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I think the real BWM is the United States apparently not requiring the depot holding bank to withhold capital gains tax at source in such situations. 
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Nov 3, 2017 19:17
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Randler posted:I think the real BWM is the United States apparently not requiring the depot holding bank to withhold capital gains tax at source in such situations. Reading the comments, the 90k combined salary is because they are both in residency, with wedding gifts paying off a chunk of his loans, while his wife had none to begin with. Marrying up, GWM generally, with BWM details.
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Nov 3, 2017 19:34
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Ashcans posted:A lot of the time they pitch those cards at the register by offering a discount on your current purchase, and people sign up to get the $25 credit or whatever without even really having a chance to look at the terms. Sometimes it's not even clear its a credit card when they're making the sell, because they'll call it a 'store card' and people think its like a loyalty program until you hit the details of the application process. I witnessed an employee at Sears hard selling in English to an older man who clearly only spoke Spanish and just handing him a mile long receipt with the terms. It didn't even seem like he understood that he was going to have to pay the money back or what the hell they were signing him up for.I am pretty sure within that store SOMEWHERE there was an employee who was fluent in Spanish but the lily white girl pushing the card at him seemed to make no attempt to get someone who could actually communicate with the customer. Scummy as gently caress.
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Nov 3, 2017 19:36
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Chin Strap posted:Just get the amazon prime visa from Chase. 5% on all amazon still, just goes in points that you can redeem at normal cash back rate only you have to do it in chunks of like $25 or $50 Yep. I love the amazon card. I do most of my purchasing on it, pay it off promptly and get about 30 bucks a month in Amazon store credit. Easy peasy lemon sneezy.
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Nov 3, 2017 20:08
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EAT FASTER!!!!!! posted:I mean it's not rational but this woman is obviously really juiced up, she's leaving her babies for the first time in eight (!!!) years, it sounds like they don't do a lot of flying anyway, so I feel bad for them but $1,000 isn't going to bankrupt anyone anyway.
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Nov 3, 2017 20:11
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omnibobb posted:Yep. I love the amazon card. I do most of my purchasing on it, pay it off promptly and get about 30 bucks a month in Amazon store credit. Easy peasy lemon sneezy. Don't redeem it for Amazon credit. You're robbing yourself of 5% when you do. Just do statement credit.
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Nov 3, 2017 20:43
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Oh good you did the work for me. I was going to say, $1,000 is a huge amount of money for a lot of people, especially when it's $1,000 down the drain, not for getting anything actually substantial. I think if my wife pulled something like that I would just outright cancel the vacation.
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Nov 3, 2017 21:02
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Yeah this is the person you are stuck with for the rest of your life Enabling these whims is going to be super BWL in the long run because lol if you think it's gonna get better with time
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Nov 3, 2017 21:24
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Won't bankrupt anyone who is flying to Hawaii. So poor people in Hawaii are kind of stuck there I guess.
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Nov 3, 2017 21:43
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crazypeltast52 posted:Reading the comments, the 90k combined salary is because they are both in residency, with wedding gifts paying off a chunk of his loans, while his wife had none to begin with. That is quite a ride. Like Homer at the antiques/curios/froyo shop, changing opinions from "that's good!" to "that's bad!" after every sentence. I have a feeling that not only do they have a financial safety net, that her in-laws own the financial safety net factory and that trust is pulling in dividends every quarter from it.
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Nov 3, 2017 21:47
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Krispy Wafer posted:Won't bankrupt anyone who is flying to Hawaii. It absolutely could. Plenty of people borrow or empty their bank account to take a vacation. Most Americans are mega-BWM.
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Nov 3, 2017 22:11
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legendof posted:https://motherboard.vice.com/en_us/article/xwaaba/own-luxury-porsche-blockchain-tend-credit-suisse It's like a hosed up version of the communist slogan: "To each according to his aspirations, from each according to maximum allowable wage garnishment"
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Nov 3, 2017 22:15
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Vox Nihili posted:It absolutely could. Plenty of people borrow or empty their bank account to take a vacation. Most Americans are mega-BWM. Right?? Like uhh how many "poor people" does that poster know? They *gasp* go on vacations too the article above that post is literally pointing out that over half of Americans don't have that type of windfall. Lotta posters in this thread have a serious problem with parsing objective facts when it clashes with their little worldview KingSlime fucked around with this message at 22:22 on Nov 3, 2017 |
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Nov 3, 2017 22:20
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KingSlime posted:Right?? Like uhh how many "poor people" does that poster know? Not generally to Hawaii. Although I'm sure there are people who fly across the ocean to take vacations they can't afford. However, if they are doing so then they're probably doing it on credit and the extra thousand won't bankrupt them. The 50 to 60k they spent before that extra thousand is what bankrupts them.
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Nov 3, 2017 22:23
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I agree that the one extra 1k expense might not push someone over the edge when you consider how people are generally BWM in worse ways but it sounds like OP would have to compromise other expenses to fit this expense stemming from an entirely irrational fear that should not be entertained He should hold his ground imo
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Nov 3, 2017 22:29
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Randler posted:I think the real BWM is the United States apparently not requiring the depot holding bank to withhold capital gains tax at source in such situations.
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Nov 3, 2017 23:10
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Cicero posted:The amount of capital gains tax varies depending on your income though. It can even be 0%. A solution to this is to have it withheld at the max inclusion rate and adjust it when the return is filed. Easy.
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Nov 3, 2017 23:28
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spend the money on a counselor to teach yourself how to resolve conflicts with words instead of tantrums
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Nov 3, 2017 23:40
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Mantle posted:A solution to this is to have it withheld at the max inclusion rate and adjust it when the return is filed. Easy. How much are you willing to bet that the people who generally pay large amounts of capital gains tax in the United States are likely to go along with this new proposed mandated pre-withholding scheme of yours
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Nov 3, 2017 23:43
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Guinness posted:I hope they never travel in the same car together. Flying is orders of magnitude safer than driving. Yeah why arent people rational forums posting robots about hurtling through the air at 600 miles an hour 35,000 feet above the ground
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Nov 3, 2017 23:44
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BEHOLD: MY CAPE posted:Yeah why arent people rational forums posting robots about hurtling through the air at 600 miles an hour 35,000 feet above the ground
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Nov 3, 2017 23:46
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What if our planes crash into each other or fall victim to the same natural disaster? Really it's best if we fly out on separate days and to separate places.
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Nov 3, 2017 23:48
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"What if." What if I were taking a shower, and I slipped on a bar of soap?
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Nov 4, 2017 00:02
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Really the parents should just kill the kids so they never have to worry about it again. Plus kids are definitely BWM.
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Nov 4, 2017 00:04
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Henrik Zetterberg posted:Don't redeem it for Amazon credit. You're robbing yourself of 5% when you do. Just do statement credit. Is this applicable if I use it to buy stuff I would have purchased regardless if I had the points or not?
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Nov 4, 2017 00:04
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Jeffrey of YOSPOS posted:What if our planes crash into each other or fall victim to the same natural disaster? Really it's best if we fly out on separate days and to separate places. We should also have separate spouses so the kids have double thr parents too. It's really in the best interests of the children.
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Nov 4, 2017 00:06
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Bird in a Blender posted:Really the parents should just kill the kids so they never have to worry about it again. Plus kids are definitely BWM.
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Nov 4, 2017 00:07
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Lowness 72 posted:We should also have separate spouses so the kids have double thr parents too. It's really in the best interests of the children. Real talk, my initial instinct was that she's gettin some serious D on the side and it's all a desperate cover that started to take a life of its own.
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Nov 4, 2017 00:14
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Uterine Lineup posted:https://www.reddit.com/r/relationships/comments/7ak8dr/me_34m_with_my_wife_35f_10_years_we_are_taking/ Comedy option, take out additional life insurance and tell the wife that will take care of the kids if anything happens.
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Nov 4, 2017 00:22
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BEHOLD: MY CAPE posted:How much are you willing to bet that the people who generally pay large amounts of capital gains tax in the United States are likely to go along with this new proposed mandated pre-withholding scheme of yours Out of scope of the posed question. You figure it out!
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Nov 4, 2017 00:25
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Mantle posted:Out of scope of the posed question. You figure it out! Zero, done, next?
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Nov 4, 2017 00:27
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Weatherman posted:"What if." What if I were taking a shower, and I slipped on a bar of soap? Oh my god, you'd be killed!
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Nov 4, 2017 00:45
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I don't think withholding as you make them makes much sense. People who are just wealthy and sell some stock to live on would just sell at the end of the year and be unaffected. People who make capital gains throughout the year would be arbitrarily punished compared to them since they would be without money ordinarily available for re-investing every time they sell something. Would you also get an immediate refund at the maximum rate on capital losses?
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Nov 4, 2017 01:26
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Phanatic posted:Oh my god, you'd
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Nov 4, 2017 01:56
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Someone I see on Facebook, a broke 30 year old college student, is currently frantically looking for a two day supply of Pruvit Keto OS because their delivery got delayed so now they won't get their supply until Monday. It appears to be some kind of gimmicky protein powder that costs $85 every two weeks.
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Nov 4, 2017 02:28
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The reason large companies have the transport rule of taking separate flights is because executives fly a lot, while the chance of an airplane crashing is very low, the cumulative risk can be relatively high. But if you're flying twice, the risks are super low. I wonder if the wife is equally crazy about driving together? Considering the chance of dying in a car crash is 10x more likely. Sounds like she's having separation anxiety and her friend is an idiot.
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Nov 4, 2017 02:52
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omnibobb posted:Is this applicable if I use it to buy stuff I would have purchased regardless if I had the points or not? Especially so. Basically if you use the points to buy something you miss out on making 5% on that purchase which would be more points! I mean if you are making $5 in points a year it's not a big deal, but it does add up. That's BWM
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Nov 4, 2017 02:52
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What annoys me about the lady wanting to take separate flights is that I feel like had she told him this much earlier on, they probably woudn't have wasted much money. If she wanted any credibility she could've said something to the effect of "I have this phobia of both of us dying in a plane crash, so let's book separate flights and meet at the hotel, we'll try to get flights that arrive somewhat at the same time and since I'm the neurotic one here I'll take whatever difference gets incurred out of my own spending money". But I guess if she was reasonable, then it wouldn't be on Reddit 
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Nov 4, 2017 06:31
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Panfilo posted:What annoys me about the lady wanting to take separate flights is that I feel like had she told him this much earlier on, they probably woudn't have wasted much money. If she wanted any credibility she could've said something to the effect of "I have this phobia of both of us dying in a plane crash, so let's book separate flights and meet at the hotel, we'll try to get flights that arrive somewhat at the same time and since I'm the neurotic one here I'll take whatever difference gets incurred out of my own spending money". OP posted:She's my wife's best friend for over 20 years. They are kind of inseparable and sometimes me and her husband joke that they share the same brain.
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Nov 4, 2017 06:54
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Henrik Zetterberg posted:Don't redeem it for Amazon credit. You're robbing yourself of 5% when you do. Just do statement credit. How do I do this?
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Nov 4, 2017 07:19
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