Bad With Money 2018: When I die, bury me in the blockchain.

The Something Awful Forums > Discussion > Ask/Tell > Business, Finance, and Careers > Bad With Money 2018: When I die, bury me in the blockchain.

«‹›676 »

Fuzzy Mammal: Aug 15, 2001; Lipstick Apathy

Nobody loving moves states just get weed come on.

# ? Mar 11, 2018 20:12

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# ? May 29, 2024 05:23

19 o'clock: Sep 9, 2004; Excelsior!!!

I moved to Breckenridge in 2008 to be a snowboard bum. It�s pretty drat harrowing in the High Rockies as far as housing costs go. Loads of people are getting paid minimum wage while getting hit with inflated cost of living. The reasoning for both low pay and high COL is �you get to live in the mountains�

I moved to the front range two years ago and hoooooly poo poo do I make more money down here. It�s getting worse in the resort towns and shows no sign of slowing down. AirBNB is exacerbating the issue by taking rental housing off of the market. It�s one giant race to the bottom.

I feel for the dude, but man, it was rough ten years ago never mind now. Dude�s gotta open the chute and bail or start making some serious money really quickly if he wants to live his dream up there.

Best way to survive up there as someone who isn�t already rich? Sponsorship. Specifically, a parental sponsorship. That�s the only way I�ve seen it work consistently.

# ? Mar 11, 2018 20:22

Ulf: Jul 15, 2001; FOUR COLORS
ONE LOVE; Nap Ghost

Fuzzy Mammal posted:

Nobody loving moves states just get weed come on.

I was hiring in Denver for my tech startup in 2013-2014 and they absolutely did.

Interest from out of state applicants went through the roof. We got some great people from this.

# ? Mar 11, 2018 20:45

22 Eargesplitten: Oct 10, 2010

Google is also expanding, and there�s a Twitter office here, and other Bay Area companies expanding into CO.

Boulder County�s average home price is now over $1m.

# ? Mar 11, 2018 21:01

Volmarias: Dec 31, 2002; EMAIL... THE INTERNET... SEARCH ENGINES...

22 Eargesplitten posted:

Google is also expanding, and there’s a Twitter office here, and other Bay Area companies expanding into CO.

Boulder County’s average home price is now over $1m.

Yes, yes, let the bay area for through you!

# ? Mar 11, 2018 23:46

22 Eargesplitten: Oct 10, 2010

Build a wall around Colorado and Wyoming. California isn't sending their best, they're sending HENRYs and Porsche drivers.

I'm all for allowing refugees from the Midwest and South, though.

# ? Mar 11, 2018 23:58

GoGoGadgetChris: Mar 18, 2010; i powder a
granite monument
in a soundless flash

showering the grass
with molten drops of
its gold inlay

sending smoking
chips of stone
skipping into the fog

I'm on a road trip and just drove by a trailer full of horses

Talk about bwm!

Horses!!

# ? Mar 12, 2018 00:40

Switchback: Jul 23, 2001

This breakfast just cost my in-laws $45 + $8 service fee and coffee isn�t even included.

# ? Mar 12, 2018 00:47

BigDave: Jul 14, 2009; Taste the High Country

Switchback posted:

This breakfast just cost my in-laws $45 + $8 service fee and coffee isn’t even included.

Marriott or Hilton?

# ? Mar 12, 2018 00:49

Power of Pecota: Aug 4, 2007; Goodness no, now that wouldn't do at all!

Whatever's in that square bowl looks like dog treats.

# ? Mar 12, 2018 01:36

cowofwar: Jul 30, 2002; by Athanatos

I also like my breakfasts to have a four month shelf life.

# ? Mar 12, 2018 02:10

Spring Heeled Jack: Feb 25, 2007; If you can read this you can read

Switchback posted:

This breakfast just cost my in-laws $45 + $8 service fee and coffee isn�t even included.

Tag yourself, I�m the entire roll of cling wrap.

# ? Mar 12, 2018 02:34

Hutzpah: Nov 6, 2009; Fun Shoe

Spring Heeled Jack posted:

Tag yourself, I’m the entire roll of cling wrap.

Is even the orange juice cling wrapped?

# ? Mar 12, 2018 02:43

FROOOOOOOOG: Jan 28, 2009

Power of Pecota posted:

Whatever's in that square bowl looks like dog treats.

Do other countries not have Nutri-Grain?

(The "Nutri" means sugar)

AUD prices always look worse than they realistically are, but jeez it being strong has got to really hurt our tourism industry - which is kind of a big deal here.

# ? Mar 12, 2018 02:52

Solice Kirsk: Jun 1, 2004; .

Hutzpah posted:

Is even the orange juice cling wrapped?

Don't want it to go bad.

# ? Mar 12, 2018 02:57

Midjack: Dec 24, 2007

Hutzpah posted:

Is even the orange juice cling wrapped?

They often prepare it the night before. The cling film keeps it from evaporating or absorbing odor and flavor from the other things in the fridge overnight.

# ? Mar 12, 2018 02:59

Ghost Leviathan: Mar 2, 2017; Exploration is ill-advised.

FROOOOOOOOG posted:

Do other countries not have Nutri-Grain?

(The "Nutri" means sugar)

AUD prices always look worse than they realistically are, but jeez it being strong has got to really hurt our tourism industry - which is kind of a big deal here.

What's a tourism industry without gouging tourists?

# ? Mar 12, 2018 03:49

FrozenVent: May 1, 2009; The Boeing 737-200QC is the undisputed workhorse of the skies.

Spring Heeled Jack posted:

Tag yourself, I�m the entire roll of cling wrap.

I�m the world�s saddest slice of ham.

# ? Mar 12, 2018 03:55

Photex: Apr 6, 2009

Nice frozen pastries too

# ? Mar 12, 2018 03:58

Solice Kirsk: Jun 1, 2004; .

FrozenVent posted:

I�m the world�s saddest slice of ham.

Nah, one of my friends once tore up three pieces of Buddig ham and tossed it into undrained peas cooking in a pot and then poured half a High Life into it to make "pea soup." I think that ham had a worse existence.

# ? Mar 12, 2018 04:02

Dillbag: Mar 4, 2007; Click here to join Lem Lee in the Hell Of Being Cut To Pieces; Nap Ghost

Photex posted:

Nice frozen pastries too

Those are shrimp dude

# ? Mar 12, 2018 04:09

Suspicious Lump: Mar 11, 2004

Midjack posted:

They often prepare it the night before. The cling film keeps it from evaporating or absorbing odor and flavor from the other things in the fridge overnight.

for $45 i want FRESHLY poured juice. wow

# ? Mar 12, 2018 08:26

Virtue: Jan 7, 2009

Switchback posted:

This breakfast just cost my in-laws $45 + $8 service fee and coffee isn�t even included.

This is what can happen when your hotel primarily caters to business travelers who expense everything.

# ? Mar 12, 2018 09:03

BEHOLD: MY CAPE: Jan 11, 2004

Solice Kirsk posted:

Nah, one of my friends once tore up three pieces of Buddig ham and tossed it into undrained peas cooking in a pot and then poured half a High Life into it to make "pea soup." I think that ham had a worse existence.

My dude I want to express sorrow at the effort you have described but also note that beer pea soup is a decidedly sound concept

# ? Mar 12, 2018 12:24

Switchback: Jul 23, 2001

Virtue posted:

This is what can happen when your hotel primarily caters to business travelers who expense everything.

While true, in this case it is old tourists in a captive market getting cruise ship prices.

Plus the $8 service fee, this is a USD$21.63 baked potato.

# ? Mar 12, 2018 13:42

FrozenVent: May 1, 2009; The Boeing 737-200QC is the undisputed workhorse of the skies.

This is room service right?

Also post baked potato I through IV.

# ? Mar 12, 2018 13:59

Hoodwinker: Nov 7, 2005

FrozenVent posted:

This is room service right?

Also post baked potato I through IV.

I thought the sequels really left something to be desired, missing the impact of the first iteration.

# ? Mar 12, 2018 14:27

Krispy Wafer: Jul 26, 2002; I shouted out "Free the exposed 67"
But they stood on my hair and told me I was fat; Grimey Drawer

Guys, maybe it's 5 baked potatoes and this is actually a really good deal.

# ? Mar 12, 2018 14:39

in a well actually: Jan 26, 2011; dude, you gotta end it on the rhyme

I aspire to the level of contempt that allows you to put 'tasty cheese' on a menu.

# ? Mar 12, 2018 14:46

Elephanthead: Sep 11, 2008; Toilet Rascal

PCjr sidecar posted:

I aspire to the level of contempt that allows you to put 'tasty cheese' on a menu.

Why are there baked beans on a potato? Has the world gone mad?

# ? Mar 12, 2018 15:50

Enfys: Feb 17, 2013; The ocean is calling and I must go

I wouldn't trust any cheese that requires that kind of spin

Speaking of Australia, I hadn't heard of AfterPay before but it sounds like something full of BWM potential for impulse shoppers. You pay nothing at participating retailers for whatever you're "buying" and then pay fortnightly installments to Afterpay instead. There's no interest but there are late fees, and there's no credit check when people sign up. This is another area where the law isn't quite keeping up with technology as models like this are currently unregulated. By not charging interest they can avoid a lot of the consumer credit protection laws while also complicating your position with the retailer if you have a dispute.

I suppose in theory it's not the worst thing (and far less predatory than payday loans) if you're responsible enough to be able to make all your payments on time, but...

quote:

Afterpay views millennials as its target market, but also sees itself as an expression of a kind of millennial value system.

In its end-of-year financial presentation Afterpay said it was �aligned with core millennial values and lifestyle preferences�, and Molnar, who�s based in Sydney, speaks in almost evangelical terms about �millennial legacy�.

Earlier this month he spoke at a Tedx Sydney event and outlined what he called �millemmas� � the dilemmas facing millennials - including the desire for instant gratification, which Afterpay caters to.

�We live for our five-star Uber rating and 50 Instagram likes [but] I believe this means we are incredibly instinctive, intuitive, decisive and trust our gut,� Molnar said.

�We make quick decisions and the world provides us with immediate feedback of whether or not the decision was the right one.�

# ? Mar 12, 2018 15:51

ChickenOfTomorrow: Nov 11, 2012; god damn it, you've got to be kind

Elephanthead posted:

Why are there baked beans on a potato? Has the world gone mad?

next you'll say you don't support beans on toast

# ? Mar 12, 2018 16:40

GoGoGadgetChris: Mar 18, 2010; i powder a
granite monument
in a soundless flash

showering the grass
with molten drops of
its gold inlay

sending smoking
chips of stone
skipping into the fog

Fierce food opinions are the worst. There's a brewery around here that serves fries with burgers and chips with sandwiches, "because that's the way it is, and we will NOT substitute fries or chips, trust us!"

OK neat but like... Big soggy steak fries suck, gimme some delicious crispy chips

# ? Mar 12, 2018 16:46

therobit: Aug 19, 2008; I've been tryin' to speak with you for a long time

Lol they are trying to trick millennials into taking out consumer debt. I bet it will work until they run up against some regulators, shock will not be until someone else is in the white house probably so they may have time to get established and then get into compliance before there is trouble.

Edit: I am dumb and didn't read anything above the photo.

therobit fucked around with this message at 17:25 on Mar 12, 2018

# ? Mar 12, 2018 17:07

EAT FASTER!!!!!!: Sep 21, 2002; Legendary.

therobit posted:

Lol they are trying to trick millennials into taking out consumer debt. I bet it will work until they run up against some regulators, shock will not be until someone else is in the white house probably so they may have time to get established and then get into compliance before there is trouble.

Are you talking about the Australian company in Australia?

# ? Mar 12, 2018 17:18

therobit: Aug 19, 2008; I've been tryin' to speak with you for a long time

EAT FASTER!!!!!! posted:

Are you talking about the Australian company in Australia?

I am dumb and didn't read the whole post.

# ? Mar 12, 2018 17:26

GoGoGadgetChris: Mar 18, 2010; i powder a
granite monument
in a soundless flash

showering the grass
with molten drops of
its gold inlay

sending smoking
chips of stone
skipping into the fog

EAT FASTER!!!!!! posted:

Are you talking about the Australian company in Australia?

# ? Mar 12, 2018 17:27

BigDave: Jul 14, 2009; Taste the High Country

Enfys posted:

I wouldn't trust any cheese that requires that kind of spin

Speaking of Australia, I hadn't heard of AfterPay before but it sounds like something full of BWM potential for impulse shoppers. You pay nothing at participating retailers for whatever you're "buying" and then pay fortnightly installments to Afterpay instead. There's no interest but there are late fees, and there's no credit check when people sign up. This is another area where the law isn't quite keeping up with technology as models like this are currently unregulated. By not charging interest they can avoid a lot of the consumer credit protection laws while also complicating your position with the retailer if you have a dispute.

I suppose in theory it's not the worst thing (and far less predatory than payday loans) if you're responsible enough to be able to make all your payments on time, but...

Jesus, what a pretentious rear end in a top hat.

# ? Mar 12, 2018 17:49

Bajaha: Apr 1, 2011; BajaHAHAHA.

How is Afterpay supposed to work? I don't see a service fee attached to it, so it looks like if you pay off your balance as per the service agreement you're essentially getting a 0% short term loan?

Is their entire model based on a certain number of users missing payments and accruing late fees but being well off enough to still pay off the entire balance eventually? Seems pretty BWM on the companies end to me.

Maybe retailers are paying for the service in the hopes that easy credit will lead to more impulse purchases?

# ? Mar 12, 2018 17:54

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# ? May 29, 2024 05:23

BEHOLD: MY CAPE: Jan 11, 2004

Bajaha posted:

How is Afterpay supposed to work? I don't see a service fee attached to it, so it looks like if you pay off your balance as per the service agreement you're essentially getting a 0% short term loan?

Is their entire model based on a certain number of users missing payments and accruing late fees but being well off enough to still pay off the entire balance eventually? Seems pretty BWM on the companies end to me.

Maybe retailers are paying for the service in the hopes that easy credit will lead to more impulse purchases?

The retailers probably pay a service fee and the business model is that they get more sales if they offer point-of-sale free financing. Probably the retailers exclude whatever is bought with afterpay from current sales or other deals. The profit margin on retail price undiscounted disposable fashion clothing is very high.

# ? Mar 12, 2018 18:06

The Something Awful Forums > Discussion > Ask/Tell > Business, Finance, and Careers > Bad With Money 2018: When I die, bury me in the blockchain.

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