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enraged_camel posted:And sometimes it's because retirement can be pretty loving boring. 40+ hours a week is a lot of time to fill when you are no longer working. both my parents got part time jobs as soon as they retired. my mom loves it because as soon as she has to deal with a lovely or bad boss decision she puts in her two weeks and nopes out
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Oct 13, 2017 04:15
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Rex-Goliath posted:So trying to give Trump & co. any credit I can here. Does this EO do literally anything besides gently caress people over? Does anyone anywhere actually benefit from this? Even rich people? It is entirely an attempt to spiral the markets out of control. Ideally congress will appropriate the funds quickly and the insurance companies don't panic but there's really no way to know what happens now. 
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Oct 13, 2017 04:17
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Reposting an opinion piece someone else made the effort of finding that details how stupid and assholeish this is: https://twitter.com/nicholas_bagley/status/918672263456620544 quote:This year, cost-sharing payments have amounted to about $7 billion. Unless Congress moves to repeal or amend the Affordable Care Act—good luck with that—obligations of similar size will accrue through 2018 and beyond.
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Oct 13, 2017 04:17
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So, how many states sue over tomorrow? I'm guessing atleast half a dozen by EOD
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Oct 13, 2017 04:17
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Kale posted:Jesus Christ When I called the insurer and asked what the gently caress, they said nothing other than "it is the exchange's fault ask them." When I called the exchange help line, I bet you can guess what they said. Healthcare is very hosed in America, and I'm young and healthy and have no pre-existing conditions (knock on wood). I can't even imagine what it's like for those who really rely on using their insurance regularly. My heart goes out to any goon who is hurt by poo poo like this.
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Oct 13, 2017 04:17
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Koalas March posted:I am learning more and more how important it is to cut toxic people from your life. My mom is very mentally ill, but I have to limit my time with her because it's a drain on my own mental health. Speaking for myself only, but I am able to maintain family ties while still calling my family on their poo poo. Is this not common? My dad is very racist, but I've been able to confront him on it and put a line in the sand on what is acceptable. If he crosses the line he knows he won't speak to me until he is able to msuter up the courage to admit he was out of line. He has improved over the years, but he's still a loving racist. Same for my sister who voted Trump. I had no problem telling her what she voted for bluntly. It doesn't stop me from speaking to her however. They know how I feel, and that they won't change my view of their actions with words. I won't cut my family out of my life, but I do agree that limiting time is a good option. Friends that voted for Trump I have no qualms about cutting off. Luckily I don't have any friends that are that lovely.
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Oct 13, 2017 04:18
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Kale posted:Jesus Christ I'm in Manitoba and it takes like a week to get a replacement card. It's even a pleasant phone conversation with no wait that takes maybe 5 minutes. It's Bizarro world.
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Oct 13, 2017 04:19
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Koalas March posted:I am learning more and more how important it is to cut toxic people from your life. My mom is very mentally ill, but I have to limit my time with her because it's a drain on my own mental health. Yeah seriously if anyone in my family voted Trump I would have cut ties immediately. My aunt let out some racism years back about my brother in law before he married my sister. None of us have talked to her since. No way I'm going to the funeral when she dies either. gently caress her and everyone who thinks like her. By continuing to tolerate their scumbag tendency your essentially telling them that it's okay. Sometimes you have to make the hard decision even though it hurts. We're at a tipping point in this country and it's time to pick a side.
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Oct 13, 2017 04:19
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Koalas March posted:I am learning more and more how important it is to cut toxic people from your life. My mom is very mentally ill, but I have to limit my time with her because it's a drain on my own mental health. I confronted my dad about it at Thanksgiving in 2015 when he brought up how racial profiling is just common sense, as long as black people commit all these crimes then they only have themselves to blame for getting pulled over in nice neighborhoods. We had a long talk about it the next day but at the end but neither of us could win the other over and in the end we just had to acknowledge that the other person disagreed about whether racism is even real and leave it at that. It was real fuckin weird because at the time he also believed Democrats are the real racists and it would be easy to get black people voting Republican if Republicans just reached out and explained why the free market is good for everyone ("I've invited several black people to Republican meetings who were surprised and pleased that a Republican reached out to them, because none ever had. How stupid are we that we haven't even tried to get them to vote for us"). So yeah I find I have to limit my time with him, like it's pretty easy to distract him if he starts off on an unprompted rant that African Americans are descended from the black people who were too stupid to avoid the slave-catchers, but Jesus Christ. It's really sad because that's not the way he raised us kids to think and act and when we were growing up he'd get super pissed if he heard one of us repeat a racist joke we heard, but years of right wing media has done something to his brain.
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Oct 13, 2017 04:19
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pacerhimself posted:I'm in Manitoba and it takes like a week to get a replacement card. It's even a pleasant phone conversation with no wait that takes maybe 5 minutes. It's Bizarro world. You can't comprehend the inefficiency and smugness of Service Ontario.  my bony fealty posted:When I called the insurer and asked what the gently caress, they said nothing other than "it is the exchange's fault ask them." When I called the exchange help line, I bet you can guess what they said. It just sounds so hit or miss with this private insurance based system with competing companies where they can actually deny you your claims or only have to pay part of it and you know they've got the high powered lawyers coming every inch of every contract and carefully wording the language to find any way to deny your claim. Like there's a financial incentive to deny your claim of coverage that isn't based on citizenry and taxes and I just have a hard time fathoming how that's supposed to be a good or fair idea when we're talking about a persons health and even life. Kale fucked around with this message at 04:28 on Oct 13, 2017 |
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Oct 13, 2017 04:20
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The Glumslinger posted:So, how many states sue over tomorrow? I'm guessing atleast half a dozen by EOD Every major insurer as well.
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Oct 13, 2017 04:21
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Someone said it earlier, but Anger Fatigue is becoming a real thing with me. I literally cannot keep track of all the lovely things the GOP and Trump are doing right now.
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Oct 13, 2017 04:25
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VitalSigns posted:I confronted my dad about it at Thanksgiving in 2015 when he brought up how racial profiling is just common sense, as long as black people commit all these crimes then they only have themselves to blame for getting pulled over in nice neighborhoods. Yeah, my heart goes out to you and others who's parents have been severely warped by Fox News and the right wing media bubble. I understand if you aren't comfortable with cutting people out completely, and I think limiting time and calling family out is cool and good. It's just that, personally, as a black woman, I feel like I could never trust anyone who supports Trump or white supremacy. Not only that, but it makes me feel kind of ashamed and deeply sad that people who are supposed to love and support me feel that my race is inferior.
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Oct 13, 2017 04:27
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I am certain that the USA will survive Trump, but his election and administration will leave a precedent of idiocy, incompetence, and corruption that will weaken the country for years to come. My hope is that people start realizing that they were taking having a functioning government for granted once they see the effects of it being sabotaged, but the morons will probably just double down on the bullshit that got us into this mess in the first place.
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Oct 13, 2017 04:28
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DrNutt posted:This won't impact anything soon enough to matter during open enrollment next month, will it? I rely on those subsidies to have decent insurance at rates that are at least somewhat reasonable. Otherwise I'll be going without insurance and buying cheap insulin from WalMart as long as I can afford it. My understanding is that these are the CSR payments, not the Premium Tax Credits. I think the individual tax credits are secure barring a fillibusterable repeal vote due to the way the ACA is structured. Premiums will go up, but if you're receiving tax credits to pay for coverage those should go up to match the increase in the Silver Plan. I don't know if that's comforting or not.
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Oct 13, 2017 04:29
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IIRC, the reason Obamacare costs spiraled out of control is because not enough healthy people signed up and too many sick people were covered, but that only looks at the change, not the level itself. We haven't fixed any of the problems that cause healthcare costs to be too expensive in the first place, right? Does a lot of that boil down to hospitals charging too much?
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Oct 13, 2017 04:29
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Josh Lyman posted:IIRC, the reason Obamacare costs spiraled out of control is because not enough healthy people signed up and too many sick people were covered, but that only looks at the change, not the level itself. We haven't fixed any of the problems that cause healthcare costs to be too expensive in the first place, right? Does a lot of that boil down to hospitals charging too much? Obamacare costs aren't spiraling out of control. They've been pretty close to what the OMB predicted back in 2009.
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Oct 13, 2017 04:34
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My understanding is that the CSR specifically targets silver plans for people 100%-250% of the poverty level with the goal of reducing or eliminating their deductible.quote:Almost 6 million Americans—57 percent of the people who buy insurance through the ACA—get CSR subsidies. But many people don’t really understand how they work or whether they even qualify for one, Pollitz says. Here’s what you need to know about these subsidies: From here: https://www.consumerreports.org/health-insurance/cost-sharing-reduction-faq/
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Oct 13, 2017 04:35
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There are a lot of issues driving up costs 1. Drugs are becoming more and more expensive for a lot of reason, some of which are valid, some of which are complete BS 2. As a nation, we are sick as gently caress. There is so much medical care that needs to be done to get people back to baselines. There were decades of people putting off going to a doctor becuase it was too expensive, so now we get to treat all of the fallout from it 3. Doctors and hospitals will generally err on the side of ordering more tests than strictly necessary to make sure they rule out rare issues. Both as a means to reduce mal-practice, but also because you don't want to miss poo poo if you can test for it 4. Its just really loving expensive, and we need to understand that it is always going to be a huge chunk of GDP, even if we would like to pretend it could be otherwise.
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Oct 13, 2017 04:36
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Deteriorata posted:Obamacare costs aren't spiraling out of control. They've been pretty close to what the OMB predicted back in 2009. Well, insurance costs were already increasing at astonishing rates before the PPACA. So the costs are kind of spiraling out of control, but it started before the law was passed.
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Oct 13, 2017 04:36
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OK so I guess the executive order goes into effect, but the legislative branch (Congress) can override it with a vote or....? God Bless my loving retarded country
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Oct 13, 2017 04:37
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Josh Lyman posted:IIRC, the reason Obamacare costs spiraled out of control is because not enough healthy people signed up and too many sick people were covered, but that only looks at the change, not the level itself. We haven't fixed any of the problems that cause healthcare costs to be too expensive in the first place, right? Does a lot of that boil down to hospitals charging too much? The entire medical industry of the US charges entirely too much for everything. It's absolute bonkers. If the same system were applied to groceries, literally no one below ~250k/yr could afford to eat.
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Oct 13, 2017 04:37
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ponzicar posted:I am certain that the USA will survive Trump, but his election and administration will leave a precedent of idiocy, incompetence, and corruption that will weaken the country for years to come. My hope is that people start realizing that they were taking having a functioning government for granted once they see the effects of it being sabotaged, but the morons will probably just double down on the bullshit that got us into this mess in the first place. We're witnessing the end of Pax Americana. It's something that's needed to happen ever since we hosed up Korea and Vietnam so phenomenally, and in other circumstances, it should be welcomed because as a species we're butting our heads up against the class of problems that can only be solved by unilateral and international cooperation untainted by nationalist bias, but the way it's happening now is instead inviting a new Chinese or Russian-dominant (and let's face it, even with their economic instability, the former is going to win that fight since Russia is like post-meth West Virginia in country form) future, which is just all the same issues, now with even more headstrong dipshits behind the wheel. One's convinced of their superiority because they've ~thousands of years of experience~ (with their own people), and the other because they're 'plucky' and hard to eradicate, and they think that somehow makes them ~speshul~.
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Oct 13, 2017 04:37
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So what's up with the Trump Lover avatar?
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Oct 13, 2017 04:40
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Grammarchist posted:My understanding is that these are the CSR payments, not the Premium Tax Credits. I think the individual tax credits are secure barring a fillibusterable repeal vote due to the way the ACA is structured. Premiums will go up, but if you're receiving tax credits to pay for coverage those should go up to match the increase in the Silver Plan. I don't know if that's comforting or not. Yes it's just CSR payments going away. Although thanks to lovely reporting, apparently everyone thinks the premium tax credits have been repealed. Insurers already finalized their plans for next year like three weeks ago; the premiums have increased because they expected CSRs to go away so this isn't new information for them. The CSR plans will still be there.
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Oct 13, 2017 04:40
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Kale posted:So what's up with the Trump Lover avatar? Stupid newbie, you corny bastard.
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Oct 13, 2017 04:42
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Kale posted:Literally exact same procedure minus a step if you go to a walk-in clinic. Another example is I have earwax build up that needs cleaning every 5-6 months or I can't hear properly and there's uncomfortable and painful pressure in my ear. Health Card please. Scan. What's the problem? Name and Address please. Sit over there and wait for your name to be called. 15-20 mins later get taken to one of the patient rooms. 10-15 minutes later doctor or nurse comes by and does the procedure. 15 years ago I had an accident while on vacation in Greece. I wiped out on a scooter, hit my head and had some nasty road rash. At the time I had no health insurance at all, travel insurance or otherwise. I managed to get myself to a tourist medical center and the doctor there called a cab and told me to go to a hospital. A few hours later I had had all my wounds cleaned, 4 stitches, and 2 x-rays, but was otherwise fine. I paid 80 Euros to the cab driver and 30 Euros to the tourist medical center. No one else even asked for ID, never mind money.
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Oct 13, 2017 04:43
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Koalas March posted:Yeah, my heart goes out to you and others who's parents have been severely warped by Fox News and the right wing media bubble. I understand if you aren't comfortable with cutting people out completely, and I think limiting time and calling family out is cool and good. I was raised conservative, and there was a time where I might have been tempted by Trump. Obama brought me around, and lately I'm convinced he saved my soul in the process. I had to watch my entire town go from supporting Kasich and mocking Trump to BECOMING Trump, utilizing his insults and spewing his rage. I look at some of my family and I even see his God drat smirk when someone jokes about deportations. I honestly feel a bit like Hawthorne's Goodman Brown after realizing that everyone he ever knew was in league with Satan, including his late grandfather and the old woman who taught him his morals. I feel bitter and betrayed, and guilty even. I actually got excited for Palin back in the day. But for the Grace of God it could be me out there with the red hats. My friends, siblings and cousins are mostly liberal, so that helps. I'm also trying to keep my nephews from internalizing their political environment too much. It keeps the bitterness manageable.
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Oct 13, 2017 04:43
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Kale posted:So what's up with the Trump Lover avatar? The forum stays open because people buy avatars.
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Oct 13, 2017 04:43
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Kale posted:So what's up with the Trump Lover avatar? Its the new Stupid Newbee av, Lowtax figured it might encourage people to spring for a real av instead
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Oct 13, 2017 04:44
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The Glumslinger posted:Its the new Stupid Newbee av, Lowtax figured it might encourage people to spring for a real av instead I kind of figured it was something like that but needed confirmation. JasonV posted:15 years ago I had an accident while on vacation in Greece. I wiped out on a scooter, hit my head and had some nasty road rash. At the time I had no health insurance at all, travel insurance or otherwise. I managed to get myself to a tourist medical center and the doctor there called a cab and told me to go to a hospital. A few hours later I had had all my wounds cleaned, 4 stitches, and 2 x-rays, but was otherwise fine. I paid 80 Euros to the cab driver and 30 Euros to the tourist medical center. No one else even asked for ID, never mind money. I had a reverse experience where it didn't happen to me but my grandmother when I was a kid. We were visiting my Aunt for Christmas in New Hampshire and my Grandmother had a severe heart attack over night on Christmas eve and she spent a couple of weeks in the Lahey Clinic in Boston. She survived and lived another 13 years after but I only ever learned in adulthood that the medical costs were somewhere in the region of $1 million dollars strictly because it happened while we were in the states and we were unable to claim coverage from the Canadian government because it was at a private clinic where they had no recourse or something like that. Kale fucked around with this message at 04:51 on Oct 13, 2017 |
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Oct 13, 2017 04:44
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JasonV posted:15 years ago I had an accident while on vacation in Greece. I wiped out on a scooter, hit my head and had some nasty road rash. At the time I had no health insurance at all, travel insurance or otherwise. I managed to get myself to a tourist medical center and the doctor there called a cab and told me to go to a hospital. A few hours later I had had all my wounds cleaned, 4 stitches, and 2 x-rays, but was otherwise fine. I paid 80 Euros to the cab driver and 30 Euros to the tourist medical center. No one else even asked for ID, never mind money. While I think universal heath care is important, maybe don't base any government spending plans off of Greece.
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Oct 13, 2017 04:45
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The Phlegmatist posted:Yes it's just CSR payments going away. Although thanks to lovely reporting, apparently everyone thinks the premium tax credits have been repealed. Woo hoo, no health insurance for me next year!! Thanks Trump! Really hope this motherfucker has a stroke and winds up mostly paralyzed, only able to suffer until he dies.
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Oct 13, 2017 04:48
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The Glumslinger posted:Its the new Stupid Newbee av, Lowtax figured it might encourage people to spring for a real av instead holy poo poo that's hilarious. i don't and won't miss the last one.
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Oct 13, 2017 04:49
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Grammarchist posted:I was raised conservative, and there was a time where I might have been tempted by Trump. Obama brought me around, and lately I'm convinced he saved my soul in the process. I had to watch my entire town go from supporting Kasich and mocking Trump to BECOMING Trump, utilizing his insults and spewing his rage. I look at some of my family and I even see his God drat smirk when someone jokes about deportations. I really appreciate hearing stories like this. I'm proud of you for breaking out of that mindset and looking out for your nephews. Keep fighting the good fight man, that's all you can do.
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Oct 13, 2017 04:49
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Mystic Mongol posted:While I think universal heath care is important, maybe don't base any government spending plans off of Greece. Hahaha! Fair point! 
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Oct 13, 2017 04:49
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So didn’t insurance companies have to report their rates to the Feds months ago? Can they raise them for the upcoming open enrollment period? Can they just pull out of the exchanges citing that the rules changed and unless they can raise their prices this would put them out of business? I’m super glad that, before anyone fixed any other enormous disasters and gently caress ups, Trump went and threw another one out there.
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Oct 13, 2017 04:52
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One thing the Trump presidency has done that will have lasting effects is the way the world views America now, which is a laughing stock. So while Trump goes for protectionism and "bringing back jobs" the rest of the world is now setting trade deals with each other instead of the States because no-one takes Trump at his word. There will be repercussions of this for years to come. Good job America. You are now the laughing stock of the world, and a real good job for any idiot voter who thought Trump would be good for your image.
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Oct 13, 2017 04:54
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The president is literally sabotaging the health insurance of everyone regardless of plan. ~populism~
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Oct 13, 2017 05:02
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Amused to Death posted:The president is literally sabotaging the health insurance of everyone regardless of plan. ~populism~ Not exactly, more doing it to spite a black man.
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Oct 13, 2017 05:04
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