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Shaggar posted:this is not entirely true. there is still a shitload of profit in imaging and other tests. again though its a provider side issue and not insurance
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Apr 17, 2018 18:16
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Pittsburgh Fentanyl Cloud posted:the fees are limited by law. in my case these are self-funded claims, ie: another thing that might help is disallowing providers to bill patients and only let them collect from insurance.
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Apr 17, 2018 18:17
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Bhodi posted:this is not entirely true. doctors are being encouraged to bill tests to try and game the fees the insurance company pays if your provider is committing this fraud its because they are lining their own pockets and have no interest in helping you. you should report them as in addition to the fraud they are likely putting patients at risk through medically unnecessary tests. insurance companies do not play games so much as they clearly state their payment structures and expect providers not to file fraudulent claims
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Apr 17, 2018 18:19
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H.P. Hovercraft posted:a significantly better deal would be a generous defined benefit like 4 weeks vacation annually, coupled with unlimited sick time - why do you think something like that's not popular instead with these companies because there's literally not enough cash on hand for employees * 4w
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Apr 17, 2018 18:21
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sonatinas posted:it’s called a physician assistant that's way better than the job named after what boobs do
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Apr 17, 2018 18:22
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Shaggar posted:if anyone should die it would be hospital administrators and CMS hell yeah also medical insurance reps/salesmen
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Apr 17, 2018 18:23
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JawnV6 posted:because there's literally not enough cash on hand for employees * 4w rest of the world manages it somehow
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Apr 17, 2018 18:24
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H.P. Hovercraft posted:that's way better than the job named after what boobs do also pharma reps and brokers. so loving excited for amazon to eliminate every other retail pharmacy
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Apr 17, 2018 18:24
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Shaggar posted:also pharma reps and brokers. https://twitter.com/CNN/status/985973678209994752
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Apr 17, 2018 18:26
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Notorious b.s.d. posted:no, but if you wish to cut healthcare costs, the first step is to cut wages of healthcare workers i'm sure that healthcare worker wages are the reason why a two-minute x-ray costs two hundred bucks, or why a bottle of prescription pills can cost several thousand dollars the problem is that the health industry is packed full of middlemen who are so busy trying to milk maximum profit out of each other that they don't even notice that suppliers are jacking up prices at every opportunity with the expectation that the cost will all fall on those middlemen
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Apr 17, 2018 18:27
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JawnV6 posted:because there's literally not enough cash on hand for employees * 4w yeah, this is what i was told as to why companies like unlimited policies... because you need to keep the cash on hand for each employee * what theyve accrued when its a defined benefit
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Apr 17, 2018 18:28
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H.P. Hovercraft posted:rest of the world manages it somehow it's not "popular" because they're poo poo companies, are you disagreeing or just posting too fast to read
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Apr 17, 2018 18:28
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JawnV6 posted:it's not "popular" because they're poo poo companies, are you disagreeing or just posting too fast to read they're "popular" in every country not america where weeks of paid vacation are mandated by law
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Apr 17, 2018 18:29
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PokeJoe posted:Work sucks, someone give me a lot of money so I can retire i recommend lottery.
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Apr 17, 2018 18:30
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well poo poo
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Apr 17, 2018 18:30
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mike started a housing column and wow seattle really seems to be on-track to challenge the bay area for insanity https://twitter.com/ByRosenberg/status/986282771575324672
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Apr 17, 2018 18:32
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H.P. Hovercraft posted:that's way better than the job named after what boobs do WTF is a Jiggle?
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Apr 17, 2018 18:32
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H.P. Hovercraft posted:they're "popular" in every country not america where weeks of paid vacation are mandated by law
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Apr 17, 2018 18:34
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Agile Vector posted:a sensible work from home when sick policy exists and we still have people come in dog tired sick, which makes even less sense lol us older employees had to basically bully a new young guy to take sick leave when he came to the office with a (mild) cold.
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Apr 17, 2018 18:35
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my bitter bi rival posted:yeah, this is what i was told as to why companies like unlimited policies... because you need to keep the cash on hand for each employee * what theyve accrued when its a defined benefit If this is true wouldn't it literally be changeable via the FASAB updating GAAP?
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Apr 17, 2018 18:35
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JawnV6 posted:dude you asked the question, are you really putting your own words in scare quotes here are you really missing the point this badly that "unlimited" vacation is a total scam
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Apr 17, 2018 18:35
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H.P. Hovercraft posted:mike started a housing column and wow seattle really seems to be on-track to challenge the bay area for insanity they're high because 500k is still super affordable compared to california and still super affordable on typical (even low-ish paid) computer toucher salaryl, especially if ur a DINKY it wont be until they've reached 1million allcash that it'll stop growing because thats finally on par with california and out of range of dinky computer touchers
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Apr 17, 2018 18:37
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https://www.sfchronicle.com/news/article/Clean-up-San-Francisco-s-streets-tourist-12839281.php read the comments lol
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Apr 17, 2018 18:38
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Wheany posted:lol us older employees had to basically bully a new young guy to take sick leave when he came to the office with a (mild) cold. Hey, buddy, you've got a cold? I'd sure be a... shame if this bottle of ghost pepper sauce somehow marinated that Kleenex box you've got there!
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Apr 17, 2018 18:40
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Xaris posted:they're high because 500k is still super affordable compared to california and still super affordable on typical (even low-ish paid) computer toucher salaryl, especially if ur a DINKY absolutely and it looks like they're burning for that price point inside of like 3 years at (zillow's, not sure who else's) projected rates of increase average home value increased by nearly 20% last year which is particularly nuts since they were building like crazy lol we almost moved there this year
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Apr 17, 2018 18:43
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H.P. Hovercraft posted:that's way better than the job named after what boobs do that's weird, I didn't know you could get paid for flopping all over my face and in my mouth
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Apr 17, 2018 18:44
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Pittsburgh Fentanyl Cloud posted:that's weird, I didn't know you could get paid for getting cancer and killing women
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Apr 17, 2018 18:45
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H.P. Hovercraft posted:absolutely and it looks like they're burning for that price point inside of like 3 years at (zillow's, not sure who else's) projected rates of increase the cool thing is also every other moneyed-enough-joe or investors or foreign buyers or REIT's or w/e know this so they're rising super fast to get there because it's inevitable at this point, and if its inevitable then gently caress ya take those sick 20% yoy gains for the next 3 years, buy it up now!! its a nice positive feedback loop
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Apr 17, 2018 18:48
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Xaris posted:they're high because 500k is still super affordable ... on typical (even low-ish paid) computer toucher salaryl, especially if ur a DINKY lol let me stop you there under HUD guidelines $500k isn't affordable below about $150k a year. that's 88th percentile in the US. $500k isn't "super affordable". (keep in mind the median household income in the US is $56k a year and the median home sale price is $247700, ie, housing is already out of reach for a typical family in the country as a whole.)
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Apr 17, 2018 18:51
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absolutely. america is hosed. but im refering to the typical doughy white computer touchers moving away from lynchbrowns, okhlahoma or w/e to the coasts making even 80k+ starting, not the guys working at walmart or changing tires. dinky-ing it up bringing home at least 150k a year is more than enough for a 10-20% downpayment on a 500k house in just a couple of years. even not dinky-ing it's still affordable to get enough to put down a 10-20% down within a short time frame. contrast to this, everything in the bay area is all-cash offers 1mill+, even in the shittiest parts 2 hr commutes away each-way it's still like 500k , and in the mean time while you're busy renting you're dumping 30k-50k+ a year in rent alone even making it further impossible to save up a downpayment.
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Apr 17, 2018 18:57
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Xaris posted:absolutely. america is hosed. $500k isn't affordable on two $80k incomes.
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Apr 17, 2018 18:59
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what I'm getting at here is that your perception of home affordability is warped to gently caress.
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Apr 17, 2018 18:59
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Schadenboner posted:If this is true wouldn't it literally be changeable via the FASAB updating GAAP? *in knowing what that means voice* Yes.
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Apr 17, 2018 19:01
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Xaris posted:the cool thing is also every other moneyed-enough-joe or investors or foreign buyers or REIT's or w/e know this so they're rising super fast to get there because it's inevitable at this point, and if its inevitable then gently caress ya take those sick 20% yoy gains for the next 3 years, buy it up now!! yea it huffs dicks
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Apr 17, 2018 19:03
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Pittsburgh Fentanyl Cloud posted:$500k isn't affordable on two $80k incomes. it's totally affordable just take it out of your retirement savings...who needs that anyways am i right
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Apr 17, 2018 19:04
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its cool that it took less than 10 years to create another housing bubble though
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Apr 17, 2018 19:04
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Chicago changed the law mid year so that companies must provide at least 5 days of sick time and you can rollover up to 2.5 days. I told my manager about the change and he looked into it - payroll has no idea how to deal with calculating it for this first half year, so they are giving us 2.5 days of extra sick time for 2018 only (according to my manager). I haven't seen a company-wide announcement about it (I wonder why...) so I may be one of the only people who knows about this, and I intend to take full advantage. My only minor misstep is I didn't get it in writing from my manager
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Apr 17, 2018 19:04
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Wheany posted:i recommend lottery. 
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Apr 17, 2018 19:04
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Pittsburgh Fentanyl Cloud posted:$500k isn't affordable on two $80k incomes. Pittsburgh Fentanyl Cloud posted:under HUD guidelines $500k isn't affordable below about $150k a year. 
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Apr 17, 2018 19:05
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for what it's worth, my wife and I make about $140k a year. works out to $7250 a month net or $87k a year, which makes us affluent in most places. if we put away 50% of everything we made and lived as cheaply as possible (because CoL is going to be high in a place where housing starts at $500k) you're looking at saving enough for a down payment (no closing costs) in 28 months. assuming no emergencies, no unexpected expenses, and ignoring that they're aiming at a target that's increasing by 20% a year. and we're fortunate compared to most Americans. the fact of the matter is that young people aren't buying without parental help.
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Apr 17, 2018 19:05
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