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That only started getting good at Level 4.
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Dec 16, 2018 23:46
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Locking yourself in a dark room for 20 days: apparently very GWM https://www.si.com/extra-mustard/2018/12/13/thursday-hot-clicks-pro-poker-player-rich-young-rory-young-solitary-confinement-bet-result quote:Now, after 20 days, Rich Alati has emerged from his prison. Alati and Rich Young—the guy who proposed the challenge—reached a buyout agreement on Monday night that gave Alati $62,400. Young hedged his bet so he’ll only end up losing roughly $42,000.
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Dec 16, 2018 23:48
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Motronic posted:Can we do a #2 without completely eliminating zoning but somehow getting the NIMBY out of it? "do japanese zoning"
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Dec 17, 2018 00:04
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Elysium posted:Owner/Developer buys a 1200sqft historical house in San Fran, gets planning permission to extensively remodel it. Decides instead to demolish the whole thing, so he can build a new 4000sqft house on the plot. Retroactively applies for permission to demolish. quote:In a unanimous 5-0 vote late Thursday night, the commission also ordered that the property owner — Ross Johnston, through his 49 Hopkins LLC — include a sidewalk plaque telling the story of the original house designed by architect Richard Neutra, the demolition and the replica.
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Dec 17, 2018 00:31
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Small brain - you own a house once you buy it Medium brain - you own a house once it's paid off Galaxy brain - you literally never own property because local, state and federal government control how you can use it
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Dec 17, 2018 00:36
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Hey poo poo I've never seen a galaxy made entirely of stars burning methane
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Dec 17, 2018 00:45
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FAUXTON posted:Hey poo poo I've never seen a galaxy made entirely of stars burning methane Try drinking the brown tap water and you'll see that galaxy soon enough. I was talking with a friend about the local bank sector. He didn't disagree when I said the default rates on mortgages in my region were controlled by the banks. I speculated on the scale of how many mortgage defaults might be happening and he agreed things are pretty serious. I'm not in the US so you don't have to freak out, but galaxy brain is probably correct right now.
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Dec 17, 2018 00:54
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bob dobbs is dead posted:"do japanese zoning" You mean "no zoning beyond 'this developer delivered a briefcase full of cash and took me to a top-class brothel so I'm gonna sign whatever the gently caress he puts in front of me"?
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Dec 17, 2018 00:56
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GoGoGadgetChris posted:Small brain - you own a house once you buy it If you don’t like the government that enforces the existence of your property rights i have a solution for you
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Dec 17, 2018 01:28
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That reminds me how so many emoji early on were Japanese culture-centric, especially with overly specific food items, but also with the love hotel: 🏩
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Dec 17, 2018 01:29
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Should I Sell My Truckquote:I made a 21 year olds famous mistake of buying an expensive car that I can afford but shouldn't be paying. I realized that I don't need a truck this nice and am wanting to part ways with it. Its a 2018 tacoma trd off road pro with 1K miles on it. I currently owe 34,200 on my car loan and the kelly blue book price for trade in is 30,900 and the private sale value is 33,400. I have an income of around 1300 a month and I have a little more than 5000 in my savings. I am extremely blessed and get financial aid for college so I have no student loans and am finishing up my last 2 semesters of college. My only real expenses are car insurance (160 a month) and my car payment (524 a month) since I still live at home. My interest rate is 2.9% on the loan. I was wondering if i should wait a little while to sell the truck and see if it goes positive with the loan or if i should just cut my losses and sell it now and maybe take out a small loan from navy federal to pay the negative balance i have? thanks.
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Dec 17, 2018 01:51
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what kind of idiot demolishes an entire building without permission or permits, like this isn't an example of government overreach, the guy probably could have gotten away with if he had tried to get permission first
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Dec 17, 2018 01:55
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how in gods name did he get a loan for that truck when his yearly income is literally half of what the truck is worth? Let alone at that interest rate and cheap insurance.
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Dec 17, 2018 02:10
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UCS Hellmaker posted:how in gods name did he get a loan for that truck when his yearly income is literally half of what the truck is worth? Let alone at that interest rate and cheap insurance.
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Dec 17, 2018 02:14
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Dec 17, 2018 02:41
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100 HOGS AGREE posted:what kind of idiot demolishes an entire building without permission or permits, like this isn't an example of government overreach, the guy probably could have gotten away with if he had tried to get permission first Better to ask for forgiveness, etc etc. There’s a lot of regulatory bodies out there that operate on the principle of “welp the eggs are already broken, at least we’ll get a say as to the omelette’s garnish.”
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Dec 17, 2018 03:10
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FrozenVent posted:Better to ask for forgiveness, etc etc. It's also costs the local authority a fortune to prosecute these type of actions. However there is a point where people can push things too far. I've never seen anyone given more than a fine for cutting down protected trees but here we are. quote:An Auckland property developer who pleaded guilty to illegally damaging seven native trees is going to jail after having an appeal against his prison sentence dismissed.
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Dec 17, 2018 03:36
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Good.
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Dec 17, 2018 03:41
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100 HOGS AGREE posted:what kind of idiot demolishes an entire building without permission or permits, like this isn't an example of government overreach, the guy probably could have gotten away with if he had tried to get permission first gently caress him all the same, but this is SF we're talking about. There's no way the guy was getting permission in SF if he asked first, and even if he did, it'd have been blocked for years by his neighbors. This place is NIMBY heaven, but for everything and not just wind turbines.
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Dec 17, 2018 06:19
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GoGoGadgetChris posted:Small brain - you own a house once you buy it zen brain - no-one should own their own property, community-owned and shared dormitories for everyone
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Dec 17, 2018 07:06
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I see the mortgage industry in completely reformed. You can tell this by Angelo Mozilo speaking at conferences and being praised for his liar loan MBS. https://www.ocregister.com/2018/12/...k&ICID=ref_fark
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Dec 17, 2018 08:21
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Liar loans were just fine when they were only for borrowers with grade A credit. The problem came in when we gave them to people with grade D credit.
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Dec 17, 2018 08:35
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https://www.cnbc.com/2014/11/07/a-start-up-that-wants-to-make-atms-obsolete.html gently caress it, we're just gonna do Uber ATM
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Dec 17, 2018 08:41
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therobit posted:Liar loans were just fine when they were only for borrowers with grade A credit. The problem came in when we gave them to people with grade D credit. *forgets to make first payment* *sells house in a swap for an iphone*
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Dec 17, 2018 08:44
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Weatherman posted:You mean "no zoning beyond 'this developer delivered a briefcase full of cash and took me to a top-class brothel so I'm gonna sign whatever the gently caress he puts in front of me"? This isn't China. http://urbankchoze.blogspot.com/2014/04/japanese-zoning.html This seems very interesting and also shows the importance of a unitary, national policy on these things could be beneficial.
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Dec 17, 2018 08:45
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GoGoGadgetChris posted:https://www.cnbc.com/2014/11/07/a-start-up-that-wants-to-make-atms-obsolete.html LOL no way this passes regulatory scrutiny. Holy poo poo. I eagerly await Fauxton's scathing commentary.
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Dec 17, 2018 08:49
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GoGoGadgetChris posted:https://www.cnbc.com/2014/11/07/a-start-up-that-wants-to-make-atms-obsolete.html still faster and cheaper than a bitcoin transaction
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Dec 17, 2018 08:50
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GoGoGadgetChris posted:https://www.cnbc.com/2014/11/07/a-start-up-that-wants-to-make-atms-obsolete.html Article date 2014. Guessing it's deaaaaaaaad.
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Dec 17, 2018 09:12
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GoutPatrol posted:This isn't China. Interesting for sure but his whole discussion is in the theoretical context of "this model allows for X and Y and Z", whereas the actual result of those models plus Japanese bureaucrats is "haphazard placement of literally everything makes for butt-loving-ugly towns with the sole exception of areas where the median income is in the top 10%". I'm sure my neighbourhood is covered by the same national plan as Den-en-chōfu and Azabujūban are, but for some reason mine has a child's collage of structures thrown together under several dozen strands of powerlines whereas the other two look more like actual neighbourhoods. Does this topic have enough legs to warrant its own thread? I'll start one if so E: vvvvvvvv What? Weatherman fucked around with this message at 12:17 on Dec 17, 2018 |
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Dec 17, 2018 10:28
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Weatherman posted:Interesting for sure but his whole discussion is in the theoretical context of "this model allows for X and Y and Z", whereas the actual result of those models plus Japanese bureaucrats is "haphazard placement of literally everything makes for butt-loving-ugly towns with the sole exception of areas where the median income is in the top 10%". buttfuck ugly, rent in any district of tokyo that's not literally roppongi comparable to buttfuck iowa "complain about the rent in every nation tongue and creed"
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Dec 17, 2018 10:44
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therobit posted:LOL no way this passes regulatory scrutiny. Holy poo poo. I eagerly await Fauxton's scathing commentary. I got nothin' That idea is dumb as gently caress and there are specific reporting categories that describe that poo poo word for word, like third party transactors or transactions without any business, rational, or legal purpose. You're also going to have people rolling around with giant "MUG ME" signs on their asses. I hope the first poor gently caress that gets mugged by the person that called them sues the company for not having sufficient CIP in place and just nukes them right out of business.
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Dec 17, 2018 14:49
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I'm just struggling to understand the context in which one would need cash delivered like that. Like, first of all, who uses/needs cash at all. And of those who do, who is in a position where they are both not prepared with cash before hand, can't just go to an ATM, and also can wait 20 minutes for cash to be delivered. It has, it seems to me, exactly one use case, which is that you are rolling dice in the alley, and run up a tab, and can't leave until you pay up $200 cash or you get knifed.
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Dec 17, 2018 15:01
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Nimbl was founded in August 2014, launched in October 2014, ended service in November 2014 promising to come back with a better "v2", and then went dark until their website fell offline in 2016.
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Dec 17, 2018 15:07
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Elysium posted:It has, it seems to me, exactly one use case, which is that you are rolling dice in the alley, and run up a tab, and can't leave until you pay up $200 cash or you get knifed. Please don't doxx me. Edit: I miss the startup that was going to deliver you rolls of quarters for all your laundry and vending needs.
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Dec 17, 2018 15:15
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The Chairman posted:Nimbl was founded in August 2014, launched in October 2014, ended service in November 2014 promising to come back with a better "v2", and then went dark until their website fell offline in 2016. Thank you for pointing out the date, and I seriously wish there was an actual write-up on what happened and how much was outright fraud
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Dec 17, 2018 16:24
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SpelledBackwards posted:Please don't doxx me. Aml was something they never considered lmfao
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Dec 17, 2018 17:55
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UCS Hellmaker posted:how in gods name did he get a loan for that truck when his yearly income is literally half of what the truck is worth? Let alone at that interest rate and cheap insurance. edit: maybe a military son, he's 21 and about to finish college so he's not active duty. Maybe ROTC?
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Dec 17, 2018 18:42
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Weatherman posted:Interesting for sure but his whole discussion is in the theoretical context of "this model allows for X and Y and Z", whereas the actual result of those models plus Japanese bureaucrats is "haphazard placement of literally everything makes for butt-loving-ugly towns with the sole exception of areas where the median income is in the top 10%". Your idea of what a neighborhood should look like is colored completely by your previous experiences and where you lived. Why shouldn't a neighborhood be able to accommodate people with different needs, i.e. both single family homes and a Leopalace, and also have small businesses of varying types thrown in? Why isn't the ideal neighborhood a much more self-contained/self-sufficient unit rather than just a bunch of single-family homes thrown together? I absolutely detest the American urban model, where you have a bunch of houses thrown together (very loosely), meaning you have very little choice but to drive if you want to do anything that doesn't involve your neighbors, staying inside, or mowing the yard. If you want to go out, it's impossible to find "a neighborhood restaurant" because the only option you have is some area with a dozen restaurants surrounded by parking lots. What Japan offers is a very good (relative to whatever Hickville, Iowa's zoning board can come up with) set of guidelines that you can use as a starting point and then modify to suit your needs, whereas what America (and Canada?) offers is whatever the local zoning board, whose expertise is usually limited, can come up with.
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Dec 17, 2018 18:49
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We will not, in our lifetimes, see the constitutional amendment necessary for a national zoning standard, but statewide ones might be possible. Also, from what I can tell, the Japanese system isn't too jarring: it just says you can always build to less intensive uses than the area is zoned for, so no cementblock apartment towers sprouting from suburban parcels of separate single-family homes only urban ones  .It deeply scratches my Strong Towns/A City is Not a Tree itch. The road-centric pattern of development in most American cities is extremely bwm.
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Dec 17, 2018 19:55
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therobit posted:Liar loans were just fine when they were only for borrowers with grade A credit. The problem came in when we gave them to people with grade D credit. IOW, liar loans were fine when they were for people who didn't need a liar loan. SISA/NINA are fraud-by-design and Mozilo should be under the jail.
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Dec 17, 2018 20:03
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