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May 27, 2024 09:09
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- post hole digger
- Mar 21, 2011
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disrupting payday loans by making payday loans, but exactly the same
they are ~*digital*~ tho
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Jan 29, 2019 19:44
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- qirex
- Feb 15, 2001
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I honestly can’t think of many worse financial ideas than taking out a high interest loan for a recurring expense. maybe buying options on margin?
this thing is somebody going “what if we got people who actually *have* money onto this treadmill?”
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Jan 29, 2019 19:48
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- MononcQc
- May 29, 2007
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high interest loans on bitcoin is probably worse
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Jan 29, 2019 20:05
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- Arcteryx Anarchist
- Sep 15, 2007
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Fun Shoe
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i love the marketing logic here.
"data shows people use it in emergencies" -> "therefore if it didn't exist in its current form things would be a lot worse somehow" -> "therefore you're not being ripped off"
see things spiral out of control when people can't make ends meet because then they have to take out predatory loans to pay bills and the high interest rates on those loans just make it even harder to pay their bills the next time and......oh poo poo forget I said anything
actually credit and usury are the most compassionate thing man has ever invented!
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Jan 29, 2019 20:34
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- Arcteryx Anarchist
- Sep 15, 2007
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Fun Shoe
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especially since some banks use a credit line for that rather than like a savings account -- you see they're giving you the gift of avoiding an embarrassing situation by charging you interest on something that may be entirely opaque to you is even happening
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Jan 29, 2019 20:39
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- infernal machines
- Oct 11, 2012
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we monitor many frequencies. we listen always. came a voice, out of the babel of tongues, speaking to us. it played us a mighty dub.
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usury as a service
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Jan 29, 2019 20:41
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- Arcteryx Anarchist
- Sep 15, 2007
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Fun Shoe
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look the only way we can let poor people have cars is if we charge them $8000 for a $1200 car that will be undrivable in a year, thats the only way this can work
would you rather they just didn't have a car? we've actually improved their life!
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Jan 29, 2019 20:42
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- H.P. Hovercraft
- Jan 12, 2004
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one thing a computer can do that most humans can't is be sealed up in a cardboard box and sit in a warehouse
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Slippery Tilde
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i'm the black republican
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Jan 29, 2019 20:51
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- Arcteryx Anarchist
- Sep 15, 2007
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Fun Shoe
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i mean that is a surprisingly diverse twitter company photo -- a very progressive and diverse usury company
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Jan 29, 2019 20:53
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- infernal machines
- Oct 11, 2012
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we monitor many frequencies. we listen always. came a voice, out of the babel of tongues, speaking to us. it played us a mighty dub.
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https://twitter.com/raehanbobby/status/1090333008207536128
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Jan 29, 2019 21:04
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- infernal machines
- Oct 11, 2012
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we monitor many frequencies. we listen always. came a voice, out of the babel of tongues, speaking to us. it played us a mighty dub.
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great, now i've got to activate those too.
loving drm
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Jan 29, 2019 21:04
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- post hole digger
- Mar 21, 2011
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those are all made up names attached to nvidia deep cgi photos. Im Sunny Venmo. This is my wife, Nancy Spittoon
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Jan 29, 2019 21:07
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- FMguru
- Sep 10, 2003
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peed on;
sexually
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latest death of retail news: gamestop (unsurprisingly)
quote:Game retailer GameStop says it can’t sell itself, sees stock dive 27%
International gaming retail chain GameStop announced on Tuesday that one major save-the-company decision—to find a private buyer for the company and its subsidiaries—had been called off.
The announcement ushered in the public company's largest stock-value dip in over 10 years, seeing it plummet in one day from $15.49 to (as of press time) $11.28—a dive of roughly 27 percent.
The Texas-based gaming retailer had been linked to acquisition rumors, as The Wall Street Journal reported earlier this month that multiple private equity firms had been circling GameStop—and its subsidiaries, including the merch-focused ThinkGeek and the gaming magazine Game Informer. That report had suggested a deal might close by mid-February.
However, Tuesday's statement indicated that prospective deals fell through "due to the lack of available financing on terms that would be commercially acceptable to a prospective acquirer." The rest of the statement offers little clear hint of the company's next steps beyond pumping the cash from a recent subsidiary sale into options such as "reducing the company’s outstanding debt, funding share repurchases, or reinvesting in core video game and collectibles businesses to drive growth."
lol not even the vulture distressed asset strippers want anything to do with gamestop
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Jan 29, 2019 21:40
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- infernal machines
- Oct 11, 2012
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we monitor many frequencies. we listen always. came a voice, out of the babel of tongues, speaking to us. it played us a mighty dub.
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those are all made up names attached to nvidia deep cgi photos. Im Sunny Venmo. This is my wife, Nancy Spittoon
i'm garth
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Jan 29, 2019 21:41
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- Farmer Crack-Ass
- Jan 2, 2001
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this is me posting irl
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party on
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Jan 29, 2019 21:46
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- infernal machines
- Oct 11, 2012
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we monitor many frequencies. we listen always. came a voice, out of the babel of tongues, speaking to us. it played us a mighty dub.
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party on wayne
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Jan 29, 2019 22:17
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- Farmer Crack-Ass
- Jan 2, 2001
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this is me posting irl
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y'know if you're at the point where you have an overpowering reflexive urge to rush to the defense of videogame nazis maybe you should examine your life choices a bit
i would prefer that they closely examine the barrel of a loaded gun while squeezing the trigger
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Jan 29, 2019 22:21
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- Truga
- May 4, 2014
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Lipstick Apathy
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y'know if you're at the point where you have an overpowering reflexive urge to rush to the defense of videogame nazis maybe you should examine your life choices a bit
video game nazis are extremely good apparently, you instantly know who to ban lol
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Jan 29, 2019 23:04
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- dragon enthusiast
- Jan 1, 2010
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I wonder how many of those are Russian bots / people who have too much time on their hands and actively search for twitter keywords to respond to without caring about the source
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Jan 29, 2019 23:07
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- Arcteryx Anarchist
- Sep 15, 2007
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Fun Shoe
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i mean we do live in the era of NEETs and there's a strong overlap of those and ~gaming~
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Jan 29, 2019 23:09
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- Fuzzy Mammal
- Aug 15, 2001
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Lipstick Apathy
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the 'you better fire yourself' uber letter was unsealed from the waymo otto lawsuit apparently
go away posted:
Travis Kalanick
1455 Market St. #400
San Francisco, CA 94103
Dear Travis:
On behalf of Benchmark, First Round Capital, Menlo Ventures, Lowercase Capital, and Fidelity Investments, we are writing to express our profound concerns about Uber’s future, its willingness to fully embrace the changes that are needed to move forward, and your ability to implement them.
We all believe in Uber’s mission. We are deeply grateful for your vision and tireless efforts over the last eight years, which have created a company whose technology and workforce have transformed the world’s idea of transportation.
A series of recent revelations, however, continues to affect Uber’s business and put the mission at risk. Among the enormously troubling developments that have recently come to light are the issues of discrimination, harassment, and retaliation that prompted the Holder Report, as well as publicly reported allegations about the behavior of Uber’s senior executives in connection with the India rape incident and other matters. The ongoing Waymo trade secret litigation and Greyball investigation are also extremely serious and unresolved.
We believe that the cultural values of Uber need to be transformed to embrace transparency, diversity and social responsibility alongside growth and the bottom line. We believe that this transformation is possible - and is necessary for Uber to succeed operationally and as a respected member of the community. The public perception is that Uber fundamentally lacks ethical and moral values. Uber has a clear opportunity to engage positively with its employees, drivers and customers to change the company, correct this perception and achieve Uber’s full potential.
As shareholders representing approximately 40% of Uber’s voting shares and 28% of Uber’s overall stock, we believe the company must immediately take concrete steps to address these issues and strengthen Uber. The company must change at its core. If Uber does not adequately address the company’s ethical, cultural, and governance issues now, Uber’s operations and reputation will continue to erode, to the detriment of the company and all of its stakeholders, including you.
To that end, we believe that the company must take certain concrete steps to enhance its leadership and culture. Please know that we remain fully supportive of Uber’s mission and the incredibly positive role Uber can play in communities around the world. But that positive role -and Uber’s full value for all its stakeholders -cannot be realized unless Uber achieves a new level of trust, social responsibility and transparency through the adoption of values that transcend the negative business practices and culture of the past. With these changes we firmly believe Uber can ensure its future as one of the most important companies Silicon Valley has ever produced.
Below are the steps that we believe are imperative to serve this end:
First, you need to immediately and permanently resign as CEO and transition this leadership role to capable hands. We strongly believe a change in leadership- coupled with effective Board oversight, governance improvements, and other immediate actions -is necessary for Uber to move forward. We need a trusted, experienced, and energetic new CEO who can help Uber navigate through its many current issues, and achieve its full potential.
Second, Uber’s current governance structures, including the composition and structure of the Board of Directors, are no longer appropriate for a $70 billion company with over 14,000 employees. The new CEO must report to an independent Board that will exercise appropriate oversight, which will help the company attract the most qualified candidates for CEO. Further, as you know, the Holder Report calls for the appointment of additional independent Board members. To that end, you should fill two of the three Board seats you control (retaining one for yourself) with truly independent directors who comply with the Holder Report’s recommendations for qualification for service on the Board as an independent -that is, they should be experienced, unbiased, and come from diverse backgrounds. They should also have the unanimous support of all the directors. You should also commit to apply the same standards to any future appointments to those two Board seats.
Third, new leadership from a revitalized Board and a new CEO will allow Uber to begin the critical process of healing and rebuilding to resume its path to success. You should support a board led CEO search committee, with an independent chairperson, and the inclusion of a representative of senior management and a representative of the driver community. We believe CEO candidates must have not only a fully articulated strategic vision and expert management skills to lead Uber, but -equally important -the ability to establish the ethical, values -based culture Uber needs to move forward.
Fourth, the company should immediately hire an adequately experienced interim or permanent Chief Financial Officer. Uber has shown an unwillingness to hire and retain experienced executives, especially in the finance area. The company has intentionally operated without a properly qualified executive in the top finance role for over two years. The interests of all of Uber’s stakeholders would be served by urgently addressing this need for financial expertise in management.
We hope you will agree to move forward with us on this path, and look forward to your response. 
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Jan 29, 2019 23:13
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- infernal machines
- Oct 11, 2012
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we monitor many frequencies. we listen always. came a voice, out of the babel of tongues, speaking to us. it played us a mighty dub.
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people who have too much time on their hands and actively search for twitter keywords to respond to without caring about the source
probably all of them, what difference doe that make?
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Jan 29, 2019 23:17
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- qirex
- Feb 15, 2001
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rip video game [and funko pop] retail
quote:International gaming retail chain GameStop announced on Tuesday that one major save-the-company decision—to find a private buyer for the company and its subsidiaries—had been called off.
The announcement ushered in the public company's largest stock-value dip in over 10 years, seeing it plummet in one day from $15.49 to (as of press time) $11.28—a dive of roughly 27 percent.
The Texas-based gaming retailer had been linked to acquisition rumors, as The Wall Street Journal reported earlier this month that multiple private equity firms had been circling GameStop—and its subsidiaries, including the merch-focused ThinkGeek and the gaming magazine Game Informer. That report had suggested a deal might close by mid-February.
However, Tuesday's statement indicated that prospective deals fell through "due to the lack of available financing on terms that would be commercially acceptable to a prospective acquirer." The rest of the statement offers little clear hint of the company's next steps beyond pumping the cash from a recent subsidiary sale into options such as "reducing the company’s outstanding debt, funding share repurchases, or reinvesting in core video game and collectibles businesses to drive growth."
GameStop had already hinted at drastic action in calls to investors over the past year. The company had failed to satisfy growth-hungry investors in spite of its attempts to expand and diversify its used- and gaming-products sales reach with the acquisition of chains like Spring Wireless and SimplyMac. GameStop concluded its sale of Spring Wireless earlier this month for over $700 million, but even that didn't jumpstart investors' hopes. This month's stock high of $15.93 is well short of its 2013 peak of over $46.
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Jan 30, 2019 00:30
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- post hole digger
- Mar 21, 2011
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Game? Stop!
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Jan 30, 2019 00:45
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- H.P. Hovercraft
- Jan 12, 2004
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one thing a computer can do that most humans can't is be sealed up in a cardboard box and sit in a warehouse
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Slippery Tilde
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how many game company execs are greedily licking their lips at the death of used game retail
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Jan 30, 2019 00:48
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- infernal machines
- Oct 11, 2012
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we monitor many frequencies. we listen always. came a voice, out of the babel of tongues, speaking to us. it played us a mighty dub.
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what, are pawn shops suddenly going to stop existing too?
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Jan 30, 2019 00:50
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- post hole digger
- Mar 21, 2011
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quote:
Desperate for data on its competitors, Facebook has been secretly paying people to install a “Facebook Research” VPN that lets the company suck in all of a user’s phone and web activity, similar to Facebook’s Onavo Protect app that Apple banned in June and that was removed in August. Facebook sidesteps the App Store and rewards teenagers and adults to download the Research app and give it root access in what may be a violation of Apple policy so the social network can decrypt and analyze their phone activity, a TechCrunch investigation confirms. Facebook admitted to TechCrunch it was running the Research program to gather data on usage habits.
Since 2016, Facebook has been paying users ages 13 to 35 up to $20 per month plus referral fees to sell their privacy by installing the iOS or Android “Facebook Research” app. Facebook even asked users to screenshot their Amazon order history page. The program is administered through beta testing services Applause, BetaBound and uTest to cloak Facebook’s involvement, and is referred to in some documentation as “Project Atlas” — a fitting name for Facebook’s effort to map new trends and rivals around the globe.
We asked Guardian Mobile Firewall’s security expert Will Strafach to dig into the Facebook Research app, and he told us that “If Facebook makes full use of the level of access they are given by asking users to install the [root CA] Certificate, they will have the ability to continuously collect the following types of data: private messages in social media apps, chats from in instant messaging apps – including photos/videos sent to others, emails, web searches, web browsing activity, and even ongoing location information by tapping into the feeds of any location tracking apps you may have installed.” It’s unclear exactly what data Facebook is concerned with, but it gets nearly limitless access to a user’s device once they install the app.
The strategy shows how far Facebook is willing to go and how much it’s willing to pay to protect its dominance — even at the risk of breaking the rules of Apple’s iOS platform on which it depends. Apple could seek to block Facebook from continuing to distribute its Research app, or even revoke it permission to offer employee-only apps, and the situation could further chill relations between the tech giants. Apple’s Tim Cook has repeatedly criticized Facebook’s data collection practices. Facebook disobeying iOS policies to slurp up more information could become a new talking point. TechCrunch has spoken to Apple and it’s aware of the issue, but the company did not provide a statement before press time.
https://techcrunch.com/2019/01/29/facebook-project-atlas/
post hole digger fucked around with this message at 00:54 on Jan 30, 2019
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Jan 30, 2019 00:51
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- Adbot
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ADBOT LOVES YOU
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May 27, 2024 09:09
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- H.P. Hovercraft
- Jan 12, 2004
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one thing a computer can do that most humans can't is be sealed up in a cardboard box and sit in a warehouse
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Slippery Tilde
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what, are pawn shops suddenly going to stop existing too?
minors are typically restricted from entering pawn shops
tho idk maybe some of the hellstates allow it
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Jan 30, 2019 00:52
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Jan 29, 2019 19:39
