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oRenj9 posted:Zillow sent me an email with some pretty dope houseboats.  I didn't even know they made $2.9m houseboats.
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Aug 27, 2017 18:23
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Too soon, dawg. Austin's getting a lot more rain than I expected, and Franklin BBQ partially burned down Sunday morning, so we've got our problems here.
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Aug 27, 2017 18:56
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SpelledBackwards posted:Too soon, dawg. Can't have storm damage if you already have everything burned down! That's GWM right there!
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Aug 27, 2017 19:08
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balancedbias posted:Can't have storm damage if you already have everything burned down! That's GWM right there! Fire insurance is cheaper than flood insurance, definitely GWM
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Aug 27, 2017 22:47
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SpelledBackwards posted:There were more related listicles at the bottom, like "7 things you didn't know about floating homes and houseboats." I'm the Times Square news ticker talking about Kobe Bryant's rape victim's overdose.
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Aug 28, 2017 02:40
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Moneyball posted:Sounds like a good idea for a thread. Houseboats: Trying to save money, not waste it! https://forums.somethingawful.com/showthread.php?threadid=3748155 Ask me about living in a boat full-time https://forums.somethingawful.com/showthread.php?threadid=3787843 Ask me about moving onto a 36' sailboat with 0 sailing experience https://forums.somethingawful.com/showthread.php?threadid=3665756 The blog moved to http://www.gudgeonblog.ca/ and he posts updates there on a regular basis.
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Aug 28, 2017 03:35
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ate all the Oreos posted:Fire insurance is cheaper than flood insurance, definitely GWM Which is weird, because it's easier to start a fire than a flood. (Loosely recall an old Australian newspaper cartoon where a door to door insurance salesman offers flood insurance, and the homeowner says "Flood? How do you start a flood?")
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Aug 28, 2017 16:38
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Joe Rogan had Peter Schiff on his podcast last week, and the last half hour was him basically ripping into cryptocurrency and why not to do it. If the buttcoin fratbros listened there may be fewer BW(virtual)M stories in the future, but not likely.
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Aug 28, 2017 16:52
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Inescapable Duck posted:Which is weird, because it's easier to start a fire than a flood. Floods just kinda happen to everyone at once, it's much harder to start a city-wide fire
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Aug 28, 2017 17:52
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ate all the Oreos posted:Floods just kinda happen to everyone at once, it's much harder to start a city-wide fire I wonder if flood insurance would cover the molasses disaster...
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Aug 28, 2017 18:01
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Inescapable Duck posted:Which is weird, because it's easier to start a fire than a flood. That's almost entirely the reason. If you have flood insurance you're much more likely to be in an area with flooding, whereas everyone, even people in the highlands can use fire insurance. So you have a much larger pool of insured who won't need a payout than with flood insurance. If there's a flood they're going to have to pay out to a higher percentage of insured homes than if there's a single home or even neighborhood-wide fire.
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Aug 28, 2017 19:16
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Just heard a commercial on Pandora for tuition insurance in case your kid sucks at college. Probably BWM since why would you pay for your kid to go to college if they're not going to stick with it?
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Aug 28, 2017 20:45
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silvergoose posted:I wonder if flood insurance would cover the molasses disaster... iirc not usually, flood insurance is specific about water. But generalized disaster/damage insurance would.
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Aug 28, 2017 21:04
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The Slack Lagoon posted:Just heard a commercial on Pandora for tuition insurance in case your kid sucks at college. Probably BWM since why would you pay for your kid to go to college if they're not going to stick with it? Wait, tuition insurance is actually a thing? What the hell?
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Aug 28, 2017 21:10
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Discendo Vox posted:iirc not usually, flood insurance is specific about water. But generalized disaster/damage insurance would. This raising the interesting question as to what point of concentration a liquid stops being water; I am sure that there are insurance companies that have dodged claims on the basis of 'oh well see that wasn't water that destroyed your home, that was mud/ash slurry/pigshit/orange juice'.
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Aug 28, 2017 21:11
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The Slack Lagoon posted:Just heard a commercial on Pandora for tuition insurance in case your kid sucks at college. Probably BWM since why would you pay for your kid to go to college if they're not going to stick with it? How do you know ahead of time if they're going to stick with it? You could sell that technique to many a parent, or even the kid themselves.
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Aug 28, 2017 21:13
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It looked like I was going to be a stellar student and stick with college until I didn't because drugs and being a fuckup, life's weird 
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Aug 28, 2017 21:16
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Subjunctive posted:How do you know ahead of time if they're going to stick with it? You could sell that technique to many a parent, or even the kid themselves. Well the basic coverage only applies to medical reasons so you have to pay extra for the better plan. But the best plan only pays 50% of coverage limit for nonmedical reasons... This information was very deeply buried on their website.
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Aug 28, 2017 21:24
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https://www.reddit.com/r/personalfinance/comments/6wlnh7/auto_what_should_my_salary_be_to_purchase_a_65k/quote:How much should I be making before buying a car that's $65k? I live alone and my expenses are pretty much just rent, food, and a few bills here and there. I don't pay for car insurance or cell-phone bills since I'm tied into my parents' plans and they have no problems with it. I make $70k from a full-time engineering position, and I work another part-time engineering consulting position from home making $40/hr at around 10hrs/week. I'm due for a promotion at work when I get my Masters (soon) and I feel like I can pretty easily afford ~$800/month payments for a car after putting, say, $10,000 down. Do I make too little to buy this car even if I can "afford" it? how much should I be technically making before taxes to even think about buying one? I have no girlfriend or dependents or any aspirations to buy a house any-time soon, and even plan on moving to my parents in about a year to save money on rent. Chances are I won't do it, but I want to see what people here think. Anyways, thanks for any comments or advice in advance!
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Aug 28, 2017 21:33
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I skimmed it, did he ever say what car he wanted?
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Aug 28, 2017 21:49
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KYOON GRIFFEY JR posted:I skimmed it, did he ever say what car he wanted? Now that you made me stalk him, he apparently replied to another thread with it, a 2017 Mustang GT350.
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Aug 28, 2017 21:52
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$65k on a mustang good lord
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Aug 28, 2017 22:01
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Droo posted:Now that you made me stalk him, he apparently replied to another thread with it, a 2017 Mustang GT350. Man, if you're gonna drop 65k on a car don't do it on a boring rear end Mustang.
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Aug 28, 2017 22:02
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The Slack Lagoon posted:This information was very deeply buried on their website. Surely an oversight.
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Aug 28, 2017 22:13
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all right in fairness the GT350 is extremely cool and good (flat plane crank V8 and an extremely sophisticated suspension) but it's a fast track weapon that you can kind of drive on the street. if you're just driving to work a $40k GT will be more fun and more comfortable.
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Aug 28, 2017 22:27
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KYOON GRIFFEY JR posted:all right in fairness the GT350 is extremely cool and good (flat plane crank V8 and an extremely sophisticated suspension) but it's a fast track weapon that you can kind of drive on the street. if you're just driving to work a $40k GT will be more fun and more comfortable. Also, people with a gross income of $70k per year should not buy $65k cars.
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Aug 28, 2017 22:28
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Cars are BWM
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Aug 28, 2017 23:14
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Drunk Tomato posted:Cars are BWM
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Aug 28, 2017 23:29
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Drunk Tomato posted:Cars are BWM Especially cars named after horses.
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Aug 29, 2017 00:44
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I love that he's on his parents insurance but doesn't seem to consider that getting a $65,000 car might alter that situation.
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Aug 29, 2017 00:53
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Where can I invest in the insurance company offering tuition insurance? Nobody ever went bankrupt fleecing the middle class by selling them the American dream. Except for a bunch of banks and insurance companies, I guess.
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Aug 29, 2017 01:13
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Paper Tiger posted:Especially cars named after horses.
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Aug 29, 2017 01:37
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xpost butrepublicant posted:There's a class action lawsuit against the people responsible for a ton of "free cruise" robocalls, and if your phone number is listed in the call records you can be eligible to receive $300 per call up to 3 calls. My phone number got a hit  BWM: paying :ten: for an account on a dead comedy forum. GWM twist: getting a $300 payout if you didn't know you were in the database BWM reversion to the mean: using that money to buy lingerie for your horse (original idea DO NOT STEAL)
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Aug 29, 2017 01:48
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Twerk from Home posted:Also, people with a gross income of $70k per year should not buy $65k cars. Strong concur
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Aug 29, 2017 01:58
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Paper Tiger posted:Especially cars named after horses. Cars with horse logos, the worst with money
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Aug 29, 2017 02:07
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therobit posted:Where can I invest in the insurance company offering tuition insurance? Nobody ever went bankrupt fleecing the middle class by selling them the American dream. Except for a bunch of banks and insurance companies, I guess. It sounds like it's student loan insurance that only pays out if you become disabled (if this is the same thing you're talking about): http://blog.credit.com/2014/09/do-you-need-student-loan-insurance-96140/ quote:The Guardian Life Insurance Company of America recently announced it is expanding its Student Loan Protection Rider on its individual disability policy so that it will be available to anyone with student loan debt applying for disability income insurance. In a press release, the company said that, “for as little as $5 per month, Guardian’s Student Loan Protection can be obtained for either a 10- or 15-year term. Applicants can help protect their ability to pay their student loans in case of disability — including undergraduate debt — from multiple sources, up to $2,000 per month. No loan documentation is required until a claim is filed.” (That estimate is the monthly additional cost for a 30-year-old male, occupation class 4M, 90-day elimination period, 15-year term, generic non-discounted rates, $500 monthly coverage.)
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Aug 29, 2017 02:16
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brugroffil posted:Cars with horse logos, the worst with money You've obviously never experienced the reliability of cars with cats on their hoods.
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Aug 29, 2017 02:28
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Ashcans posted:This raising the interesting question as to what point of concentration a liquid stops being water; I am sure that there are insurance companies that have dodged claims on the basis of 'oh well see that wasn't water that destroyed your home, that was mud/ash slurry/pigshit/orange juice'. It's determined by when you cross Avogadro's deductible.
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Aug 29, 2017 03:40
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Discendo Vox posted:It's determined by when you cross Avogadro's deductible. That's probably around the point where adding water to your "water" has an exothermic reaction. I'm guessing a flood of concentrated sulfuric acid would not be counted as water. Anything less than that is fair game.
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Aug 29, 2017 04:12
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Ashcans posted:This raising the interesting question as to what point of concentration a liquid stops being water; I am sure that there are insurance companies that have dodged claims on the basis of 'oh well see that wasn't water that destroyed your home, that was mud/ash slurry/pigshit/orange juice'. It goes by what initially caused the problem. Your house catches on fire, the fire department floods your house with water to put it out. Covered because fire was the initial cause. Hurricanes are slippery, though. Did the house just flood from water (not covered), or was the initial cause due to wind damage (often covered)? That sort of arguing can take years to resolve.
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Aug 29, 2017 05:15
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