|
Eldred posted:Aren't PSLF claims being rejected pretty frequently? No.
|
# ? Jan 29, 2019 22:10 |
|
|
# ? Jun 8, 2024 09:17 |
|
therobit posted:Edit: BUT ALSO HOW THE HELL can any view in Iowa be worth that? Uh, parks and lakes are pretty? E: EAT FASTER!!!!!! posted:Here's how you loving self-post you goddamn chimp: Don't you guys clear like $500k between the two of you? Your loan payments take up that much of your take-home? Why don't you just get really BWM and take out a longer mortgage? BonerGhost fucked around with this message at 22:17 on Jan 29, 2019 |
# ? Jan 29, 2019 22:13 |
|
I (20sF) work in a law firm in S.C. All of my coworkers got w-2s and I got a 1099. We do the same job. (x-posted from /r/personalfinance) (self.legaladvice) submitted 2 days ago * by bonelessepanaphora x-posted from /r/personalfinance quote:I was hired last summer as a paralegal at a small law firm with 2 partners that handle both civil and criminal cases. I was hired part time, as I am a student, with the potential to go to full time with benefits after graduation this spring. quote:She texted me not to be so upset because she ‘didn’t report all of my wages so I wouldn’t owe that much!’ I'd say she's gonna be fine based on the advice to take this to the IRS immediately and get her finder's fee for tax fraud.
|
# ? Jan 29, 2019 22:18 |
|
Motronic posted:I (20sF) work in a law firm in S.C. All of my coworkers got w-2s and I got a 1099. We do the same job. (x-posted from /r/personalfinance)
|
# ? Jan 29, 2019 22:37 |
|
I like how she quit right then and there.
|
# ? Jan 29, 2019 23:11 |
|
EAT FASTER!!!!!! posted:Did I gently caress up? I bought a [boring car] with [boring fuel efficiency] at a [boring interest rate with totally standard payments]. I made a [totally boring down payment]. It was totaled when [I drove like a retard]. I drive [a totally ordinary boring number of miles]. I have [totally whack-rear end boring] optimism about the future [about which my fantasies are tedious to the point of nausea]. Is this BWM mad libs? quote:Did I gently caress up? I bought a Ford Mustang Cobra GT-500 with transmission issues at 15% APR over 8 years at 50k. I put zero down because my production company is tying up a lot of my savings right now, but will totally take off soon along with my acting career. My previous car was totaled while I was eluding some cops during a sting bust. I'm constantly on the lam and drive about 100k miles a year. I think I can keep a low profile long enough to perform the car repairs myself. My ultimate goal is to finally go out in my last high speed chase in style and record the footage for the finale of a movie I'm currently producing.
|
# ? Jan 29, 2019 23:20 |
|
This sounds like a good one to follow: What's the farthest underwater you've seen a customer on their vehicle? quote:I had an up last night, guy was looking at a used Tacoma. Had just moved from Cali, where he had bought a 2019 Ram 1500 Laramie Longhorn 4x2. I'm in the freezing, snowy, midwest. And he had, since August, put 27,000 miles on it. His job had been paying 3/4s of his payment but he gave it up to move back home so he needed to get out of it. Couldn't even find an appraisal number from Mannheim or anybody, but we think, in our region, a 4x2 with that many miles might be worth 35-40k. quote:2014 Dodge Avenger worth $4500 owed $26,500. Lady had a car she was upside down in, bought another and rolled negative equity, then bought the avenger and rolled even more into it. Came to me asking if I could lower her payments.... quote:not a car salesperson but my nephew's bosslady general manager rolled her crossover financing into a couple year old BMW X3. All told negative equity was around $22K according to my maths. She runs a store for a high-end brand and already had maxed out credit cards so I don't know how they let her do it. quote:A family that reupped two deals and collectively rolled $50000 neg collectively between two deals quote:2017 Jeep Patriot base 4x2, bought new as a leftover with no incentives. Rolled negative into it. 4 months later wanted out. 24k underwater.
|
# ? Jan 29, 2019 23:22 |
|
BonerGhost posted:Uh, parks and lakes are pretty? God I hope they're clearing more living in Iowa. being in medicine in the Midwest is very GWM.
|
# ? Jan 30, 2019 00:03 |
|
therobit posted:Edit: BUT ALSO HOW THE HELL can any view in Iowa be worth that? It can only be Spirit lake in okoboji
|
# ? Jan 30, 2019 03:13 |
|
BonerGhost posted:Uh, parks and lakes are pretty? I know, but along with self-posting a staple pd this thread is making fun of people who live in places like Iowa for the cheap housing and insist it is every bit af good ad living in lower Manhattan. I'm sure the $1.8MM, 6k square foot home is very nice.
|
# ? Jan 30, 2019 03:20 |
|
therobit posted:I know, but along with self-posting a staple pd this thread is making fun of people who live in places like Iowa for the cheap housing and insist it is every bit af good ad living in lower Manhattan. I'm sure the $1.8MM, 6k square foot home is very nice. Yeah, but, it’s Iowa man.
|
# ? Jan 30, 2019 03:45 |
|
Cacafuego posted:Yeah, but, it’s Iowa man. Exactly.
|
# ? Jan 30, 2019 04:03 |
|
There's a middle ground in the big midwest cities, which are more expensive than Buttfuck Iowa but actually have poo poo to do and are less expensive than the coasts. No, it's not Manhattan-level nice, but most people can't afford Manhattan-level nice. The caveat is the snow, ice, and freezing temperatures every winter, which suck rear end and don't get any better the longer you live here. But I'd consider that a fair trade for sane housing prices, plus we don't have to deal with earthquakes or hurricanes wrecking our poo poo every so often.
|
# ? Jan 30, 2019 04:21 |
|
Haifisch posted:There's a middle ground in the big midwest cities, which are more expensive than Buttfuck Iowa but actually have poo poo to do and are less expensive than the coasts. No, it's not Manhattan-level nice, but most people can't afford Manhattan-level nice. Your average winter does more damage than a bad earthquake year. And we have a bad earthquake year maybe every twenty years.
|
# ? Jan 30, 2019 04:23 |
|
Haifisch posted:There's a middle ground in the big midwest cities, which are more expensive than Buttfuck Iowa but actually have poo poo to do and are less expensive than the coasts. No, it's not Manhattan-level nice, but most people can't afford Manhattan-level nice. Yes yes Minneapolis is cool and all. Counterpoint it currently "feels like" -50F there. spwrozek fucked around with this message at 05:17 on Jan 30, 2019 |
# ? Jan 30, 2019 04:29 |
|
Alaska is always a choice. East coast CoL, midwest winters, California earthquakes.
|
# ? Jan 30, 2019 05:10 |
|
sparkmaster posted:Alaska is always a choice. East coast CoL, midwest winters, California earthquakes. And Jurassic Park mosquitoes
|
# ? Jan 30, 2019 06:31 |
|
Don't forget the polar bears, although those aren't too big a deal in the places where people actually live (but the moose and grizzlies are)Cacafuego posted:This sounds like a good one to follow: I genuinely expected one of those to be something like "I sold someone a car and next week they were back after driving it into a lake"
|
# ? Jan 30, 2019 08:18 |
|
spwrozek posted:Yes yes Minneapolis is cool and all. Counterpoint it currently "feels like" -50F there. canyoneer posted:And Jurassic Park mosquitoes
|
# ? Jan 30, 2019 08:45 |
|
BWM is trying to heat an apt with ancient rear end, leaky double glazed windows when it's -33. I can't get warm. Someone just kill me.
|
# ? Jan 30, 2019 08:49 |
|
Haifisch posted:There's a middle ground in the big midwest cities, which are more expensive than Buttfuck Iowa but actually have poo poo to do and are less expensive than the coasts. No, it's not Manhattan-level nice, but most people can't afford Manhattan-level nice. Exactly, but there are a lot of people convinced cramming themselves in to $2000/per person shared apartments in the bay area is preferable.
|
# ? Jan 30, 2019 11:40 |
|
Co-worker is taking a couple of vacation days to move from a 1st floor apartment in her building to a penthouse apartment in the same building. The 1st floor apartment is 2k a month. The penthouse apartment is $2,700 a month. I don't know her exact salary, but based on title, position, and tenure it's probably around 50k a year. Meaning her take home is probably around 3k a month. Her fiance makes less than that. She has a BMW as well. I have no idea how this would work.
|
# ? Jan 30, 2019 15:15 |
|
Residency Evil posted:God I hope they're clearing more living in Iowa. being in medicine in the Midwest is very GWM. We're both in academics Also we put > $100k away for retirement every year, so a $10k PITI would put a real dent in our take home. Also the rest of the family goes to look at the house on Saturday
|
# ? Jan 30, 2019 16:03 |
|
moana posted:At first I was like "oh, 50, that's like a cold night for us right now, not too bad" and then I noticed the negative sign bahahaha Depends where in Canada. We haven't had a real day of snow in Vancouver yet this winter. But living here is as BWM as you can get for cost of living next to Hong Kong.
|
# ? Jan 30, 2019 18:09 |
|
Dillbag posted:Depends where in Canada. We haven't had a real day of snow in Vancouver yet this winter. But living here is as BWM as you can get for cost of living next to Hong Kong. Is HK equivalent/worse than Bay Area? I don't really hear HK when the insane COL conversations happen.
|
# ? Jan 30, 2019 18:57 |
|
I have nothing to offer except anecdotal evidence, but someone told me one of their friends bought a 750sqft non-luxury apartment in HK for like 1.25 million, and pretty much because of the school system
|
# ? Jan 30, 2019 19:01 |
|
Sure, [Region] is expensive, but they don't even have [Regional Chain] Burger And the beer there is all the same And the drivers are bad
|
# ? Jan 30, 2019 19:15 |
Murderball posted:I have nothing to offer except anecdotal evidence, but someone told me one of their friends bought a 750sqft non-luxury apartment in HK for like 1.25 million, and pretty much because of the school system That's only like 200k USD
|
|
# ? Jan 30, 2019 19:23 |
|
Submarine Sandpaper posted:That's only like 200k USD Whoops, 1.25 USD
|
# ? Jan 30, 2019 19:36 |
|
GoGoGadgetChris posted:Sure, [Region] is expensive, but they don't even have [Regional Chain] Burger And the weather. Changes every five minutes, it does
|
# ? Jan 30, 2019 19:37 |
|
Murderball posted:And the weather. Changes every five minutes, it does
|
# ? Jan 30, 2019 19:40 |
|
Warm yourself by holding your hands over a freshly baked pizza casserole
|
# ? Jan 30, 2019 19:42 |
|
GoGoGadgetChris posted:Warm yourself by holding your hands over a freshly baked pizza casserole
|
# ? Jan 30, 2019 20:00 |
|
EAT FASTER!!!!!! posted:We're both in academics So you're both football coaches then?
|
# ? Jan 30, 2019 20:01 |
|
blackmet posted:Co-worker is taking a couple of vacation days to move from a 1st floor apartment in her building to a penthouse apartment in the same building. A 35% premium for a penthouse apartment might be nice or it might be terrible. That could be rated a BWM toss up or 2.5 out of 5 Freckles. The BMW is more worrisome. At least apartments don’t require trips to a dealership.
|
# ? Jan 30, 2019 20:12 |
|
The wisest BMW owners get the 50,000 mile service package
|
# ? Jan 30, 2019 20:13 |
|
blackmet posted:Co-worker is taking a couple of vacation days to move from a 1st floor apartment in her building to a penthouse apartment in the same building. Well when it all come crashing down the jump will be easier
|
# ? Jan 30, 2019 20:20 |
|
GoGoGadgetChris posted:The wisest BMW owners get the 50,000 mile service package
|
# ? Jan 30, 2019 20:22 |
|
Volmarias posted:So you're both football coaches then? Academic medicine*
|
# ? Jan 30, 2019 20:23 |
|
|
# ? Jun 8, 2024 09:17 |
|
Hoodwinker posted:Is that where you sell it after 50,000 miles and get a less lovely-maintenance vehicle? Consumer Reports has rated the 2 Series as not only the most reliable BMW, but one of their top 7 most reliable cars on the road!
|
# ? Jan 30, 2019 20:25 |