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CornHolio posted:At my old job I worked with a guy that took a few years off. He got a nice severance when the plant closed, and didn't really have any expenses so he took a few years off. When his money started to get low he started looking and nobody would hire him because they thought he was lazy. I tried getting a job here but my manager couldn't get past the "three years off" part. So it's definitely a thing.
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Mar 29, 2018 13:57
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CornHolio posted:At my old job I worked with a guy that took a few years off. He got a nice severance when the plant closed, and didn't really have any expenses so he took a few years off. When his money started to get low he started looking and nobody would hire him because they thought he was lazy. I tried getting him a job here but my manager couldn't get past the "three years off" part. So it's definitely a thing. That’s why you need to put something on there like trying to get your own business off of the ground, or trying to become an author, or traveling the world (obviously don’t flat out lie), so they can tell you were doing something worthwhile with your time but it didn’t end up paying the bills.
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Mar 29, 2018 18:27
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CornHolio posted:At my old job I worked with a guy that took a few years off. He got a nice severance when the plant closed, and didn't really have any expenses so he took a few years off. When his money started to get low he started looking and nobody would hire him because they thought he was lazy. I tried getting him a job here but my manager couldn't get past the "three years off" part. So it's definitely a thing. Conversely, two of my company's best relatively recent hires had big resume gaps. One had taken a few years off to be a stay at home dad, and one took a bunch of time off to be an amateur cross-country ski racer in Europe. I think it really depends on the field and what sort of experience you bring. Not every company is stuck in the distinctly American mode of "work = purpose & morality", though admittedly many are. Also like others said, if you are a high-experience professional it's easy to form a "consulting" company and keep up appearances with odd jobs here and there. It shouldn't be too hard to come up with a narrative that sounds better than "well I sat around on my rear end for a few years".
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Mar 29, 2018 18:51
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CornHolio posted:At my old job I worked with a guy that took a few years off. He got a nice severance when the plant closed, and didn't really have any expenses so he took a few years off. When his money started to get low he started looking and nobody would hire him because they thought he was lazy. I tried getting him a job here but my manager couldn't get past the "three years off" part. So it's definitely a thing.
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Mar 29, 2018 19:25
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GoGoGadgetChris posted:We're starting to get a little weird here, lol (EDIT: regarding our fantasies of the DUI Couple's relationship, not hoodwinker calling me a Did we burn through this one, yet? If this guy's mom is living in a co-op in NYC, there's a high chance that she will not be able to rent it out as many co-ops have strict rules against that. If she can rent, there may still be a chance that the period is limited to about 1-5 years. Maybe she should just sell the apartment, since the market is still fairly healthy, and just put that apartment into the retirement nest egg.
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Mar 29, 2018 19:34
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22 Eargesplitten posted:That’s why you need to put something on there like trying to get your own business off of the ground, or trying to become an author, or traveling the world (obviously don’t flat out lie), so they can tell you were doing something worthwhile with your time but it didn’t end up paying the bills. Yeah, he, uh, spent the time playing videogames 
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Mar 29, 2018 22:01
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Guinness posted:Conversely, two of my company's best relatively recent hires had big resume gaps. One had taken a few years off to be a stay at home dad, and one took a bunch of time off to be an amateur cross-country ski racer in Europe. My friend (Bay Area programmer with a CS Masters and a couple years of industry experience) quit his job without a backup plan and against the advice of all of his friends. He then just sat around and played an MMO while unemployed for two years, occasionally sending out resumes but not really trying. There was no attempt at a narrative/excuse, certainly no consulting, and he actively told potential employers (and his former employer) that he quit his previous job because he didn't like the people he worked with (!). Anyway, his old employer recently reached out and hired him back with a $40k raise at a more senior position. Vox Nihili fucked around with this message at 22:37 on Mar 29, 2018 |
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Mar 29, 2018 22:35
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CornHolio posted:Yeah, he, uh, spent the time playing videogames E Sports professional. Owned all the noobs is on my resume.
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Mar 29, 2018 22:45
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Open a twitch channel and it becomes a job.
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Mar 29, 2018 22:51
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“Independent online entertainment business.” Or some variant that doesn’t sound like porn.
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Mar 29, 2018 22:57
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RIP https://www.reddit.com/r/personalfinance/comments/8834qh/crushing_student_loans_10k_income/ r/personalfinance Debt Crushing student loans, $10k income u/broadwayblues Decided to stop hiding from the student loan people that are always calling me, and I am quite literally in shock. I took out loans in 1996 when I was active duty in the USAF. It was for an very expensive aviation degree that I never finished. I also took out loans for my BS degree in Culinary Arts. I've had some tough hits to endure since then, the worst is a 3 year stint in prison for a felony. I owe $140,000 in loans and my credit score is 540. I graduated with my degree in 2009, but I can't find a decent job. I am working from home making $11 an hour, but the company I work for only allows 26 hours a week. Even though I got out and technically paid my debt to society in 2005, I still get told that failing to pass my background check is keeping me from getting a traditional job. The economy in the deep south is terrible, and I live in a very small town on top of that. The nearest normal sized town is over an hour drive away, which I am prepared to do, but even those areas are not hiring much and being a felon makes it impossible to get past the background check. I don’t have money to move, and there’s no jobs here. It is a terrible situation. The good thing about working from home is I can be here when the kids get home from school, so no childcare costs. My student loan debt is over $140,000. I am bringing home around $10,000 a year. My car is paid off but it is a 2000 model that is approaching 250,000 miles and needs repairs to be drivable. My wife and I live in a small trailer that’s paid off. Her car is paid off but is approaching 300,000 miles. She’s making $30,000 a year but her student loans are larger than mine (she has a master’s) and she has her pay garnished because her loans went into default. My forbearances are about to be exhausted, and even the income-based repayments are too much, we are living paycheck to paycheck. I don’t know what to do at this point. I don’t see how we are going to be able to payback over $300,000 in loans making a household income of $40,000. We have no idea what to do, and it just seems like we are going to die owing money and never having good credit. Does anyone out there have any ideas on what to do? Thanks
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Mar 30, 2018 00:13
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At a certain point, do you have to admit you have eliminated any chance at building a life in a country and just try to sneak somewhere else? It seems like a penniless illegal immigrant is on better footing than this guy.
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Mar 30, 2018 00:18
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That's just depressing and sad. 
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Mar 30, 2018 00:26
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Vox Nihili posted:RIP This is the exact situation where student loan debt can be discharged in bankruptcy. It won't be.
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Mar 30, 2018 00:32
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$40k a year with $300k in debt? Jesus. Bad decisions alllll around.
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Mar 30, 2018 00:34
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I know he said he did 3 years, but I wonder what vile poo poo he did to not be able to get a job with a culinary degree.
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Mar 30, 2018 00:42
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Photex posted:I know he said he did 3 years, but I wonder what vile poo poo he did to not be able to get a job with a culinary degree. If he lives in a small town in the deep south, there just might not be any kitchen jobs available. He could easily be in a town with one tiny diner, or even nothing at all.
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Mar 30, 2018 00:57
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Photex posted:I know he said he did 3 years, but I wonder what vile poo poo he did to not be able to get a job with a culinary degree. Bird in a Blender posted:If he lives in a small town in the deep south, there just might not be any kitchen jobs available. He could easily be in a town with one tiny diner, or even nothing at all.
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Mar 30, 2018 01:17
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AreWeDrunkYet posted:At a certain point, do you have to admit you have eliminated any chance at building a life in a country and just try to sneak somewhere else? It seems like a penniless illegal immigrant is on better footing than this guy. Seriously. He needs to get a fake passport to an absolutely vile place with no accurate record keeping Syria and try to pass off as a refugee in Canada. I think I just came up with a great new idea for a TV show.
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Mar 30, 2018 01:29
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Vox Nihili posted:RIP He says that even an income-based repayment plan is too much which indicates these are federal loans. If so and if they're eligible for that then his repayments should be $0/mo. With that total, I am guessing a significant chunk of them are private loans, which probably means they went to AI or something.
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Mar 30, 2018 02:19
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Haifisch posted:IIRC, culinary degrees don't actually help much with getting the jobs people think they will. Everything I've heard/read says most places want you to put in the gruntwork first so you know how a real kitchen's run. They do if you go to a real culinary school or put in the work but it sounds like he wasn't much of a completionist either
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Mar 30, 2018 02:22
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Haifisch posted:IIRC, culinary degrees don't actually help much with getting the jobs people think they will. Everything I've heard/read says most places want you to put in the gruntwork first so you know how a real kitchen's run. Photex posted:They do if you go to a real culinary school or put in the work but it sounds like he wasn't much of a completionist either My sister has a culinary degree from a real culinary school (Johnson and Wales) and the only thing it really does is give you a slight edge over people with an equal amount of work experience but no degree. Beyond that if you want to be really successful, you have to be wiling to travel - to a major city at a minimum, if not another country. Putting in the work and gaining practical experience is always going to win out in the kitchen.
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Mar 30, 2018 04:02
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Vox Nihili posted:
Goddamn I had a lovely week at work but now I'm laughing like eight bitches on a bitch boat.
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Mar 30, 2018 04:12
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You need a degree to enter a job which is reowned for intensely difficult yet drudge labour and minimum wage pay, and that is suffering massive labour shortages because of those reasons? Do you Americans have degree requirements for street sweeping and unskilled manual labour as well?
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Mar 30, 2018 04:15
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When I worked in restaurants the managers would laugh at people applying with culinary degrees. They preferred someone completely untrained because they could teach them our procedures (it was corporate, so every task had a specific "way" to do it). I remember one guy getting hired who lasted 3 days- he couldn't handle being yelled at and told what to do by the (felon) head cook and got all precious about how he had a degree so he shouldn't have to deal with this. He did not stay in the restaurant industry.
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Mar 30, 2018 04:21
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Photex posted:They do if you go to a real culinary school or put in the work but it sounds like he wasn't much of a completionist either my bet is that his felony conviction is for attempted murder
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Mar 30, 2018 04:28
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Sic Semper Goon posted:You need a degree to enter a job which is reowned for intensely difficult yet drudge labour and minimum wage pay, and that is suffering massive labour shortages because of those reasons? Yeah, English or Art degrees.
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Mar 30, 2018 04:31
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22 Eargesplitten posted:Yeah, English or Art degrees. DAE STEM?!?!? Let’s be real, people with those degrees aren’t doing manual labor.
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Mar 30, 2018 04:34
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Raldikuk posted:He says that even an income-based repayment plan is too much which indicates these are federal loans. If so and if they're eligible for that then his repayments should be $0/mo. With that total, I am guessing a significant chunk of them are private loans, which probably means they went to AI or something. I went and checked the comments for more info and the one tidbit he did share is that all of the loans are federal.
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Mar 30, 2018 04:42
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Virtue posted:DAE STEM?!?!? Yeah they're probably unemployed
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Mar 30, 2018 04:55
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22 Eargesplitten posted:Yeah, English or Art degrees. 
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Mar 30, 2018 04:59
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ranbo das posted:Yeah they're probably unemployed That or loaded parents, one or the other.
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Mar 30, 2018 05:08
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olylifter posted:my bet is that his felony conviction is for attempted murder Former Air Force? Kid touching or child porn would be my guess.
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Mar 30, 2018 05:30
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Do sex crimes show up differently than regular felonies? Now living and working from a trailer in the middle of nowhere starts to make sense. He’s more than a 1,000 feet from just about everything.
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Mar 30, 2018 05:33
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http://www.news.com.au/lifestyle/re...373d72ab0f0c14d GWM: Stall in paying fines, secure in the knowledge that by the time the state actually does something about it, you'll have died of old age. She'll probably will / has blown all the money and then go "lol, I can't pay."
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Mar 30, 2018 07:49
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Sic Semper Goon posted:http://www.news.com.au/lifestyle/re...373d72ab0f0c14d Does that work in Australia? Spend all the money and go “Oi! All gone, mate - can’t pay!” So law enforcement is in a constant struggle to catch people before they spend any of their ill-gotten gains because otherwise there’s nothing they can do?
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Mar 30, 2018 14:17
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Sic Semper Goon posted:You need a degree to enter a job which is reowned for intensely difficult yet drudge labour and minimum wage pay, and that is suffering massive labour shortages because of those reasons? Don't give our for profit college administrators any ideas. There's a whole industry that preys on poor folks who have a vague sense that college = better jobs. Anyone with family members who have gone to college or have middle class jobs know they're bullshit but there are a lot of desperate poor folks who don't know any better. The military is a particularly lovely target for the industry. So are immigrants. Anyway you sign up for their courses, take out loans that would make the Harvard student aid department flinch and end up with a degree in "security" or "culinary arts" or "graphic design" that marks you as an idiot who doesn't understand how your field works. Also you are now in crushing debt that you'll spend the rest of your life paying off. The company makes out with whatever they can wring from the remnants of the GI bill and anything you make is a nice bonus.
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Mar 30, 2018 15:01
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ranbo das posted:Yeah they're probably unemployed 
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Mar 30, 2018 15:04
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Krispy Wafer posted:Does that work in Australia? Spend all the money and go “Oi! All gone, mate - can’t pay!” So law enforcement is in a constant struggle to catch people before they spend any of their ill-gotten gains because otherwise there’s nothing they can do? Nope, but it doesn't stop our criminals and child support dodgers from trying.
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Mar 30, 2018 17:02
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