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From the globe. gently caress em I'm not linkingquote:
It's happening At least in Toronto lmao
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Nov 9, 2017 03:22
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| # ? May 20, 2024 21:42 |
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How do I convince my wife that now is a really bad time to buy a house in the GTA? She wants to buy before January, we have our second child due in February.
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Nov 9, 2017 04:10
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Just read her CI’s exhaustive treatise on the matter.
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Nov 9, 2017 04:11
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But if you really convince her and then real estate rockets for another 4 years, you could end up married to a CI.
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Nov 9, 2017 04:13
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jet sanchEz posted:How do I convince my wife that now is a really bad time to buy a house in the GTA? She wants to buy before January, we have our second child due in February. She's nesting and is worried about a safe environment for the new child. Buy a new crib, babyproof your life. Distract her with shiny new stuff until the new kid arrives and then you'll be too busy to worry about a new house.
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Nov 9, 2017 04:13
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Just buy her a house and teach her what losing money is like the hard way
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Nov 9, 2017 04:19
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Definitely take investing advice from the 4 and a half year old thread that has been predicting an imminent collapse the whole time.
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Nov 9, 2017 04:58
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I would blow Dane Cook posted:http://www.smh.com.au/cqstatic/12z7v7/cranesMelbourne.png You're right, hotlinking isn't sustainable long term
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Nov 9, 2017 05:06
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Jordan7hm posted:Definitely take investing advice from the 4 and a half year old thread that has been predicting an imminent collapse the whole time. Bubbles are largely based on incorrect assumptions about future long term returns and emotion. Because they are not based upon reasonable parameters and are fundamentally irrational, their end can't be predicted by rational models. I like this article: http://www.holypotato.net/?p=1261
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Nov 9, 2017 05:19
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Go ahead. Buy a house right now. I dare you
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Nov 9, 2017 06:05
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Jordan7hm posted:Definitely take investing advice from the 4 and a half year old thread that has been predicting an imminent collapse the whole time. lol
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Nov 9, 2017 10:49
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Buy as much house as you can afford right now. Max that poo poo out. Be sure to buy in a location based on current parameters and completely ignore any potential changes that may come from future development in your neighborhood or changes in overall society. Your extremely expensive car dependant neighborhood at the edge of a metropolitan area with ever expanding subdivisions shunting more and more traffic on the roads leading in and out of the region will surely never drop in price.
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Nov 9, 2017 14:10
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Where do I sign up for EvilJoven's predictions on future development and changes in overall society? Do they have timelines, to make them actually useful?namaste faggots posted:#YOLO I GUESS LOL
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Nov 9, 2017 16:40
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If housing does crash the government will probably just bail out the home owners anyways. Or maybe they will go the American route and give a bunch of money to banks because ??????
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Nov 9, 2017 16:40
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DariusLikewise posted:If housing does crash the government will probably just bail out the home owners anyways. More likely they'll bail out the people with mortgages.
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Nov 9, 2017 16:48
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Subjunctive posted:More likely they'll bail out the people with mortgages. My mortgage getting paid by you lot would be hilarious. I mean I probably won't mostly I made sure to buy well within our means so we would be able to weather rising interest rates or one of us experiencing a loss or severe reduction in income but if we still end up getting to ride the bailout train anyway that'd be awesome.
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Nov 9, 2017 17:08
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EvilJoven posted:My mortgage getting paid by you lot would be hilarious. I mean I probably won't mostly I made sure to buy well within our means so we would be able to weather rising interest rates or one of us experiencing a loss or severe reduction in income but if we still end up getting to ride the bailout train anyway that'd be awesome. Yeah, I'd be a little jealous. It would pass quickly, though.
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Nov 9, 2017 17:11
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THC posted:vancouver's permit board denied a condo for the first time in living memory and richass developer shills are making GBS threads their diaps about it The policy reason was that the design wasn’t good enough considering the importance of th me site in context with the surrounding Chinatown neighbourhood. (The Chinese war memorial is right in front of it) This surely would have gone through were it not for the hundreds of locals against the project. This isn’t the first time a project has been derailed for the same reasons though. I recall there was some office building proposal for waterfront that was pulled because a bunch of architects and planners wrote letters to the city about how the building didn’t respect the heritage waterfront railway station etc.
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Nov 9, 2017 17:22
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In fairness that tower was stupid and cantilevered over the station by like 35% of its volume. Good visual metaphor for late stage capitalism tho.
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Nov 9, 2017 17:39
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 https://twitter.com/drex/status/928846949775695873 Fight over airbnb is getting hilarious and typically Vancouver.
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Nov 10, 2017 15:43
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Jordan7hm posted:Definitely take investing advice from the 4 and a half year old thread that has been predicting an imminent collapse the whole time. You tipped your hand by calling buying a home “investing”. It’s not. PS I’m an American, I️ve seen this insanity before, it doesn’t end well!
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Nov 10, 2017 17:47
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paternity suitor posted:You tipped your hand by calling buying a home “investing”. It’s not. But this time it's different You don't know what you're talking about We burned down the white house
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Nov 10, 2017 17:57
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CI have you been reading the RFD RE forums where people are complaining about banks not honouring pre-approvals because of debt ratios, cause 
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Nov 10, 2017 18:47
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Lmao no. Hook a brother up
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Nov 10, 2017 19:09
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Oh my god I need to read that thread.
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Nov 10, 2017 19:31
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https://forums.redflagdeals.com/bank-declined-my-mortgage-2139014/ also good https://forums.redflagdeals.com/friends-asked-make-shill-bid-home-2139732/ Risky Bisquick fucked around with this message at 19:59 on Nov 10, 2017 |
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Nov 10, 2017 19:54
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Pre-approvals mean poo poo and the bank even prints that disclaimer on them, what a bumbling bunch of morons I always enjoy the same 5 token idiots that comment on any upsetting customer service story with "maybe you should sue" like all you need to do is go down to a courthouse and ask the clerk "one lawsuit please"
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Nov 10, 2017 19:56
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This is really nice. God drat it's full of good advice and people pointing out the bank saying no to out of control dangerous debt is a feature not a bug, but then other people tell him one weird trick he can do to get his debt anyways and hey talk to this guy he'll totally hook you up. Baronjutter fucked around with this message at 20:04 on Nov 10, 2017 |
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Nov 10, 2017 19:59
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Baronjutter posted:This is really nice. apparently if you find the RFD user "kevin" and send him a pm he'll hook you up with a sweet mortgage, no questions asked.
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Nov 10, 2017 20:40
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THC posted:vancouver's permit board denied a condo for the first time in living memory and richass developer shills are making GBS threads their diaps about it I kinda like "diaps" as a short form for diapers but the spelling really makes me want to read it as "di-aps". I suppose you could spell it "dipes" but then you have to rely on context for someone to know what it's short for. Will have to give it some more thought.
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Nov 10, 2017 20:59
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When we got our morgage, TD bank in downtown Vancouver "ran out" of bank draft paper at noon (more in safe but it's on timer) so we had to get it from another bank. When they called us in to sign the forms they didn't actually have the forms in hand to sign so we spent half an hour waiting while they tried to get another branch to fax them over. At RBC branches in downtown cores they would never have any USD or Euros on hand and would tell me to call a couple days ahead. Also when I went in to inquire about a small loan they never asked me about assets, I assume they just assumed all my money was in my chequing account or something. So you know, one neat trick to get a mortgage in Canada might actually work because they are so loving incompetent.
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Nov 10, 2017 21:03
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cowofwar posted:At RBC branches in downtown cores they would never have any USD or Euros on hand and would tell me to call a couple days ahead. Also when I went in to inquire about a small loan they never asked me about assets, I assume they just assumed all my money was in my chequing account or something. TD does something similar. Is it incompetence or some kind of policy of security or something? I know that whenever I used go to my local TD branch to get USD or Euro they had little to none and would refer me to a location in the Financial District until I just started going directly there.
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Nov 10, 2017 21:07
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Lobok posted:TD does something similar. Is it incompetence or some kind of policy of security or something? I know that whenever I used go to my local TD branch to get USD or Euro they had little to none and would refer me to a location in the Financial District until I just started going directly there. The funny thing is when I use my Tangerine mastercard at restaurants and whatever people comment that they've never seen one before. A population of 35 million people just shoveling cash in fees to banks for the privilege of being bent over.
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Nov 10, 2017 21:11
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Banks usually only have foreign currency if someone else has brought it in to exchange for CAD. I'm surprised they even bother offering the service considering how little they seem to care about it.
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Nov 10, 2017 21:28
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Any bank will send foreign currency to your branch if you call and ask beforehand.
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Nov 10, 2017 21:31
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http://www.huffingtonpost.ca/2017/11/10/b-c-now-more-dependent-on-real-estate-than-alberta-is-on-oil_a_23273530/quote:B.C. Now More Dependent On Real Estate Than Alberta Is On Oil alternate interpretation: "I'm too much of a loving pussy to say lol this is loving retarded because I care about my precious academic reputation so much"
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Nov 11, 2017 01:08
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Let's see what happens to schroedinger's housing bubble when everyone's buying power is cut by 30%
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Nov 11, 2017 01:09
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Looks like an increase of 16% to 18% over a decade? That doesn't imply a bubble but they might not be considering all of the associated real estate industries?
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Nov 11, 2017 01:20
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http://credbc.ca/role-energy-sector-bcs-economy/ from 2014  lmao
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Nov 11, 2017 01:27
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| # ? May 20, 2024 21:42 |
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http://www.fin.gov.bc.ca/tbs/Financial%20and%20Economic%20Review,%202016.pdf 
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Nov 11, 2017 01:32
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