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markets finally realizing we're headed towards recession seems like
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Apr 23, 2018 19:29
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It's just a correction, we'll re-correct back up tomorrow, markets are perfectly efficient.
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Apr 23, 2018 19:30
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Ruzihm posted:stocks just fell what did u do goons? let one rip and it was super nasty
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Apr 23, 2018 19:33
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Ruzihm posted:stocks just fell what did u do goons? put a dollar bill on a table and stared at it very intensely with my index fingers on my temples
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Apr 23, 2018 19:35
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markets now pessimistic since the waffle house shooter now being in custody means waffle house will no longer be ubiquotous in the news which will end the surge in sales of eggs, waffles, bisquick, etc
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Apr 23, 2018 19:36
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I let my belief in the market slip for one second
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Apr 23, 2018 19:36
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Epic High Five posted:let one rip and it was super nasty capitalist innovation at work 
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Apr 23, 2018 19:39
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I told a coworker that capitalism was unsustainable and would collapse.
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Apr 23, 2018 19:48
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KaptainKrunk posted:markets finally realizing we're headed towards recession seems like sure, eventually. but unlikely anytime soon.
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Apr 23, 2018 19:49
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GWBBQ posted:I told a coworker that capitalism was unsustainable and would collapse. no!!! you cant say that!!! think of the consumer confidence index!!!
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Apr 23, 2018 19:49
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i threw crumbs to pigeons without bothering to check whether they have gainful employment
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Apr 23, 2018 20:06
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Marx Headroom posted:i threw crumbs to pigeons without bothering to check whether they have gainful employment did you at least make them pay in pidgeoncoins for each crumb consumed?
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Apr 23, 2018 20:48
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pigeons pay in shitcoin, the statue-backed currency
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Apr 23, 2018 21:58
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lol The "holy-grail … the undiscovered Asperger's engineer":
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Apr 23, 2018 22:22
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fess up who stopped giving the market all their power for a sec
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Apr 23, 2018 22:31
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https://www.bloomberg.com/news/articles/2018-04-20/america-s-truck-love-means-long-term-auto-loans-are-here-to-stay The average new car loan on a Ram Pickup is now 73-months, with 84-month loans being the fastest growing category.
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Apr 23, 2018 22:47
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FCKGW posted:https://www.bloomberg.com/news/articles/2018-04-20/america-s-truck-love-means-long-term-auto-loans-are-here-to-stay anyone who buys any product from loving chrysler deserves to be gouged to gently caress with long-term loans
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Apr 23, 2018 22:50
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FCKGW posted:https://www.bloomberg.com/news/articles/2018-04-20/america-s-truck-love-means-long-term-auto-loans-are-here-to-stay Stupid question, why not lease at that point?
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Apr 23, 2018 23:14
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Power_of_the_glory posted:Stupid question, why not lease at that point? Because I absolutely need to own this vehicle that will be worth pennies by the time I finish paying it off
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Apr 23, 2018 23:16
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Power_of_the_glory posted:Stupid question, why not lease at that point? alternatively just buy a 10 year old toyota for a fraction of the cost and not worry about it breaking in 5 different ways every 10,000 miles buying any new car is stupid as hell, buying a new american car is a whole other level of completely wasting your money in the dumbest way possible
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Apr 23, 2018 23:19
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Power_of_the_glory posted:Stupid question, why not lease at that point? They would likely go over their miles because they live in the exurbs.
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Apr 23, 2018 23:19
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DEEP STATE PLOT posted:alternatively just buy a 10 year old toyota for a fraction of the cost and not worry about it breaking in 5 different ways every 10,000 miles Used Toyotas are loving expensive. The "buy a used toyota" secret is out and they command a hefty premium now.
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Apr 23, 2018 23:20
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DEEP STATE PLOT posted:anyone who buys any product from loving chrysler deserves to be gouged to gently caress with long-term loans caring about car brands is pretty bougie also the heavily discounted (used) 2013 Chrysler 200 I got from Hertz was the only good thing to come out of my entire time working there
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Apr 23, 2018 23:22
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FCKGW posted:Used Toyotas are loving expensive. The "buy a used toyota" secret is out and they command a hefty premium now. from a dealer lot sure, private sellers you can get a really good deal. and really just don't buy from any dealer at all, they suck. AnEdgelord posted:caring about car brands is pretty bougie it's mostly a case of chrysler dominating the coveted 'least reliable car brand' consistently year after year since basically 1975. the manufacturer responsible for the ultradrive transmission deserves nothing but scorn from all angles. they just make really poo poo cars, dawg.
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Apr 23, 2018 23:26
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DEEP STATE PLOT posted:from a dealer lot sure, private sellers you can get a really good deal. Must depend on location because in my area finding a Toyota truck under $10k and 200k miles on craigslist is near impossible.
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Apr 23, 2018 23:28
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DEEP STATE PLOT posted:it's mostly a case of chrysler dominating the coveted 'least reliable car brand' consistently year after year since basically 1975. The 200 I have spent its whole life, before I bought it, as a rental car and has been running like a dream ever since. There have been a few problems but nothing serious, and nothing that couldn't be fixed in an afternoon. Maybe I just got lucky 
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Apr 23, 2018 23:29
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AnEdgelord posted:caring about car brands is pretty bougie nice sebring. glad that gen is working out. gently caress american sedan design for the most part their rejection of the hofmeister kink as the ultimate sedan c-pillar solution makes them do the dumbest things hydroforming sent them over the rails with curves on most things and it's gauchely applied art & science wasn't terrible, too bad the cts was fat mustang went through 1-2 years of good but then they riced the head/taillights in refresh *memories from when i cared*
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Apr 23, 2018 23:38
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Don't gently caress up and hire the Asperger social sciences major though, because they are REALLY political, really open about it because of their lack of social skills, will be a liability to your fascist company due to their extremely anti-fascist ideology and do develop a subtle attitude, that is expressed in different ways, because they understand the system that is oppressing them better than your idiot middle-manager rear end.
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Apr 23, 2018 23:46
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FCKGW posted:Must depend on location because in my area finding a Toyota truck under $10k and 200k miles on craigslist is near impossible. the overwhelming majority of pickup owners never ever ever ever use their pickups for anything other than driving to their boring jobs that involve zero of the situations in which a pickup is in any way useful so maybe they should be buying a car and not a truck in the first place. oh wait but then they wouldn't be able to roll coal to stick it to those drat liberal prius drivers so i guess that idea is out the window. AnEdgelord posted:The 200 I have spent its whole life, before I bought it, as a rental car and has been running like a dream ever since. There have been a few problems but nothing serious, and nothing that couldn't be fixed in an afternoon. every once in a while, american car companies accidentally get something right, like the gm 3800 engine. they do occasionally make something that isn't overpriced and less reliable than their competition, maybe the 200 is one such case, though it being on consumer reports' ten worst list makes that seem unlikely.
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Apr 23, 2018 23:49
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my hobby is pointing out to home owners that their mortgage means that they're still renters, just with a really lovely contract that doesnt cover repairs now it get to expand it to people with new cars
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Apr 23, 2018 23:52
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KiteAuraan posted:Don't gently caress up and hire the Asperger social sciences major though, because they are REALLY political, really open about it because of their lack of social skills, will be a liability to your fascist company due to their extremely anti-fascist ideology and do develop a subtle attitude, that is expressed in different ways, because they understand the system that is oppressing them better than your idiot middle-manager rear end. Okay, I'm listening. What happened?
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Apr 23, 2018 23:57
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Agean90 posted:my hobby is pointing out to home owners that their mortgage means that they're still renters, just with a really lovely contract that doesnt cover repairs Having worked in the rental car industry I can say that its worth paying a premium just to avoid interacting with the cretins that rent cars.
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Apr 23, 2018 23:59
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Agronox posted:Okay, I'm listening. What happened? Retail loving sucks. Also, my CV is a mess.
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Apr 24, 2018 00:00
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Agean90 posted:my hobby is pointing out to home owners that their mortgage means that they're still renters, just with a really lovely contract that doesnt cover repairs Eeeehhh... Buying a house builds equity which can be a big deal in the long term. They also tend to go up in value over time (imminent recession not withstanding) which can add up to a lot of free money. There’s a reason all the rich assholes are in real estate. Cars on the other hand loose all their value after 5 mins of use so you’re basically correct there.
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Apr 24, 2018 00:08
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KiteAuraan posted:Retail loving sucks. Also, my CV is a mess. Yes, yes it does.  I hope it gets better for you!
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Apr 24, 2018 00:11
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AnEdgelord posted:Having worked in the rental car industry I can say that its worth paying a premium just to avoid interacting with the cretins that rent cars. just buy old cars instead op
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Apr 24, 2018 00:12
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readingatwork posted:Eeeehhh... Buying a house builds equity which can be a big deal in the long term. They also tend to go up in value over time (imminent recession not withstanding) which can add up to a lot of free money. There’s a reason all the rich assholes are in real estate. The idea that home prices will always increase and equity will always appreciate is based on a very specific set of circumstances and a very tiny slice of time so we should maybe reinvestigate whether it's a fact.
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Apr 24, 2018 00:13
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Agean90 posted:just buy old cars instead op way ahead of you
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Apr 24, 2018 00:16
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lol if you aren't running a 15 year old Japanese economy car into the ground
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Apr 24, 2018 00:20
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Penisaurus Sex posted:The idea that home prices will always increase and equity will always appreciate is based on a very specific set of circumstances and a very tiny slice of time so we should maybe reinvestigate whether it's a fact. True, but even if your $300k house drops to $200k you still walk away with $200k in 10 or so years (assuming you can pay the mortgage off). When you rent that number is zero. The major risk with home ownership is actually that you may need to sell while the value is low and you’re not done paying off your mortgage. If you owe $300k and your house is worth $300k when you get fired it’s not a huge deal to just sell the house and get an apartment somewhere. If you owe $300k and you lose your job while the house is at $200k you’re hosed.
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Apr 24, 2018 00:43
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