Bad With Money 2018: When I die, bury me in the blockchain.

The Something Awful Forums > Discussion > Ask/Tell > Business, Finance, and Careers > Bad With Money 2018: When I die, bury me in the blockchain.

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Sepherothic: Feb 8, 2003

Leon Trotsky 2012 posted:

They are going to try and set bigger fundraising goals or just downsize our non-denominational holiday party that happens the week before Christmas.

Debbie is the gift that keeps on giving.

# ? Sep 18, 2017 20:33

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# ? May 31, 2024 10:19

Drunk Tomato: Apr 23, 2010; If God wanted us sober,
He'd knock the glass over.

Surely there is no one who can tell you about the food truck industry, not a single soul, especially not one of the thousands of food truck owners that already operate in your city and would probably talk for the price of a beer or two

# ? Sep 18, 2017 21:29

Photex: Apr 6, 2009

want to own a food truck, btw do food trucks operate in winter? i've never actually been to a food truck tia.

# ? Sep 18, 2017 22:01

Solice Kirsk: Jun 1, 2004; .

Motronic posted:

I feel like making a business plan is hard when I know so little about this market

This is hands down the best line I've heard in a long time. And I see people with stupid business ideas all drat day.

# ? Sep 19, 2017 02:55

Subjunctive: Sep 12, 2006; ✨sparkle and shine✨

Yeah, I take 5 pitches a week and that got a double take out of me.

# ? Sep 19, 2017 02:58

Elephanthead: Sep 11, 2008; Toilet Rascal

Why can't these people just sell black market opoids.

# ? Sep 19, 2017 03:06

Motronic: Nov 6, 2009

Subjunctive posted:

Yeah, I take 5 pitches a week and that got a double take out of me.

I knew this was weapons grade BWM, but feel even better if it got that reaction out of you.

# ? Sep 19, 2017 04:16

mysteryberto: Apr 25, 2006; IIAM

Well at least they have collateral for their loan. Can you live in a pretzel truck?

We're using our home as collateral... Thank you!!

# ? Sep 19, 2017 04:43

Shame Boy: Mar 2, 2010

Hey man Bob did it in Bob's Burgers and it worked for him why can't I do it :colbert:

# ? Sep 19, 2017 04:48

MrOnBicycle: Jan 18, 2008; Wait wat?

Stockholm is bad with money, spending $7,6 billion (projected cost by 2040) on a lovely new hospital that has already killed people and leaks, locks people in etc.

# ? Sep 19, 2017 05:56

Devian666: Aug 20, 2008; Take some advice Chris.; Fun Shoe

MrOnBicycle posted:

Stockholm is bad with money, spending $7,6 billion (projected cost by 2040) on a lovely new hospital that has already killed people and leaks, locks people in etc.

It's funny how you get poor performance by getting the bottom of the barrel designers. Yet they've paid top dollar for the worst.

# ? Sep 19, 2017 08:08

Volmarias: Dec 31, 2002; EMAIL... THE INTERNET... SEARCH ENGINES...

MrOnBicycle posted:

Stockholm is bad with money, spending $7,6 billion (projected cost by 2040) on a lovely new hospital that has already killed people and leaks, locks people in etc.

Have you tried exorcising the evil spirits from your Doom Hospital?

# ? Sep 19, 2017 12:59

feedmegin: Jul 30, 2008

Volmarias posted:

Have you tried exorcising the evil spirits from your Doom Hospital?

I mean you were warned, in a mutually intelligible language, even -

https://en.wikipedia.org/wiki/The_Kingdom_(miniseries)

# ? Sep 19, 2017 13:36

MrOnBicycle: Jan 18, 2008; Wait wat?

Volmarias posted:

Have you tried exorcising the evil spirits from your Doom Hospital?

My advice is blow it up and don't pay for it.

# ? Sep 19, 2017 16:55

Moneyball: Jul 11, 2005; It's a problem you think we need to explain ourselves.

Doom Hospital?!

# ? Sep 19, 2017 19:50

Krispy Wafer: Jul 26, 2002; I shouted out "Free the exposed 67"
But they stood on my hair and told me I was fat; Grimey Drawer

MrOnBicycle posted:

Stockholm is bad with money, spending $7,6 billion (projected cost by 2040) on a lovely new hospital that has already killed people and leaks, locks people in etc.

What�s that $7.6 billion in Liberty dollars?

Just looked it up, about a billion. Not bad for a modern state of the art murderspital.

# ? Sep 19, 2017 20:40

Hoodwinker: Nov 7, 2005

Merry Christmas, thread.

My brother keeps asking me for money after wasting away 300k

quote:

So my younger brother was once given a $127,000 settlement when he was about 20. He wasted that entirely, on parties, impressing his "Friends," video game collector poo poo, and who knows what else to the point he was evicted from his dingy apartment and was living in his car and taking showers at my house occassionally.
Well, here we go again. Our parents are deceased. My dad left us each $200,000 in 2015. My brother moved to California, got a lovely job and a basically lovely apartment and became horribly addicted to video games and internet live cams. These live cam sites are sites where you pay like 9 bucks a minute to tell a person on the cam what to do. So he said he would spend HOURS on there every night and that he's blown 5k a night on them before. Of course I didn't find any of this out until he called me in a panic realizing he was out of money.
$200k gone. He's got NOTHING to show for it except some halfway decent furniture in his lovely apartment which he is on the verge of being evicted from. He sold everything else trying to scrape together money last month. He's been driving for Lyft and applying at basically every retail place. I don't think he really knows how to navigate job searching sites and the picture he sent me of his resume was...not impressive. He wouldn't let me work on it because he can't stand having his mistakes corrected, and he tells me that I have a "Mommy complex."
He keeps saying that as a single white male he's not eligible for any sort of benefits or food stamps or whatever. He missed the window for applying for unemployment back when his other job shut down because he was still living on the 200k and thought he didn't need it.
He doesn't have much of a career path or goal. He wanted to go to school but never actually applied when he had money. He worked at Walmart until he got fired due to some stresses he was experiencing with trying to take care of our dying father, and since then he's sort of picked up odd jobs here and there. I would say he has zero skills other than customer service, inventory management and personnel management since he was in charge of some people at Walmart. He did work at an event planning place for a while where he set up tables and chairs and loaded trucks and such. That, he really liked, but the owner shut down and moved cities.
I don't live in the same state as he does and I have already sent him 1.4k this month alone. He says he's certain he's going to get a job this month because the place he worked at before wants him back seasonally for Christmas, but it's part time and min wage. It's not going to cover jack.
His bills are:
244 car insurance (HOW?!)
325 car payment
795 rent (880 now with late fees)
100 phone
50 internet
50ish Electricity
So right now he wants me to send him $880 for rent so he doesn't get evicted. But...I don't see how he's going to pick all this up next month. I feel like I have already thrown a lot of money away on him.
He thinks that between driving for Lyft and doing this part time job, he will be ok. I don't think he will. I don't think he understands the income vs expenses AT ALL. He says he does, but he's also scared and will say anything to placate me.
Also, he recently found out my dad left 11k sitting in a checking account so he is after that like a madman. I don't really care if he gets it or not, but he says he'll pay me back if he does. I'm not sure he actually will because on top of being bad with money he is a TERRIBLE liar. He lies about EVERYTHING and he's bad at it so it's not hard for me to catch him in his lies. Anyway, if he could use it to get his situation under control, then good for him.
Now, the money I have been giving him is coming from my 200k, which I have NOT wasted. I sold a house that we were underwater on, bought a new house, went to grad school (funded but not terribly well), paid off some stuff, and still have 60k left.
My husband and everyone I know tells me don't give him the money. But on the other hand, I don't want my brother to suffer when I can help him out. Like, why should I let him get evicted if I can spare him that? I know if I give him this money I'm not getting it back, and he already brazenly asked me for 2k which I just flat out said no to.
If I give him the money...how can I help him stop being such a dumb rear end? Does he need to just go through this to learn his lesson? The cruelty of that seems really inhumane to me, I guess. If I don't give him the money, where will he end up?
An additional problem is that I won't let him come crash at my house if he does get evicted and drives across country back to where I am. I have a house with spare rooms. he thinks it's unfair of me to not open my doors. But he's gnerally lazy, he's a liar, and he got into all this poo poo himself. I have a hard time with too much sympathy. I honestly believe he is sociopathic. He is incredibly charming to everyone he meets and everyone adores him and thinks he's in such a bad situation.
He has blown huge sums of money TWICE. First 127k he was supposed to save for residual medical expenses from his hip surgery after the car accident and now 200k from my dad's life insurance, and now he's after me to pay his rent.
Anyway. Ideas? Suggestions?
Logically I KNOW I should not give him the money and the $1.4k I already gave him was probably a mistake too. It's the family/morality of it I'm having a hard time with. If I can help, why shouldn't I?

# ? Sep 19, 2017 22:05

EAT FASTER!!!!!!: Sep 21, 2002; Legendary.

Hoodwinker posted:

Merry Christmas, thread.

My brother keeps asking me for money after wasting away 300k

*pupils get small, head lolls back, I poo poo my pants and a look of pure bliss descends over my face*

# ? Sep 19, 2017 22:34

Krispy Wafer: Jul 26, 2002; I shouted out "Free the exposed 67"
But they stood on my hair and told me I was fat; Grimey Drawer

I�ve learned the only way to get rid of a relative like that is to marry them off. I helped my brain damaged uncle get married and it was one of the smartest moves I�ve ever made.

Once they belong to someone else they�re no longer your problem.

# ? Sep 19, 2017 23:22

Shame Boy: Mar 2, 2010

Hoodwinker posted:

addicted to video games and internet live cams

...

as a single white male he's not eligible for any sort of benefits or food stamps or whatever

He sounds like a real winner

# ? Sep 19, 2017 23:23

Solice Kirsk: Jun 1, 2004; .

But white people use the most food stamps. By a large margin.

# ? Sep 20, 2017 00:39

Shame Boy: Mar 2, 2010

Solice Kirsk posted:

But white people use the most food stamps. By a large margin.

But fox news tells me all our welfare is going to those darn lazy illegals sneaking in from mexico to take advantage of America's incredibly well-funded and well-ran social safety nets!

# ? Sep 20, 2017 00:42

GamingHyena: Jul 25, 2003; Devil's Advocate

quote:

These live cam sites are sites where you pay like 9 bucks a minute to tell a person on the cam what to do. So he said he would spend HOURS on there every night and that he's blown 5k a night on them before. Of course I didn't find any of this out until he called me in a panic realizing he was out of money.

I don't know if this is porn or not, but I'm having a hard time imagining what I'd pay to watch someone do at $540/hour for over 9 hours.

# ? Sep 20, 2017 01:50

Devian666: Aug 20, 2008; Take some advice Chris.; Fun Shoe

ate all the Oreos posted:

But fox news tells me all our welfare is going to those darn lazy illegals sneaking in from mexico to take advantage of America's incredibly well-funded and well-ran social safety nets!

They are crossing the border stealing jobs, collecting benefits while out performing people that are both educated and can speak English fluently. Historically those that have been working and collecting massive welfare payouts (while not paying any tax) are the Greeks. The real solution here is to close the border to Greece to stop them crossing illegally. Why isn't Fox pushing to close the border to Canada? Their socialist ideals could be infectious.

# ? Sep 20, 2017 01:59

Noctone: Oct 25, 2005; XO til we overdose..

GamingHyena posted:

I don't know if this is porn or not, but I'm having a hard time imagining what I'd pay to watch someone do at $540/hour for over 9 hours.

It�s porn, but also there are a ton of dudes out there that will pay cam models hundreds and thousands of dollars just to chat about their sad, lonely lives.

# ? Sep 20, 2017 02:10

Konstantin: Jun 20, 2005; And the Lord said, "Look, they are one people, and they have all one language; and this is only the beginning of what they will do; nothing that they propose to do will now be impossible for them.

GamingHyena posted:

I don't know if this is porn or not, but I'm having a hard time imagining what I'd pay to watch someone do at $540/hour for over 9 hours.

Could be porn, but I've heard of people giving that much to some of the more popular Twitch streamers. It's very GWM to stream if you're an attractive woman who is decent at video games and can tolerate creepy nerds.

# ? Sep 20, 2017 02:17

Paracaidas: Sep 24, 2016; Consistently Tedious!

Konstantin posted:

Could be porn, but I've heard of people giving that much to some of the more popular Twitch streamers. It's very GWM to stream if you're an attractive woman who is decent at video games and can tolerate creepy nerds.

For anyone who is interested in a longer read on the intersection

# ? Sep 20, 2017 02:20

kw0134: Apr 19, 2003; I buy feet pics🍆

Can you be so bad at being an adult that it'd be safer to institutionalize you so you don't starve? Holy poo poo. :psyduck:

He's totally going to be homeless and shanked in an underpass when he tries to steal someone's roasted rat.

# ? Sep 20, 2017 02:33

Moneyball: Jul 11, 2005; It's a problem you think we need to explain ourselves.

Time to dig this back up?

https://www.youtube.com/watch?v=ad6bpsQmV5Q

# ? Sep 20, 2017 02:41

brugroffil: Nov 30, 2015; Can't post for 3 days!

The whole streaming and YouTube economy is baffling to me because I am old now. Who would actually spend money on that stuff?

# ? Sep 20, 2017 03:56

TLG James: Jun 5, 2000; Questing ain't easy

brugroffil posted:

The whole streaming and YouTube economy is baffling to me because I am old now. Who would actually spend money on that stuff?

That's how some people get their content now. Instead of having a cable subscription, they can watch a dozen youtube stars instead. And a small fraction of those people feel strongly enough to pay the youtube stars outside of ad revenue.

It's really not that much different than buying some in-app purchases or anything I guess.

I mean I could say the same thing about anything though. Drive by any fast food... Who would spend money on that stuff? Drive by starbucks.. same thing.

# ? Sep 20, 2017 05:29

Shame Boy: Mar 2, 2010

TLG James posted:

That's how some people get their content now. Instead of having a cable subscription, they can watch a dozen youtube stars instead. And a small fraction of those people feel strongly enough to pay the youtube stars outside of ad revenue.

It's really not that much different than buying some in-app purchases or anything I guess.

I mean I could say the same thing about anything though. Drive by any fast food... Who would spend money on that stuff? Drive by starbucks.. same thing.

I mean I'm a ~millennial scumbag~ and I do actually spend more time watching my youtube subscriptions than TV shows and most of those aren't particularly popular youtubers but I enjoy their content and they put it out very frequently so I have youtube red (mostly as a side effect of google music) and I'll throw them a little bit on patreon or whatever so they can keep doin' what they're doin' :shrug:

In fact I cancelled my TV service outright because any TV shows we want to watch we can get from online services like HBO's streaming service or netflix or whatever so the idea of "pay a bunch of money every month for 100 channels full of absolutely nothing you're interested in and maybe 1 or 2 channels with a good thing on at any one time, with only a fraction of a percent of the money you're paying actually going anywhere near the people making the show" is starting to seem as weird and baffling to me now as the youtube economy must seem to y'all :v:

# ? Sep 20, 2017 06:07

Shame Boy: Mar 2, 2010

Though to be clear the amount I'm spending on this is comparable to a basic cable bill, not thousands of dollars a month. That is just as bizarre to me

# ? Sep 20, 2017 06:09

cowofwar: Jul 30, 2002; by Athanatos

People pay for that streaming poo poo because they are in desperate need for attention and donating money gets you a call-out, your name on screen, or whatever.

# ? Sep 20, 2017 06:10

Solice Kirsk: Jun 1, 2004; .

cowofwar posted:

People pay for that streaming poo poo because they are in desperate need for attention and donating money gets you a call-out, your name on screen, or whatever.

It's like watching some of those Games Done Quickly videos and you'll hear a weird amount like $2156.63 and you just know that that person just donated what ever was in their checking account so they could get strangers to clap for them for 2 seconds.

# ? Sep 20, 2017 06:16

Panfilo: Aug 27, 2011; Can't post for 12 days!

It is really weird that he has so little to show for all that money. $327,000 he received total, and he still has a loving car payment? Is he leasing a Lexus or something?

The real BWM is the dad just having the inheritance be a lump sum when he must have KNOWN the younger son already blew $127k at that point. He should've set the money in a trust and restricted the money be used for things like groceries, rent, utilities, etc. The dude can still survive his marginal existence but any cam shows are coming out of his Lyft earnings.

# ? Sep 20, 2017 06:21

vyelkin: Jan 2, 2011

Panfilo posted:

It is really weird that he has so little to show for all that money. $327,000 he received total, and he still has a loving car payment? Is he leasing a Lexus or something?

The real BWM is the dad just having the inheritance be a lump sum when he must have KNOWN the younger son already blew $127k at that point. He should've set the money in a trust and restricted the money be used for things like groceries, rent, utilities, etc. The dude can still survive his marginal existence but any cam shows are coming out of his Lyft earnings.

Sounds like the $200k was a life insurance payout so I imagine the insurance company didn't give a poo poo.

# ? Sep 20, 2017 06:24

therobit: Aug 19, 2008; I've been tryin' to speak with you for a long time

ate all the Oreos posted:

I mean I'm a ~millennial scumbag~ and I do actually spend more time watching my youtube subscriptions than TV shows and most of those aren't particularly popular youtubers but I enjoy their content and they put it out very frequently so I have youtube red (mostly as a side effect of google music) and I'll throw them a little bit on patreon or whatever so they can keep doin' what they're doin'

In fact I cancelled my TV service outright because any TV shows we want to watch we can get from online services like HBO's streaming service or netflix or whatever so the idea of "pay a bunch of money every month for 100 channels full of absolutely nothing you're interested in and maybe 1 or 2 channels with a good thing on at any one time, with only a fraction of a percent of the money you're paying actually going anywhere near the people making the show" is starting to seem as weird and baffling to me now as the youtube economy must seem to y'all

OH NO! Millennials are killing TV!

I don't own one because I have never had cable and my wonderful CRT television could no longer pick up over the air signals after it all switched to digital. I also had a baby at the time and I had nowhere to put it that she couldn't pull it down on top of herself. Flat screens are just getting cheap enough that I would consider buying one, but I hear over the air TV is poo poo now.

# ? Sep 20, 2017 07:20

il serpente cosmico: May 15, 2003; Best five bucks I've ever spend.

Solice Kirsk posted:

It's like watching some of those Games Done Quickly videos and you'll hear a weird amount like $2156.63 and you just know that that person just donated what ever was in their checking account so they could get strangers to clap for them for 2 seconds.

It's more likely that they're donating in a foreign currency that's being converted to an unround dollar amount.

Also, that money is going to charity so who cares?

# ? Sep 20, 2017 07:49

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# ? May 31, 2024 10:19

Panfilo: Aug 27, 2011; Can't post for 12 days!

I hope that Camgirl at least managed to spend the $9 a minute she earned sensibly.

# ? Sep 20, 2017 08:21

The Something Awful Forums > Discussion > Ask/Tell > Business, Finance, and Careers > Bad With Money 2018: When I die, bury me in the blockchain.

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