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23, 9000/Month, 1099. Need budgeting advice.https://www.reddit.com/r/personalfinance/comments/48s4at/23_9000month_1099_need_budgeting_advice/ posted:Hey Reddit! quote:[–][deleted] 57 points 1 year ago quote:[–]billthecatt 16 points 1 year ago
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Feb 13, 2018 02:16
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Wouldn't insurance cover something like a home invasion/robbery situation?
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Feb 13, 2018 02:18
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Haifisch posted:23, 9000/Month, 1099. Need budgeting advice. Lol dude is paying $2k for $40 vodka bottle service.
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Feb 13, 2018 02:20
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You veered pretty far, in case you were wondering.
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Feb 13, 2018 02:20
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Panfilo posted:Wouldn't insurance cover something like a home invasion/robbery situation? Yeah, also the home invasion somehow left them “without a vehicle” which means either they didn’t have car insurance (BWM/BWL/probably Bad With Law in CA) or they didn’t want to report the theft for some reason.
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Feb 13, 2018 02:21
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Subjunctive posted:You veered pretty far, in case you were wondering. Yeah I know. I feel kinda bad suggesting it, so it’s not a hill I’m going to die on to defend.
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Feb 13, 2018 02:23
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Panfilo posted:Wouldn't insurance cover something like a home invasion/robbery situation? Yeah, and homeowners insurance is usually required on a mortgage.
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Feb 13, 2018 02:23
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Homeowner's insurance wouldn't cover a stolen car, the comprehensive policy on the automobile would. A lot of people (including me) don't bother to carry collision/comprehensive car insurance. Please don't steal my car.
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Feb 13, 2018 02:27
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Either there is more to the story or the guy used it to justify his own desire to shut down his businesses and move to one of the highest COL areas in the country. The situation is of his own making either way. I am 100% comfortable saying his present state of affairs is his own fault.
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Feb 13, 2018 02:29
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Droo posted:Homeowner's insurance wouldn't cover a stolen car, the comprehensive policy on the automobile would. A lot of people (including me) don't bother to carry collision/comprehensive car insurance. Please don't steal my car. Not carrying collision/comprehensive insurance when you can’t afford to replace your car if it’s stolen or damaged in an accident that’s your fault is extremely BWM. As this guy might have learned (and hopefully you won’t).
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Feb 13, 2018 02:36
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Haifisch posted:23, 9000/Month, 1099. Need budgeting advice. SlowMo 2.0 posted:Guys I make 9,000 a month but I never have any money left over, somene good with the economy help me. quote:Stop clubbing SlowMo 2.0 posted:no On the plus side, he's young and could easily change a few habits and be fine. On the other, he could get an SA account and be another great entertaining read.
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Feb 13, 2018 02:38
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cowofwar posted:Lol dude is paying $2k for $40 vodka bottle service. I guess SloMo gave up on the finance industry? E: gently caress, beat me to it.
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Feb 13, 2018 02:39
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He grew up homeless and has no family except for his wife and kids. Even if he was doing well, his instinctive reaction is going to be impulsive because calm measured decisions weren't really a thing he saw as a child. It sucks because it's like every bad decision he's making is coming at him in slow motion, but he can't avoid it. 6 people in a loving SUV and one of them is a 3 year old? WTF.
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Feb 13, 2018 02:42
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This guy eBay hustles, right? That's how he was making how income before?
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Feb 13, 2018 02:44
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Drunk Tomato posted:This guy eBay hustles, right? That's how he was making how income before? I'm just picturing the bald dude with sun glasses from Storage Wars
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Feb 13, 2018 03:03
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Higgy posted:On the plus side, he's young and could easily change a few habits and be fine. He’s gonna get hosed by taxes.
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Feb 13, 2018 04:04
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What are "taxes"
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Feb 13, 2018 04:17
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 oooh birthday flowers
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Feb 13, 2018 04:32
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drat that is so hosed up why did I go to medical school when I could have gone to Arbonne NVP school
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Feb 13, 2018 04:37
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What's a Mercedes Benz cash bonus? I just picture coupons for your local Mercedes dealer.
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Feb 13, 2018 04:40
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why can't they afford a higher res image?
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Feb 13, 2018 04:55
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Youth Decay posted:
My favorite part is how nothing in this picture is technically false in regards to the actual article. There is a link to a real article and it does state a couple things from the real list. I'll let ya'll guess what isn't actually on the list. the doctor, buy some poo poo from me now
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Feb 13, 2018 04:57
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Krispy Wafer posted:He grew up homeless and has no family except for his wife and kids. Even if he was doing well, his instinctive reaction is going to be impulsive because calm measured decisions weren't really a thing he saw as a child. It's crazy how his schemes just leap from extreme to extreme. His heart is in the right place but he's totally flailing around. This is some Homer Simpson level planning. "Hmm, I want to keep my family together... Maybe if we all drive into Mexico! and then we're still homesless but left with no working car, no income, and no prospects of any kind?" (at least even he rejected this idea as unsound) "I need a place to live... so I need some kind of huge car to live in! All six of us will live in the car and then once I've saved some money... I'll buy a second car to increase my homeless earning potential via uber and scrounging up poo poo more efficiently!" He's also so fixated on gas mileage when that should be like #753 on his list of urgent needs. Also curious about his mysterious references to beimg "given an unlawful detainer."
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Feb 13, 2018 06:07
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Thesaurus posted:Also curious about his mysterious references to beimg "given an unlawful detainer." Unlawful detainer is what an eviction is called in California. 
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Feb 13, 2018 06:32
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ohgodwhat posted:What's a Mercedes Benz cash bonus? I just picture coupons for your local Mercedes dealer. Some MLMs will pay you a fixed amount each month if you show proof of purchase or lease of a certain brand of luxury car and are in the "Ultra Diamond" tier that 0.1% of people get to. Of course, I doubt Mercedes or BMW will extend credit to someone whose primary income is a MLM, and if you happen to drop below the required tier level you are still responsible for the payments.
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Feb 13, 2018 08:01
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Konstantin posted:Some MLMs will pay you a fixed amount each month if you show proof of purchase or lease of a certain brand of luxury car and are in the "Ultra Diamond" tier that 0.1% of people get to. Of course, I doubt Mercedes or BMW will extend credit to someone whose primary income is a MLM, and if you happen to drop below the required tier level you are still responsible for the payments. Do you think people making an average of $21k per month really need to finance a car? They buy birthday flowers, baby - they're Diamond™ Thesaurus posted:"I need a place to live... so I need some kind of huge car to live in! All six of us will live in the car and then once I've saved some money... I'll buy a second car to increase my homeless earning potential via uber and scrounging up poo poo more efficiently!" "Junior's getting bigger, time for a 3rd car! We've arrived, we're car rich now, honey!"
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Feb 13, 2018 13:09
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do you think those people are financing cars and not leasing them
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Feb 13, 2018 15:04
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KYOON GRIFFEY JR posted:do you think those people are financing cars and not leasing them That's just called making your money work for you buddy Edit: to be fair there are some seriously perverse incentives for small business owners to lease cars in the United States tax code
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Feb 13, 2018 16:24
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WTF does Arbonne even sell? I've never heard of them so I went to their page and of course they're deliberately vague about any actual products.
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Feb 13, 2018 17:47
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Dreams, probably.
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Feb 13, 2018 17:50
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Phanatic posted:WTF does Arbonne even sell? I've never heard of them so I went to their page and of course they're deliberately vague about any actual products.
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Feb 13, 2018 17:50
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Couple sells everything to sail the world, boat sinks on day 2 http://www.wyff4.com/article/couple-sells-everything-to-sail-the-world-boat-sinks-on-day-2/17019084
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Feb 13, 2018 18:02
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the punchline posted:"I'm not going to give up now," Broadwell told the Tampa Bay Times. "I'm going to get another boat down the road." We'll see how that goes for them since they have no jobs or savings now.
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Feb 13, 2018 18:05
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Did we ever find out how they planned to buy food and water for their never ending sailboat trip around the world with no savings or jobs? Charge people to take pictures with their pug?
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Feb 13, 2018 18:20
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This is some of the worst BWM I've ever seen. Aspiring rapper Unkle Adams, $164,000 in debt pledges goal of growing from 18,000 monthly spotify listens to 1 million monthly listens. 4 months later, he's sold his car and his house, and is now over $200,000 in debt with little to show for it. https://www.youtube.com/watch?v=wbpJtarSPpo The most frustrating part is he is wasting thousands of dollars on professional music video shoots and studio time. It's 2018, you can become a successful rapper with a computer mic and a pirated copy of Ableton. I mean, having talent helps, but unfortunately Unk is a little lacking in that department.
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Feb 13, 2018 19:09
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Haifisch posted:We'll see how that goes for them since they have no jobs or savings now.
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Feb 13, 2018 19:26
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Solice Kirsk posted:Did we ever find out how they planned to buy food and water for their never ending sailboat trip around the world with no savings or jobs? Charge people to take pictures with their pug? Uh, I think that you will find that the ocean is made of water, you just drop a bucket over the side. It's also full of things you can eat!
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Feb 13, 2018 19:36
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I went fishing and all I caught was a boot and six pack rings Can I eat those?
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Feb 13, 2018 19:45
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If the boot was leather, sure. If it was rubber, probably not.
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Feb 13, 2018 19:48
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Ashcans posted:Uh, I think that you will find that the ocean is made of water, you just drop a bucket over the side. Use the pug as bait. You just need to pull him up right at the last minute and the barracuda lands in your boat and then you put on the tarter sauce.
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Feb 13, 2018 19:49
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