rgocs posted:And are you manually registering the auto-payments in YNAB as they happen? Or is it syncing with the bank? I correct the synced transfers by entering them as a transfer and then matching the transactions.
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# ? Feb 9, 2019 01:41 |
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# ? May 21, 2024 20:46 |
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tuyop posted:I correct the synced transfers by entering them as a transfer and then matching the transactions.
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# ? Feb 9, 2019 01:53 |
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The way nuYNAB handles credit cards is very poor. Just make the account a checking account and never have to worry about positive credit card budget lines again.
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# ? Feb 9, 2019 23:16 |
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YNAB just sent out their big “here’s all the poo poo we’ve been working on” email And they uh They’re bragging about being able to resize columns and select all and how much storage space they’re saving server-side That’s the best you fuckin got to talk about? Cmon dudes credit cards are still jacked up as gently caress and I can’t reconcile from mobile Your priority list is hosed as hell y’all
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# ? Feb 12, 2019 23:04 |
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Sockser posted:YNAB just sent out their big “here’s all the poo poo we’ve been working on” email I wouldn’t mind seeing a copy of this email if you had one. I’m still on YNAB4 and intend to be until they provide a compelling reason to move (which will probably be when 4 stops working).
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# ? Feb 12, 2019 23:10 |
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quote:This is the first edition of You Need an Update, our oh-so-cleverly-named, semi-regular review of what we've been up to lately at YNAB. It's similar to our release notes, but far less frequent. Here we focus more on the bigger picture, less on the minutia.
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# ? Feb 12, 2019 23:48 |
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Yeah...that’s not super impressive for the end user, is it?
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# ? Feb 12, 2019 23:59 |
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wow, they've recovered 350 gigs of space they wouldn't be using if they were still developing a desktop application
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# ? Feb 13, 2019 00:11 |
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they also posted the API contest winners and there's some cool stuff in there...YNAB CE-bro posted:https://www.youneedabudget.com/announcing-the-ynab-api-contest-winners/
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# ? Feb 13, 2019 12:47 |
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Too bad the Budgetwise guy got held up with this bank import bullshit, which didn't help progression of his app. He was pondering to ice development of it to focus on actual improvements. I wonder how that turned out. Also meh that Quicken became an even worse shitshow. At this point, I really want something to just track finances, with multiple levels of categories (not just master-subcategory) and some decent reporting, which also doesn't look like a cheap-rear end web app. --edit: Oh, and it needs the Income and Expense report sheet thingy. Barely anything else other than YNAB and Quicken seem to have that. --edit: Hmm, Pocketsmith is finally working on roll-over budgets. Hope they finish and release that soon. That certainly sounds interesting, because they also have forecasting based on your scheduled bills and poo poo like that. --edit: Dear god, they do more than two levels, and if the child category doesn't have anything assigned, it'll subtract from the parent. This is something I've wanted, that'd allow to pool budgeted money but split it into categories for reporting purposes! God, hurry up with the roll-over stuff. Combat Pretzel fucked around with this message at 17:05 on Feb 13, 2019 |
# ? Feb 13, 2019 16:08 |
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Combat Pretzel posted:
I hack this in YNAB by creating a master for say, “hobbies” And I’ll budget $x to a sub-category called master And then I’ll have sub-categories for everything else I spend money on there, so computers and tools and music equipment etc, each with $0 budgeted. And when I spend money, I just do an auto-move from master to “tools”
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# ? Feb 13, 2019 17:18 |
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So my free trial of YNAB is ending and honestly $80 a year is more than I’d rather spend, but I’ll do it if I have to. Are there any apps with the same functionality but cheaper/free?
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# ? Feb 15, 2019 02:06 |
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nwin posted:So my free trial of YNAB is ending and honestly $80 a year is more than I’d rather spend, but I’ll do it if I have to. YNAB 4 In all seriousness though, I think a few of them have been discussed in the last page or two with positives and negatives (Financier I recall is one that was thrown around but I’ve never used it myself).
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# ? Feb 15, 2019 02:20 |
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Financier is adaquate but there are no reports or scheduled/reoccuring transactions. It's only $12 a year (which lets you save your budget online and sync it), otherwise it's just in the browser cache). there's also a mobile site now (https://app.fmobile.io/), which you need the paid plan to really make use of. Also it'll probably never be updated. It's feature complete enough for the dev's personal use and he's basically said he's done workin on it, so the cost pretty much just cover the server costs and maybe a smidge extra. It's probably not goin anywhere but it's probably not going to get any new updates either. quote:There has been a lot discussion on this, mostly in the forums. Here is a summary:
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# ? Feb 15, 2019 03:04 |
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There’s no app with Financier, just a website, correct? The only thing it sounds like I’ll miss then is the app and the importing transactions from my credit cards, but I can live with that. Thanks all.
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# ? Feb 15, 2019 03:29 |
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the mobile site will cache offline and sync when you're back online, I'm pretty sure. just bookmark it on your home screen
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# ? Feb 15, 2019 04:39 |
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Combat Pretzel posted:Too bad the Budgetwise guy got held up with this bank import bullshit, which didn't help progression of his app. He was pondering to ice development of it to focus on actual improvements. I wonder how that turned out. I don't understand what you mean by roll-over budgets... does that mean you can't use the budget values from last month or that you can't let an account for work expenses carry a negative balance from month to month?
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# ? Feb 15, 2019 14:02 |
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nwin posted:So my free trial of YNAB is ending and honestly $80 a year is more than I’d rather spend, but I’ll do it if I have to. Budgetwise. He is working hard on improving it and is an one man show. I have an account but I let the trail end. I will buy a subscription when my YNAB one expires.
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# ? Feb 15, 2019 17:54 |
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greazeball posted:I don't understand what you mean by roll-over budgets... does that mean you can't use the budget values from last month or that you can't let an account for work expenses carry a negative balance from month to month? The forecasting in it is pretty nice, tho. Helps with my car purchase planning. I'm currently giving it another test.
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# ? Feb 15, 2019 18:09 |
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drive me nuts to school posted:The way nuYNAB handles credit cards is very poor. Just make the account a checking account and never have to worry about positive credit card budget lines again. Can anyone explain this more? Is it because credit cards let you spend money you don't have so it messes with the budgeting, but if you pay off your cards every month, that doesn't really matter?
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# ? Feb 25, 2019 14:38 |
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smackfu posted:Can anyone explain this more? Is it because credit cards let you spend money you don't have so it messes with the budgeting, but if you pay off your cards every month, that doesn't really matter? Their coding doesn't handle it well all around. One known defect is redemptions and credits come back and gently caress everything up. You get all of the same functionality by indicating it as a Checking account and not worrying about letting YNAB auto-budget you an unnecessary category.
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# ? Feb 25, 2019 15:13 |
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If you pay it off every month, just create a regular account. It'll create debt that'll adjust the budget categories and net worth, i.e. the money you've assigned will be defacto gone, and when you pay off the card, it'll be a zero sum thing.
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# ? Feb 25, 2019 16:38 |
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tuyop posted:No, looking back it’s just been going up as a balance since like, April 2018. It’s just a card I use for expenses and the balance autopays each month! I don’t even look at it as a budget line. Do you get cash back on that card as statement balances?
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# ? Mar 7, 2019 14:10 |
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Is your autopayment categorized as a Payee: Transfer to Credit Card?
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# ? Mar 7, 2019 20:33 |
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DrNewton posted:Budgetwise. He is working hard on improving it and is an one man show. Ermagherd, thanks for this recommendation! I've been spiralling on spending without a budget ever since YNAB moved to the subscription model and just haven't found anything else I like. Tried my bank's budgeting software and it's just unbearably bad. I tried to import my stuff to the new version of YNAB but I just really hate spending goddamn near a hundred bucks a year for a budget. I'd be fine spending a one time hefty lump sum for lifetime access to new YNAB, but they don't have a lifetime subscription option, so gently caress them. I'd even be fine spending up to 3-4$ a month for access, but YNAB is double what I'm willing to pay, especially considering I already spent a bunch of money buying the actual loving software. Meanwhile, I'm just getting started on Budgetwise, and it's exactly what I'm looking for. Auto bank import even works flawlessly! Plus a lifetime subscription is only a hundred bucks, so gently caress yeah. Sucks the suck YNAB let us down, but at least there are good alternatives.
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# ? Mar 25, 2019 02:06 |
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And thanks again on budgetwise it looks nice and like I could actually enter categories from my phone.
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# ? Mar 25, 2019 02:34 |
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Oh he's dropping bank sync, so I figure the update cycle should shorten. Seems like the provider was causing him a lot of grief.
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# ? Mar 25, 2019 11:18 |
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Combat Pretzel posted:Oh he's dropping bank sync, so I figure the update cycle should shorten. Seems like the provider was causing him a lot of grief. Supposed to be releasing off budget accounts in the next update too, which was the standout feature he was missing from New YNAB. I actually just bought the lifetime subscription, very excited about Budgetwise.
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# ? Apr 2, 2019 10:39 |
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I've seen other people recently mention this, but just to confirm YNAB now has a monthly fee and isn't just $60 for the license?
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# ? Apr 2, 2019 19:11 |
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Yorkshire Pudding posted:I've seen other people recently mention this, but just to confirm YNAB now has a monthly fee and isn't just $60 for the license? It's a yearly fee, as stated on their website under "pricing" https://www.youneedabudget.com/pricing/ Ynab website posted:YNAB costs $6.99/month, billed annually at $83.99
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# ? Apr 2, 2019 20:09 |
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I hope it comes with a built-in monthly expense budgeting category for itself.
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# ? Apr 2, 2019 20:27 |
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I do have a YNAB category in YNAB
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# ? Apr 2, 2019 21:03 |
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They have you set that up during the tutorial.
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# ? Apr 2, 2019 21:08 |
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YNAB44LYFE
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# ? Apr 2, 2019 21:25 |
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Chaotic Flame posted:YNAB44LYFE Same.
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# ? Apr 2, 2019 21:51 |
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i was lucky and jumped on quickly so my nYNAB is 45/yr
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# ? Apr 3, 2019 00:19 |
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I'll probably jump to Budgetwise once they add in the stuff in this upcoming update. I've been using Financier for over two years now and I miss having reports.
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# ? Apr 3, 2019 01:09 |
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Old YNAB works perfectly in Wine on Mint 19 for those who were curious. I'm going to run this program in a VM long past its expiration date. If the online version ever reaches feature parity I'd consider moving, but they'd have to lower the price to something more reasonable which I doubt would ever happen.
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# ? Apr 3, 2019 03:27 |
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Mad Wack posted:i was lucky and jumped on quickly so my nYNAB is 45/yr Same. I roll my eyes every year when it charges but I love the web based setup and I'm too lazy to figure out a new system so they will continue to get my 45 buckaroos every year until I come up with something better. Budgetwise ain't it yet.
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# ? Apr 4, 2019 15:35 |
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# ? May 21, 2024 20:46 |
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IMO the charge it worth it so I don't have to fiddle with a couple systems or import the stuff from my bank manually. I'm at a point in life where spending a few bucks for things to "just work" is 100% worth it.
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# ? Apr 4, 2019 16:41 |