opengl128 posted:

lol another one calling the power bill "lights". Me caveman me not know how magic lets me see at night.

Fitzy Fitz posted:

Calling it the light bill is an old southern thing.

zaurg posted:

ok ok ok... everything. You were right about everything, April.

Except horses being a good investment. I'm learning the opposite is actually true. Never knew these people spend millions, literally millions of dollars on a show horse and let's just say they don't hold their value very well. This horse expert gf might have been a good choice on my part.

quote:

Dear Moneyist,

I supported my girlfriend during her recent studies. We are not married. She took 3 years from the inception of the program to finish, pass her board exams, and get her license to practice dental hygiene, despite the fact that it’s only supposed to be a 26-month program.

During this time, I paid the rent, utilities, food, entertainment, vacations, some medical expenses, toiletries, and other miscellaneous expenses.

Her mother covered some things for her, and her ability to take loans was restricted by previous undergraduate loans as well as lack of availability of federal loans due to use of grants in undergraduate.

Our relationship is unwinding. I have sacrificed greatly in order to provide for her. I could have paid for the remainder of my student loans, advanced my career by investing in continuing education and, of course, increasing my portfolio and retirement accounts.

Is there any legal recourse I can take when we break up, to receive reimbursement for my contributions to her living expenses? Despite me not paying a cent towards her actual degree, her living was majority financed by me (80% at a minimum). Her income is going to quadruple with her new job.

Restless in Maryland

n8r posted:

I own a 2002 Subaru Forester and a 2004 Honda Element, both are good reliable vehicles, but I've had an annoying string of repairs lately. Most of which are just due to the age / mileage of the vehicle, but I can see how you can easily just say gently caress it and decide you 'deserve' a reliable new car.

I think lots of times people get frustrated with their old cars, and are pretty impulsive when they decide to buy a new car.

Moneyball posted:

opengl128 posted:

lol another one calling the power bill "lights". Me caveman me not know how magic lets me see at night.

SiGmA_X posted:

TraderStav posted:

Pro move is to have an extra older vehicle so when one needs repairs you have transport. Maintaining three older vehicles with the mileage of two being used is still cheaper than a new car.

Fitzy Fitz posted:

Calling it the light bill is an old southern thing.

Krispy Wafer posted:

Do you rotate the same set of tires so one vehicle is on blocks in the yard?

I just found out my wife’s Buick has a burnt out headlight. No problem, I can fix that.

It’s a $300 part that requires me to remove the whole bumper. On a loving GM automobile!?!

Krispy Wafer posted:

Do you rotate the same set of tires so one vehicle is on blocks in the yard?

I just found out my wife’s Buick has a burnt out headlight. No problem, I can fix that.

It’s a $300 part that requires me to remove the whole bumper. On a loving GM automobile!?!

Elephanthead posted:

There is usually a way to do it without removing the bumper by jamming your arm where it shouldn't go.

Devonaut posted:

are you one of those people who gets really riled up when you see hispanic people speaking spanish too?

Krispy Wafer posted:

I just found out my wife’s Buick has a burnt out headlight. No problem, I can fix that.

It’s a $300 part that requires me to remove the whole bumper. On a loving GM automobile!?!

n8r posted:

I own a 2002 Subaru Forester and a 2004 Honda Element, both are good reliable vehicles, but I've had an annoying string of repairs lately. Most of which are just due to the age / mileage of the vehicle, but I can see how you can easily just say gently caress it and decide you 'deserve' a reliable new car.

I think lots of times people get frustrated with their old cars, and are pretty impulsive when they decide to buy a new car.

CitizenKain posted:

If that Forester hasn't had its head gaskets replaced, you are in a fun time on that soon.

SiGmA_X posted:

No, not at all.
What year Buick? I must see these shenanigans.

quote:

so long story short, i recently got a job that pays roughly 90k/yr after years of work. My parents take this as an opportunity to ask me to cosign for my younger brother's college loans. They're guilt tripping me by saying that they cosigned my loans for college and of course that makes me feel bad. I know how horrible an idea this is though and I was wondering if I froze all three of my credit reports (trasunion, experian and equifax), could I theoretically "cosign" for my parents and just get denied? I know if i get denied they wouldn't ask again.

Could this work? I would rather do this than have a prolonged confrontation with them about cosigning.

Krispy Wafer posted:

2014 Buick-What-Every-Mom-Drives-In-School-Pick-Up-Lane.

It might be an articulating bulb. I have no idea except it’s expensive.

Guinness posted:

Also a lot of dumb dumbs conflate maintenance with repairs.

Why yes, your 2006 Toyota Corolla with 120k miles does need new tires and brakes. No, it does not mean the car is on its last legs.

Older cars do need more maintenance (and repairs), which is a minor annoyance, but it should mostly be something you can plan on and not get stranded on the side of the road by (unless you ignore it long enough). Pumping some maintenance dollars into an otherwise good older car is WAY cheaper than a new car. Even the occasional repair should be relatively cheap unless you've got an old Chrysler or something crapping out a transmission every six months.

SiGmA_X posted:

Lets move our OT over here: https://forums.somethingawful.com/showthread.php?threadid=3827922&pagenumber=247#post485964114

Guinness posted:

Why yes, your 2006 Toyota Corolla with 120k miles does need new tires and brakes. No, it does not mean the car is on its last legs.

TraderStav posted:

Pro move is to have an extra older vehicle so when one needs repairs you have transport. Maintaining three older vehicles with the mileage of two being used is still cheaper than a new car.

howdoesishotweb posted:

There always has to be some bad with driveways guy in the neighborhood that has 5 half functional cars (2 ~project~, 2 backup beaters, 1 econovan), a boat or RV, and a working 15 year old minivan. They always leave the biggest nonfunctional car or econovan in the street to maximize blind spots.

Hoodwinker posted:

Or live in the middle of a large city with decent public transit and use uber to fill in the rest.

TraderStav posted:

Detroit

Sirotan posted:

Yeah how's that auto insurance bill on your 3+ cars in a city where the average annual car insurance cost is $5400?

Edit: It's $2600 for the rest of the state of Michigan, just so everyone understand how insane that is.

TraderStav posted:

Far point, I'm more in the Ann Arbor suburbs than Detroit, but your point stands on insurance costs. My two vehicles are $2400/yr combined, '18 Volt and a '14 Explorer.

Just saying it's not the worst idea when compared to buying new cars/leasing all the time.

Sock The Great posted:

Holy crap. Is there a particular reason auto insurance rates are so high in Michigan? Comparing to Connecticut (where everything is expensive), '11 Mercedes and a '15 GMC is less than $1150 for the year.

Sock The Great posted:

Holy crap. Is there a particular reason auto insurance rates are so high in Michigan? Comparing to Connecticut (where everything is expensive), '11 Mercedes and a '15 GMC is less than $1150 for the year.

quote:

Michigan’s unique no-fault car insurance system is what causes the high annual car insurance rates.

Other no-fault states place a limit on the amount of personal injury protection (PIP) a person can receive through their auto insurance.

Michigan’s PIP policy guarantees unlimited lifetime medical benefits to those injured in an auto accident. This coverage also extends to passengers who don’t have their own PIP insurance.

Car insurance companies pay up to $555,000 in PIP in Michigan then the nonprofit Michigan Catastrophic Claim Association covers medical expenses exceeding that limit.

Michigan drivers help fund the MCCA by paying an annual assessment fee through their car insurance. The current assessment is set at $170 per vehicle.

UCS Hellmaker posted:

Jesus Christ. I got my policy renewal for my wife's care last week and for 6 months it's 180 dollars for a 50/100/50 plus uninsured and medical. All together we pay 70 bucks a month. I can't imagine a 5500 dollar policy per year

Co-workers ex girlfriend was near there with an sr22 and 3 at fault accidents in under a year. I can't imagine how you get it that high in my area that's insane.

thekeeshman posted:

https://www.economist.com/united-states/2018/07/05/why-detroit-is-the-most-expensive-city-in-america-to-buy-car-insurance

Here's a link to a recent economist article on it, shitshow from top to bottom. Bonus fun: "Good numbers are understandably difficult to come by, but it is now estimated that up to 60% of Detroiters drive without insurance."