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Thinking of buying a new Tacoma...Am I crazy? https://www.reddit.com/r/personalfinance/comments/amii8v/thinking_of_buying_a_new_tacomaam_i_crazy/ quote:I'm a military guy 20 years old married, income is $5500 a month we spend $2700 for food, rent, & utilities each month and another $150 for internet and car insurance and have saved $15k.
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# ? Feb 2, 2019 23:39 |
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# ? Jun 8, 2024 15:15 |
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Steeltalon posted:Cars in TFR now? All of this gun talk is boring as gently caress, but how the hell is that gun on the roof of the car not going to slide around while driving? Maybe they drilled some small depressions on the roof?
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# ? Feb 2, 2019 23:50 |
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SiGmA_X posted:Thinking of buying a new Tacoma...Am I crazy? At least it is a Tacoma, also.
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# ? Feb 2, 2019 23:59 |
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BlackMK4 posted:At least it is a Tacoma, also. Yeah, nothing about that post yells BWM to me. The truck's new price is slightly high for his income, but not awful when you factor in the wife's potential later income and dad's potential help in securing an attractive APR.
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# ? Feb 3, 2019 00:12 |
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SpelledBackwards posted:Yeah, nothing about that post yells BWM to me. The truck's new price is slightly high for his income, but not awful when you factor in the wife's potential later income and dad's potential help in securing an attractive APR. And for a 20 year old soldier he's absolutely top 1% in money management skills. He might even be able to keep the truck and stay solvent after his upcoming divorce.
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# ? Feb 3, 2019 00:21 |
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The missing thing is where he mentions he's been making payments on credit cards for years and never missed a payment, but does not mention how big his outstanding balance is or what APR he's paying. But with $15k savings at age 20 he's waaaay ahead of the game and can probably afford that truck and will get a decent deal too.
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# ? Feb 3, 2019 00:43 |
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I'm just gonna post the title on this one. Father of 2 babies, combined income of 39k a year in high COL city. Wife has over 100k+ of student loans (5 different private/federal combo) for a worship music degree (singing /piano) she's never been able to find work for. A couple details: the babies were supposedly accidents on a failed IUD, and the wife's parents are pissed off that they're having to pay for these student loans they co-signed for.
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# ? Feb 3, 2019 00:52 |
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is a worship music degree?
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# ? Feb 3, 2019 01:11 |
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howdoesishotweb posted:is a worship music degree? Mega churches are big business. You can get degrees for all sorts of aspects of them. https://www.ziprecruiter.com/Salaries/Worship-Pastor-Salary Pretty sure if you want to mine the depths of BWM you will find a rich rich vein in 'Prosperity Theology' stories.
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# ? Feb 3, 2019 01:23 |
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Sixgun Strumpet posted:Mega churches are big business. You can get degrees for all sorts of aspects of them. Scientology is cheating in this thread, or no?
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# ? Feb 3, 2019 01:50 |
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madeintaipei posted:Scientology is cheating in this thread, or no? Depends on if you're victim or clergy, I'm sure everyone would appreciate hearing how Hubbard's grandkids' horses thought of Xenu and died.
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# ? Feb 3, 2019 02:02 |
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Guest2553 posted:Depends on if you're victim or clergy, I'm sure everyone would appreciate hearing how Hubbard's grandkids' horses thought of Xenu and died. Woooow. Has that happened? Poor Tom. Told Siri he loved her, robot broke his heart.
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# ? Feb 3, 2019 02:06 |
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I had a close friend who became a Scientologist die because he stopped taking his meds. He suddenly became a hard liner against medicine. Went out to stage 4 Brain cancer at 34 years old.
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# ? Feb 3, 2019 02:28 |
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Dr. Eldarion posted:idspispopd I was about to post the same thing. I can't remember anybody's goddamn birthday but as soon as I read no clip this popped into my head.
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# ? Feb 3, 2019 03:05 |
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I'm really surprised by two accidental births on an IUD. Those things are second only to sterilization.
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# ? Feb 3, 2019 05:45 |
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To be fair it was only one accidental birth, since OP says the kids were twins.
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# ? Feb 3, 2019 05:49 |
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SpelledBackwards posted:Buying a bunch of crap is ridiculous to go hunting once, ever. Sidle up and make friends with someone who can bring you along on a hunt and will lend you gear or weapons, and pay more than your share for food, lease, transportation, lodging, etc. in return. And promise not to bitch about getting up early or going out in the cold. Also, how embarrassing to rock up to any new hobby with brand-new gear. Nobody respects “all gear no idear.”
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# ? Feb 3, 2019 07:19 |
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BonerGhost posted:
Let’s all stop making terrible self-posts and take a moment to savor how truly glorious this story is.
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# ? Feb 3, 2019 07:50 |
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SpelledBackwards posted:Buying a bunch of crap is ridiculous to go hunting once, ever. Sidle up and make friends with someone who can bring you along on a hunt and will lend you gear or weapons, and pay more than your share for food, lease, transportation, lodging, etc. in return. And promise not to bitch about getting up early or going out in the cold. To be fair, aside from guns, ammo, and camo a lot of hunting gear overlaps with camping gear.
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# ? Feb 3, 2019 07:56 |
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Staryberry posted:Let’s all stop making terrible self-posts and take a moment to savor how truly glorious this story is. oh please, as if that guy didn't just fake his death and is preparing to scam the money away
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# ? Feb 3, 2019 08:46 |
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So, depending on how much the dead body double cost in India, it's a GWM move for him?
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# ? Feb 3, 2019 10:30 |
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Sloth Life posted:I'm really surprised by two accidental births on an IUD. Those things are second only to sterilization. Guy is posting for a friend so I wouldn't be surprised if someone who has a degree in worship music wasn't actually using birth control. He says that even iuds have an error margin, not necessarily that they were using an iud.
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# ? Feb 3, 2019 13:58 |
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Is it normal for a 20 year old in the army to be pulling in $5500/month?
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# ? Feb 3, 2019 16:22 |
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OctaviusBeaver posted:Is it normal for a 20 year old in the army to be pulling in $5500/month? Depends where they live, as I’m guessing he’s factoring BAH into it. As an E-4, he’s probably bringing in 2500/month in actual pay but maybe an extra 3k for housing if he’s somewhere like Boston or San Francisco. nwin fucked around with this message at 16:32 on Feb 3, 2019 |
# ? Feb 3, 2019 16:30 |
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hopefully they ship his rear end to BFE and he takes a paycut
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# ? Feb 3, 2019 17:31 |
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Bad With Money: TFR Edition Working part-time at a local gun shop in exchange for free transfers. And then helping the shop out by buying a bunch of guns on credit to sell at an upcoming show, selling two, and keeping the rest for yourself.
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# ? Feb 3, 2019 18:51 |
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Do transfers vary in cost by region? I've got a kitchen table FFL in my area that only charges $15 because he wants to see neat guns and meet interesting people.
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# ? Feb 3, 2019 18:59 |
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Yes. In California, $100 is normal once you factor in state fees. They also collect sales tax.
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# ? Feb 3, 2019 19:15 |
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Oh hey I didn't notice that one of my favorite threads in all of SA got rebooted for the new year. And it's in TFR for a while, hooray!GoGoGadgetChris posted:Do transfers vary in cost by region? I've got a kitchen table FFL in my area that only charges $15 because he wants to see neat guns and meet interesting people. Yeah, they vary big time. I'd say the average around me is $35 or more. Also, some SOTs charge ridiculous fees to transfer NFA items.
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# ? Feb 3, 2019 19:16 |
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nwin posted:Depends where they live, as I’m guessing he’s factoring BAH into it. As an E-4, he’s probably bringing in 2500/month in actual pay but maybe an extra 3k for housing if he’s somewhere like Boston or San Francisco. Wow, I guess enlisting is very GWM if you can put up with all the military stuff and possibly being transferred to some hellhole like Iraq or North Dakota.
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# ? Feb 3, 2019 20:35 |
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nwin posted:Depends where they live, as I’m guessing he’s factoring BAH into it. As an E-4, he’s probably bringing in 2500/month in actual pay but maybe an extra 3k for housing if he’s somewhere like Boston or San Francisco. How'd this 20 year old make E4 is my question. E: nm Army BonerGhost fucked around with this message at 22:37 on Feb 3, 2019 |
# ? Feb 3, 2019 22:35 |
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BonerGhost posted:How'd this 20 year old make E4 is my question.
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# ? Feb 4, 2019 00:02 |
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Hoodwinker posted:Pretty sure you can get E-3 out of basic and then get promoted within a couple of years. I was thinking of USAF, where you need like 3 years in service before you can promote even if you enlist at e-3.
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# ? Feb 4, 2019 01:58 |
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who would like to buy some bullets? only a buck a round!
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# ? Feb 4, 2019 03:20 |
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Steeltalon posted:Cars in TFR now? Their gas powered BB guns cost more than the car. This is GWM with respect to cars. Herr Tog posted:who would like to buy some bullets? only a buck a round! Too much hassle to get a firearms license for a pistol where I live. I'll stick to BB guns like the guys in that car.
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# ? Feb 4, 2019 03:40 |
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Crypto exchange founder/CEO dies. Now the exchange can't access any of its coins in cold storage, because only he knew the password.
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# ? Feb 4, 2019 04:48 |
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Craptacular posted:Crypto exchange founder/CEO dies. Now the exchange can't access any of its coins in cold storage, because only he knew the password. In one of the bitcoin threads someone shared a report that value is being moved out of those wallets already.
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# ? Feb 4, 2019 04:52 |
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Subjunctive posted:In one of the bitcoin threads someone shared a report that value is being moved out of those wallets already. Citation Needed.
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# ? Feb 4, 2019 06:02 |
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H110Hawk posted:Citation Needed. So yeah, seems like yet another crypto CEO taking the cash and running.
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# ? Feb 4, 2019 06:54 |
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# ? Jun 8, 2024 15:15 |
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END ME SCOOB posted:
Good IMO
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# ? Feb 4, 2019 13:58 |