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Bird in a Blender posted:Boy now that's a shock. Yeah, sjob legacy in california is we now have to have plates on our new cars when we leave the lot. Thanks fucker.
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Dec 29, 2018 00:46
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Motronic posted:I think I get where we're missing each other. I'm seeing "robot money making mindset" and you're seeing "image projection". Yeah that point lost me. So he's being a mega douche by...not flagrantly flaunting his ultra wealth? You just can't win when it comes to people, eh
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Dec 29, 2018 01:16
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BWM: having an expensive car for appearances. Also BWM: having a cheap car for appearances. It’s not that hard people! The only thing that matters to everyone we don’t like is how they look.
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Dec 29, 2018 01:22
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The original context was that people who want to seem wealthy worry about having a common car in the driveway because it will make them 'look poor', when really wealthy people don't care about driving a poo poo car they happen to like because their wealth projection operates at a whole different level. No one who knows who Buffett is would see him in an old VW and suspect that his wealth is buoyed by reckless credit, they'd just assume he's kind of weird. The people in the earlier post worry about it because they're not really so wealthy to avoid that suspicion (and it might be true). I mean that use is prolific enough to basically be a story trope (the humble/simple seeming man is actually immensely powerful/rich, etc) it just also happens to be true in certain alignments.
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Dec 29, 2018 01:22
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Quick reminder that being alive itself is, in fact, BWM and a colossal waste of resources
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Dec 29, 2018 01:36
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That is the very topic at hand in D&D's Climate Change thread, right this moment! Don't read it though. Someone is currently being shamed for getting their wife pregnant instead of adopting, and a conversation about the $50,000 "adoption fee" has turned in to pure vitriol over the cost to raise a child.
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Dec 29, 2018 01:38
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SiGmA_X posted:Berkshire pays something like a half million a year for Buffets security. I assume he has a tail, but I could be wrong. My commute is pretty similar. I think I clocked in at 6 minutes today because of blowing snow. Also the term y'all are trying to find is "$30,000 millionaire." quote:Elusive and, some say, mythical, the $30,000 millionaire is a creature of legend among the denizens of Dallas nightlife. Used frequently as a term of derision, the $30,000 millionaire is often referenced but rarely captured because it is a master of camouflage: $30,000 millionaires live above their means, usually with the aid of multiple credit cards and sympathetic family units, spending more money than they make on items such as leased luxury cars, designer clothing and $14 drinks. FAUXTON fucked around with this message at 02:20 on Dec 29, 2018 |
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Dec 29, 2018 02:17
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Krispy Wafer posted:I'm executor for my mom's estate and we found a huge stash of silver coins that her mother had bought/collected since the 1980's. This included a complete 25 coin 'Treasures of the Caribbean' set from the Franklin Mint in a decorative case with a pile of CoA forms that retailed for $800 in 1989. I vowed to not let this poo poo go to another generation and sold it for less than the raw value of the silver. All the heirs will get more utilization out of the large 5 topping pizza they can now buy with their share of the proceeds. My dad apparently had a handful of really valuable comic books that my grandma threw out and it effectively turned him into a hoarder. There are now like 30 banker boxes stuffed to the brim with comics from the late 80's and early 90's in his basement (until like '96 when I was 5 he says he went to a comic shop here and bought like a full shopping bag of comics every payday) that he has no interest in dealing with anymore and expects me to sort through after he dies. He pulled me aside a few years ago and said that when he was gone he wanted me to make sure I got fair value for his comics, guns, and knives.
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Dec 29, 2018 02:40
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Power of Pecota posted:My dad apparently had a handful of really valuable comic books that my grandma threw out and it effectively turned him into a hoarder. There are now like 30 banker boxes stuffed to the brim with comics from the late 80's and early 90's in his basement (until like '96 when I was 5 he says he went to a comic shop here and bought like a full shopping bag of comics every payday) that he has no interest in dealing with anymore and expects me to sort through after he dies. He pulled me aside a few years ago and said that when he was gone he wanted me to make sure I got fair value for his comics, guns, and knives. The good news is that you can basically just light those comics on fire. Everybody got into the comic collecting business after baseball cards tanked in the late 1980s, so everybody's sitting on the same batch of worthless comics expecting them to end up worth millions. (I ran a shop in the 1990s and used to love breaking the news to people about their hoarded black bag Death of Superman issues. "I'll take that longbox off your hands for five dollars." "What? You'll only give me five dollars?" "No, if you give me five dollars I'll throw them away for you.") kazmeyer fucked around with this message at 03:02 on Dec 29, 2018 |
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Dec 29, 2018 02:55
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GoGoGadgetChris posted:That is the very topic at hand in D&D's Climate Change thread, right this moment! That thread has the greatest headcase to sane poster ratio in DnD. You know it's gonna be good when avshalom is by far the best poster.
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Dec 29, 2018 02:59
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Ashcans posted:because their wealth projection operates at a whole different level Don't confuse attention whores doing well that have decided to mortgage themselves onto the desperate brink of appearing wealthy with actually wealthy people.
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Dec 29, 2018 03:05
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My wife's uncle died of a rare form of cancer in November 2017. Since it was probably tied to the work he did for a national lab, they gave his widow $250k in compensation. She's in her late 50s/early 60s so that money would have been helpful for her if/when she retires. Instead, she has used a decent chunk of it buying and trading in increasingly-expensive cars that she eventually either grows tired of or finds some small flaw with. The most recent? A $65k Inifiniti. And earlier this week, that Infiniti was totaled in a multi-car collision. I'm dreading the news of whatever she gets next since it'll inevitably come with stories about how she got "such a great deal" by being the sort of customer who demands "nicely" for changes to be made in her favor, all while whining because my wife and I didn't do as she said when we were looking for a vehicle last year.
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Dec 29, 2018 03:11
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Ashcans posted:The original context was that people who want to seem wealthy worry about having a common car in the driveway because it will make them 'look poor', when really wealthy people don't care about driving a poo poo car they happen to like because their wealth projection operates at a whole different level. No one who knows who Buffett is would see him in an old VW and suspect that his wealth is buoyed by reckless credit, they'd just assume he's kind of weird. The people in the earlier post worry about it because they're not really so wealthy to avoid that suspicion (and it might be true). Plenty of really wealthy people own expensive as gently caress cars though, and plenty of other luxuries.
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Dec 29, 2018 03:42
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brugroffil posted:Plenty of really wealthy people own expensive as gently caress cars though, and plenty of other luxuries. But they also overwhelmingly don't have a public profile. It's when you want both that you have to start playing games with public perception. Or if the reason for your wealth necessitates that level of publicity.
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Dec 29, 2018 03:45
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Sundae posted:That thread has the greatest headcase to sane poster ratio in DnD. You know it's gonna be good when avshalom is by far the best poster. I reserve the right to punish this thread by sending it to D&D
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Dec 29, 2018 03:49
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brugroffil posted:Plenty of really wealthy people own expensive as gently caress cars though, and plenty of other luxuries. The point isn’t that really wealthy people are frugal. It’s that really wealthy people usually don’t go around demanding things to make sure that nobody mistakes them for a poor person.
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Dec 29, 2018 04:02
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incoherent posted:Yeah, sjob legacy in california is we now have to have plates on our new cars when we leave the lot. Is it that hard to do? In BC even the shadiest used car dealerships have an insurance broker on site with a selection of license plates ready to stick on whatever you buy. If you want a custom plate then you can get a printed piece of paper that you attach to the window until it shows up.
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Dec 29, 2018 04:04
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Anyone using private adoption and spending 50k for it is bad with money, Foster care and adopt and get free medical for the child you get placed with till they are 18 and give a kid a home and love  Next year
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Dec 29, 2018 04:22
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From the "weird poo poo your ex did" on GBS:quote:Then there was the time she bought two horses on Ebay because they were "cheap" and figured she could flip 'em for a sweet profit. I mean sure we had an extra bedroom, but we lived downtown in a third floor walk up and horses don't like stairs. 
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Dec 29, 2018 08:39
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Power of Pecota posted:My dad apparently had a handful of really valuable comic books that my grandma threw out and it effectively turned him into a hoarder. There are now like 30 banker boxes stuffed to the brim with comics from the late 80's and early 90's in his basement (until like '96 when I was 5 he says he went to a comic shop here and bought like a full shopping bag of comics every payday) that he has no interest in dealing with anymore and expects me to sort through after he dies. He pulled me aside a few years ago and said that when he was gone he wanted me to make sure I got fair value for his comics, guns, and knives. About a decade ago I had the task of liquidating a store's comic collection and unless it's from within the last month, you will probably not get cover value. This is mainly because the reseller can flip them to other comic book stores pretty easily since these issues are still in demand. Most successful, i.e. surviving, comic book stores want nothing to do with back issues, unless they're notable or from before people cared about comics, because the long boxes full of comics are dead weight that take up valuable floor space and never disappear. People would come in every now and then with a box of comics and a price guide and we wouldn't even look at them because even if you bought them for low enough to turn a profit, good luck finding someone who wants to buy it. Special issues have some value, variant covers are the worst scam to happen to comics, but again, good luck finding someone who wants to spend $20 on a different cover version of a book they can get for a tenth of the price. Most the time too it's a generic issue with no greater importance for the character or series so it's not like there's a demand for it either. The really valuable comics are all stuff from before 1975? because comics were such a niche thing that no one really bothered to collect or take care of them. The only reason old comics have value is because there's so few of them because people use to recycle them or use them for stuff like lining bird cages. The paper quality was also bad too so they never held together unless you actively worked to keep them in good condition. Even then, you still have to find someone who wants to spend $50 on a single issue of the JLA where they party with Pat Boone or whatever. RocknRollaAyatollah fucked around with this message at 20:50 on Dec 29, 2018 |
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Dec 29, 2018 20:46
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Bird in a Blender posted:This is a small personal BWM story, but I'm in the process of cleaning out my basement over the holidays and I come across my stash of old baseball and basketball cards. I didn't count, but my guess is that I have around 3,000 cards bought between 88 and 93 or so. All of them are worthless, literally. What few places out there that still sell cards won't even look at cards from this era because they were so overproduced. I'm pretty sure I dropped a few hundred dollars on cards back then over that whole time period, and I would have been between 7-12, so it's not like I had lots of income to throw around. God I wish I had done anything else with that money. Yeah, one has to remember the spending power involved. When I last moved I dug out my old MtG collection, and while a fair few of the cards are actually quite valuable now (even adjusting for inflation/lost interest) I got them at an age where money was really tight, where it is now actually rather a huge hassle to sell them at the prices they can in principle fetch. Never collect anything.
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Dec 30, 2018 14:30
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God, the only remaining collectible I have left from my childhood are the coins. Real coins, not like Disney anniversary silver plated whatever’s. And maybe a box of Pokémon cards somewhere. I passed off my MtG box to a friend that still played a few years ago. BWM: Paying a premium to get boosters from an out of print set to find rare cards for god knows some reason as a 13 year old.
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Dec 30, 2018 14:37
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Cybernetic Vermin posted:Yeah, one has to remember the spending power involved. When I last moved I dug out my old MtG collection, and while a fair few of the cards are actually quite valuable now (even adjusting for inflation/lost interest) I got them at an age where money was really tight, where it is now actually rather a huge hassle to sell them at the prices they can in principle fetch. Never collect anything. If you can find a gaming store, they will likely buy some of those Magic cards. I just sold some old cards pretty easily and got like actual money for them. Sorry for the self posting, have a link. https://reddit.app.link/5AyFbMwr4S quote:A distant friend of my wife's has recently been dumped by her boyfriend who she was living with, and is now living with us in our spare room. She is paying us $400/month and AFAIK a one-bedroom apt in our area would be well over $1k/month. She does not have any family to turn to. I'm willing to help her in the short term, but she has no exit strategy and I'm motivated to get my downstairs back. She shared some of her financial issues with me and I'm posting on here for ideas to suggest to her. I don’t think I saw this one posted. A double whammy.
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Dec 30, 2018 14:50
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I wonder how many upside down horses were rolled into that payment.
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Dec 30, 2018 15:12
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Bird in a Blender posted:
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Dec 30, 2018 15:15
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TraderStav posted:I wonder how many upside down horses were rolled into that payment. Where's that horse suplex gif again?
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Dec 30, 2018 15:35
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Dec 30, 2018 18:20
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Bird in a Blender posted:
The responses in that thread really bug me. It's like the Reddit hive mind can't reply with any answer except "buy a beater" when anyone mentions a car loan, regardless of the circumstances. For this lady, buying a beater was the correct answer several car loans ago, but at this point she is so far upside down on the loan her only real option is to keep paying it. If she's smart, she'll learn from her experiences, not get in further debt, and she might have more options 4 or 5 years down the road. I'm not holding my breath, but people do learn sometimes. Selling the horse, however, should be the obvious first step to fixing her situation.
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Dec 30, 2018 18:38
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Probably underwater on the horse as well. Really though, at $56k loan she might as well let them repo it.
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Dec 30, 2018 18:55
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I Like Jell-O posted:Selling the horse, however, should be the obvious first step to fixing her situation. But it's her dream horse!
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Dec 30, 2018 18:57
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https://imgur.com/mv8C1E1quote:At 13 february we opened our pub, place is very nice, beer, tea, cakes looks good. Nobody showed
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Dec 30, 2018 19:16
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. Second day there was one person.
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It was doomed from the start like 99% of restaurants, they just got a head start on the destruction of their dream!  Cheating on his GF/business partner is just the cherry on the poo poo sundae.
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Dec 30, 2018 19:24
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Harry posted:Probably underwater on the horse as well. Really though, at $56k loan she might as well let them repo it. That wouldn't really solve anything, though, as she'd still owe the difference between the loan and the value of the truck. She'd end up in just as much debt, but no transportation. It would only make sense if she then bought a reliable used car and declared bankruptcy. That requires a certain amount of capital that she probably doesn't have. It's quite a hole she's dug herself into, but as long as she stops digging and stays disciplined with money she should be able to dig herself out. I don't have high hopes, because horse person, but you never know.
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Dec 30, 2018 19:41
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I Like Jell-O posted:That wouldn't really solve anything, though, as she'd still owe the difference between the loan and the value of the truck. She'd end up in just as much debt, but no transportation. It would only make sense if she then bought a reliable used car and declared bankruptcy. That requires a certain amount of capital that she probably doesn't have. She's paying $900 a month for the truck and she has no permanent address. I'm guessing she will have about 3 months of use before repo'ed which means $2700 at least. Depending on the state, she very well could be judgement proof.
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Dec 30, 2018 20:31
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Haifisch posted:It was doomed from the start like 99% of restaurants, they just got a head start on the destruction of their dream! Not that it matters, but I believe they broke up before the other woman was in the picture. Sounds like they broke up before they even opened - the stress of opening a restaurant with a recent ex sounds like literal hell to me.
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Dec 30, 2018 21:11
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Ah, time shares. Timeshare and How to Unload (self.personalfinance) submitted 12 minutes ago by mustangsally14 https://old.reddit.com/r/personalfinance/comments/ab0xmn/timeshare_and_how_to_unload/ quote:My parents bought a time share some 10 years ago with the Vistana Vacation ownership. They were convinced last year to switch to a points based system with SPG in which they get 81,000 star options per year. The total amount due was 29k with a 13.9% interest rate. I know this was a terrible financial decision overall. How do I get them out of this now? What's the best way forward to make them not lose all their money. They have 1 year banked and an additional 50,000 Starpoints from the deal. I would really appreciate any advice, and please let me know if I need to provide any details. .....they got suckered a second time. And didn't even get a second time share out of it.
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Dec 31, 2018 00:22
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Flew over to WI, need overall housing/budgeting advice. (self.personalfinance)https://www.reddit.com/r/personalfinance/comments/ab0ip9/flew_over_to_wi_need_overall_housingbudgeting/ posted:Some context: (Sorry if this doesn't belong in this sub.) In October I stopped working in NY and sort of coasted off of my savings until this December. My boyfriend who lives in WI had the option to terminate his lease early and took it so that we could move in together. Right now I'm going to be working here for ~9.50/h full time starting in January. The main problem right now is housing.
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Dec 31, 2018 00:40
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Haifisch posted:Flew over to WI, need overall housing/budgeting advice. (self.personalfinance) Also, as someone who drove up to move several hundred miles without a job, this is causing me to hyperventilate. I had several months rent + deposits in-hand when I moved. loving $200?
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Dec 31, 2018 00:49
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OP's posting more about how she totally has family overseas that could cover her move there(including housing for a year), and she has a background in tech but can only find a $9.50/hr job for...some reason. That she doesn't want to explain because of vague privacy concerns. Gotta love people who leave out critical details while asking for advice. 
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Dec 31, 2018 01:00
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Haifisch posted:
But enough about zuarg...
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Dec 31, 2018 05:18
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