a few thousand bucks. The story is that their supplier overfilled them for the job they did that morning, so they've got a bunch of hot tar that's going to go to waste otherwise and they can cut you a deal! Hustlers will drive in from out of state, rent a truck, do this for a week or two in a row and then disappear. You'll not be surprised to hear that their workmanship is probably not great, and that you have zero recourse or warranty!
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Aug 21, 2017 21:51
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Youth Decay posted:at first glance this looked like a diamond cock ring Mantle posted:E: eh don't want to post about self. One of the best post combinations I've ever seen.
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Aug 21, 2017 21:53
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canyoneer posted:Yeah, there's another old one where the guys roll up with a Bobcat and a truck full of hot asphalt, and will repave your driveway for a few thousand bucks. The story is that their supplier overfilled them for the job they did that morning, so they've got a bunch of hot tar that's going to go to waste otherwise and they can cut you a deal! Actually you do! In most states, you can cancel any purchase made outside of a vendor's permanent place of business within 3 days for whatever reason you feel like.
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Aug 21, 2017 22:01
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AreWeDrunkYet posted:Actually you do! In most states, you can cancel any purchase made outside of a vendor's permanent place of business within 3 days for whatever reason you feel like. Good luck finding their permanent place of business.
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Aug 21, 2017 22:15
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Barry posted:Good luck finding their permanent place of business. You somehow got exactly the opposite meaning of what was meant in that post.
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Aug 21, 2017 22:21
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Tiny Brontosaurus posted:You somehow got exactly the opposite meaning of what was meant in that post. And yet, I can detect exactly the meaning of yours. Funny how that works.
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Aug 21, 2017 22:35
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Barry posted:And yet, I can detect exactly the meaning of yours. Funny how that works. The meaning of my post was "you misunderstood that" so... good? I certainly wasn't trying to make that message hard to "detect." Maybe unclench a smidge before you have a cardiac event?
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Aug 21, 2017 22:47
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A month really flies by fast, doesn't it.
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Aug 21, 2017 22:50
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AreWeDrunkYet posted:Actually you do! In most states, you can cancel any purchase made outside of a vendor's permanent place of business within 3 days for whatever reason you feel like. How would you cancel? They are scammers. They disappear with your money. Their contact info will be fake or non-existent.
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Aug 21, 2017 23:20
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Lowness 72 posted:How would you cancel? They are scammers. They disappear with your money. Their contact info will be fake or non-existent. Chargeback, probably?
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Aug 21, 2017 23:23
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This sounds like a scam best operated on a cash-only basis.
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Aug 21, 2017 23:24
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The OP even dealt with cash in their story:quote:He said they could settle for $500 cash which I awkwardly paid to get these guys off my property. I wonder how scammers like this will cope as fewer and fewer people have cash on hand regularly. Letting your mark go to an ATM after your 'service' has concluded seems like a risk.
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Aug 21, 2017 23:25
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Haifisch posted:The OP even dealt with cash in their story: I wonder this about panhandlers too!
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Aug 21, 2017 23:27
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Subjunctive posted:This sounds like a scam best operated on a cash-only basis. My dad wrote them a check and was too much of a wuss to stop payment on it 
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Aug 21, 2017 23:41
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Barry posted:BWM Favorites: Houses, Cars, Rings, Education, Horses... Pine Straw? Like, I realize this guy is an idiot, but he apparently figured out this was a scam before handing over the money. Surely he had other recourses than paying out 66% more than he agreed to? Really I'm just curious what the best course of action is? Tell him to take the $300 or take it back?
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Aug 21, 2017 23:56
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Reading the comments it sounds like he was afraid of retribution more than anything.quote:Easy to type out on a keyboard. But when you have shady dudes on your property and a wife and kids in the house behind you it's different. They probably did $400 worth of work. Maybe. I'm just passing along a heads up. I didn't know this was a thing until I got duped
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Aug 22, 2017 00:02
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Tiny Brontosaurus posted:I wonder this about panhandlers too! Seriously. Please, nobody make this a detail about whether you should give panhandlers money, but 90% of the time when I want to I can't.
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Aug 22, 2017 00:06
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22 Eargesplitten posted:Seriously. Please, nobody make this a detail about whether you should give panhandlers money, but 90% of the time when I want to I can't. "Do you take Venmo?"
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Aug 22, 2017 00:08
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AreWeDrunkYet posted:Actually you do! In most states, you can cancel any purchase made outside of a vendor's permanent place of business within 3 days for whatever reason you feel like. This is the most apocryphal stdh.txt poo poo and assumes you're even dealing with an actual business.
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Aug 22, 2017 01:27
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Haifisch posted:Reading the comments it sounds like he was afraid of retribution more than anything. They could say "ok we'll take it back" and then gently caress up his existing landscaping removing it.
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Aug 22, 2017 01:30
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So many good options out there, but somehow I'm a moderator. In any case, now I see why mods come in to threads every now and then to knock heads together. So try to keep the self-posting to a minimum, catfish?
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Aug 22, 2017 01:30
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oh gently caress it's already been a month how time flies when the thread is good
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Aug 22, 2017 01:32
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ohgodwhat posted:Like, I realize this guy is an idiot, but he apparently figured out this was a scam before handing over the money. Surely he had other recourses than paying out 66% more than he agreed to? The obvious recourse is just don't pay. Offer the original amount if he's feeling generous - if they don't like it their options are to get nothing or take it to court. Fuzzy Mammal posted:This is the most apocryphal stdh.txt poo poo and assumes you're even dealing with an actual business. It's actual settled law in most of the US, and it doesn't matter whether you're dealing with an actual business. Just don't pay or stop payment.
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Aug 22, 2017 01:35
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It's bird law. https://www.youtube.com/watch?v=qcderLXiwa8
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Aug 22, 2017 01:42
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AreWeDrunkYet posted:The obvious recourse is just don't pay. Offer the original amount if he's feeling generous - if they don't like it their options are to get nothing or take it to court. It's a good reminder, probably unnecessary for people here and impossible for their gullible relatives, to always use a payment method with strong consumer protections for big-ticket purchases. Even if you hate carrying a balance, a credit card is often the safest way to pay for things. Save your cash for buying drugs and eating at hole-in-the-wall taco joints.
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Aug 22, 2017 01:45
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Alright, so after reading through all the reports for BFC, which all seem to come out of this thread, I'd like to add: -Self posts. Again, please watch the excessive self posts. If you must bring yourself in to it, please make it relevant to someone being bad with money. - Politics.  Good example: Post about someone who makes some financial decision based on changes they think the government is going to make, only to realize that it's the government and they screw everything up, costing that person money. Bad example: Pushing your political ideology. I don't care if you're liberal, conservative, or whatever a Jill Stein is. But holy poo poo people get personal with their views. Leave that in D&D.
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Aug 22, 2017 02:02
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Moneyball posted:Alright, so after reading through all the reports for BFC, which all seem to come out of this thread, I'd like to add: what about calling everybody a racist non-stop? can we get a bright line rule there or is it sort of a play by ear type of thing?
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Aug 22, 2017 02:04
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Zo posted:what about calling everybody a racist non-stop? can we get a bright line rule there or is it sort of a play by ear type of thing? If you want to ban TB for calling people out, just say it, don't dance around it.
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Aug 22, 2017 02:25
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Volmarias posted:If you want to ban TB for calling people out, just say it, don't dance around it. i don't think I'm dancing around it at all lol
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Aug 22, 2017 02:35
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Zo posted:what about calling everybody a racist non-stop? can we get a bright line rule there or is it sort of a play by ear type of thing? Could we get one for all the bellyaching too? You guys don't have to pay extra for the use of your ignore buttons, you know. It comes free with your forums membership.
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Aug 22, 2017 02:36
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NancyPants posted:Could we get one for all the bellyaching too? You guys don't have to pay extra for the use of your ignore buttons, you know. It comes free with your forums membership.  since you're such a fan of the ignore button please start using it I'm just trying to clarify the thread rules with our new mod here
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Aug 22, 2017 02:38
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| # ? May 17, 2024 15:58 |
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Tiny Brontosaurus posted:It's a good reminder, probably unnecessary for people here and impossible for their gullible relatives, to always use a payment method with strong consumer protections for big-ticket purchases. Even if you hate carrying a balance, a credit card is often the safest way to pay for things. Save your cash for buying drugs and eating at hole-in-the-wall taco joints. gently caress me. I'm the rear end in a top hat quoting TB as soon as she's off probation. But drat it, she's right in this instance. edit: Also use cash for tipping waitstaff. Even if you pay for food/alcohol with a card, leave the tip in cash. Often times bartenders/servers can get away with pocketing that and it going under the table. Mourne fucked around with this message at 02:51 on Aug 22, 2017 |
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Aug 22, 2017 02:47
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