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The poor sap who gets Milky Moor's two page long refund requests doesn't get paid enough to deal with that poo poo.
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Apr 28, 2018 12:03
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Malcolm Turnbeug posted:Under Australian consumer law I think you’ll find banning me for saying ‘gas the jews’ is a gross violation of my rights but what about if you teach your girlfriends pug to say it
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Apr 28, 2018 12:23
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The ACCC website does say:https://www.accc.gov.au/consumers/consumer-rights-guarantees/consumer-guarantees posted:come with undisturbed possession, so no one has a right to take the goods away or prevent you from using them So maybe you could get a refund after being banned.
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Apr 28, 2018 12:26
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tithin posted:but what about if you teach your girlfriends pug to say it You get invited to weird Nazi Symposiums https://mobile.twitter.com/CaolanRob/status/989815268800069632
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Apr 28, 2018 12:29
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bell jar posted:hey i'm not saying that there shouldn't be refunds on video games, i'm just saying the people that utilise them are fuckin dumb as hell lmao I got my money back for a game I don't like I'm loving dumb as poo poo lmao
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Apr 28, 2018 12:35
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The campaign for that event makes me kind of sad, because the taped over mouth thing was an LGBT campaign a while ago about silencing gay voices and a girl in my class participated in it in 2008 or so and a bunch of guys berated her for being a human being None of us stuck up for her, because we were dogshit individualist cowards, like most children, and like all the profoundly loud and listened to cunts on that roster The Peccadillo fucked around with this message at 12:50 on Apr 28, 2018 |
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Apr 28, 2018 12:39
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The fact that so many people are uneducated and trusting enough to fall for these sorts of traps is all the more reason to regulate the bank's ability to exploit its customers. Sure, someone borrowing way beyond their own ability to repay is a stupid thing to do, but they're being directly facilitated and pushed to greater lengths under the impression that a broker has their best interests at heart and that the banks truly do want them to realise their dreams or whatever. It's easy to just write these people off for being too stupid to learn about what they're doing, but by design a lot of that information is hard for a layperson to find and is set out in a way that is very hard for a layperson to understand. Inevitably the broker is going to know things that their clients may not, and they have a lot of incentives to take advantage of that knowledge gap. We have ethical standards for doctors and lawyers because they're in the same position - they have a lot of power because they have the training required to navigate their fields, and the average person is taught to trust them because they're The Expert. If they have leeway to exploit clients then there will definitely be people ready to take advantage of that leeway. It doesn't really matter whether you feel sorry for any given person, the problem is that there's a culture where taking on crippling debt is the normal adult thing to do and that when all these idiots go under they're going to take a lot more people with them.
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Apr 28, 2018 12:40
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Ten Becquerels posted:The fact that so many people are uneducated and trusting enough to fall for these sorts of traps is all the more reason to regulate the bank's ability to exploit its customers. Sure, someone borrowing way beyond their own ability to repay is a stupid thing to do, but they're being directly facilitated and pushed to greater lengths under the impression that a broker has their best interests at heart and that the banks truly do want them to realise their dreams or whatever. It's easy to just write these people off for being too stupid to learn about what they're doing, but by design a lot of that information is hard for a layperson to find and is set out in a way that is very hard for a layperson to understand. Inevitably the broker is going to know things that their clients may not, and they have a lot of incentives to take advantage of that knowledge gap. We have ethical standards for doctors and lawyers because they're in the same position - they have a lot of power because they have the training required to navigate their fields, and the average person is taught to trust them because they're The Expert. If they have leeway to exploit clients then there will definitely be people ready to take advantage of that leeway.
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Apr 28, 2018 12:54
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No one cares if you think the victims of predatory financial practices deserve it, the fact is it's horrifying and diminishes and impoverishes us all
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Apr 28, 2018 13:07
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Starshark posted:I got my money back for a game I don't like I'm loving dumb as poo poo lmao true
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Apr 28, 2018 13:45
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bigis posted:The ACCC website does say: this would be good as it would likely result in lowtax stopping anyone in australia from registering
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Apr 28, 2018 13:57
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Starshark posted:I got my money back for a game I don't like I'm loving dumb as poo poo lmao im dad
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Apr 28, 2018 13:58
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Solemn Sloth posted:this would be good as it would likely result in lowtax stopping anyone in australia from registering not gonna happen a magical lady from Mudgee is keeping him solvent
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Apr 28, 2018 13:59
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bell jar posted:Its not like that at all, they're video games. If they flat out don't launch, sure, fine, but if they launch and you just don't like it very much, cop the loss. If the quality of the entertainment product isnt up to your standards, buyer beware What? Are you aware of what the consumer guarantee says? If the box says my toaster will also shoot fireworks, and it does not, I am entitled to a refund. Even if the idea of a firework shooting toaster is ludicrous. If my game promises me a certain thing and it does not deliver, than the consumer guarantee says pay me back. If it says it will run on Windows 10 and it doesn't, then give me my refund, if it says every world will be procedurally generated and totally different, and they are all the same but slightly different shades of beige, then give me my refund. It's not rocket science.
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Apr 28, 2018 14:36
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Solemn Sloth posted:this would be good as it would likely result in lowtax stopping anyone in australia from registering Special registration procedure for all future Australian goons: Loxtax demands your registration money in hard cash. No traceable transactions. To be handed over in a dark alleyway after 10pm in a brown paper sandwich bag. Also the alleyway is probably in America unless he's moved so uh... start thinking about arranging flights, etc.
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Apr 28, 2018 15:02
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Konomex posted:What? Are you aware of what the consumer guarantee says? You don't need to posit a magic appliance to explain why you deserve a refund you want for a video game
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Apr 28, 2018 15:11
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Labor with the miracle win-win policy Its a blue moon quote:The Labor Party has pledged to abolish the Goods and Services Tax on tampons if it wins the next election and instead raise extra money on alternative health treatments that are currently exempt from the GST.
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Apr 28, 2018 15:49
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The Peccadillo posted:No one cares if you think the victims of predatory financial practices deserve it, the fact is it's horrifying and diminishes and impoverishes us all When the media blows up an individual predatory lending incident it's always presented in isolation and the cause or effects are never explored. There's a reason why financial institutions are taking advantage of people and it has very dire effects as recent history has shown.
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Apr 28, 2018 15:56
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imo people complaining about so called "wage theft" should just gently caress off and read the contract better when they sign up for their next job what a bunch of disgusting parasites looking for the nanny state to come rescue them from their own stupidity
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Apr 28, 2018 17:30
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Solemn Sloth posted:imo people complaining about so called "wage theft" should just gently caress off and read the contract better when they sign up for their next job what a bunch of disgusting parasites looking for the nanny state to come rescue them from their own stupidity How much did you borrow?
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Apr 28, 2018 22:39
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Julian Burnside is a great Australian https://www.thesaturdaypaper.com.au/opinion/topic/2018/04/28/the-failings-super-minister-dutton/15248376006152
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Apr 28, 2018 22:48
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JBP posted:How much did you borrow? Considerably less than the bank was willing to offer but unlike you that doesn’t mean I side with a bunch of predators against people whose failing was financial illiteracy and not understanding that actually yes, corporations are there solely to gently caress you for a dollar.
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Apr 28, 2018 23:44
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Solemn Sloth posted:Considerably less than the bank was willing to offer but unlike you that doesn’t mean I side with a bunch of predators against people whose failing was financial illiteracy and not understanding that actually yes, corporations are there solely to gently caress you for a dollar. That'll learn them then.
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Apr 28, 2018 23:57
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starkebn posted:Julian Burnside is a great Australian quote:Perhaps the most worrying thing about Dutton is not his dishonesty, but his propaganda war, which already has led the Australian people to accept things that would have been unthinkable even 10 or 20 years ago. He has blinded us to the fact that we are now deliberately harming innocent men, women and children, in ways that are completely inconsistent with our view of ourselves. After all, aren’t we the nation that believes in a fair go for everyone?
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Apr 29, 2018 03:10
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Salty Sloth posted:Considerably less than the bank was willing to offer but unlike you that doesn’t mean I side with a bunch of predators against people whose failing was their sheer greed and a desire to make a silo full of money by just signing and earning.
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Apr 29, 2018 03:19
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JBP posted:You should all ask lowtax to refund your accounts.
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Apr 29, 2018 03:49
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Cartoon posted:Approximately how much for you to never post again? PayPal me $4,500 and I will never post again. Presumably you won't have any trouble getting this money from a thread full of people that don't understand the value of money and when offered it for free just say golly thanks.
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Apr 29, 2018 03:51
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JBP posted:PayPal me $4,500 and I will never post again. Presumably you won't have any trouble getting this money from a thread full of people that don't understand the value of money and when offered it for free just say golly thanks. nice meltdown
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Apr 29, 2018 03:53
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Recoome is in for $500
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Apr 29, 2018 03:53
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have you considered being a lifter and getting a good job that pays good money to clear your $4.5k debt
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Apr 29, 2018 04:01
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Recoome posted:have you considered being a lifter and getting a good job that pays good money to clear your $4.5k debt
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Apr 29, 2018 04:03
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Recoome posted:have you considered being a lifter and getting a good job that pays good money to clear your $4.5k debt I did a valuation on my posting I don't have debt because I'm a huge brained financial wizard.
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Apr 29, 2018 04:04
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JBP posted:I did a valuation on my posting I don't have debt because I'm a huge brained financial wizard. I’d see a doctor about that
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Apr 29, 2018 04:08
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Galaxy brain financial wizard: Constant debt from Afterpaying everything since 0% interest is better than inflation.
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Apr 29, 2018 04:12
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 Matthew Guy puts Tones' flag game to shame. EDIT: That's 16 flags behind Guy.
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Apr 29, 2018 04:13
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CrazyTolradi posted:
Guy for Flags
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Apr 29, 2018 04:16
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https://www.smh.com.au/national/nsw/neighbours-at-war-as-parking-dispute-returns-to-court-20180427-p4zc0t.html NIMY NIMBY NIMBY... NIM... i literally have no idea what the gently caress this is about actually, why the gently caress is this the lead article on smh what the gently caress
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Apr 29, 2018 04:16
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CrazyTolradi posted:
Mafia running the flag game down there in Victoria eh?
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Apr 29, 2018 04:19
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That reminds me, my local MP owes me a free flag for this year. Soon, soon I will be able to host my own dumb nationalistic press conference.
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Apr 29, 2018 04:25
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Rich people with mates on the Fairfax board
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Apr 29, 2018 04:25
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