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Not a Children posted:What's the best way to talk my dumbass friend out of getting involved with crypto? Everything I say is met with "well, if it keeps shooting up, you'll regret not investing!" Just like any other single-asset investment. If it's a small amount of her wealth, don't bother. If it's a lot then it's the usual "large portion of portfolio in volatile asset class" stuff. If she doesn't care about volatility and doesn't base her investments on any specific analysis, yolo. It's more likely to pay off than Funko Pops or a fun bet at the racetrack, probably. quote:Mini BWM story -- my friend spent her first paycheck for her new job entirely on eating out over the course of 2 weeks, saying she "just wanted to know what it was like to live the high life" Meh. If she's doing it once and otherwise has her finances in order it seems like a *relatively* harmless indulgence. At least she's not spending her next paycheque ahead of time! Enjoying experiences isn't necessarily bad with money, even if it would be cheaper not to.
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Aug 30, 2017 14:00
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Once again antiquing destroys a relationship. Also dating what sounds like the most immature man in the world doesn't help.
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Aug 30, 2017 14:14
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Solice Kirsk posted:Once again antiquing destroys a relationship. Also dating what sounds like the most immature man in the world doesn't help. Fine.
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Aug 30, 2017 14:15
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Propaniac posted:https://www.reddit.com/r/relationships/comments/6wts3y/how_do_i_31_f_deal_with_my_sos_29_m_use_of_the/ There is always one highlight in all of these stories, and I think I've found it.
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Aug 30, 2017 14:19
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Propaniac posted:How do I address this? I obviously feel like this is my fault and shouldn't have even mentioned fronting the cost of the couch, but I never saw it blowing up like this. My current plan is to do my own thing and give him space, but we live together. Oh man this is the saddest part in there. It's not your fault and its not your job to coddle a petulant manbaby. Also, 
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Aug 30, 2017 14:20
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what is up with people buying poo poo they can't afford edit: like dogg if u waiting for "a check to come in" so you can pay for your expensive antique couch you can't afford that poo poo edit2: gently caress yo couch
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Aug 30, 2017 15:07
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Bad With Money: what is up with people buying poo poo they can't afford
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Aug 30, 2017 15:42
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brugroffil posted:Bad With Money: what is up with people buying poo poo they can't afford http://www.nbc.com/saturday-night-live/video/dont-buy-stuff/n12020?snl=1
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Aug 30, 2017 19:02
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A bidding war on a couch?  Not insuring a truck because it's...new?
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Aug 30, 2017 19:23
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That guy who was spending a shitton on "research drugs" is kind of sad, because right after those posts, he went back to non stop posting about more drugs.
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Aug 30, 2017 20:30
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Y'all want some bad with money? https://www.bloomberg.com/news/articles/2017-08-29/kik-expects-to-boost-funding-bring-legitimacy-to-coin-offerings
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Aug 30, 2017 22:39
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Because it's an ICO, or something more specific? E: they're selling credit to use on the services in their marketplace. It's like gift cards on a blockchain, roughly.
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Aug 30, 2017 22:42
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I think Antique Couch Guy is a goon. Just the other day I bought a PC game in order to help make that couch payment. Teeter fucked around with this message at 04:05 on Aug 31, 2017 |
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Aug 30, 2017 22:46
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Subjunctive posted:Because it's an ICO, or something more specific? Well that will teach me to skim. I figured it was funding through Bitcoin and we all know what happens when Bitcoin comes in to play. How about a blast from the past, re: renting furniture http://www.somethingawful.com/comedy-goldmine/stories-from-renttoown/1/
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Aug 30, 2017 22:53
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KYOON GRIFFEY JR posted:what is up with people buying poo poo they can't afford It's an impulse control issue, but an easy to explain one.
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Aug 30, 2017 23:10
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cowofwar posted:A bidding war on a couch? Why would I insure my new car, it's not gonna break down any time soon and I'm not one of those people who gets in car crashes 
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Aug 30, 2017 23:54
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Subjunctive posted:Because it's an ICO, or something more specific? I mean ICO's are default bad with money as is anything that even touches bitcoin with a 10 foot poll so I think it's fair
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Aug 30, 2017 23:55
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ate all the Oreos posted:I mean ICO's are default bad with money as is anything that even touches bitcoin with a 10 foot poll so I think it's fair ICOs are just selling points. Whether they're BWM or not depends on whether you want those points to spend somewhere. They could be frequent flyer miles being traded on a block chain. They'd be no worse than miles in any other form.
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Aug 30, 2017 23:58
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Subjunctive posted:ICOs are just selling points. Whether they're BWM or not depends on whether you want those points to spend somewhere. They could be frequent flyer miles being traded on a block chain. They'd be no worse than miles in any other form. I mean no they're definitely worse because they're incredibly easy to gently caress up/scam - I've completely lost count of the number of times i've seen "oh no our website with the address to send your coins to to invest was """"hacked"""" and the hackers switched the address to their own and we didn't notice until 8 million dollars worth of stuff went to them!!!" Actually come to think of it I don't actually think I've even seen a 100% successful ICO that didn't have some shenanigans or end in some other hilarious failure. I admit I'm super biased since the failures are funnier to laff at and there must be some successful ones but uh... hm... drawin' a blank here.
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Aug 31, 2017 00:05
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Do you usually get insurance for a vehicle before it's off the lot? I don't actually know how to guarantee you have insurance for a new car unless you like, fill out the internet insurance form in the dealership parking lot. Obviously not what happened to that guy but yeah.
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Aug 31, 2017 00:06
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Yeah I thought you just called your insurance company from the dealership
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Aug 31, 2017 00:12
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ohgodwhat posted:Yeah I thought you just called your insurance company from the dealership My insurance company let me fill a thing out ahead of time and then I let them know afterwards to formally start it 
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Aug 31, 2017 00:16
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Jeffrey of YOSPOS posted:Do you usually get insurance for a vehicle before it's off the lot? I don't actually know how to guarantee you have insurance for a new car unless you like, fill out the internet insurance form in the dealership parking lot. California you get a grace period on new purchases if you have existing car insurance. As long as you call them to add it in that period you're covered to the purchase date. It's something reasonable like 5 business days. If you don't have proof of that coverage you get a X-day binder from the dealership for $BWM dollars. If it's a during normal business hours you can get a binder from a reputable firm much cheaper to side step that. Content: Patent troll agrees to pay the person they sued to allow them to drop the case: https://eugene.kaspersky.com/2017/08/30/the-best-defense-is-attack-and-that-now-includes-when-fighting-patent-trolls/
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Aug 31, 2017 00:17
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ate all the Oreos posted:I mean no they're definitely worse because they're incredibly easy to gently caress up/scam - I've completely lost count of the number of times i've seen "oh no our website with the address to send your coins to to invest was """"hacked"""" and the hackers switched the address to their own and we didn't notice until 8 million dollars worth of stuff went to them!!!" Oh, if the argument is that the mechanics of an ICO can be bad, then sure, though I think Brave/BAT went fine (albeit to a small number of people). The people in question here have successfully run a messaging service for hundreds of millions of people for years, including running a version of this marketplace. They aren't whipping something up with node and some sample code the night before. I'm not worried about the 130+ of them with a $1B+ valuation disappearing with the proceeds of an ICO.
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Aug 31, 2017 00:18
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Jeffrey of YOSPOS posted:Do you usually get insurance for a vehicle before it's off the lot? I don't actually know how to guarantee you have insurance for a new car unless you like, fill out the internet insurance form in the dealership parking lot. Probably a little different to since this is a semi truck for a trucking company.
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Aug 31, 2017 00:28
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H110Hawk posted:Content: Patent troll agrees to pay the person they sued to allow them to drop the case: https://eugene.kaspersky.com/2017/08/30/the-best-defense-is-attack-and-that-now-includes-when-fighting-patent-trolls/ You should post that in the Schadenfreude thread. That's weapons-grade schadenfreude that I can shoot directly into my veins.
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Aug 31, 2017 00:40
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I thought there would be like "fleet pricing" or something for trucking companies where all their vehicles/drivers are covered under one umbrella policy. I was never on the auto side of insurance, but it seems like it would be a product that exists specifically for fleets of vehicles.
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Aug 31, 2017 00:44
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Solice Kirsk posted:I thought there would be like "fleet pricing" or something for trucking companies where all their vehicles/drivers are covered under one umbrella policy. I was never on the auto side of insurance, but it seems like it would be a product that exists specifically for fleets of vehicles. Prolly depends on the trucking company. I assume the people who actually bring their trucks home at night have to insure them themselves and are just some kinda contractor? For some reason at my last two apartment complexes I've lived in the same building as someone with a semi truck and watching them try to park it in the lovely tiny parking lot is always a hoot. The most recent guy rented a garage and then backed it half way into the garage and just left the front sticking out because it doesn't fit 
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Aug 31, 2017 00:47
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In Illinois, or at least with the lenders I've used, we had to have insurance set up before we drove off the lot. It was just a simple fax to the insurance company.
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Aug 31, 2017 00:53
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https://www.reddit.com/r/legaladvice/comments/6x02pr/mom_owns_a_restaurant_began_writing_bad_checks_in/quote:Hi, I'm an 18 year old female in Alabama.
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Aug 31, 2017 01:01
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Solice Kirsk posted:I thought there would be like "fleet pricing" or something for trucking companies where all their vehicles/drivers are covered under one umbrella policy. I was never on the auto side of insurance, but it seems like it would be a product that exists specifically for fleets of vehicles. There was a great, in depth article from USA Today on the slave labor conditions of many trucking employees. If a company can dupe a driver into a long terms lease or loan from the company for a truck (so the driver can "own his own truck"), then all of a sudden the truckers are independent contractors, who buy their own gear, gas, and insurance, the company ends up paying the truckers way less than minimum wage under very terrible conditions. The article is called "Rigged." I'm phone posting so can't quote the juicy bits, but luckily judges are making it BWM for the companies to do this.
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Aug 31, 2017 01:08
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So that's what happened to Doobie.
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Aug 31, 2017 01:08
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BigHead posted:There was a great, in depth article from USA Today on the slave labor conditions of many trucking employees. If a company can dupe a driver into a long terms lease or loan from the company for a truck (so the driver can "own his own truck"), then all of a sudden the truckers are independent contractors, who buy their own gear, gas, and insurance, the company ends up paying the truckers way less than minimum wage under very terrible conditions. The article is called "Rigged." I'm phone posting so can't quote the juicy bits, but luckily judges are making it BWM for the companies to do this. That sounds like the Uber business model, actually. BWM: working for Uber.
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Aug 31, 2017 01:40
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Lead out in cuffs posted:That sounds like the Uber business model, actually. Uber shut down uber xchange because they were getting killed on it to the tune of a 9k loss per unit
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Aug 31, 2017 01:57
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Burger king introduced their own cryptocurrency in Russia. Surprisingly it seems more financially sound than most cryptocurrencies since it's at least backed by Real Beef(c). quote:Burger King Russia plans to release iOS and Android apps in the next month that will allow customers to sell their WhopperCoins and send them to friends.
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Aug 31, 2017 02:11
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Weatherman posted:You should post that in the Schadenfreude thread. That's weapons-grade schadenfreude that I can shoot directly into my veins. well except that $5000 is slightly less than a rounding error in corporate patent cases it's actually relatively easy to get paid for attorney fees and costs when you win a patent suit, thanks to a recent supreme court decision saying as much, and when that happens you're talking millions of dollars. and it's always hilarious to read about quote:
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Aug 31, 2017 02:12
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Guest2553 posted:Burger king introduced their own cryptocurrency in Russia. Surprisingly it seems more financially sound than most cryptocurrencies since it's at least backed by Real Beef(c). I support the Beef Standard
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Aug 31, 2017 02:13
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Money backed by real assets is so Ron Paul give me money backed by Trumps word.
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Aug 31, 2017 02:31
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[quote="“BigHead”" post="“475916582”"] There was a great, in depth article from USA Today on the slave labor conditions of many trucking employees. If a company can dupe a driver into a long terms lease or loan from the company for a truck (so the driver can “own his own truck”), then all of a sudden the truckers are independent contractors, who buy their own gear, gas, and insurance, the company ends up paying the truckers way less than minimum wage under very terrible conditions. The article is called “Rigged.” I’m phone posting so can’t quote the juicy bits, but luckily judges are making it BWM for the companies to do this. [/quote] It’s a really good article. All the old trucks had to be retired for environmental reasons and the shipping companies thought they could pass those costs onto their drivers. And I guess they did, since many of them didn’t speak English and didn’t know they were being screwed. Any driver who did take his dispute to the labor board won their case. Like 100% of all decisions have broken for the drivers. I’m going to guess there are no shortages of labor attorneys hanging out by the docks now.
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Aug 31, 2017 04:23
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Great good job the tag is now POLITICS.Krispy Kareem posted:It’s a really good article. All the old trucks had to be retired for environmental reasons and the shipping companies thought they could pass those costs onto their drivers. This it? https://www.usatoday.com/pages/interactives/news/rigged-forced-into-debt-worked-past-exhaustion-left-with-nothing/ quote:He rarely went home to his family. At night, he crawled into the back of his cab and slept in the company parking lot. 
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Aug 31, 2017 04:59
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