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Combat Pretzel posted:The reason for the raise wasn't features, but "value". That's the most hilarious thing. In regards to development, it's as frozen as ever, nothing really happens. I dunno, I definitely get $7/month worth of value out of it. Maybe if you are more techy or have a really tight spreadsheet game you wouldn't, but it's really helped me get in control of (and stay in control of!) my finances. I'm happy to pay that for a slick interface, the mobile app and bank syncing. Put another way, I save far more than $7/month with YNAB.
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# ? Jan 22, 2018 09:50 |
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# ? May 14, 2024 01:33 |
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Maybe so, but they had a certain price for two years, and now they raised it without adding any new features to it.
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# ? Jan 22, 2018 14:55 |
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Combat Pretzel posted:Maybe so, but they had a certain price for two years, and now they raised it without adding any new features to it. They did add the new app, which I like quite a bit but still isn't enough on its own. I'd gladly purchase it standalone if that was an option but will not subscribe to nYNAB just to get it. Here's my take on it: I use YNAB4 because it's been wonderful despite the lack of updates or support. I don't need this as a service, it's a product that I purchased because I liked how it works. If I had upgraded back when nYNAB came out then the period from then to now would have cost me what... $100 at least? All I'd have to show for it is the ability to tweak my budget on the go but would be in exactly the same position otherwise. It's just not worth it.
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# ? Jan 22, 2018 18:55 |
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After paying for YNAB and understanding how it works I'll definitely using a spreadsheet next year. Even someone with basic Excel skills can make a working alternative as long as you dont care about half broken direct import.
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# ? Jan 22, 2018 19:03 |
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yeah it started off as a spreadsheet in ynab 1 and 2
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# ? Jan 22, 2018 21:57 |
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Teeter posted:They did add the new app, which I like quite a bit but still isn't enough on its own. I'd gladly purchase it standalone if that was an option but will not subscribe to nYNAB just to get it. Fair enough. YNAB is a different type of product than other subscriptions, such as Netflix (new content) or Amazon prime (perks), so I can see not wanting to pay for it under the same kind of model. But, for me personally, if it takes $7/mo to keep the lights on at the YNAB factory, then I am currently okay to pay that. I'm getting more out of it than Netflix anyway...
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# ? Jan 23, 2018 01:52 |
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Someone made a basic clone of ynab in google sheets if you really want to go the homebrew route. https://docs.google.com/spreadsheets/d/1YoCdnXvYlzTUxoF91jrEsvAK5FVexeqUheUHBfZ_36Y/edit#gid=0
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# ? Jan 23, 2018 02:26 |
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Harminoff posted:Someone made a basic clone of ynab in google sheets if you really want to go the homebrew route. Saving this for when YNAB4 eventually dies.
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# ? Jan 23, 2018 02:40 |
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Harminoff posted:Someone made a basic clone of ynab in google sheets if you really want to go the homebrew route. It says that file is in the trash, is there a newer version?
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# ? Jan 23, 2018 14:26 |
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A couple years ago, I gave a stab at the app (whenever they released it on steam). I liked it, but got lazy. Later on, they started their subscription model and people bitched because it was lacking features. It’s probably asked all the time, but is it worth it now? Are there other apps that do it better now? One of my downfalls with ynab in the past was not syncing with my bank account. I’m not unwilling to do manual entry, but I’d prefer if it was more automated. My current method of dealing with money is, “do I have enough? Then buy stuff”
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# ? Jan 23, 2018 15:13 |
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Use the trial and check if direct import works right for you. If it does, is it worth $84? If it doesn't, go with the spreadsheet that was just posted.
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# ? Jan 23, 2018 15:42 |
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Defenestration posted:It says that file is in the trash, is there a newer version? Hmm I found it on the ynab sub Reddit but can't find the post. Hopefully he is just getting it updated and will post an update. I didn't save a copy but it someone else did maybe they can reshare it? Harminoff fucked around with this message at 17:05 on Jan 23, 2018 |
# ? Jan 23, 2018 16:59 |
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I'm still using the copy I got on steam. It's been really helpful to me, and I'll be sad when it finally dies.
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# ? Jan 24, 2018 02:23 |
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I get why auto-import is bad now. I bank at a credit union so my debit card doesn't import but my credit card does. Because past me was awful at money I have a balance near my credit limit and one transaction didn't import and it put me over said limit, but YNAB did not reflect this. Then the statement closed and I got smashed with a $35 over limit fee. Took me an inordinate of time to reconcile. Hopefully I can beg my credit card company to cut me some slack.
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# ? Jan 31, 2018 03:45 |
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Alright, I'm using YNAB4. My wife and I have separate budget files. I put everything in on the spot. She usually waits 2 weeks and bulk puts all her transactions in. Almost every time she gets done entering a shitload of transactions on her phone, she gets the "the desktop signaled a change" bullshit error and it wipes out everything she just did. This never happens to me. What the gently caress is happening?
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# ? Feb 7, 2018 18:01 |
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Defenestration posted:It says that file is in the trash, is there a newer version? Not sure, but you can always just make a copy of it. Here's a link to my copy if you don't like the "in the trash" error.
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# ? Feb 8, 2018 04:41 |
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listrada posted:I dunno, I definitely get $7/month worth of value out of it. Maybe if you are more techy or have a really tight spreadsheet game you wouldn't, but it's really helped me get in control of (and stay in control of!) my finances. I'm happy to pay that for a slick interface, the mobile app and bank syncing. Yeah. The value of the online version is there. Especially because most of the competitor's business models (mint mostly) are integrated with data harvesting and targeted marketing that bothers the hell out of me. I would say though that the stalled development and feature additions are a large drag. If financier ever builds out a transaction sync function I'd strongly consider switching though.
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# ? Feb 8, 2018 04:45 |
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Deleted my nYNAB sub today. Direct Import was just way too flakey for me, which kind of defeats the whole purpose. My finances are largely stable and I was kind of sick of manually importing stuff into YNAB4. It was made somewhat easier by just exporting transactions from my banks, but seemingly none of them ever got their CSVs right and they required janitoring, or there were limitations on how you were able to download them. Without direct import nYNAB is just straight up, unequivocally worse than YNAB4. There is just so much missing from it that seems so obvious, and so easy to implement, that it's really head scratching. From big things like basic reports, to a myriad of small quality of life stuff like being able to add and subtract from amounts on the fly, quick budget a whole month, etc. If i'm going to be manually importing poo poo anyway, why not do it in the version that makes it drastically easier? Hell, I didn't even mind how it handled credit cards.
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# ? Feb 15, 2018 00:51 |
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Nothing's really happening anymore visibly, after the last "large" feature addition, that is reports, which was really just getting feature complete. Somewhat, anyway. That one took already way too long as it was, and it happened already way too long ago. And then they suddenly have the gall to raise the subscription fee solely because they suddenly figured the price didn't reflect the value of the product. The last thing I heard was that they wanted to overhaul the To Be Budgeted thing, and that was also already three months ago or so (I'm assuming it's been planned for longer than that). There's like 50 people working there, how much of them are developers anyway, if nothing goes forward in a reasonable time? Too bad that Budgetwise thing isn't proceeding as fast as I hoped. Last I heard that one starts early access in late spring and intends to go public in fall. Assuming it'll be worth a drat, anyway.
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# ? Feb 15, 2018 03:14 |
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a small part of why I stopped doing budgets for people is because YNAB was excellent, but I’ve had a lot of former clients come back to me since the next one came out last year or whenever. Short of paying a developer to finish the app I ran out of money getting developed a few years ago is there a good alternate I can suggest that people?
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# ? Feb 18, 2018 17:54 |
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How do you get YNAB4 to run on it's own without Steam being open if it was bought on Steam? I know there's a way, but I can't seem to remember/figure it out.
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# ? Feb 18, 2018 18:29 |
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BAE OF PIGS posted:How do you get YNAB4 to run on it's own without Steam being open if it was bought on Steam? I know there's a way, but I can't seem to remember/figure it out. IIRC, you can copy the serial number of your copy from the About screen (found from the help menu). You can then download the 'classic' YNAB4 installer - buried in a Google search, I think, but still online - and use your Steam copy's key to activate it.
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# ? Feb 18, 2018 18:43 |
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spincube posted:IIRC, you can copy the serial number of your copy from the About screen (found from the help menu). You can then download the 'classic' YNAB4 installer - buried in a Google search, I think, but still online - and use your Steam copy's key to activate it. I think this is right- this sounds like what I did years ago and was happy to find I could because I don't use Steam for anything else.
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# ? Feb 18, 2018 20:12 |
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spincube posted:IIRC, you can copy the serial number of your copy from the About screen (found from the help menu). You can then download the 'classic' YNAB4 installer - buried in a Google search, I think, but still online - and use your Steam copy's key to activate it. It's not that hidden - https://classic.youneedabudget.com/ has direct links to the downloads. Apart from opening it in Steam at least once beforehand, there shouldn't be any issues.
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# ? Feb 19, 2018 11:19 |
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Awesome, thanks guys!
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# ? Feb 19, 2018 11:41 |
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my desktop app (classic) isn't syncing with my phone I can see the files syncing in dropbox but it doesn't show transactions I know are there.
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# ? Mar 3, 2018 04:41 |
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Remove the budget from the phone and re-add?
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# ? Mar 3, 2018 06:01 |
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Fixed itself overnight. must have been a dropbox thing, whew
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# ? Mar 3, 2018 14:34 |
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Just FYI, we had some sort of corruption happen to our ynab4 budget about a year ago where it didn't sync anymore and we had lost like 30 days worth of entries. They gave us really good email support, looking at our files and going back and forth for 7-8 days so they will still help you out if you or anybody else has serious issues.
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# ? Mar 3, 2018 19:56 |
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I just started a YNAB demo and while it connects to my bank, it can't see any accounts. It says the financial institution is connected, and it says 0/0 accounts are connected. I'm fairly certain I have more than 0 accounts. Is this fixable, or is it nYNAB sucking like I hear it does? The bank I'm using is a credit union, but it came up in the list when I started typing the name so I would think it should work.
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# ? Mar 18, 2018 18:32 |
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22 Eargesplitten posted:I just started a YNAB demo and while it connects to my bank, it can't see any accounts. It says the financial institution is connected, and it says 0/0 accounts are connected. I'm fairly certain I have more than 0 accounts. Is this fixable, or is it nYNAB sucking like I hear it does? My boyfriend had the same issue and it resolved itself in a few days. Just had to disconnect/reconnect his credit union a bunch. Email the support folks - it's deffo a problem on ynab's end.
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# ? Mar 19, 2018 17:17 |
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I have YNAB 4, and I just started nYNAB 3 month trail about a month ago. For the first time in a LONG time, I am taking it seriously and updating it everyday. I am so-so on the nYNAB. I am not sure if it is worth 104 bucks (CND) a year. I am more of an YNAB 4 person, but not using dropbox to access to budget on my phone is great. Anyway, I promised myself to stick to AN YNAB for 3 months. So I will see what happens in the future.
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# ? Mar 30, 2018 00:48 |
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I can't wait to get paid tomorrow so I can allocate the money towards May's budget!
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# ? Apr 3, 2018 21:25 |
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My wife and I are on YNAB4. I'm the one who enters amounts and poo poo right after I'm done at the store register, because the GPS tagging makes things super easy. My wife, on the other hand, will go back and enter her transactions like every 2-3 weeks, so her budget is never up to date. Coupling that with the fact that she is always getting Dropbox errors which make her re-sync her (and lose all her progress) stuff for who the gently caress knows what reason (most likely entering 200 transactions at once since I never see these issues), I'm slowly starting to think how much easier it would be (for her) to have automatic importing. Please talk me out of spending real money on nYNAB every month.
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# ? Apr 3, 2018 22:20 |
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Its useful and helpful, don't believe the bullshit about how automatic import is a bad thing. You still have to manually approve each transaction.
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# ? Apr 3, 2018 23:13 |
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I just import manually. It works just as well and if you spend the time setting up auto-categorizing and renaming it's basically painless.
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# ? Apr 3, 2018 23:20 |
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Zamujasa posted:I just import manually. It works just as well and if you spend the time setting up auto-categorizing and renaming it's basically painless. Yeah but his wife isn't doing it in a timely fashion so that cramps the style I use 4 and manually reconcile once a week. I remember to put maybe 25% of transactions but I always do the cash ones
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# ? Apr 3, 2018 23:27 |
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Defenestration posted:Yeah but his wife isn't doing it in a timely fashion so that cramps the style This is pretty much me, I always do cash so I don't forget but if I don't immediately do a receipt or two it snowballs until the weekend when I fix it then.
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# ? Apr 3, 2018 23:37 |
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got a facebook memory today that reminds me why I quit mint. Mint sent an alert that my rent check was "unusual spending on software or electronics" (I've had the same landlord for almost 10 years now)
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# ? Apr 8, 2018 16:16 |
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# ? May 14, 2024 01:33 |
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Ughhh, probably 8 out of every 10 times I open YNAB4 on my iPhone 8+, it makes the phone completely unresponsive and I have to end up rebooting to get it to actually open without issue. I have like 5 years of budget history in it, so no clue if that has anything to do with it, but it just started happening within this past month. I swear this poo poo, along with my previously-mentioned desktop triggering a sync change or whatever, is slowly grinding me to the inevitable decision to convert to nYNAB. e: Why the hell can't I find an official list of banks that nYNAB supports for auto-importing? Henrik Zetterberg fucked around with this message at 00:19 on May 4, 2018 |
# ? May 4, 2018 00:03 |