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Isn’t there a deal where you can get half of your spouses SS benefit if your earned benefit is lower than that?
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Jun 26, 2018 00:36
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Sock The Great posted:I need to see a credit card statement with $400 month of digital programming. I wouldn’t be surprised to learn he’s still paying for AOL. But likeliest guess for that broad umbrella of “digital programming” would be a cable package with all the trimmings. Drunk Tomato posted:Hi, I owe $220,000 on my $50,000 house after 33 years. Yeah exactly. No way they listen to the financial advisor and downgrade to a condo.
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Jun 26, 2018 00:53
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Hyrax Attack! posted:Yeah exactly. No way they listen to the financial advisor and downgrade to a condo. To be fair, the Seattle housing market is so screwy right now that they probably couldn’t even afford a condo.
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Jun 26, 2018 01:02
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plester1 posted:To be fair, the Seattle housing market is so screwy right now that they probably couldn’t even afford a condo. Turns out....when you haven't saved for a proper retirement you just might not get to live in the HCOL area you have become accustomed to anymore. Surprise!
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Jun 26, 2018 01:35
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plester1 posted:To be fair, the Seattle housing market is so screwy right now that they probably couldn’t even afford a condo. True. With the Bellevue housing market prices increasing over 16% last year they should hold onto the house as long as possible. But considering he started retirement planning in his late 60s by writing to a newspaper...
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Jun 26, 2018 01:53
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keroppl posted:Barely getting by at $83,100 pre-tax (no state income tax either) with only a $1550 mortgage. He earns about $50,100 a year before taxes and withholding. plus her $9,000 a year from SS makes that $59,100 plester1 posted:To be fair, the Seattle housing market is so screwy right now that they probably couldn’t even afford a condo. They could probably buy a smaller house or Condo in the area, they just wouldn't be able too in Bellevue. Jack2142 fucked around with this message at 02:29 on Jun 26, 2018 |
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Jun 26, 2018 02:25
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Jack2142 posted:He earns about $50,100 a year before taxes and withholding. plus her $9,000 a year from SS makes that $59,100
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Jun 26, 2018 02:42
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WithoutTheFezOn posted:Says he also gets $2000/mo from Social Security. hrrk my bad I missed that.
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Jun 26, 2018 02:43
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In honour of the thread title*, I saw an ad for these guys today: *At the time of posting, it was "should I keep trying to get a job or buy a truck?" FROOOOOOOOG fucked around with this message at 01:56 on Jun 27, 2018 |
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Jun 26, 2018 04:22
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Late stage capitalism getting pretty unsubtle.
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Jun 26, 2018 09:36
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Chocolate Milk posted:https://www.reddit.com/r/personalfinance/comments/8tqbx8/can_the_benefits_of_a_top_tier_school_ever/?st=JIUKNZIA&sh=cb9b71dd It takes one google search to find a general article on Vanderbilt subsiding their costs: https://admissions.vanderbilt.edu/vandybloggers/2010/08/need-based-financial-aid-at-vanderbilt/ My wife went to Vanderbilt for her undergrad, and essentially Vanderbilt paid most of her costs. Her family def isn’t rich, hence why she qualified, but they definitely are also not poverty level by any means. So either A. This person doesn’t research at all, or B. This person comes from a very well to do family and will be fine.
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Jun 26, 2018 12:10
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WithoutTheFezOn posted:Isn’t there a deal where you can get half of your spouses SS benefit if your earned benefit is lower than that? Yes. She should be getting half of his, which would be about $1000. Unless she's even more BWM and started SS early.
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Jun 26, 2018 12:30
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FROOOOOOOOG posted:In honour of the thread title, I saw an ad for these guys today: How does this work, is it like a lovely subcontracted driving program where are you buy their specified custom truck, maintain it and bear all the expenses and risk of doing so, and then receive a fee for making deliveries? Basically the Uber of delivery driving?
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Jun 26, 2018 15:10
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Ebola Roulette posted:Yes. She should be getting half of his, which would be about $1000. Unless she's even more BWM and started SS early. She almost certainly started the day she turned 62. Assuming she was born sometime in the 50s that would turn a $1k full benefit in to around $710-50 a month.
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Jun 26, 2018 16:01
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BEHOLD: MY CAPE posted:How does this work, is it like a lovely subcontracted driving program where are you buy their specified custom truck, maintain it and bear all the expenses and risk of doing so, and then receive a fee for making deliveries? Basically the Uber of delivery driving? I found this "job posting" for Yellow Express which makes it seem like yes you need to finance a van with them. Weirdly it's a link to olderworkers.com.au which specifies they are looking for "Mature age courier drivers". https://olderworkers.com.au/jobs/sub-contract-courier-drivers/ quote:Job Description They claim to guarantee an income of $1100 a week which doesn't sound horrible. I like this review from indeed.com: https://au.indeed.com/cmp/Yellow-Couriers/reviews posted:
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Jun 26, 2018 17:28
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Guarantee* *Guarantee not guaranteed
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Jun 26, 2018 17:31
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Tomfoolery posted:I found this "job posting" for Yellow Express which makes it seem like yes you need to finance a van with them. Weirdly it's a link to olderworkers.com.au which specifies they are looking for "Mature age courier drivers". I'm imagining my m-in-law, who doesn't believe in GPS, working this job.
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Jun 26, 2018 18:44
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BEHOLD: MY CAPE posted:How does this work, is it like a lovely subcontracted driving program where are you buy their specified custom truck, maintain it and bear all the expenses and risk of doing so, and then receive a fee for making deliveries? Basically the Uber of delivery driving? Plus, if it works the same there as in the US, you have to buy the route or work for somebody that owns multiple routes.
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Jun 26, 2018 18:55
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MisterOblivious posted:Plus, if it works the same there as in the US, you have to buy the route or work for somebody that owns multiple routes. Yeah, the income is guaranteed, and so are the expenses. Take two guesses if by default the latter are greater than the former. Lots of lovely franchises like this. Even better known stuff like Snap on Tools, for example - those vans/etc. that drive around to all the mechanic shops in the area and sell tools on site? Someone bought the right to that specific route and client base. And have a minimum amount of tools they have to buy to carry in inventory, including whatever tools Snap feels like pushing whether they sell well or not. And gas, maintenance/etc. on the truck. Oh, and they usually lease that broken-rear end thing too, from the company. You can do well if you luck in to a good route and seriously hustle, every single day, but you can also easily learn the hard way what buying a job means vs. owning a business. Had a friend who did Snap On, he was BWM to begin with and that made it a whole lot worse.
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Jun 26, 2018 19:07
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FROOOOOOOOG posted:In honour of the thread title, I saw an ad for these guys today: You gotta spend money to make money!
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Jun 26, 2018 19:52
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FROOOOOOOOG posted:In honour of the thread title, I saw an ad for these guys today: The Uber model but for packages, how can you not make money
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Jun 26, 2018 19:56
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Also, now there's Uber for Amazon packages. Can't find a parking spot? gently caress you, eat a parking ticket and deliver those packages https://www.theatlantic.com/technology/archive/2018/06/amazon-flex-workers/563444/
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Jun 26, 2018 20:03
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The Macaroni posted:I'm imagining my m-in-law, who doesn't believe in GPS Wait what? Like she rejects the round-earth hypothesis or general relativity or classical electromagnetic theory, or geometry or what?
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Jun 26, 2018 20:05
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VitalSigns posted:Wait what? Most likely she rejects using new-fangled gadgets like smart phones for anything other than Facebook, Candy Crush, and texting annoying memes to family. Assuming she's like other moms I know.
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Jun 26, 2018 20:07
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I can hear the annoying nasally whining now "It's just so complicated all the buttons are so fiddly and I can never find what I want and it always sends me on the worst way and it takes so long to set up, I've lived in this town fourty years I know my way around!"
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Jun 26, 2018 20:16
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Ixian posted:Most likely she rejects using new-fangled gadgets like smart phones for anything other than Facebook, Candy Crush, and texting annoying memes to family. Assuming she's like other moms I know. Seriously, I'm worried about this 'buy a delivery job" sort of thing becoming yet another predatory scheme taking advantage of elderly folks. "I just have to pay a few thousand dollars, then it's a leisurely drive around town for modest wages!" 
The Macaroni fucked around with this message at 20:42 on Jun 26, 2018 |
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Jun 26, 2018 20:33
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GPS does at times provide poo poo directions in rural areas
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Jun 26, 2018 21:47
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The Macaroni posted:
The free pizza isn't worth it, trust me.
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Jun 26, 2018 22:22
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I got a same-day delivery of an Amazon package the other day, it looked like it was an elderly couple taking turns making the run from the car to the door. So not only do they get a stressful job with crappy pay, they get their pay cut in half on top of that!
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Jun 26, 2018 23:00
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Hey shut up guys. Do you want your cheap Amazon stuff or not?
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Jun 26, 2018 23:16
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potatoducks posted:Hey shut up guys. Do you want your cheap Amazon stuff or not? This gig economy is really a piece of poo poo isn't it? *Ubers home from work, grabs Amazon package off of porch, orders delivery from GrubHub*
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Jun 26, 2018 23:46
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BEHOLD: MY CAPE posted:This gig economy is really a piece of poo poo isn't it? *Ubers home from work, grabs Amazon package off of porch, orders delivery from GrubHub* Worry not. Those poor souls will soon be completely unemployed when they are replaced with drones and self driving cars.
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Jun 26, 2018 23:57
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BEHOLD: MY CAPE posted:This gig economy is really a piece of poo poo isn't it? *Ubers home from work, grabs Amazon package off of porch, orders delivery from GrubHub* There is this slight tinge of guilt as your watch your delivery peon crawl their way through rush hour traffic in real time. It quickly disappears though after you start stuffing your face.
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Jun 27, 2018 00:33
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BMan posted:Also, now there's Uber for Amazon packages. Can't find a parking spot? gently caress you, eat a parking ticket and deliver those packages That’s messed up they were only pulling down $13 an hour. I saw an article on SF restaurants and even dishwashers command $19 an hour.
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Jun 27, 2018 01:20
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Hyrax Attack! posted:That’s messed up they were only pulling down $13 an hour. I saw an article on SF restaurants and even dishwashers command $19 an hour. But you can set your own hours! Be your own boss!
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Jun 27, 2018 01:23
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hahahaha you american fuckers are starting to crop up in other places after fleeing your country: https://www.reddit.com/r/AusFinance/comments/8u0e1l/just_found_out_my_28_year_old_american_girlfriend/ quote:Just found out my 28 year old american girlfriend has $230,000 USD in student debt someone did the math: quote:Have you done the scary maths on this?
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Jun 27, 2018 01:31
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I drive around all day doing service work and I loving hate GPS. I prefer to use a map and I find the voice directions in a lot of GPS systems distracting as gently caress.
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Jun 27, 2018 01:40
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reddit! https://www.reddit.com/r/relationships/comments/8u4hav/my_cousin_29m_added_his_girlfriend_25f_of_4/quote:My Cousin (29M) Added His Girlfriend (25F) Of 4 Months To His Current, Savings and Credit Card Accounts....[new]
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Jun 27, 2018 02:05
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$230k of student loans sounds like an amount you may want to consider emigrating over. They can't realistically go after her in Australia, and as long as we don't bring back debtors prisons she should be able to visit. But probably forget about US residency for a while.
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Jun 27, 2018 02:22
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HelloIAmYourHeart posted:reddit! https://www.reddit.com/r/relationships/comments/8u4hav/my_cousin_29m_added_his_girlfriend_25f_of_4/  that is the loving stuff right there.
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Jun 27, 2018 02:30
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