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EugeneJ
Feb 5, 2012

by FactsAreUseless
Don't worry, you can get the money ba...

https://www.forbes.com/sites/jamiehopkins/2018/07/16/a-new-retirement-risk-unclaimed-property-laws/#58c1922252b8

quote:

In 2016, Pennsylvania enacted an unclaimed property rule that essentially treats retirement accounts no differently than all other accounts. After just three years of inactivity, regardless of the account holder’s age, the account will now qualify as unclaimed property. You are still allowed to claim your property into perpetuity, but the account will be liquidated and placed in the Commonwealth of Pennsylvania’s General Fund. This means that ordinary income taxes are owed on the entire amount and, in addition, there will likely be a 10 percent penalty tax for early withdrawal from your account, if done prior to age 59.5.

According to Jeffery Levine, CPA/PFS, CFP®, CWS®, MSA , CEO and Director of Financial Planning, “should your IRA or other retirement account be liquidated in such a manner, after reclaiming the funds from the State, there may be a way to roll the money back into a retirement account to avoid income taxes and early distribution penalties.” In a 2016 private letter ruling (PLR 201611028), the IRS allowed a taxpayer whose abandoned retirement accounts had been liquidated by his state to complete a late 60-day rollover after the funds were recovered. It’s likely the IRS would grant similar relief to taxpayers in a similar situation today. However, Mr. Levine noted that “there’s a catch. A big catch. The price tag to ask IRS for that relief will cost you five-figures… and that’s before you pay professional fees to a CPA, attorney or other qualified professional to help you with your request.”

tfw you only have 10k in a retirement account and have to pay over 10k to get it back from the state

:suicide:

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yogizh
Oct 12, 2015
Dumb Helicopter Joke Enthusiast
This thread is disturbing as gently caress.

https://www.youtube.com/watch?v=P7CwTBfIzbw

Halser
Aug 24, 2016
This might have been posted already.

Mr.Pibbleton
Feb 3, 2006

Aleuts rock, chummer.

Halser posted:

This might have been posted already.



Guillotine that traitor.

purple death ray
Jul 28, 2007

me omw 2 steal ur girl

Halser posted:

This might have been posted already.


"Hey! Why isn't this shopping experience more personalized?!"
Definitely words that any human being has ever spoken out loud or even thought.

Shame Boy
Mar 2, 2010

purple death ray posted:

"Hey! Why isn't this shopping experience more personalized?!"
Definitely words that any human being has ever spoken out loud or even thought.

I loving LOVE ENGAGING WITH MY FAVORITE BRANDS!!!!

Oscar Wild
Apr 11, 2006

It's good to be a G

ate all the Oreos posted:

I loving LOVE ENGAGING WITH MY FAVORITE BRANDS!!!!

Why do all my brands want to rectally impale me? I thought we were friends.

Tetracube
Feb 12, 2014

by LITERALLY AN ADMIN
in my ideal future my amazon alexa will know so much about me it will be able to impersonate me on line 24/7 while I spend that time generating capital for my boss

Shame Boy
Mar 2, 2010

That reminded me of this fantastic market research document google put out a while ago trying to sell adwords or something, that had a bunch of great poo poo in it like "9 out of 10 teens identify with OREOS™ Brand Sandwich Cookies more than any other brand," lemme see if I can find it it was like a year and a half ago...

Shame Boy
Mar 2, 2010

Here we go, "It's Lit: A Guide to What Teens Think is Cool":

https://storage.googleapis.com/think/docs/its-lit.pdf

Possibly the funniest thing you will read all day

COMRADES
Apr 3, 2017

by LITERALLY AN ADMIN

a lizard posted:

teens think music that makes them "feel" something is cool


a lizard posted:

When I think “cool” I imagine companies
that do great things for customers/employees
or beautiful/unusual products.
-Female, 17, UT, Urban

Shame Boy
Mar 2, 2010

Man I forgot how fun this PDF was :allears:

doctorfrog
Mar 14, 2007

Great.

COMRADES
Apr 3, 2017

by LITERALLY AN ADMIN

a lizard posted:

#netflixandchill is how
teens...um…‘connect.’
Netflix is cool because it
is well used, well loved, well
priced and well stocked.

:thunk:


a lizard posted:

Gen Z never knew the world before the internet - before
everything you could ever need was one click away. They
never knew the world before terrorism or global warming.
As a result, Gen Z is the most informed, evolved, and
empathetic generation of its kind. They value information,
stimulation, and connection, evident by their affinity for
YouTube, Google, and Netflix.

lol communism is inevitable

HugeGrossBurrito
Mar 20, 2018

ate all the Oreos posted:

Man I forgot how fun this PDF was :allears:



Ive never really thought of doritos as being cool

houstonguy
Jun 2, 2005

:minnie: Cat Army :minnie:
2nd Battalion

ate all the Oreos posted:

Here we go, "It's Lit: A Guide to What Teens Think is Cool":

https://storage.googleapis.com/think/docs/its-lit.pdf

Possibly the funniest thing you will read all day

Thank you Google, very cool!

Outrail
Jan 4, 2009

www.sapphicrobotica.com
:roboluv: :love: :roboluv:

Tetracube posted:

in my ideal future my amazon alexa will know so much about me it will be able to impersonate me on line 24/7 while I spend that time generating capital for my boss

I loving hate Alexa and other smart home poo poo like this.

But if Alexa could absorb and compile enough of my data to do my remote job for me so I can go fishing all day I won't get mad when it orders more fishing gear while I'm out.

Shame Boy
Mar 2, 2010

Ahh there it is

quote:

Teens go crazy for Oreos! Oreos are cool because of the variety of delicious flavors and the cute/funny marketing.

HELLO FELLOW TEENS ARE WE CONSUMING OREOS BRAND OREOS TODAY?

doctorfrog
Mar 14, 2007

Great.

HugeGrossBurrito posted:

Ive never really thought of doritos as being cool

nobody has

"what teens think is cool" is a sad, desperate phrase exhaled from marketing tendril-people

Rarity
Oct 21, 2010

~*4 LIFE*~

ate all the Oreos posted:

Here we go, "It's Lit: A Guide to What Teens Think is Cool":

https://storage.googleapis.com/think/docs/its-lit.pdf

Possibly the funniest thing you will read all day

Someone actually spent a whole bunch of money making this trash

HugeGrossBurrito
Mar 20, 2018
lol

Shame Boy
Mar 2, 2010

Rarity posted:

Someone actually spent a whole bunch of money making this trash

At the end it says they commissioned three different studies, all to come to the conclusion that TEENS loving LOVE BRANDS!!!

Darth Walrus
Feb 13, 2012

HugeGrossBurrito posted:

Ive never really thought of doritos as being cool



?

steinrokkan
Apr 2, 2011



Soiled Meat
Teens suck

EugeneJ
Feb 5, 2012

by FactsAreUseless

Which came first

Ranch

or Cool Ranch?

Tetracube
Feb 12, 2014

by LITERALLY AN ADMIN
“Google is really cool because it is an innovator. A trend setter. Google is not only a powerful search engine, but great at everything it does, from email to documents. Google products are easy to use and work well. As a company, Google also stands for education and creativity, shown by the science fairs and doodles contests they host.”

hello fellow teens, who else enjoys internet web sites such as google(tm)

doctorfrog
Mar 14, 2007

Great.


hmm, this tastes very cool to my teen tastebuds

HugeGrossBurrito
Mar 20, 2018

touche

is pepsi ok
Oct 23, 2002


Darth Walrus
Feb 13, 2012

EugeneJ posted:

Which came first

Ranch

or Cool Ranch?

Oh, you think that’s a brain-twister?

Tetracube
Feb 12, 2014

by LITERALLY AN ADMIN


lmao at google+ being anywhere near that high

this survey was blatantly done by google employees

Meme Poker Party
Sep 1, 2006

by Azathoth

Halser posted:

This might have been posted already.



Wow five panels of something people say all the time followed by something nobody has ever said very thought provoking.

Shame Boy
Mar 2, 2010

Chomp8645 posted:

Wow five panels of something people say all the time followed by something nobody has ever said very thought provoking.

I mean I guess I've said it in the form "why the hell are you showing me 8 different versions of the appliance I just bought 5 minutes ago"

redgubbinz
May 1, 2007


This is some timecube poo poo right here.

Is...is Pepsi actually ok, though?

Motherfucker
Jul 16, 2011

I certainly dont have deep-seated issues involving birthdays.
That whole document is some serious artwork.

Ligament
Jun 12, 2018
Biscuit Hider

ate all the Oreos posted:

Here we go, "It's Lit: A Guide to What Teens Think is Cool":

https://storage.googleapis.com/think/docs/its-lit.pdf

Possibly the funniest thing you will read all day

how do you do? :tipshat:

Punk da Bundo
Dec 29, 2006

by FactsAreUseless
this thread is more upsetting than the cursed images thread .

"Grandpa , when did you bring out the guillotines again ?"

*leans back in chair , putting hands behind head * "ohhh right around the time Oreo became a sentient brand we knew it gone on long enough "

KiteAuraan
Aug 5, 2014

JER GEDDA FERDA RADDA ARA!


EugeneJ posted:

Which came first

Ranch

or Cool Ranch?

Um, Ranch?

Scary!
Oct 22, 2012

by Nyc_Tattoo

https://www.bankrate.com/finance/insurance/dead-peasant-life-insurance.aspx

quote:

In 2011, police in Ohio arrested the owner of an oil-change business and charged him with trying to hire a hit man to kill a former employee to collect on a $250,000 COLI policy, according to The Columbus Dispatch.

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Outrail
Jan 4, 2009

www.sapphicrobotica.com
:roboluv: :love: :roboluv:

I'm going to say something deeply unpopular and suggest that maybe giving profit driven corporations the ability to benefit from the deaths of easily replaceable staff might not be a great idea.

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