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Intoluene
Jul 6, 2011

Activating self-destruct sequence!
Fun Shoe

JBP posted:

Make sure you buy ambulance cover for $100 a year or whatever tho, that's where they get you eventually.

And if you do, go with Medibank or nib. Those ambulance policies are unlimited. Bupa is one of the worst, only allowing one trip per year.

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starkebn
May 18, 2004

"Oooh, got a little too serious. You okay there, little buddy?"
They don't ask for proof you've ever paid a power bill, so it's socialised

iajanus
Aug 17, 2004

NUMBER 1 QUEENSLAND SUPPORTER
MAROONS 2023 STATE OF ORIGIN CHAMPIONS FOR LIFE



starkebn posted:

They don't ask for proof you've ever paid a power bill, so it's socialised

Exactly.

JBP
Feb 16, 2017

You've got to know, to understand,
Baby, take me by my hand,
I'll lead you to the promised land.

Intoluene posted:

And if you do, go with Medibank or nib. Those ambulance policies are unlimited. Bupa is one of the worst, only allowing one trip per year.

Don't buy it from those pigs, get a membership with ambulance Vic or similar.

avshalemon
Jun 28, 2018

just buy your own ambulance and stock it with black market benzos and meth

Intoluene
Jul 6, 2011

Activating self-destruct sequence!
Fun Shoe

JBP posted:

Don't buy it from those pigs, get a membership with ambulance Vic or similar.

Won't work in NSW. Not sure about Sa and wa.

Reclines Obesily
Jul 24, 2000



Hey Moona!
Slippery Tilde
african gangs jumping turnstiles and plastic bags torn from aussie battler hands? what has australia become

CrazyTolradi
Oct 2, 2011

It feels so good to be so bad.....at posting.

Intoluene posted:

Won't work in NSW. Not sure about Sa and wa.
Wrong, you'll get an invoice for other states ambulance services which you then forward onto Ambulance Victoria if you're a member.

Intoluene
Jul 6, 2011

Activating self-destruct sequence!
Fun Shoe

CrazyTolradi posted:

Wrong, you'll get an invoice for other states ambulance services which you then forward onto Ambulance Victoria if you're a member.

I meant you can't get a membership unless you're in specific parts of NSW or SA. NSW doesn't have memberships as far as I can see.

MysticalMachineGun
Apr 5, 2005

Reclines Obesily posted:

african gangs jumping turnstiles and plastic bags torn from aussie battler hands? what this means for australias fat kids

birdstrike
Oct 30, 2008

i;m gay

MysticalMachineGun posted:

african gangs jumping turnstiles and plastic bags torn from aussie battler hands? what this means for Kevin Rudd’s leadership ambitions

CrazyTolradi
Oct 2, 2011

It feels so good to be so bad.....at posting.

Intoluene posted:

I meant you can't get a membership unless you're in specific parts of NSW or SA. NSW doesn't have memberships as far as I can see.
In that case my advice would be to not live in those states.

Anidav
Feb 25, 2010

ahhh fuck its the rats again
So Fairfax published what is essentially an editorial by Steve Bannon today

Negative Entropy
Nov 30, 2009

But the waiting periods for most elective surgery is below a month anyway.
I'd want a month before any procesdues so I can get my life in order to have that time off for recuperation.
Esp if you're on casual you'll need time to save some money to live on first.

https://www.myhospitals.gov.au/hospital/810000082/the-canberra-hospital/waiting-times-elective-surgery-specialty-of-surgeon

bandaid.friend
Apr 25, 2017

:obama:My first car was a stick:obama:

Anidav posted:

So Fairfax published what is essentially an editorial by Steve Bannon today

ok

Dude McAwesome
Sep 30, 2004

Still better than a Ponytar

Millennials aren’t buying healthcare

*big graph showing it disproportionately benefits older people*

*also millennials aren’t earning enough to worry about the Medicare levy*

Definitely the millennial’s fault and not the system. Nope. No problem with the system. Working as intended.

My wife works in public health and I’ll never go private. Seems like a total load of horseshit.

Re: ambulance chat. For a single in Victoria it’s $46 per annum. Pretty cheap insurance against a possible $1000+ bill.

MysticalMachineGun
Apr 5, 2005

We've got private health insurance and it has helped with having the babies, once we were in hospital everything was free, which included an extended stay for SMG as she had low blood sugar.

MrsMG also needs glasses so we get some benefit out of that, but once baby #2 is out in the world I might see if I can talk her into giving it the flick. How does the lifetime loading work if you ditch PHI after you're 30?

Megillah Gorilla
Sep 22, 2003

If only all of life's problems could be solved by smoking a professor of ancient evil texts.



Bread Liar

Dude McAwesome posted:

Re: ambulance chat. For a single in Victoria it’s $46 per annum. Pretty cheap insurance against a possible $1000+ bill.

I get the 5 year ambulance sub each time and my health insurer gives me a full cash refund. Walk in, hand them the bill, gets cash money :10bux:

I also use all my optical and dental rebates each year.

I keep the lowest level of private health I feel I can get away with so that, in case of elective surgery, I can bypass the waiting lists.

Freudian Slip
Mar 10, 2007

"I'm an archivist. I'm archiving."

MysticalMachineGun posted:

How does the lifetime loading work if you ditch PHI after you're 30?

I am also interested in this. I am in my late 30s and am thinking about dropping PHI.

We had the highest level of coverage for the birth of my son, but we went with midwife caseload program, which was fantastic, but we couldn't use our PHI to pay for it. It was all covered free under the public system. We asked to use our PHI for the hospital stay, but they wouldn't let us. Needless to say we are at least dropping pregnancy from our cover.

Intoluene
Jul 6, 2011

Activating self-destruct sequence!
Fun Shoe

MysticalMachineGun posted:

How does the lifetime loading work if you ditch PHI after you're 30?

I can field this one since I work in the industry. You have a period of 3 years minus a day where loading will not apply if you take the hospital cover again. You only get this once and then need to re-serve that time on the policy. After that, 2% is added every further year without hospital cover.

Doctor Spaceman
Jul 6, 2010

"Everyone's entitled to their point of view, but that's seriously a weird one."
https://twitter.com/LyleShelton/status/1016511096285351936

JBP
Feb 16, 2017

You've got to know, to understand,
Baby, take me by my hand,
I'll lead you to the promised land.

Intoluene posted:

I can field this one since I work in the industry. You have a period of 3 years minus a day where loading will not apply if you take the hospital cover again. You only get this once and then need to re-serve that time on the policy. After that, 2% is added every further year without hospital cover.

I love this dogshit punitive system.


:thunk:

fiery_valkyrie
Mar 26, 2003

I'm proud of you, Bender. Sure, you lost. You lost bad. But the important thing is I beat up someone who hurt my feelings in high school.

When was the last time a sex worker gave someone mesothelioma? Honestly, how does one even consider that an equivalent?

RE health insurance chat, I’ve had a recurring medical issue that sometimes requires surgery for decades. It can be dormant for years, but then when it flares up it goes from nothing to major risk of sepsis in a couple of days.

When I was in my 20’s my only public option was to wait until it got really bad and then go to emergency to have it operated on by whichever random surgeon was there, with no follow up treatment.

Now that I have private, I have a choice of surgeons, I get pre- and post-op consultations and I don’t pay any more than $500/year excess.

I think it is one of those things that really varies by personal circumstances and there is no one-fits-all solution (other than really really well funded public healthcare system, which is about as likely as unicorns)

Intoluene
Jul 6, 2011

Activating self-destruct sequence!
Fun Shoe

JBP posted:

I love this dogshit punitive system.


Yeah, I loving hate it, too. So many stupid loopholes to fix it when loading inevitably gets hosed up.

It's worse for migrants, too. Don't take out private cover after a year of being eligible for Medicare? gently caress you, full loading.

Halo14
Sep 11, 2001

quote:

@AuConservatives 2h2 hours ago
Electing Conservative Senators is the best way to keep the gate shut to preserve freedoms.

ewe2
Jul 1, 2009

Relevancy deprivation syndrome is a horrible disease. Lyle Shelton was once a healthy bigot: now he struggles to find a narrative that will make him feel important on twitter again.

drunkill
Sep 25, 2007

me @ ur posting
Fallen Rib
Yup buy ambo membership if it is avaliable.

On a trip up the top end Dad sprained his ankle ~500m into a national park near Halls Creek. A four hour ambulance ride to Kununurra later he was patched up and they drove back to melbourne in 3 days with his foot elevated on the dashboard the whole way.

Vic ambo covered the costs but WA ambos sent the invoice for the records. 6000bux for the non-emergency call out and 7 hour round trip for the ambulance.

trunkh
Jan 31, 2011



Intoluene posted:

Yeah, I loving hate it, too. So many stupid loopholes to fix it when loading inevitably gets hosed up.

It's worse for migrants, too. Don't take out private cover after a year of being eligible for Medicare? gently caress you, full loading.

What are the chances of industry collapse in the next 5 to 10 years you think?

G-Spot Run
Jun 28, 2005
I don't know what the deal is with waiting periods. I know you can't reserve if you transfer funds with equivalent cover but I don't know if a break puts you back at day 1 waiting periods?

I would blow Dane Cook
Dec 26, 2008
https://twitter.com/PawseySteven/status/1016288313844494336


https://twitter.com/PawseySteven/status/1016290684628713472

I would blow Dane Cook fucked around with this message at 09:01 on Jul 10, 2018

bandaid.friend
Apr 25, 2017

:obama:My first car was a stick:obama:
Who films a television in portrait?

bandaid.friend
Apr 25, 2017

:obama:My first car was a stick:obama:

bandaid.friend posted:

Who films a television in portrait?

Twitter user Steve, obviously, idiot

You Am I
May 20, 2001

Me @ your poasting

bandaid.friend posted:

Who films a television in portrait?

The same idiot who can't spell either from the look of things

kirbysuperstar
Nov 11, 2012

Let the fools who stand before us be destroyed by the power you and I possess.

Nice ratio there, Lyle

Intoluene
Jul 6, 2011

Activating self-destruct sequence!
Fun Shoe

trunkh posted:

What are the chances of industry collapse in the next 5 to 10 years you think?

Unlikely, honestly without some intense government intervention and public system overhaul, incredibly unlikely but then, aging population might make it collapse. We simply don't have the public capacity for everything right now.

G-Spot Run posted:

I don't know what the deal is with waiting periods. I know you can't reserve if you transfer funds with equivalent cover but I don't know if a break puts you back at day 1 waiting periods?

Depends how long without cover. Some are more generous than others but after 2 months, you're probably on your own without a waiver on extras. The official story for waiting periods is to make it fair for everyone. If there were no waiting periods, someone can upgrade to a policy with a knee replacement, claim 30k and drop back down.

Les Affaires
Nov 15, 2004

bandaid.friend posted:

Twitter user Steve, obviously, idiot

dont sign ur posts

CATTASTIC
Mar 31, 2010

¯\_(ツ)_/¯
Mark Latham considering return to politics on public 'urging', but is unsure with which party

http://www.abc.net.au/news/2018-07-10/mark-latham-considers-return-to-politics-unsure-with-which-party/9961924

Les Affaires
Nov 15, 2004

If there's one thing Australians love in their politics, it's a cult of personality.

bigis
Jun 21, 2006
Thanks I’ll take a look.

bigis fucked around with this message at 11:18 on Jul 10, 2018

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Periphery
Jul 27, 2003
...

bigis posted:

I’ve smashed my PHI for two kids and feel like it was worth it.

What’s the deal with ambulance cover? I’m in WA and got rid of mine because I figured I wouldn’t need an ambulance unless it was an emergency...and I assumed emergency ambulance would be free under Medicare. But these recent replies suggest I’m totally wrong?

This link may help: https://www.stjohnambulance.com.au/ambulance-and-health-services/metro-ambulance-service/metro-ambulance-fees

Might be worth checking if your PHI covers it.

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