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TrueChaos posted:What? Run aground at moderate speed, keelbolts will definitely snap, and then the keel goes away. Most people don't maintain / replace their keelbolts as frequently as the should, and this was a saltwater boat from the late 60's they bought for 5k. Of course the keelbolts weren't in good shape. Either way that story is excellent. Compounding BWM makes the schadenfreude better.
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# ? Feb 10, 2018 23:41 |
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# ? May 18, 2024 20:38 |
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silvergoose posted:You did choose the word salty deliberately, right?
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# ? Feb 11, 2018 00:04 |
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It's so fitting for the BWM thread to have a boat maintenance derail that i'm not sure it's even a derail
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# ? Feb 11, 2018 00:26 |
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22 Eargesplitten posted:My sister-in-law and her girlfriend have a $400/mo loan on a new Honda Accord. My sister-in-law is making $17.50 and her girlfriend runs a delivery dispensary with what looks to be some pretty poor business practices. That sounds about right though? $23k for 5 years at today's auto loan rates come out to about $400/month. At $35k + [number] of income a year is not necessarily the most prudent choice but not particularly egregious or anything. AreWeDrunkYet fucked around with this message at 00:54 on Feb 11, 2018 |
# ? Feb 11, 2018 00:37 |
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AreWeDrunkYet posted:That sounds about right though? $23k for 5 years at today's auto loan rates come out to about $400/month. At $35k + [number] of income a year it not necessarily the most prudent choice but not particularly egregious or anything. It's a perfect storm of idiocy, we just don't think it's that big a deal because it's a tornado and we're used to seeing category 5 hurricanes. "California doesn't have common law marriage" posted:
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# ? Feb 11, 2018 00:48 |
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California recognizes palimony though. E: and at first glance she rocks the criteria. She might have to go to court, but I’d bet on her prevailing with some meaningful portion of the assets in question. Subjunctive fucked around with this message at 00:56 on Feb 11, 2018 |
# ? Feb 11, 2018 00:54 |
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First of all, why would you brag about being able to afford something from a dollar store? Second of all, that's a debit card.
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# ? Feb 11, 2018 01:35 |
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I don’t see them bragging about being able to afford something at the dollar store. But even if they had, “decorating with dollar store stuff” doesn’t exactly seem like a BWM home run!
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# ? Feb 11, 2018 01:43 |
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You can make $13k/day by opening a weed store?!
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# ? Feb 11, 2018 02:06 |
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OctaviusBeaver posted:You can make $13k/day by opening a weed store?! Weed is gwm
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# ? Feb 11, 2018 03:59 |
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That’s before operating expenses presumably, and you have to deal with huge amounts of cash. My sister-in-law’s girlfriend wasn’t making anywhere near that. Apparently around there it’s a race to the bottom for prices. She said $2400-3600 per month, but I’ve got no idea if that’s before or after “supplies”, taxes, fuel, or what. They’ve also got a $200/mo Sprint plan, and go through 20 grams a day. Don’t get me wrong, I love them, they’re awesome, but really BWM. They also come from BWM parents who raised them with the idea that the point of having money is to show it off and buy expensive poo poo despite having next to no money most of their childhoods.
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# ? Feb 11, 2018 04:43 |
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Higgy posted:It's so fitting for the BWM thread to have a boat maintenance derail that i'm not sure it's even a derail And found this: OctaviusBeaver posted:You can make $13k/day by opening a weed store?!
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# ? Feb 11, 2018 05:59 |
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Higgy posted:It's so fitting for the BWM thread to have a boat maintenance derail that i'm not sure it's even a derail I was really hoping for a "it is a boat analogy" emoticon but this is very, very close
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# ? Feb 11, 2018 09:51 |
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22 Eargesplitten posted:Don’t get me wrong, I love them, they’re awesome, but really BWM. They also come from BWM parents who raised them with the idea that the point of having money is to show it off and buy expensive poo poo despite having next to no money most of their childhoods. This is pretty much all poor people who in some way come into money, it's not like they teach you economics in school or anything, you have to learn it from parents
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# ? Feb 11, 2018 10:14 |
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Youth Decay posted:
This entire post is an MLM advertisement, Younique is a dumb MLM
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# ? Feb 11, 2018 13:27 |
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mandatory lesbian posted:This is pretty much all poor people who in some way come into money, it's not like they teach you economics in school or anything, you have to learn it from parents Seriously, it's sad. And the person they try to use as a financial role model, because she's the most successful, is the girlfriend's mother. Who bought a brand new 4 bedroom house with <5% down a year or two ago, has two new-ish S-Class Mercedes, a ski-doo type thing, and apparently a ton of credit card debt. As a single mother of three (thankfully two out of the house). Even the girlfriend laughed and says that her mother isn't rich, she just puts everything on credit. And she doesn't see the problem with that. Still less sad mental health wise than my other sister-in-law (this one from my wife's adopted family, rather than birth family). I think I might have mentioned her here before. She's basically half a hoarder now. She grew up dirt poor and my brother in law makes oilfield money. She refuses to use hand-me-downs or buy used clothes, she buys new baby stuff for each baby rather than reusing it. She's buying stuff constantly. They were living with my in-laws for a couple years (partially trying to get oilfield work up in CO, partially him flying to and from Texas every couple weeks). By the time they left, it turns out she had bought so much poo poo that their huge walk-in closet was stuffed full. After they left, my in-laws were sorting through all of the crap left behind in that closet and their living room was just multiple 3-4 foot tall piles of clothes and a bunch of electronics and stuff. This is even after my sister-in-law gave away multiple full sized hefty bags of clothing away to my wife and presumably other people. It's like she doesn't feel the need to own stuff, she just feels like she needs to prove she can buy stuff now.
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# ? Feb 11, 2018 17:50 |
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22 Eargesplitten posted:Seriously, it's sad. And the person they try to use as a financial role model, because she's the most successful, is the girlfriend's mother. Who bought a brand new 4 bedroom house with <5% down a year or two ago, has two new-ish S-Class Mercedes, a ski-doo type thing, and apparently a ton of credit card debt. As a single mother of three (thankfully two out of the house). Even the girlfriend laughed and says that her mother isn't rich, she just puts everything on credit. And she doesn't see the problem with that. My father in law grew up in a family with 5 kids and not much money. A pot of Folgers gets like a scoop of grounds type of not much money. On top of that he has a disability and was told to always follow after his older brother in school and life. And of course the older brother was the golden boy who took the best of whay little there was. To this day my father in law won't eat peanut butter because it reminds him of his upbringing. My father in law had done OK for himself as a skilled blue collar worker, but because he constantly felt deprived and scorned as a child he buys every drat thing he wants, when he wants it. In the past it had caused them financial trouble but he had slowed down a little (he's 70) and also has started to out-earn his debt. I'm not sure how long that is going to last though as he has to retire sometime. We are planning on probably having to build a granny flat for my in laws to live in eventually.
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# ? Feb 11, 2018 18:07 |
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For some people,the act of buying/obtaining is an addictive feeling hence why they shop compulsively and hoard stuff. It isn't so much the utility of using the things, but the rush from getting them in the first place. In terms of poor people being BWM with wealth signifiers, a lot of times a person that grew up poor knows the things that made them look poor, so when they want to feel not-poor they tend to lean on the most ostentatious displays of wealth. True wealth, such as having practical assets (a paid off house, good health coverage, decent emergency fund) aren't really that visible to everyday people. But a new shiny car, brand named products, and other really explicitly visible displays are much more tangible to them.
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# ? Feb 11, 2018 18:34 |
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I included some of his replies since that's where most of the whining is. https://www.reddit.com/r/personalfinance/comments/7wu2t2/my_parents_are_screwed_retirement_and_by/ quote:My parents are screwed (retirement) and by extension so am I. So, his parents came here illegally but got citizenship in the 90's anyway, but continued to cheat on taxes because LoL taxes, kid was on medicaid which paid for surgery on a leg he broke but still complains about taxes being too high here even though he is mad that the government won't give his parents more money to retire. Edit: lol new comment, a normal job is basically just a big pyramid scheme anyway guys quote:Trust me I know about these housekeeping business people. Droo fucked around with this message at 19:02 on Feb 11, 2018 |
# ? Feb 11, 2018 18:55 |
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Ex Wife Didn’t File Taxes For Last 3 Years, Now I Owe The IRS Over $100,000 https://www.reddit.com/r/personalfinance/comments/7wstg4/ex_wife_didnt_file_taxes_for_last_3_years_now_i/ quote:I’ll spare you the long, drawn out version but some details I have to divulge so you (the reader) isn’t lost in the fray. From the comments: quote:lulzoiaf
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# ? Feb 11, 2018 19:13 |
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Panfilo posted:For some people,the act of buying/obtaining is an addictive feeling hence why they shop compulsively and hoard stuff. It isn't so much the utility of using the things, but the rush from getting them in the first place. On the other side, I have some friends who are basically tier 3/tier 4 "rich kids of China" and they all live off their parent's money. They have no idea what it's like to not have money and their parents, who do know what it's like, are more interested in indulging their every want. The one who's been recently cut off from her mother's money luckily has a decent job, but now she has no idea how finances work but is trying to learn. Luckily financial problems are easier to solve when it's "just don't party like your friends do anymore" and not "triple your income." Their parents have done their children a horrible disservice. Since they're the child's job and emergency fund, if anything goes wrong their kids are going to be completely lost.
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# ? Feb 11, 2018 20:25 |
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MLM Debt busting - this is brilliant and insane at the same time: https://www.advocare.com/get-started/become-a-distributor/debtbuster
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# ? Feb 11, 2018 20:44 |
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Blinkman987 posted:On the other side, I have some friends who are basically tier 3/tier 4 "rich kids of China" and they all live off their parent's money. They have no idea what it's like to not have money and their parents, who do know what it's like, are more interested in indulging their every want. The one who's been recently cut off from her mother's money luckily has a decent job, but now she has no idea how finances work but is trying to learn. Luckily financial problems are easier to solve when it's "just don't party like your friends do anymore" and not "triple your income." Their parents have done their children a horrible disservice. Since they're the child's job and emergency fund, if anything goes wrong their kids are going to be completely lost. Talking to westerners who've worked in Saudi Arabia is peak BWM anecdotes. Jewel encrusted things and the Palm Islands were normal oil-money inspired excesses, but I wouldn't have imagined robot camel jockeys.
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# ? Feb 11, 2018 20:59 |
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n8r posted:MLM Debt busting - this is brilliant and insane at the same time: Wait, is this “get out of debt so you can by more our our crap”?
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# ? Feb 11, 2018 21:02 |
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Guest2553 posted:Talking to westerners who've worked in Saudi Arabia is peak BWM anecdotes. Jewel encrusted things and the Palm Islands were normal oil-money inspired excesses, but I wouldn't have imagined robot camel jockeys. One of my favorite images ever
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# ? Feb 11, 2018 21:04 |
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Droo posted:I included some of his replies since that's where most of the whining is. quote:[–]tea_and_honey 8 points 2 hours ago
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# ? Feb 11, 2018 21:22 |
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Guest2553 posted:Talking to westerners who've worked in Saudi Arabia is peak BWM anecdotes. Jewel encrusted things and the Palm Islands were normal oil-money inspired excesses, but I wouldn't have imagined robot camel jockeys. I'd much rather they use robots than selling small children into slavery and starvation to be light enough to go fast on a camel. Racing an animal for their own amusement isn't great, but I'm willing to bet these guys take pretty good care of the camels.
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# ? Feb 11, 2018 21:24 |
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Motronic posted:Ex Wife Didn’t File Taxes For Last 3 Years, Now I Owe The IRS Over $100,000 I would be in a constant state of terror if my whole livelihood depended on the fleeting generosity of a free social media platform.
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# ? Feb 11, 2018 21:56 |
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Krispy Wafer posted:
the constant terror might be somewhat counterbalanced by earning $30,000/month when i first read it my brain automatically removed a zero
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# ? Feb 11, 2018 22:23 |
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Krispy Wafer posted:I would be in a constant state of terror if my whole livelihood depended on the fleeting generosity of a free social media platform. Note to all people with joint finances: budget meetings are a thing, do it! Same with people who are married but have mostly separate finances! SiGmA_X fucked around with this message at 23:47 on Feb 11, 2018 |
# ? Feb 11, 2018 23:42 |
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Thesaurus posted:when i first read it my brain automatically removed a zero As it should, because that was very obviously not sustainable.
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# ? Feb 11, 2018 23:54 |
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Motronic posted:Ex Wife Didn’t File Taxes For Last 3 Years, Now I Owe The IRS Over $100,000 Wow, Drew Curtis has really fallen on some hard times.
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# ? Feb 12, 2018 00:51 |
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Pet Cheetahs are good with money. You get free cheetos.
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# ? Feb 12, 2018 01:03 |
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Moneyball posted:One of my favorite images ever When you get your tax return and start buying unnecessary poo poo.
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# ? Feb 12, 2018 01:12 |
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Weirdly enough, cheetahs apparently may have a bottlenecked gene pool from being kept captive for so long historically. And on a cuter note, they're so high-strung that zoos often now have dogs hang out with them to chill them out.
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# ? Feb 12, 2018 08:18 |
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n8r posted:MLM Debt busting - this is brilliant and insane at the same time: There is some good advice here, pity it has been sprinkled over a MLM pyramid.
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# ? Feb 12, 2018 12:26 |
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Considering how much I like to pet normal cats until they lose their patience and attack me, I'm not sure I'd ever want a cat that's even bigger and more high-strung.Inescapable Duck posted:And on a cuter note, they're so high-strung that zoos often now have dogs hang out with them to chill them out. More importantly, there are videos of this on youtube that you can watch.
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# ? Feb 12, 2018 14:32 |
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Ever wonder how MLM's work in areas where human rights are...inconsistent? https://www.economist.com/news/china/21736182-crackdowns-may-not-be-working-pyramid-schemes-cause-huge-social-harm-china quote:Many perfectly legal companies try to boost morale by getting staff to sing company songs or organising awaydays. China’s business cults, however, combine such techniques with violence. Zhang Chao was a 25-year-old who was trying to break away from an illegal MLM company outside the northern port city of Tianjin. He was found dead from heatstroke, dumped at the side of a road by colleagues. In another case, Cheng Cuiying and his wife walked for two days to Tianjin to rescue their son from an MLM business. They found him drowned in a lake. People were arrested in connection with both deaths. But the firms, and the money, disappeared. Late-stage capitialism will be marked by Lularoe whistleblowers strangled to death by their donut leggings.
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# ? Feb 12, 2018 15:24 |
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Going to implement some of this in the marketing department.
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# ? Feb 12, 2018 15:34 |
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# ? May 18, 2024 20:38 |
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moana posted:somebody paid money for those blazers and for a gold-plated "fat" necklace with a shoelace chain It's plastic.
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# ? Feb 12, 2018 15:46 |