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Vox Nihili posted:This guy apparently has 1,497 open credit cards. Who does this. Why would you do this.
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Oct 10, 2018 01:23
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Power of Pecota posted:1,498 if you count the v-card Pretty sure that card was closed due to an excessive period since issue without use.
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Oct 10, 2018 01:44
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From: What Industry is shadier than most people realize on r/askredditGrantavius_II posted:Selling horses.
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Oct 10, 2018 02:18
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Dik Hz posted:From: What Industry is shadier than most people realize on r/askreddit Good
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Oct 10, 2018 02:39
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Midjack posted:Who does this. Why would you do this. There's a Society 
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Oct 10, 2018 03:30
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BMan posted:Is that really a thing people think? A lot of people think a credit score is a measure of how much money the “banksters” can make off of you, so if you don’t carry a balance they’re not making money and your credit score doesn’t go up.
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Oct 10, 2018 03:53
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Dik Hz posted:From: What Industry is shadier than most people realize on r/askreddit quote:Something similar happened to my cousin. The horse was much cheaper but he was still fairly pricey and was bought as a show horse. She rode him twice and he was very calm and gentle. First ride on him at home? He went crazy. Turns out he had an old injury that caused him a lot of pain and that he was on tranquillisers when she first rode him. She spent a lot of money on him in vet bills and on different types of therapy but he was put down three months later as hquoteis injury just worsened and he was a danger to himself and others. Horses are GWM if youre a crook. Amazing.
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Oct 10, 2018 04:42
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Vox Nihili posted:This guy apparently has 1,497 open credit cards. How are there even that many cards? This guy is probably the most GWM though, if he can charge the max on all of those cards to get cash then skip the country.
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Oct 10, 2018 04:57
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ryde posted:A lot of people think a credit score is a measure of how much money the �banksters� can make off of you, so if you don�t carry a balance they�re not making money and your credit score doesn�t go up.
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Oct 10, 2018 05:01
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Wolfy posted:I've read every post in this thread. Condolences!
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Oct 10, 2018 08:25
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Suspicious Lump posted:WHAT THE gently caress. Why would you buy a horse for riding worth 600k. Further down in the comments: I get mad when people scam elderly folks out of money or just plain dislike thieves in general, but these horse grifters are just making me laugh ripping off rich people.
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Oct 10, 2018 12:01
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Suspicious Lump posted:WHAT THE gently caress. Why would you buy a horse for riding worth 600k. Further down in the comments: I've heard of people doing this with cars and RVs and poo poo, but horses... amazing
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Oct 10, 2018 14:43
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Suspicious Lump posted:WHAT THE gently caress. Why would you buy a horse for riding worth 600k. Further down in the comments: I think the point of the first one was that it would be a dressage competition horse, but since it's injured, it can't do competition, just regular riding. Still BWM, I can't imagine there's a lot of money to be made in dressage, but it's rich people poo poo so maybe they don't care.
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Oct 10, 2018 14:56
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Suspicious Lump posted:WHAT THE gently caress. Why would you buy a horse for riding worth 600k. Further down in the comments: Because they have tens of millions of dollars banked and nothing to spend it on?
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Oct 10, 2018 15:12
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Because the Von Joneses just bought one and we can’t let that awful child of theirs have something ours doesn’t.
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Oct 10, 2018 15:26
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This one is pretty basic, but it's "Help I bought a car without understanding the payments or understanding what the car was and I also am unaware you get money for a car when you sell it" [US] Signed a 5 year car loan and having buyer's remorse. What should I do? https://www.reddit.com/r/personalfinance/comments/9mxm86/us_signed_a_5_year_car_loan_and_having_buyers/ quote:So my old 02 Jetta Wagon was having transmission issues, I got that car when I was working a fast food job years ago.
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Oct 10, 2018 16:54
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Lockback posted:This one is pretty basic, but it's "Help I bought a car without understanding the payments or understanding what the car was and I also am unaware you get money for a car when you sell it" I am the guy in the comments telling him to sell the car and roll the balance into a new loan lmbo. Or maybe deal with your car without heated seats it isn't the end of the world lol
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Oct 10, 2018 17:13
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Or just have heated seats installed.
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Oct 10, 2018 17:17
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I can't believe he doesn't grasp that if he returns or sells the car he will get some amount of money in exchange
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Oct 10, 2018 17:18
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Couple points, 1. Making a decision to buy a used car without understanding the deal or the car is extremely dumb... he probably understands he can sell the car back, but at a much lower price than what he bought it for, and that's probably discouraging him. I've felt the burn when I had buyer's remorse before (I made the decision while understanding the ins and outs). 2. Heated seat thingies are like $50 on Amazon. 12V and you lay it on top of the regular seat. Good post!
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Oct 10, 2018 17:21
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The loan total is 21k, so I'm guessing they told him they'd be happy to take it for 5k.
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Oct 10, 2018 17:38
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Volmarias posted:The loan total is 21k, so I'm guessing they told him they'd be happy to take it for 5k. I really want to know what car he decided to sign a 21k loan for. My guess is 2014 Altima, 100k miles, previous rental
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Oct 10, 2018 17:49
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Lockback posted:Or just have heated seats installed. True, same with the bluetooth. But even if they weren't easily solvable, this is a situation where you take your licks and use it as a learning lesson
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Oct 10, 2018 18:09
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CannonFodder posted:I really want to know what car he decided to sign a 21k loan for. Maybe a previous smart lease?
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Oct 10, 2018 18:11
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Something Offal posted:Couple points, 1. Making a decision to buy a used car without understanding the deal or the car is extremely dumb... he probably understands he can sell the car back, but at a much lower price than what he bought it for, and that's probably discouraging him. I've felt the burn when I had buyer's remorse before (I made the decision while understanding the ins and outs). 2. Heated seat thingies are like $50 on Amazon. 12V and you lay it on top of the regular seat. Oh no, your faith in this fellow is much too high quote:How would you be 16k dollars in debt? I assume you'd get most if not all the money you loaned back if you did that... quote:[S] -2 points 8 hours ago
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Oct 10, 2018 18:17
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Raldikuk posted:I am the guy in the comments telling him to sell the car and roll the balance into a new loan lmbo. Or maybe deal with your car without heated seats it isn't the end of the world lol That reminds me of how every single PF thread on reddit that is about losing all your money from bitcoin has at least one guy telling him that the way out is to buy more bitcoin. It can only go up now!
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Oct 10, 2018 18:23
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I'm still perplexed how the guy managed to buy a car that didn't have some critical (to him) features and he didn't figure this out until after buying the car. The heated seats thing would be obvious too. I'm sure the dealership would love to take the car back for free though.
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Oct 10, 2018 18:59
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How do you even find a car from 2014 without bluetooth? I'm 90% sure that even the base model Yaris had that.
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Oct 10, 2018 19:04
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OctaviusBeaver posted:How do you even find a car from 2014 without bluetooth? I'm 90% sure that even the base model Yaris had that. Rental and fleet vehicles.
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Oct 10, 2018 19:15
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OctaviusBeaver posted:How do you even find a car from 2014 without bluetooth? I'm 90% sure that even the base model Yaris had that. I rented a Jeep a couple years ago and it didn't have bluetooth. I can't believe that company is still in business...
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Oct 10, 2018 19:34
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Bird in a Blender posted:I'm still perplexed how the guy managed to buy a car that didn't have some critical (to him) features and he didn't figure this out until after buying the car. The heated seats thing would be obvious too. I'm sure the dealership would love to take the car back for free though. I had bought a Ford Focus that didn't have air conditioning, because at the time I had assumed all post 2000 model cars would have it. But there are definitely stock, bare bones trim variants that don't even have A/C, I'm assuming they are intended as fleet vehicles to be as cheap and maintenance friendly as possible.
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Oct 10, 2018 19:39
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Cacafuego posted:I get mad when people scam elderly folks out of money or just plain dislike thieves in general, but these horse grifters are just making me laugh ripping off rich people. It’s like when someone was selling counterfeit rare wine to a Koch brother. https://www.vanityfair.com/culture/2012/07/wine-fraud-rudy-kurniawan-vintage-burgundies
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Oct 10, 2018 19:40
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Ornamented Death posted:Rental and fleet vehicles. I rented an Impala with bluetooth and just about everything else in August  . Wasn't even a top end rental or anything.
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Oct 10, 2018 20:10
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Hyrax Attack! posted:It’s like when someone was selling counterfeit rare wine to a Koch brother. There's a documentary about this called Sour Grapes. A great watch if you love the schadenfreude that comes with rich assholes being scammed.
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Oct 10, 2018 20:32
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There is always the real cheap rental car whose sole purpose is to be so unattractive that it immediately makes you want the next costlier model. I cannot believe people in this thread haven’t rented those cars. I rented a Dodge Caliber in 2010 that lacked power locks and had crank windows. It was Vegas, so no one was rolling down windows, but you do not realize how important power locks are until you are driving 4 people and you have to walk around and lock every door on the car one-by-one.
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Oct 10, 2018 20:40
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I was behind a horse trailer that had Caution Horses painted in red letters on the back door. I thought how true.
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Oct 10, 2018 21:42
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I figure a breed called Caution Horses is a good investment, less prone to think of ants and die. Unless this is some scam by the breeder and they are in fact 34% more prone to thinking of ants and dying! 
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Oct 10, 2018 23:15
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Krispy Wafer posted:There is always the real cheap rental car whose sole purpose is to be so unattractive that it immediately makes you want the next costlier model. When I worked at a rental car company circa 2006 it read the Chevrolet Aveo. Holy hell what a piece of poo poo.
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Oct 10, 2018 23:21
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My wife is on a mortgage from a previous relationship and we don't know what to do. https://www.reddit.com/r/personalfinance/comments/9n3yya/my_wife_is_on_a_mortgage_from_a_previous/ quote:(North Carolina) So a few years before my wife and I met, she bought a house with her at the time boyfriend. Fast forward years later, I'm married to her and her ex is now behind a few months on the payment. I've never owned a home before so this is all new territory for me. Shortly after we got married, she was trying desperately to get off the mortgage. One day we went to mortgage company and we both signed paperwork and we were both under the impression that she was being taken off the mortgage. I didn't read anything, I just nodded and signed my name. Later I found out we signed what was called a quick claim deed, and it only took her name off the deed.
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Oct 10, 2018 23:29
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Holy poo poo that's bad.
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Oct 10, 2018 23:36
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