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Phanatic posted:Also, nope: (Full disclosure, am a nurse, currently work for pharma co and have worked with many drug reps in the past for most large pharma companies for the past 17+ years) Drug reps are typically dumb as rocks, both men and women, but are hired because they are good looking. Also, because they are aforementioned dumb as rocks and are hired because they are good looking, they don’t last very long.
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Jan 16, 2018 19:24
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Nope, the kids don’t sign. Just their parents. It sounds like the parents took out the max, spent the refund if they got any of it (not sure whether it would be split between student loans and PLUS loans) and now want the daughter to pay all of it. If they did get thousands a semester in refund, that’s GWM but BWnot-being-a-lovely-person.
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Jan 16, 2018 19:26
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Droo posted:https://www.reddit.com/r/personalfinance/comments/7qtvry/wifes_parents_are_expecting_us_to_pay_for_parent/ holy poo poo quote:Yeah... this thread is making me realize we need to stop ubereats, and doordashing. It is killing us. Nooo anything but the ubereats! This is what poverty must feel like.
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Jan 16, 2018 19:39
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Hoodwinker posted:A coworker of mine asked in good faith, "Why don't we lend to people with a prison address?' I had a hard time explaining calmly why it wasn't good business sense for a lending company to lend to citizens without consistent income or with the capacity to conduct business freely. We work at a consumer lending company. So how quickly was he promoted to Executive VP of the new Alternatively Housed Consumer Account division?
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Jan 16, 2018 19:43
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Yeah, drug reps are hot. It's a thing. Maybe some drug reps aren't hot, but the venn diagram looks a lot like two circles getting it on. About 1/4th of the hardware vendor reps I've dealt with were probably old lady drug sales reps who aged out of that industry and then went into IT. Computer guys are much more easily impressed than doctors. Krispy Wafer fucked around with this message at 19:54 on Jan 16, 2018 |
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Jan 16, 2018 19:43
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Higgy posted:So how quickly was he promoted to Executive VP of the new Alternatively Housed Consumer Account division?
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Jan 16, 2018 19:59
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Hoodwinker posted:I urged them to start their own consumer lending business which caters to the incarcerated if they felt it was good business sense. They said they don't like the idea of punishing people who are already punished. I said that we aren't punishing anybody: it's in a business's best interest to reduce its liabilities. They said the distinction doesn't hold when it involves marginalized people. I asked them to explain and they went on a tangent about sex offenders. At no point did they make an argument about why our company (and it's actually only one of our borrowers, it's not specific to our company) should incur this risk. It was maddening. To clarify, his question was "why don't we lend to people who are currently serving out a prison sentence"?
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Jan 16, 2018 20:17
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Fil5000 posted:To clarify, his question was "why don't we lend to people who are currently serving out a prison sentence"?
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Jan 16, 2018 20:38
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Hey, they might have a steady income. They might be earning 5 cents an hour because if they refuse to work they get beaten by the guards, thrown into solitary, and lose their good behavior status. gently caress our prison system.
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Jan 16, 2018 20:46
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22 Eargesplitten posted:Hey, they might have a steady income. They might be earning 5 cents an hour because if they refuse to work they get beaten by the guards, thrown into solitary, and lose their good behavior status.
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Jan 16, 2018 20:55
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Higgy posted:Good Parmesan coming fast with that pure poo poo. Just gently caress me up, my dude. yea that is purestrain right there mmmmm
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Jan 16, 2018 20:57
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Hoodwinker posted:Yeah I super agree that our legal system is far from perfect and our prison system is hosed, but it shouldn't be a great leap to imagine why private consumer lending companies might not feel inclined to lend to people with a prison address. Just start accepting payment in toilet wine and you'll be ok.
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Jan 16, 2018 20:59
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Honestly a little surprised there's not some predatory company or another providing loans to people in prison to finance $4 pepsis from the exploitatively priced prison commissary in exchange for a lifetime of debt.
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Jan 16, 2018 21:04
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Bird in a Blender posted:Just start accepting payment in toilet wine and you'll be ok. hailthefish posted:Honestly a little surprised there's not some predatory company or another providing loans to people in prison to finance $4 pepsis from the exploitatively priced prison commissary in exchange for a lifetime of debt. And the inmate will first have to pay debt to the state before paying to any 3rd party, so the 3rd parties look elsewhere. CannonFodder fucked around with this message at 21:07 on Jan 16, 2018 |
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Jan 16, 2018 21:05
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Hoodwinker posted:Yeah I super agree that our legal system is far from perfect and our prison system is hosed, but it shouldn't be a great leap to imagine why private consumer lending companies might not feel inclined to lend to people with a prison address. Nah, I understand. What would they spend it on anyway? One of those SoCal jails where you can spend money to get a nicer cell? (Doublefuck our prison system)
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Jan 16, 2018 21:06
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Bird in a Blender posted:Just start accepting payment in toilet wine and you'll be ok. And a wide variety of small easily concealable in electronics and contraband. As long as Andy Dufresne put the rock hammer in his anus handle first, he should be okay. hailthefish posted:Honestly a little surprised there's not some predatory company or another providing loans to people in prison to finance $4 pepsis from the exploitatively priced prison commissary in exchange for a lifetime of debt. They're call collect calls and they have the added benefit of charging people who have an income.
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Jan 16, 2018 21:06
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Being in prison, or having family in prison is definitely BWM. The states generally let companies monopolize various prison economies, so the commissary, phone calls, various other things that can be legally bought in prison are marked up like 10x what they are normally. Unrelated, but bitcoin is down over 20% today. Good times.
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Jan 16, 2018 22:35
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Crypto is collapsing. Get ready ya'll.
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Jan 16, 2018 22:39
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Seppuku posted:Crypto is collapsing. Get ready ya'll. Last week I posted about the USI-Tech crypto Ponzi scheme abruptly stopping affiliate withdrawals and taking $18 million (or what was worth $18m at that time) out of their Ethereum mining pool before cutting and running. Interesting timing there.
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Jan 16, 2018 23:08
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Seppuku posted:Crypto is collapsing. Get ready ya'll.
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Jan 16, 2018 23:09
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Good Parmesan posted:BWM 2018: Aside from the cow I don't see anything on this list that I'll likely get again. quote:A lot of people are giving this guy crap for buying a half a cow, but honestly that is something that is actually pretty financially responsible.
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Jan 16, 2018 23:41
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Are you disagreeing with the 1/2 cow thing? I mean, as a sound bite it's hilarious, but I've bought that way before (local butcher) and they give you a hell of a deal. It's way cheaper than buying everything individually retail. Yes, you have to do your own "carcass balancing" in your meal planning, and you need to find a place that will pack in portions that are useful to you. Bonus points for a place that will dry age what can be dry aged before packing it. Of course you really need to have some things in place first (chest freezer, backup power) to make this a good idea, but lots of people already do......
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Jan 16, 2018 23:53
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Door to door selling half cows is classic scamming of dumbshit prepper/hoarder old people. Also like every suburban idiot husband buys one and thinks his wife will be happy with the hundreds of pounds of ground beef.
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Jan 16, 2018 23:59
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Motronic posted:Are you disagreeing with the 1/2 cow thing? I mean, as a sound bite it's hilarious, but I've bought that way before (local butcher) and they give you a hell of a deal. It's way cheaper than buying everything individually retail. Yes, you have to do your own "carcass balancing" in your meal planning, and you need to find a place that will pack in portions that are useful to you. Bonus points for a place that will dry age what can be dry aged before packing it. Of course you really need to have some things in place first (chest freezer, backup power) to make this a good idea, but lots of people already do...... How long does it take you to eat half a cow? To me, it's less a matter of cost per pound and more of did you need that much beef in the first place? Especially if you're eating a bunch of steaks, it's not the most efficient $/cal. But it's not the worst BWM for sure.
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Jan 17, 2018 00:05
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cowofwar posted:Door to door selling half cows is classic scamming of dumbshit prepper/hoarder old people. It's not hundreds of pounds of ground beef. You think they grind up perfectly good primals into burger?
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Jan 17, 2018 00:06
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Motronic posted:Are you disagreeing with the 1/2 cow thing? I mean, as a sound bite it's hilarious, but I've bought that way before (local butcher) and they give you a hell of a deal. It's way cheaper than buying everything individually retail. Yes, you have to do your own "carcass balancing" in your meal planning, and you need to find a place that will pack in portions that are useful to you. Bonus points for a place that will dry age what can be dry aged before packing it. Of course you really need to have some things in place first (chest freezer, backup power) to make this a good idea, but lots of people already do...... I just thought it was funny. I do not feel strongly either way about half cowing. quote:All the poo poo I have to hear in the office. https://www.reddit.com/r/Bitcoin/comments/7qvjuv/possibly_the_worst_thing_about_this_crash/
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Jan 17, 2018 00:06
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cowofwar posted:Door to door selling half cows is classic scamming of dumbshit prepper/hoarder old people. I wasn't aware of that (again, legit butcher shop with cows on site. Also both of us cook and had plans for every last bit of it), but if that's how most people see this/come into contact with it I suppose it fits the BWM narrative of OP and he probably bought it out of the back of a pickup truck. Based on your av you probably know more about this thank I do.
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Jan 17, 2018 00:08
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I would blow Dane Cook posted:I just thought it was funny. I do not feel strongly either way about half cowing. drat Becky's. Always thinking they know poo poo. That said the Coiners will look up from their financial ruin and devastation and have a sensible chuckle when the stock market finally corrects itself. See whose got the worthless balance sheet now. cowofwar posted:Door to door selling half cows is classic scamming of dumbshit prepper/hoarder old people. Ladies love tacos. Therefore, they are happy with hundreds of pounds of ground beef.
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Jan 17, 2018 00:12
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Could buying half a cow be GWM? Probably. Am I trusting anyone who also spent 600 dollars on funko pops to be effective with that much meat? no
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Jan 17, 2018 00:18
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If you want to buy half a cow then I’ve also got a half load of asphalt in my truck leftover from a job that I’ll use to resurface your driveway for a steal!
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Jan 17, 2018 00:20
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Phanatic posted:How's that say anything about anything? The point of sending a sales rep is to sell drugs. If your sales rep is doing his or her job, then the visit will result in sales. So you'd expect a spike in sales following each rep, regardless of sex or attractiveness. Doctors making decisions based on medical manufacturer and pharmaceutical marketing is among the reasons for runaway healthcare costs in the US. GWM for the sales rep's company, GWM for the doctor most of the time, probably of no real direct consequence to the patient if they're insured, but very, very BWM for society. totalnewbie posted:How long does it take you to eat half a cow? Ding ding ding. You're probably going to eat more beef than you would otherwise if you bought half a cow. Getting a great price on something that's more expensive in the first place is not necessarily a good financial decision. See also: getting a deal on a watercooled gaming computer. AreWeDrunkYet fucked around with this message at 00:54 on Jan 17, 2018 |
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Jan 17, 2018 00:47
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Right now the top post on Reddit's cryptocurrency news subreddit is a post showing the U.S. National Suicide Hotline phone number. Dark humour or not, it's always screwed up how easily the average joe gets whipped up into the latest "hot investment" then gets burnt. It reminds me of the GTAT debacle from a couple of years back because it literally followed the same trajectory- people who don't know anything about investing getting all hyped up and excited over an investment, posting their daily gains (not really a gain just a green number), shouting down naysayers, then an overnight correction causing lots of soiled underwear. Yet, this cycle repeats itself every few years. Yesterday it was Bitcoin. Before that GTAT. And even before that Beanie Babies. People have extraordinarily short memories, it seems. melon cat fucked around with this message at 01:04 on Jan 17, 2018 |
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Jan 17, 2018 00:59
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Good Parmesan posted:BWM 2018: Aside from the cow I don't see anything on this list that I'll likely get again. I dunno, good beef is worth something and a half a cow is like a year's worth of beef for a family. That's not all that terrible I think. What's hosed up is that this rear end in a top hat blew thousands on gaming systems while he's also listing diapers as an expense. Parent your kid, you dumb rear end in a top hat.
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Jan 17, 2018 01:02
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cowofwar posted:If you want to buy half a cow then I’ve also got a half load of asphalt in my truck leftover from a job that I’ll use to resurface your driveway for a steal! If this really a thing? People go door-to-door offering cow carcasses?
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Jan 17, 2018 01:03
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Bitconnect also just suddenly shut down. What an eventful day for fake internet money.
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Jan 17, 2018 01:08
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Buying a portion of a cow (or hog) is not uncommon in farm country. Half a cow is probably more than a family needs in a year but a quarter or an eighth of a cow is very reasonable and GWM.
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Jan 17, 2018 01:08
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ma i married a tuna posted:
I just had a memory of some terrible hoarder goon thread where it eventually came out he bought a $2k warcraft rig while his children were literally falling through the holes in the floor of his rotting trailer.
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Jan 17, 2018 01:21
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How would half a cow wear pants?
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Jan 17, 2018 01:25
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 Looks like some consistent downward pressure to me. Phanatic posted:If this really a thing? People go door-to-door offering cow carcasses? https://www.bbb.org/western-virginia/news-events/news-releases/2016/03/bbb-advisory-door-to-door-meat-sales-heating-up/
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Jan 17, 2018 01:27
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quote:WARNINGYou're being manipulated by fake news (start taking notice) (self.CryptoCurrency)
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