|
zonacat posted:I know it's an unpopular opinion here in socialist-land, but if you can afford to save for retirement, then you don't need everyone elses taxes buying your food for you. Retirement is not a right, and saving for it comes after the basic needs like food. There's plenty of 70+ year olds that work because their social security doesn't cover their expenses or they want a little extra, they arent in the streets. An unpopular opinion is something like 'black licorice is good'. This is ignorance. Gutting quality public education to the point of committing superpower suicide is bwm. I'd love to hear more of your stories about welfare queens putting all that free healthcare in their lowriders though. Content: I loaned money to my friend after a verbal agreement and he ghosted me. It was $200k. My life savings. I paid in bitcoin. I don't actually know my friend but he's 19 and lives in the Netherlands, also I have a discord handle. I took out a loan to buy a plane ticket to amsterdam, what can I do to get my money back? Guest2553 fucked around with this message at 15:00 on Jul 23, 2018 |
#
?
Jul 23, 2018 14:11
|
|
|
|
| # ? Jun 7, 2024 21:02 |
|
|
OctaviusBeaver posted:The economy is not a constant size. It grew by 2.6% last year. That's why we have 4 percent unemployment in a country that started with 3 million people and now has 300 million people. The labor pool also increases 
|
|
#
?
Jul 23, 2018 14:20
|
|
|
It wouldn't even matter if there were an unlimited pool of jobs. It wouldn't guarantee good ones. Alice needs to hurry up and retire already so that Bob can continue his career track. He doesn't need a job in an Amazon warehouse.
|
|
#
?
Jul 23, 2018 14:25
|
|
|
FrozenVent posted:The labor pool also increases That doesn’t seem like a counterpoint.
|
|
#
?
Jul 23, 2018 14:49
|
|
|
FrozenVent posted:The labor pool also increases Not at a constant 1:1 ratio, though. If that were the case, then death/retirement would be the only way for job openings to appear.
|
|
#
?
Jul 23, 2018 15:24
|
|
|
In this thread of all places, I don't think "The economy is not zero-sum" should be a controversial statement.
|
|
#
?
Jul 23, 2018 15:26
|
|
|
SlapActionJackson posted:In this thread of all places, I don't think "The economy is not zero-sum" should be a controversial statement. If we let them go on long enough they might get to the inevitable conclusion that logan's run is actually genius and the world might get saved after all.
|
|
#
?
Jul 23, 2018 15:52
|
|
|
It's not just jobs. People often move as their families age, first to larger homes then to smaller. If you end up with a lot of old people who don't want to move it impacts the demographics of the area. Our local elementary school is half the size it was when my kids went there because everyone's aged out. When those kids graduate high school we will probably see a big chunk move and younger families will replace them and the cycle will continue. Unless something like favorable property tax rates and restrictive development ordinances distort that (see California). My favorite story of this was the Incas, who revered their royal family so much that even in death you owned your property and no one could live there, so they started running out of room for new people.
|
|
#
?
Jul 23, 2018 16:04
|
|
|
Krispy Wafer posted:It's not just jobs. People often move as their families age, first to larger homes then to smaller. If you end up with a lot of old people who don't want to move it impacts the demographics of the area. Our local elementary school is half the size it was when my kids went there because everyone's aged out. When those kids graduate high school we will probably see a big chunk move and younger families will replace them and the cycle will continue. Unless something like favorable property tax rates and restrictive development ordinances distort that (see California). That's why there are some societies who trace lineage and property inheritance through the mother's line. It's the reason why polyandry is practiced traditionally in places with scarce resources
|
|
#
?
Jul 23, 2018 16:34
|
|
|
zonacat posted:I know it's an unpopular opinion here in socialist-land, but if you can afford to save for retirement, then you don't need everyone elses taxes buying your food for you. Retirement is not a right, and saving for it comes after the basic needs like food. There's plenty of 70+ year olds that work because their social security doesn't cover their expenses or they want a little extra, they arent in the streets. You do realize that it's possible to afford to contribute to a retirement account and then get into a situation where you can't afford food, right? Like people get laid off or their spouse dies and they have kids to feed. You expect them to drain their retirement accounts, take massive hits due to penalities and taxes, just so they can get food? Most retirement accounts are exempt in bankruptcy. If we don't expect people to liquidate their retirement accounts to satisfy creditors, why should they liquidate them to satisfy a basic need?
|
|
#
?
Jul 23, 2018 17:50
|
|
|
I’m okay with making less take-home money in my lifetime if it means I don’t have to work until the day I die. I don’t think that’s socialism. I think it’s common sense. E: This isn’t referring to just retirement savings or social security. I’d also be okay paying more in taxes for health insurance, as well. Get this though: I’m okay with it even if I never use it. boop the snoot fucked around with this message at 18:17 on Jul 23, 2018 |
|
|
#
?
Jul 23, 2018 18:00
|
|
|
zonacat posted:I know it's an unpopular opinion here in socialist-land, but if you can afford to save for retirement, then you don't need everyone elses taxes buying your food for you. Retirement is not a right, and saving for it comes after the basic needs like food. There's plenty of 70+ year olds that work because their social security doesn't cover their expenses or they want a little extra, they arent in the streets. How does the boot taste?
|
|
#
?
Jul 23, 2018 18:56
|
|
|
Droo posted:If we let them go on long enough they might get to the inevitable conclusion that logan's run is actually genius and the world might get saved after all. Until the few jobs left replace the human workforce with robots! Then nobody will deserve to live at all. 
|
|
#
?
Jul 23, 2018 21:35
|
|
|
BWM: filmmaking edition: https://www.hollywoodreporter.com/news/chinas-first-100m-film-pulled-cinemas-disastrous-opening-weekend-1127224 Our enormously expensive movie flopped? Time to double down: https://www.hollywoodreporter.com/news/can-chinas-pricey-flop-asura-be-released-successfully-1128413
|
|
#
?
Jul 23, 2018 21:51
|
|
|
Magissima posted:Are we both looking at the link I posted? It's at least 15 by my count. Most exclude IDAs but those aren't retirement accounts There's 15, but the overlap with the automatic IRA states is only 3.
|
|
#
?
Jul 23, 2018 22:33
|
|
|
https://www.reddit.com/r/personalfinance/comments/915yqy/my_girlfriend_and_i_are_pregnant/ posted:My girlfriend and I are pregnant
|
|
#
?
Jul 24, 2018 03:11
|
|
|
How is it even possible to make $15/hr with a CS degree?
|
|
#
?
Jul 24, 2018 03:26
|
|
|
$1k a month on student loan payments? Making $15/hr with a CS degree? It's Full Sail isn't it? Hypothetically speaking getting some sort of holistic medicine / herbalism certificate could be really GWM, people pay out the rear end for that kind of crap. But considering he is somehow that far in debt with a degree that can't even get him an entry level programming job I'm not optimistic about her chances. 22 Eargesplitten fucked around with this message at 03:35 on Jul 24, 2018 |
|
#
?
Jul 24, 2018 03:33
|
|
|
22 Eargesplitten posted:Hypothetically speaking getting some sort of holistic medicine / herbalism certificate could be really GWM, people pay out the rear end for that kind of crap. Considering what it's for, it's practically more legitimate if you just make up your own certification and proudly tout it as a viable alternative.
|
|
#
?
Jul 24, 2018 03:47
|
|
|
I was amazed that a 2004 civic had turned into a "beater". Do people not maintain their vehicles in Murrica or something?
|
|
#
?
Jul 24, 2018 03:59
|
|
|
Aren't the 2004 civics the ones whose paint would start to peel after 8 years and make the car look like total poo poo?
|
|
#
?
Jul 24, 2018 04:01
|
|
|
My girl has a 2005 Honda civic, and it's a "beater" in the sense that it needs its KBB in repairs every year from here on out. They probably just mean it's got repair needs that they'll never address and plan to drive until it stalls on the freeway for good.
|
|
#
?
Jul 24, 2018 04:08
|
|
|
Weatherman posted:I was amazed that a 2004 civic had turned into a "beater". Do people not maintain their vehicles in Murrica or something? Generally no, but this: GoGoGadgetChris posted:They probably just mean it's got repair needs that they'll never address and plan to drive until it stalls on the freeway for good. is really likely what they mean.
|
|
#
?
Jul 24, 2018 04:33
|
|
|
Weatherman posted:I was amazed that a 2004 civic had turned into a "beater". Do people not maintain their vehicles in Murrica or something? My mother in law has a 2006 Civic that's had tons of repair and maintenance dollars spent on it, and it's still a huge piece of poo poo. No car lasts forever, and hers has 260k miles on it. Mid 2000s is old enough that the interior is falling apart on just about anything though. Headliner falling down, pretty much everything in the suspension replaced, whole cooling system, A/C work. Is it worth $1500/year in repairs for a $2k car? You tell me.
|
|
#
?
Jul 24, 2018 04:40
|
|
|
22 Eargesplitten posted:Hypothetically speaking getting some sort of holistic medicine / herbalism certificate could be really GWM, people pay out the rear end for that kind of crap. But considering he is somehow that far in debt with a degree that can't even get him an entry level programming job I'm not optimistic about her chances.
|
|
#
?
Jul 24, 2018 04:45
|
|
|
GoGoGadgetChris posted:My girl has a 2005 Honda civic, and it's a "beater" in the sense that it needs its KBB in repairs every year from here on out. What are the odds they'd try to take it cross country as part of the move? Suspicious Lump posted:Yep completely agree, this bullshit can be insanely good with money. But does it require certification? You can probably start your own "clinic". Lots of crack pop naturopaths do it and they "prescribe" vitamins. It still boggles my mind that a naturopathy is a thing. Most of their money comes from selling over priced vitamins (literally, even the patients know they're vitamins) which can only be sourced from specialilty companies that sell to naturopaths. Two symbotic parasites successfully feeding off people looking for help. #bogwitch #stickandpoke
|
|
#
?
Jul 24, 2018 05:17
|
|
|
gently caress yes someone post more about the bogwitch, I loved that poo poo so much
|
|
#
?
Jul 24, 2018 05:20
|
|
|
Harry posted:Medicaid isn't means tested anymore, ACA did away with that. SSI excludes retirement accounts (pensions, 401ks, IRA), and the other things mentioned are done at the state level so they can just change that. So anyone losing out on benefits due to these state law changes would be because the state wants to bump them off. Medicaid is still means tested. For states that accepted Medicaid expansion they just upped the income limits. There are also asset exclusions as well. Also SSI only excludes defined benefit plans from calculations until the benefit starts to be drawn. For defined contribution plans they count as an asset and if they exceed the asset limits they would exclude the person from SSI.
|
|
#
?
Jul 24, 2018 05:36
|
|
|
If they live in the northeast then a car of that age could literally be falling apart with a rotted frame and body panels. On the west coast it could still have a pristine body.
|
|
#
?
Jul 24, 2018 06:45
|
|
|
Suspicious Lump posted:Yep completely agree, this bullshit can be insanely good with money. But does it require certification? You can probably start your own "clinic". Lots of crack pop naturopaths do it and they "prescribe" vitamins. It still boggles my mind that a naturopathy is a thing. Most of their money comes from selling over priced vitamins (literally, even the patients know they're vitamins) which can only be sourced from specialilty companies that sell to naturopaths. Two symbotic parasites successfully feeding off people looking for help. You're not joking. My wife went to a semi-quack / quack who managed to be half-right in her case and after things went south (doctor yelled at her to get out of her office when my wife felt overwhelmed) it was impossible to get the supplements that actually had somehow been working. After a few missteps we managed to find something that works as well, but it's seriously disgusting. You can't even buy the specialty stuff except for from one of the clinics, and you can't buy from the clinics unless you're a patient.
|
|
#
?
Jul 24, 2018 07:19
|
|
|
the bwm is coming from inside the thread
|
|
#
?
Jul 24, 2018 07:59
|
|
|
Our medical situations definitely make my wife and I BWM (on top of other things), but going into it probably counts as self-posting, as well as self-pitying.
|
|
#
?
Jul 24, 2018 08:05
|
|
|
Weatherman posted:I was amazed that a 2004 civic had turned into a "beater". Do people not maintain their vehicles in Murrica or something? Not where I grew up. Today with youtube, tool rental, lift rental, ebay, harbour freight, northern tool, and wish I don't understand why people still take their cars to shops for literally everything. It's a loving headlight, figure it out. Except for some reason, A/C. I've had several friends go buy a can of A/C Pro when their system was blowing hot. Unload the whole can only to overcharge the poo poo out of their system making it worse. DEMAG fucked around with this message at 13:30 on Jul 24, 2018 |
|
#
?
Jul 24, 2018 12:42
|
|
|
Depends what part of the country you live in as well, 04 is a lot of years in a winter climate
|
|
#
?
Jul 24, 2018 13:30
|
|
|
OctaviusBeaver posted:How is it even possible to make $15/hr with a CS degree? Gonna bet it's not a "real" CS degree. Probably some MIS/BIA degree that focused heavily on niche or non-utility programming.
|
|
#
?
Jul 24, 2018 13:41
|
|
|
Any car built before 2012 isn't rated for a small frontal overlap crash, which it turns out is a spectacularly easy way sustain massive injuries in a wreck, especially in a fourteen year old econo-box. I would say this is good with money if it kills you, but it likely won't, so get a newer car.
|
|
#
?
Jul 24, 2018 13:50
|
|
|
Photex posted:Depends what part of the country you live in as well, 04 is a lot of years in a winter climate I think you mean winter climate that uses salt, that’s an important distinction.
|
|
#
?
Jul 24, 2018 14:00
|
|
|
EAT FASTER!!!!!! posted:Any car built before 2012 isn't rated for a small frontal overlap crash, which it turns out is a spectacularly easy way sustain massive injuries in a wreck, especially in a fourteen year old econo-box. fortunately small frontal overlap crashes with non-deformable objects at the speeds IIHS tests are not terribly common so i wouldn't go out there and spend money i didn't have on a new car to get better small overlap performance also unfortunately a few unnamed OEMs changed their cars to pass the test rather than to actually increase the car's survivability for all passengers in small overlap crashes (lol we only reinforced poo poo on the drivers side hehe)
|
|
#
?
Jul 24, 2018 14:01
|
|
|
22 Eargesplitten posted:I think you mean winter climate that uses salt, that’s an important distinction. what winter climates aren't using salt
|
|
#
?
Jul 24, 2018 14:02
|
|
|
|
| # ? Jun 7, 2024 21:02 |
|
|
Mocking Bird posted:gently caress yes someone post more about the bogwitch, I loved that poo poo so much That was Leon right? It's always Leon. Tell us more bogwitch stories, Leon.
|
|
#
?
Jul 24, 2018 14:04
|
|
