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A BWM success story:https://www.reddit.com/r/personalfinance/comments/6yi6ua/my_lyftuber_expenses_were_nearly_750_every_month/ posted:I used to Lyft Line or Uber Pool to work everyday or every other day so this was nearly ~$10 everyday so $200-250/month just for that. In addition I use uber/lyft to get around the city for meeting up with friends, getting groceries, going to meetups etc and that added up a lot. I was so shocked by this because even though the charges are tiny up front they really add up.
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Sep 7, 2017 21:47
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 Fiat bad, bitcoin good
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Sep 7, 2017 21:52
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https://www.cnbc.com/2017/09/01/unruly-flier-ordered-to-pay-airline-nearly-100000-in-restitution.html Bad with money: domestic violence on a flight to Hawaii that forces the airline to turn around, leaving you on the hook for $100k.
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Sep 7, 2017 21:58
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Barry posted:
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Sep 7, 2017 22:04
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Barry posted:
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Sep 7, 2017 22:04
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In case anyone wants to get some BWM right from the source: https://www.reddit.com/r/Bitcoin/comments/6yn8hs/the_difference_between_inflation_and_deflation/
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Sep 7, 2017 22:13
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ohgodwhat posted:I don't know how you get to the point where you don't know how to spell per diem so you write perdium Yeah, I wonder if he pronounces it per-dee-um or what.
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Sep 7, 2017 22:22
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Tiny Brontosaurus posted:Yeah, I wonder if he pronounces it per-dee-um or what. It's important to note that he gets his perdium per day, too.
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Sep 7, 2017 22:26
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Subjunctive posted:It's important to note that he gets his perdium per day, too. Still doesn't make my eye twitch as much as "should of." I don't think it's in the quoted post but it's all over his other posts in the reddit thread. Think about what the words you're typing actually mean, people.  Reading more of this thread he talks about how he works in electricity (green energy maybe?) in coal country so he and his coworkers have to live 45 minutes from the worksite to avoid vandalism and assault, so I retract my suggestion that he move his wife and kids in with him. poo poo is so hosed, everywhere, all the time.
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Sep 7, 2017 22:34
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Barry posted:In case anyone wants to get some BWM right from the source: https://www.reddit.com/r/Bitcoin/comments/6yn8hs/the_difference_between_inflation_and_deflation/ quote:[–]descartablet [score hidden] 5 hours ago BWL: Making honey badger jokes in 2017. Also bitcoin.
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Sep 7, 2017 22:37
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Tiny Brontosaurus posted:Still doesn't make my eye twitch as much as "should of." Agreed, that is physically uncomfortable.
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Sep 7, 2017 22:42
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Haifisch posted:BWM: Bitcoin. How far away do you think we are from retro memes. All Your Base has to be 20 years old at this point, right?
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Sep 7, 2017 22:42
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canyoneer posted:https://www.cnbc.com/2017/09/01/unruly-flier-ordered-to-pay-airline-nearly-100000-in-restitution.html $47k in meal vouchers? Food is expensive in Hawaii.
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Sep 7, 2017 22:55
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Barry posted:In case anyone wants to get some BWM right from the source: https://www.reddit.com/r/Bitcoin/comments/6yn8hs/the_difference_between_inflation_and_deflation/ 
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Sep 7, 2017 23:21
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Extremely Bad With Money: https://twitter.com/drewharwell/status/905919597962022912 Suggested defense: "We were victims of identity theft, and they're the ones who made the transactions. We've been victimized just like all of you". Realtalk-Cannot exaggerate the impact this will have on a variety of sectors, including refund fraud and as such, USG revenues. Past fraud outbreaks have shown the organization lacked foresight and execution in the best of times, and these are not that.
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Sep 7, 2017 23:40
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Trust in the 10b5-1, use it always, stay safe. Idiots.
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Sep 8, 2017 00:03
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Barry posted:
Correction: your fiat bad, my fiat good
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Sep 8, 2017 00:11
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Tiny Brontosaurus posted:Yeah, I wonder if he pronounces it per-dee-um or what. And the red pill blue pill hands are reversed ... come on man why are the two thumbs facing each other?? Did Morpheus glue the pills to his hands and then hold them upside down?
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Sep 8, 2017 00:26
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ohgodwhat posted:I don't know how you get to the point where you don't know how to spell per diem so you write perdium He probably did not get a very good education. I know people who are borderline illiterate who managed to get a high school diploma and find a decent blue collar job. In some cases that had learning disabilities that were not diagnosed and in some cases they just never took to school. Having poor grammar and spelling and using weird not-words do not always mean somebody is dumb. Sometimes it means they had challenges and didn't have the support they needed to succeed in the classroom.
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Sep 8, 2017 00:43
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I don't know if there's any help for this guy.... https://www.reddit.com/r/personalfinance/comments/6yncqb/20000_in_defaulted_student_loans_wages_being/?st=j7b4z84y&sh=176daafd quote:EDIT: So I checked my paystub and found out I'm definitely being garnished. Does anyone know how I can find out who's doing the garnishment so I can try to pay off the debt quicker?
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Sep 8, 2017 01:22
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April posted:I don't know if there's any help for this guy.... quote:Thanks for the info, no I didn't get a degree... I was dumb then, still pretty dumb now but I at least want to try to climb out of my hole. How exactly do I check the status of the loan? I know it's defaulted because they told me that a few years ago...I don't know who actually owns the loan anymore, it was a Sally Mae deal from Devry that I made back in 2007. quote:EDIT: So I just checked, and I'm not eligible for a refund, I was enrolled before the time period required on the site. 
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Sep 8, 2017 01:32
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therobit posted:He probably did not get a very good education. I know people who are borderline illiterate who managed to get a high school diploma and find a decent blue collar job. In some cases that had learning disabilities that were not diagnosed and in some cases they just never took to school. Having poor grammar and spelling and using weird not-words do not always mean somebody is dumb. Sometimes it means they had challenges and didn't have the support they needed to succeed in the classroom. Truth. One of my very good friends is a carpenter. The kind of carpenter that builds or works on several million dollar homes. His father was afraid he wouldn't even graduate high school because of what he described as "learning disabilities". This guy does so much math in his head "by feel" when it comes to building that I feel like an idiot when he's helping me with something. Calculating angles when birdmouthing joists, etc.....it's 100% natural to him, yet he thinks he "sucks at math." Not everyone learns the same way, and not everybody even needs to understand they are doing math when they actually are. He totally sucks at spelling and will write words like what is being discussed. Phonetically in a philadelphia regional accent. He had all the educational opportunity you could hope for in a public school. It just didn't "take" the way it does for most.......he definitely needed other help that the school district/his dad couldn't figure out no matter how much they tried. Despite that he got out of it what he needed. Dude is a master at his craft and is in demand. He's an all around good guy and you just need to realize it's easy to categorize people as dumb/useless from poo poo like that but it's definitely not always the full story.
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Sep 8, 2017 01:56
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ohgodwhat posted:I don't know how you get to the point where you don't know how to spell per diem so you write perdium Ho ho ho yes those illiterate plebes, probably never even cracked the spine of a Latin grammar
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Sep 8, 2017 02:01
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Time to update that thread title. Mala pecunia: modica pene
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Sep 8, 2017 03:04
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Haifisch posted:"Deflation good because your money gains value over time. Don't think too hard about how that would affect the economy as a whole." No no no you don't get it, I'd be rich! Haifisch posted:BWM: Bitcoin. Why would I need a job, I'd be rich!! Star Man posted:Correction: your fiat bad, my fiat good I'd be rich!!!
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Sep 8, 2017 03:15
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Haifisch posted:You missed the best part. This may be one of those times where faking your own death and moving to Central America is the easiest way out of debt.
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Sep 8, 2017 13:37
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IRS auditing me for the past three yearshttps://www.reddit.com/r/legaladvice/comments/6yox5p/irs_auditing_me_for_the_past_three_years/?st=j7c075cx&sh=3c6d1ee6 posted:[Washington] I was sent a letter from the IRS telling me that I'm being audited for 2016,2015 & 2014. This dude apparently seems to have claimed everything remotely possible as a business expense for his youtube business. All wtihout a CPA. IRS is asking for 300k, which means he asked for deductions on roughly 1 million dollars worth of stuff through the last three years. I'm assuming he included mortgage or house purchase because in his mind "I film my youtube videos here, so it's part of my business". Then he's asking about lunches expenses, instead of the big expenses. Apparently some commenters know what youtuber it is pretty easily, but I have no idea.
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Sep 8, 2017 15:58
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Fritzler posted:IRS auditing me for the past three years He's screwed
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Sep 8, 2017 16:03
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Nobody told me running a business involved things! Someone should make some kind of school for business, this is really complicated!
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Sep 8, 2017 16:04
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That's mainline bwm, the IRS is going to gently caress him up good.
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Sep 8, 2017 16:07
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On the bright side, as long as he streams his entire ordeal, he can claim all its costs as a business expense!
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Sep 8, 2017 16:18
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In my head, I'm certain it's a bitcoin youtuber who expensed bitcoin poo poo.
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Sep 8, 2017 16:25
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Tax deniers are my favorite flavor of BWM.
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Sep 8, 2017 16:25
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Postess with the Mostest posted:In my head, I'm certain it's a bitcoin youtuber who expensed bitcoin poo poo. I don't think a bitcoin youtuber has a million dollars, even over three years. I'm trying to think of who in washington is youtube famous enough to be pulling in that kind of money but I'm not really ~down with the kids these days~ on modern unboxing fidget spinner loot crate videos so idk.
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Sep 8, 2017 16:29
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EAT FASTER!!!!!! posted:Tax deniers are my favorite flavor of BWM. I don't think he's even a denier, I think he's just an idiot who thought "anything that makes me money is tax free because business!" (To be fair turbotax is kinda lovely in this regard, it says stuff like "do you work in your home office more than half the time you're in your home office, if so you can deduct it and everything inside it!!!")
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Sep 8, 2017 16:29
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Postess with the Mostest posted:In my head, I'm certain it's a bitcoin youtuber who expensed bitcoin poo poo.
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Sep 8, 2017 16:36
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ate all the Oreos posted:I don't think a bitcoin youtuber has a million dollars, even over three years. It's up more than 10x since April 2014, so who knows? Bitcoin makes reality wrong.
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Sep 8, 2017 16:39
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Fritzler posted:Apparently people think it is this guy? I haven't watched the video yet, so apologies if its bad. (It probably is). He tries to claim washroom as a room where he conducts business
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Sep 8, 2017 16:43
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Fritzler posted:Apparently people think it is this guy? I haven't watched the video yet, so apologies if its bad. (It probably is). I watched this so you didn't have to. Highlights: 1) This is actually his SECOND audit, because he previously tried to claim his divorce as a business expense. Somehow he managed to learn nothing from that about claiming insane poo poo or documenting anything. 2) He is outraged that the IRS wants to inspect his house to confirm he uses it as his business location, because he claimed the entire house; instead he is trying to give them a video tour so that they don't have to come see him. 3) Proceeds to show us all the rooms in his house and justifies them as business related because he shot a video there or someone he collaborated with on a video used the room. 4) Snidely points out all the personal stuff that has been in videos that he was gracious enough not to claim (like his lawnmower).
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Sep 8, 2017 16:57
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It's ebay power sellers all over again. They want to be treated like a real grown up business until they learn about thecorresponding obligations. Applies to taxes, copyright, consumer protection law and everything else. tl, dr: I hope they throw the book at him.
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Sep 8, 2017 17:02
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